Effect of Inflation on FGN Bonds + Other Investments in Nigeria | Flo Finance 

Anyone not interested in investing in Nigeria or commercial papers or having a portfolio in Nigeria. Is ok don’t push others away with no solid proof or inflation data. Go and buy yourself Gold blocks and keep is an alternative..😊

Ventures goes with calculation & faith. Your explanation is very good👍

Thank you Ma 💞 for sharing, helpful as always

This is so helpful thank you so much for sharing

Thanks for the insight ❤❤ Looking forward to the video about your fears 😁

Very awesome

You have to consider first what other investment alternative would give you over 30%, then what amount of risk is your principal facing? It's better to receive your 15%+ in peace with principal intact, than to venture into something dangerous. That is the pure head to head reality, because even with most businesses first your capital is at risk and returns are not guaranteed. US bonds now are hovering 4% while inflation is reported at 3% so effectively making 1%...you would need 1 million USD to make 10K!!!! do you have that amount?

I'm interested in the live video Flo. Please when is it happening? Amazing video and insight as always.

Wow!! i which i know all of these before now, i am been scared to invest but listen and watching some of your videos about this FGN Bond, i am very very interested. i will be counting on you to put me through.

I love your explanation ma, so far your return can cater for your need why worry about inflation. Life no hard jare, the essence of investing is to have peace of mind, why invest and still not have rest of mind. You work so hard for your money and you still working your head to think about what you cannot control of. Thanks for sharing ma'am.

I like your hair aunty Flo, thanks for teaching us investment

Lady Flo , am in your view 💯 have been with you since 2014 and financially it’s worth the journey , I resident here in Zurich Switzerland 🇨🇭 and have got no regrets in my Nigeria portfolio.thanks alots ❤

You're a great analyst😂 I enjoyed watching. Happy Easter.

People that are in Nigeria and don’t have access to other platform to invest abroad should invest in Nigeria. However, if you are abroad in a more stable economy, I will advise investing in where you live. Note: investing is a long term commitment. Personally I buy ETFs and is planning to hold it for a long run. My vanguard global all cap is now 14% . I will keep putting money away and that is what matters. Slow and steady

My Aunty Flo, Greetings from East Africa. We love you. My humble opinion, Look at it this way, It is all by design. Nigeria still remains the BIG BROTHER for all Africa Countries. When something happens in Nigeria, it's happening or it will happen to his/her brothers & sisters( other countries) It's just a matter of time when it will be at it's pick. Same to dollar. It's all by design.

Thank you ma. Your view is correct. It is better to invest than leaving you money under the bed or in the bank. I am interested in the live conversation, anytime is fine by me. Thanks

I am glad you finally addressed inflation and explained it well. I think its important for your viewers to have a holistic perspective and make informed choices. Oya make i leave you.😅

Do you know how much the stockbroker charges? Also can you recommend a less hassle broker which can stand the test of time, because I am seeing alot of brokers went inactive. Thanks I love you channel and I just subscribed

Aunty Flo, whats your take on AXA MANSARD Money Market Fund? its now 14% as at today. i have a huge investment there

what happens if the govt depreciates the naira

Fear of investing is not an isolated case, every invester hides these case on a hidden shelf. We must invest in our country, this is the only way to raise her up. if we the children of nigeria refuse to raise her up, who is going to do it. foreigner ?. I dont think so.

Aunty Flo, I am distracted by your glowing skin. This FGN bond must pay. I am spreading the good news especially to Nigerians. I believe a lot of us don’t know about it.

Sister Flo pls how can I invest in FG bond. I’m interested but don’t know how to go about it. Thanks

I always enjoy your content. Challenges are opportunities for investment , reason Africa is more lucrative than Europe Can you do something about agriculture in context of local consumption and export Saudi Arabia 🇸🇦 recently requested Nigeria to grow and export $1 billion dollar worth of ALFAALFA for their animal feed. Few years ago China wanted cassava from us Nigerian youth can aggregate and form cooperatives for production , thanks. 🙏

Thank you very much Is the interest on fgn bond 16% per Annum or 16% after 2 years?

Can one still invest in fg bond in nigeria?

Sorry can you please explain if possible to do it why leaving in France

****Inflation chips away at the purchasing power of your money. Investing to earn interest helps to stabilize your purchasing power, not at 100%. Yes, I will recommend investing as opposed to just leaving your money in a non interest bearing ordinary account. ***Everyone, "knock yourself out" with whatever you decide to do.

Sister Flo can i investment in FGN bond while living abroad, or i need to be present in the bank?

Question to you Flo, I live abroad, is it advisable to invest 5m Naira in govt bond given that I will only spend max 3 months a year in Nigeria?

Nne the Nigerian economic space is very volatile and not worth. 15% on capital, just like fixed deposit, in 365 days is pure bukum. I repeat i won't try it. Even if you like invest more, the percentage remains thesame. The only thing FGN bonds will do for you is to help fight the effect of inflation on your capital, that is to help retain the value of your capital. Hoarding the dollar may not be an investment, but it will do you more good in protecting the value of your money. Why not talk about FGN euro bonds?

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You're right Aunty Flo. One can live comfortably with #200,000 naira salary monthly and even employ a maid and driver compare to someone earning 2000 pounds in UK. This is the reality but most people are just so shallow minded when it comes to financial education and they are so obsessed with not seeing anything good about their country Nigeria.

You make learning look easy

so I have an analogy, very Simple but It's long term and I know that's what most people don't want to hear So keyword is commercial papers If you do a 90 day CP investment of 6% real returns you do It 3 times a year or If you are Lucky and The stars allign, 4 times that's 18-24% Now if you compound It for 4 years And do your backward calculations you would have Beat inflation at 25% average inflation rate for those 4 yrs And it's always better to opt for the shorter 90day terms than the 270days longer terms cause it gives you a better opportunity to compound For instance the difference between 6% compounded 3 times a year vs 25% p/a prorated to 270days is close to 2% in favor of the 90days compounded But again No one wants to hear compounding or long form investing that's why people keep falling for Short term forex traders hook, bait and switch Scams with unrealistic returns that's my submission flo

Thanks for teaching us 🎉 Please check your email ma.🙏