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Equitas Small Finance Bank |Fast Growing Bank🏦🏦 

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Business Analysis - Equitas Small Finance Bank Ltd
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"Go where the competition is either weak or dumb." -Charlie Munger
Dear viewers, this time we bring to you a business that belongs to a hated industry. Banking is a sector that is currently going through headwinds. However, in spite of the headwinds sometimes it is possible to spot interesting opportunities. Let's deep dive into the prospects of this hidden bank that is growing its CASA Franchise at a brisk pace!
✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯✯
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SOIC Intelligent Research LLP is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000012582.
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Book recommendation (00:00)
Micro Finance (1:52)
SOIC’s Checklist for Banks & Financial Companies (8:06)
History of the small finance bank (9:12)
Sources of funds (Liability side) (11:38)
Comparison with others (15:16)
Asset side break up & Yields (18:48)
5 Pillars of Variant Perception (24:10)
Management of the bank (28:25)
Thesis (31:09)
Anti-thesis (32:46)
#soic

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26 сен 2021

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Комментарии : 1,2 тыс.   
@SOICfinance
@SOICfinance 3 года назад
🏫SOIC Membership (Intensive Classes + Continuous & Live Classes + Sectoral Analysis):- soic.in/soicmembership/ 🎞 Link to the presentation: soic.in/visualization 📰 Link to the SOIC Newsletter: soic.in/blogs
@Pyarabaccha7766
@Pyarabaccha7766 2 года назад
Please tell something about bankoka mayajal
@pranavpatil8226
@pranavpatil8226 3 года назад
Whenever I see your channel's notification, I leave all my work and watch your video because no work can add more value to me than your video.. Thank you 🙏
@SOICfinance
@SOICfinance 3 года назад
Thank you for your kind words & glad you liked it. Hope to keep adding value in your investing journey :)
@vaidikbhadiyadara8522
@vaidikbhadiyadara8522 3 года назад
True
@Itachi178
@Itachi178 3 года назад
@@SOICfinance bhai Tatva chintan next😍
@chahitladkani5312
@chahitladkani5312 3 года назад
Agreed
@devendradubey7215
@devendradubey7215 3 года назад
Sir, Soic required on Sumotomo chemical & India Pesticides.Thanks
@vijaybhandare5020
@vijaybhandare5020 3 года назад
Ishmohit, we r really worshipped by a young and knowledgeable , learned , inborn, young Professor of college of subject " Market " . I think , u r well versed in Animal Care industry subject d most. Chemical seems ur expertise ! However, u have proved ur ability everywhere. Am 70 years , retiree banker. My blessings reach out u,.
@SOICfinance
@SOICfinance 3 года назад
Thank you so much for your kind words 😊 for your kind words & glad you liked it. Hope to keep adding value in your investing journey :)
@anujagarwalanujagarwal5074
@anujagarwalanujagarwal5074 3 года назад
Thank you Ishmohit for such honest and sincere efforts. We can never pay you back for all the value you have been giving us. May god bless you.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey
@premsingh-ms6of
@premsingh-ms6of 3 года назад
Thank you
@ajoykumarsinha5431
@ajoykumarsinha5431 3 года назад
देशी भाषा में इतनी जानकारी उपलब्ध कराने के लिए बहुत-बहुत धन्यवाद।
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@rajendra644
@rajendra644 3 года назад
..Great Business Analysis as always... Just a point to mention here, at the time of IPO in Oct 2020, promotor holdings in Equitas SFB was around 95%. Post IPO it became 82%. As per RBI guidelines, the promotors lock-in period to bring down its holdings to around 40% expired on 04th Sept 2021. In July 2021 RBI permitted the amalgamation of the promotor holdings in SFB to amalgamate with Equitas Holdings. What impact would this have on the company then as we can see a drastic reduction in promotor holdings in this quarter....
@anubhavdiwan
@anubhavdiwan 3 года назад
Great knowledge, we know you are good in chemicals, why don't you make a full comparison on speciality chemicals industry which includes clean science, vinati, SRF, rossari, fine organics, alkyl Amines, galaxy, Oal, sumitomo, PI Ind and many more. We will be very thankful to you
@yuvarajpatel
@yuvarajpatel 3 года назад
A Sardar with Asardar analysis! Have been watching Equitas since it posted its first provisions for NPA when Covid struck... It was the highest... Talks a lot about management quality when it comes to conservation... Lot of Kotak mid and sr mgmt also migrated... Will keep watch till second wave compression hits the finance market... ❤️ It!!!! 🙏🏼🙏🏼
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey
@vijaybhandare5020
@vijaybhandare5020 3 года назад
A Sardar, Asardar, very nice , Great !
@joelgeorge3435
@joelgeorge3435 Год назад
Hi Ishmohit, I had really enjoyed your in-depth analysis of the company and the sector when I first watched this shortly after you released the video. After adding a bit of my own research, I had decided to buy the holdco shares when it was being offered at a discount relative to the small finance bank. When the MD announced his plan to resign, the price fell way below my buying price, but I somehow resisted the urge to sell convincing myself that the intrinsic value of the bank was much, much higher. I ended up buying even more at those low prices. Long story short - I'm sitting on healthy unrealized profits now! Wanted to say a big thank you and it would be really awesome if you could do a follow up video on this, focusing on current valuations and what getting a universal banking license would mean for Equitas. Thank you, regardless!
@SOICfinance
@SOICfinance Год назад
We're glad to know you find our work informative and insightful. Thank you for watching our videos. 😃 We hope to continue adding value to your investing journey. 🤜
@souvikroy8343
@souvikroy8343 3 года назад
Such a great teacher blessed to have you as a teacher THANKS A TON SIR for educating us
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@ksv4848
@ksv4848 2 года назад
Sir, I am watching this video in May 2022.I liked it .Kindly advise whether it is safe to keep my money in FD for 888 days in this bank ?
@banekehky6341
@banekehky6341 3 года назад
Thanks for unfolding Equitas holding, this will be a new one for me to study.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@RavinderKumar-gn6ii
@RavinderKumar-gn6ii 3 года назад
In comparison equitas small bank and equitas holding what is the better?
@kiranramakrishna5238
@kiranramakrishna5238 3 года назад
CASA ratio and ROA are two important metrics for a Bank. Higher CASA gives a lot of leeway to lend and capture market share in a highly competitive market. And this observation is coming from an Ex-Banker. I still have doubt about listing the holdings company and SFB separately. Nevertheless, a valuable video. I'm looking forward to Sona Comstar, as you've already analysed so many API and specialty chemical companies. Your channel keeps adding knowledge and value. Keep going ❤️
@stocksforinvesting
@stocksforinvesting 3 года назад
Good
@GujaratiVaniya
@GujaratiVaniya 3 года назад
So which company one should ideally invest in - the holding company or the small finance bank?
@ravichandar5426
@ravichandar5426 3 года назад
rather than the small fin bank itself, how would it be to invest in the holding companies, like Equitas holding instead of Equitas bank and Ujjivan Finance Co. instead of Ujjivan Small Finance Bank?
@SOICfinance
@SOICfinance 3 года назад
Equitas hold co is where I am invested
@aakargupta3945
@aakargupta3945 3 года назад
Bajaj holdings is another gem
@veereshwarsharma1254
@veereshwarsharma1254 3 года назад
@@aakargupta3945 Moves much slower than individual companies
@wilfredmonteiro5482
@wilfredmonteiro5482 3 года назад
giving loan is easy way for NPA assets like PSU banks..... recovery for what n why..... runaway scams.... easy money to wrong personal with wrong motives
@aravindpandiyan6352
@aravindpandiyan6352 3 года назад
Request you to add subtitles and then release, if its possible. Reason is, I can't watch membership exclusive video without watching this video first.
@SOICfinance
@SOICfinance 3 года назад
Sure, subtitles will be added by tomorrow for sure
@subrayag2099
@subrayag2099 3 года назад
Also Niyo has partnered with equitas....which will help them grow CASA ratio😀
@mayurpatil3629
@mayurpatil3629 3 года назад
You are excellent speaker. I wonder how you manage what to speak and when .
@aatishpunmiya617
@aatishpunmiya617 3 года назад
Tatva chintan vs clean science Pls make video on this
@SOICfinance
@SOICfinance 3 года назад
Sure, stay tuned :)
@suryahr307
@suryahr307 3 года назад
@@SOICfinancepls cover CarTrade first
@sachchidanandsahani2887
@sachchidanandsahani2887 3 года назад
Clean science
@thirdeye-tq6wl
@thirdeye-tq6wl 3 года назад
Sir you knowledge is good but i am also in the market since 1984 and suggested to add idfc first bank for the the first target of 78 and 85 than 100 plus.
@DramaSarcastic
@DramaSarcastic 3 года назад
Great value addition. I am ready to pay even a fees to view such great knowledge videos. Thanks a lot man. PS: Your analysis is always better engaging than case studies presented by IIM students / Harvard professors / corporate leaders!
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@ajiteshgarg1826
@ajiteshgarg1826 2 года назад
Regarding reverse merger of SFB(s), do you think Ujjivan SFB is an equivalently attractive opportunity (though Equitas is undoubtedly better but Ujjivan offers more holding co. discount and cheaper valuations in comparison) keeping in mind the old management of Ujjivan is coming back?
@jitendravaidya437
@jitendravaidya437 3 года назад
धन्यवाद 🙏🙏 Ishmohit & Team for valuable information. Waiting for Sona BLW, Mastek & Tatva Chintan videos..........
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, stay tuned :)
@nunnaprem
@nunnaprem 3 года назад
As usual 360 Degree view, with in depth analysis loved it! Thanks a lot.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@JajooAtinKumar
@JajooAtinKumar 3 года назад
What about promoter holding has to reduce upto 75%. Should we wait if price can affect by this .
@pratikdas4986
@pratikdas4986 3 года назад
Hi sir, what's your view on sectoral/thematic MFs specially related to IT sector like ICICI prudential technology fund and Tata digital fund from a long term perspective.
@rasiklalnaranbhaipatel2839
@rasiklalnaranbhaipatel2839 3 года назад
आपका हरकोई कंपनी का पोस्ट मार्टम बहुत ही बढ़िया है 👍🙏👌
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@anshulxx1
@anshulxx1 2 года назад
Hi Ishmohit, Thanks for the wonderful analysis. Just a quick query - If the reason for growth in cost to income is adding additional branches, why do we see no growth in number of touchpoints from 2017 to 2021?
@sivanandakella5433
@sivanandakella5433 3 года назад
More power to you. It shows how much research goes behind this for you to give such a distilled and crisp details.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 for your kind words & glad you liked it. Hope to keep adding value in your investing journey :)
@SachinSharma-yp1ug
@SachinSharma-yp1ug 3 года назад
Hello bro...Awesome video...Next video Tatva Chintan le banao aap.... and one question which one will perform better IDFC FIRST OR EQUITAS BANK? Please reply.
@SOICfinance
@SOICfinance 3 года назад
Thank you so much for your kind words 😊 for your kind words & glad you liked it. Hope to keep adding value in your investing journey :) Sure, stay tuned Video on IDFC First- ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-BuTZmm_h6g4.html
@SachinSharma-yp1ug
@SachinSharma-yp1ug 3 года назад
@@SOICfinance I have seen idfc, but which will be better
@krishnabharay1235
@krishnabharay1235 3 года назад
It may be increasing CASA but its CASA expense is 7% while in most places that is 2.5-4%
@raviramasamy1616
@raviramasamy1616 3 года назад
Even though am not watching lengthy video's..but your videos maki to watch..and wonderful analysis very simply.. Kudos to ji
@SOICfinance
@SOICfinance 3 года назад
Hi Ravi. 😃 Thank you for watching our video. We appreciate your feedback and support for our content. 🙏 We're glad our content is comprehensive for you.
@karthikananth7467
@karthikananth7467 3 года назад
Superb analysis with a lot of interesting insights. SOIC rocks.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@saiakhil46
@saiakhil46 3 года назад
@SOIC is it better to consider direct SFB or its holding company
@dolagobindasahoo6459
@dolagobindasahoo6459 3 года назад
Idfc first bank or equitas small Finance bank i hope i am correct
@SOICfinance
@SOICfinance 3 года назад
IDFC First Bank- ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-BuTZmm_h6g4.html
@JAYP20256
@JAYP20256 3 года назад
Aapka har video full of knowledge hota hai. Thanks for analysing equitas sfb.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@sahil_vi
@sahil_vi 3 года назад
Grwat video . Everything you said about equitas, makes me remember your IDFC first video and to me it seems like a smaller IDFC first. What are some key differences? Some I could think of : 1. Legacy infra book for IDFC which throws surprises. But imo most of the pain period is behind us. 2. Equitas has higher geographical concentration risk which imo for a lender is something to keep in mind. 3. Scale is on idfcf side. Again for lenders imo larger lenders are actually safer than smaller lenders. Managing 1lakh cr loan book requires different set of skills than 20k cr loan book. Would love to know your thoughts! Disclaimer: I'm invested in IDFC first.
@SOICfinance
@SOICfinance 3 года назад
Equitas just believe operating leverage kicking in is imminent. Smaller scale is good though here, can grow faster for next 3-4 years :) Check Equitas Hold co and the reverse merger discount. By H2FY22, personally expecting ROA and ROE to start inching upwards. Once they are done with the accounting hit
@rahulsarswat4948
@rahulsarswat4948 3 года назад
one thing that has happened with me since pandemic is i followed you. superb analysis . thank you very much for such wonderful analysis of businesses. for next video i would love to see analysis of mastek. thank you in advance😊
@SOICfinance
@SOICfinance 3 года назад
thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@dobbygaming1219
@dobbygaming1219 3 года назад
When you cover mastekk please mention how does one decide on which ER&D IT business should be chosen when literally there are so many businesses that are great(LTTS, ELXSI,BSOFT, PERSISTENT, MASTEKK etc) all with diff prod types but are IT businesses.
@vijaykajavadra9221
@vijaykajavadra9221 3 года назад
Aapki har video like gold and golden opportunity for us... really thanks for this studies..I am very waiting for discussion TATVA CHINTAN.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, stay tuned :)
@rappy910
@rappy910 3 года назад
Waiting for a discount in your soic course
@allwinabraham5856
@allwinabraham5856 3 года назад
Yeah same here
@rishabjain8975
@rishabjain8975 3 года назад
Or he can have monthly emi scheme 😁
@srikanth138
@srikanth138 3 года назад
I need a buy now pay later scheme on his course
@Mack2211
@Mack2211 3 года назад
Same here...
@rappy910
@rappy910 3 года назад
@Raj Singh bhai tum apna I'd de do kuch paise main tumhe hi de doonga
@koshyjoseph2605
@koshyjoseph2605 3 года назад
Superb value addition & holding Equitas Holding for last few years. Hats off.
@SOICfinance
@SOICfinance 3 года назад
thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@rahul_bob
@rahul_bob 3 года назад
Wooah, ty so much for such a rich content!!!!!!!! Plz cover footwear busssiness, relaxo and Bata!!!!!
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, stay tuned :)
@kunjnaik6035
@kunjnaik6035 3 года назад
Please analysis of tatva Chintan first then Mastek. This video is on next level but why you didn't compare them with Bajaj finance while comparing with chola. Their ROA is above 2.5
@ashishnariya
@ashishnariya 3 года назад
Great and Detailed Analysis. Thank You
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@shivrajsamanta
@shivrajsamanta 2 года назад
Equitas SFB Q2 result shows a lot of negetive point, like increase in NPA, decrease in Net interest margin, derecre in pre provisioning operative profit etc. Is it to be worry about?
@rishabhpatel1767
@rishabhpatel1767 3 года назад
Can't wait even for a second to watch your video
@rishabjain8975
@rishabjain8975 3 года назад
Yes😍
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@sheetalkumar8588
@sheetalkumar8588 3 года назад
Sir ji there is enough material on RU-vid on basic of stock market. Please keep raising the bar higher and higher.
@Vikeshkaushik15
@Vikeshkaushik15 3 года назад
Mastak in next video ❣️ this was a much awaited video n totally worth.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@awadhvihari1673
@awadhvihari1673 3 года назад
Nice explanations.... I am a regular visitor of your channel and upgrading my financial knowledge... I am a medical background person with little bit of financial idea.. Kindly tell me a basic book to start with....
@dksingh1985
@dksingh1985 3 года назад
Namaskar Ishmohit Sir ❤️ I am addict your voice 🙏
@sandipshinde8089
@sandipshinde8089 3 года назад
High quality video
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@shibasispatel6624
@shibasispatel6624 3 года назад
I believe bandhan bank also mostly lend small businesses and works mostly in micro finance. However it was not considered under small finance bank. Can you please tell me the reason?
@satyanisth3501
@satyanisth3501 3 года назад
Please put a short on Why Sequent Scientific is falling crazy...
@pranathi4996
@pranathi4996 3 года назад
Purchased Vaibhav global 20 shares @ 788 And igl. Purchased 20 shares @ 567 And Gujarat 20 shares @ 696 Can I hold for long run or exit
@prasadmali669
@prasadmali669 2 года назад
wonderful analysis.... i just wonder if you have invested in equitas holdings then why are you giving the analysis of Equitas small fin bank...?? please reply
@SOICfinance
@SOICfinance 2 года назад
Because underlying holding for Equitas Hold co is Equitas SFB
@trendtrader8074
@trendtrader8074 3 года назад
Sir I have invested a good amount in suryoday small fiaiance bank currently in a loss of 40% kindly suggest what should I do , should hold or sell
@debasissamantray8233
@debasissamantray8233 3 года назад
Please make analysis on LUX industries...read the annual report..looks like its going the Page industries way
@SOICfinance
@SOICfinance 3 года назад
Sure, stay tuned :)
@noospheredigital3224
@noospheredigital3224 3 года назад
Thanks for the excellent & detailed analysis.. I have been holding some Ujjivan Finance shares since few months at avg of 159. However, USFB has given better up move since their Q2 results. I am wondering if I made wrong decision and should have rather invested in USFB. Can you please suggest if possible .. God bless
@udai4k
@udai4k Год назад
Wanted to open my account at equitas, loved your analysis, going to zero in now in 2022 dec., Thank you SOIC , Jai Hind
@aniljose1677
@aniljose1677 3 года назад
Holding company will always get lower valuation than parent company. Am I correct?
@ishmohit1
@ishmohit1 3 года назад
Holding company will no longer exist post the reverse merger, discount will finish!
@vikasrana7497
@vikasrana7497 3 года назад
One of the best analysis in market
@SOICfinance
@SOICfinance 3 года назад
Thank you Vikas 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@shubhammanjalkar8591
@shubhammanjalkar8591 3 года назад
Is this equitas holding or sfb?
@sudhirsahoo3119
@sudhirsahoo3119 3 года назад
Thank you sir , for your excellent analysis of Equatas. Next video TATA COMM. ka kar payenge kya ???
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, stay tuned :)
@vinayraj2400
@vinayraj2400 3 года назад
Thanks a Lot Ishmohit & SOIC team. @ Ishmohit, very happy for you on your presentation (Fintalk’21) on “how to invest in the Indian Mkts”. Every educational institutions should have such presentations organized. Good initiative!!
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@chddhn7410
@chddhn7410 3 года назад
Thank you for the video. Can you explain the difference between Equitas Holdings and Equitas Small Finance. Which one to invest and why? I believe you have invested in Equitas Holdings and not in Equitas Small finance. Please help to understand the reason. If possible in English or to add subtitles in English. Thank you.
@MathewRobert
@MathewRobert 3 года назад
Nice presentation. One doubt Branch cost will be amortized right. Will it improve ROA
@paarthshah8266
@paarthshah8266 2 года назад
One of your most valuable and in depth research videos till date! 😊
@SOICfinance
@SOICfinance 2 года назад
Thank you for watching our content. Glad you think so!😃🙏
@nalamanonixservices3275
@nalamanonixservices3275 Год назад
Can we get a new update after the change in promoter holding?
@chiragaggarwal8170
@chiragaggarwal8170 2 года назад
In the touch points slide the branches actually decreased when compared to previous years... Why is that?
@varunavv2011
@varunavv2011 2 года назад
hi, just a suggestion, pls dont put folded hand photo in the video thumbnail. does not appear welcoming,
@SOICfinance
@SOICfinance 2 года назад
Sure, noted your suggestion. Thanks :)
@keshavrawoot
@keshavrawoot 3 года назад
I m invested in Equitas holding . should I increase my holding in it or invest in Equitas small finance bank instead of holding co?please advise
@SOICfinance
@SOICfinance 3 года назад
No recommendations, only meant for educational purpose :)
@abhishekguliani5338
@abhishekguliani5338 3 года назад
GREAT BUSINESS ANALYSIS. Can u make your next video on TATVA CHINTAN PHARMA CHEM
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, stay tuned :)
@blockbuild2145
@blockbuild2145 3 года назад
'First you Learn then you remove L' Like to read this everyday. Thanks a lot
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey
@mrigoo
@mrigoo 3 года назад
what is the difference between SEBI registerred and unregistered advisor?
@pchandra8698
@pchandra8698 3 года назад
Gazab ki knowledge aap dete ho sir. God bless you.
@SOICfinance
@SOICfinance 3 года назад
Thank you! 😃🙏
@shrikantswami1993
@shrikantswami1993 3 года назад
Please make video on your stock portfolio???
@ramanandadn6183
@ramanandadn6183 3 года назад
Idea vodofone, yes bank, next is which is best govt bank. Please make video on this Tq
@SOICfinance
@SOICfinance 3 года назад
Sure, stay tuned :)
@Samanad74
@Samanad74 3 года назад
Ongc and oil india best shares to buy now
@jayparekh3905
@jayparekh3905 3 года назад
Please create the basics of the stock market series. Thanks for such a piece of great knowledge.
@SOICfinance
@SOICfinance 3 года назад
Noted your vote :)
@pritamphulari8594
@pritamphulari8594 3 года назад
SOIC BHAUT BAHUT AABHAR. DHANYWAD. TATV CHINTAN.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@kailashmat5614
@kailashmat5614 2 года назад
Which one is better eqitas sfb or equitas holdings
@kailashmat5614
@kailashmat5614 2 года назад
Soic thank for like 😍😍 But Plz tell which one is better Equitas small finence bank or Equitas holdings I want to invest plz
@dhananjaybhardwaj7550
@dhananjaybhardwaj7550 3 года назад
Would like to know how to go through the analysis of Equitas holding ? Found your presentation incisive .
@ArijitMukhopadhyay
@ArijitMukhopadhyay 2 года назад
Quick question: What about loan growth higher than ROE for Equitas? Won't it lead to equity dilution?
@Gireesh-V
@Gireesh-V 2 года назад
Thank you for wonderful explanation, please make a video on Equitas Holdings 🙏❤️
@neelbobade5541
@neelbobade5541 3 года назад
Valuations are excellent but both equitas holdings n equitas small f bank are listed . How demerger will play?
@ishmohit1
@ishmohit1 3 года назад
Reverse merger, hold co won't exist. You'll get shares of Equitas sfb
@sudharrsunnd3113
@sudharrsunnd3113 2 года назад
Hi Ishmohit. I don't know why I am not convinced as I usually do after watching your video. I think the bank is still at its investing phase. Having high CASA is good but not at high interest rates, it will damage NIM. May be that's why profits after interest and expense is minimum. As you clearly mentioned they spend in expansion, recruiting and have diversified into many areas. Let's wait and see.
@natraj6120
@natraj6120 3 года назад
Mastek and sona comstar shud be your next picks. Please keep video length max to 15 mins
@sumitgajare3439
@sumitgajare3439 3 года назад
Boht badiya valuable knowledge sharing next tatva chintan
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, coming next
@rakestiwari
@rakestiwari 3 года назад
Please provide your valuable analysis on MASTEK
@SOICfinance
@SOICfinance 3 года назад
Sure, stay tuned :)
@ranautkarsh007
@ranautkarsh007 3 года назад
Your videos are always full of knowledge and conviction. Could u please throw some light on Cupid Ltd.
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Sure, video on the same coming soon. Stay tuned :)
@ranautkarsh007
@ranautkarsh007 3 года назад
@@SOICfinance thanks a lot for your gratitude sir
@pankajpatel434
@pankajpatel434 3 года назад
Please make a video series on basics of stock market, short term investment, and IPOs. 🙏🙏🙏
@SOICfinance
@SOICfinance 3 года назад
Sure, stay tuned :)
@shravyasurajofficial
@shravyasurajofficial 3 года назад
In comparison, Bandhan Bank is missing. Which may lead in all comparison
@amrutlalksolanki6506
@amrutlalksolanki6506 3 года назад
Very nice and lengthy subject you convert in very simple way, such a wonderful honest analysis,
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@rajdihaandi6626
@rajdihaandi6626 3 года назад
Your analysis is one of best I have ever been seen
@SOICfinance
@SOICfinance 3 года назад
Thank you & hope to keep adding value in your investing journey 🙏
@ravijaiswal1221
@ravijaiswal1221 3 года назад
Thanks Soic 💐.. whenever i watch your video, it’s just not only about one company, actually we learn and understand the whole industry, the said company deal with…i felt like value addition in my investing journey as you always said…don’t know whatever the consequences be but journey with SOIC so far has been wonderful, interesting and full of joy…Happy Investing, Happy Learning…🎊🙌
@SOICfinance
@SOICfinance 3 года назад
Thank you so much Ravi for your kind words 😊 & glad you liked it. Hope to keep adding value in your investing journey :)
@vincentfloyd590
@vincentfloyd590 3 года назад
is IGL a good stock to hold on? please suggest sir
@dilipkumarmishra1022
@dilipkumarmishra1022 3 года назад
Sir, why left IDFC FIRST BANK. According to you, small bank stand only based on management. So Mr. Vaidyanathan is well known name in this market... Your oppenial????
@bhaveshpremji8937
@bhaveshpremji8937 2 года назад
Ish Mohit if yes bank is giving interest higher than term deposit rare then it can not be classified as casa
@shomysharma
@shomysharma 3 года назад
Amazing analysis. Glad to see you don't do much marketing of your products. I am interested in your membership, can I get discount on that
@SOICfinance
@SOICfinance 3 года назад
Thank you 😊 & glad you liked it. Hope to keep adding value in your investing journey :) Kindly mail us on info@soic.in