Everything You Need to Know About Investing 

Time is one of the most important things when it comes to investing. Start as early as possible. Great video!

Made my own “fund” for each of my daughters that contain 20 dividend paying stocks or funds. (Actually 19 dividend products and Nintendo stock because I gave into teen oressure). Started when they were 14 and try to contribute 1000 usd a year to it through dollar cost averaging and fractional share buying. I am trying to encourage them to be prepared to contribute $38 a week to it from the time they turn 18 until they are 24ish (or they are ready to control their own investments) so they have a solid 10 years of investing under their belt.

Trying to explain.. "Invest this money, so you can have more money in 5 years" Is a really hard concept for college kids who can barely pay their student loans today.

Would also love if you did some things about investing that weren’t so American focused! Would love to start investing at 21 but a lot of these companies you suggest are more American! ☀️

A video on socially responsible investing please!

I just opened my roth IRA last month at age 33. I should have started when I was 21! My parents are immigrants, and where they are from your children support you financially in old age. They have barely saved up anything for retirement

When the market goes down then it's buying opportunity. If the market goes up then you are making money. If you stay invested and ignore the market's ups and downs, you'll make a lot of money in the long run; however, a severe market correction causes a lot of margin calls and sell-offs, driving the market even lower. currently, I'm up 13% in my diversified portfolio. As crazy as it sounds some still make enormous returns from this seemingly unknown market. gotta be greedy when others are fearful

When the market is down, think of it as a sale and take advantage of the lower prices. Historically, the market has always gone up over the long term.

Thanks for sharing these tips for beginner investors! I agree with you that diversification is key to investing and really does help offset the risk of investing in stocks. I also like to invest in ETFs because they are quite a stable investment compares with individual stocks. However, I do like to invest some of my portfolio into individual stocks which I believe in, based on my own calculations and valuations. Thanks for sharing these great tips Chelsea 😊

TFD has helped me so much in starting on my own healthy financial journey as a new adult and now I can share this handy guide series with all my friends and siblings! Thank you, TFD!

I must be really stupid because for some of these things I needed a breakdown... of the breakdown. lol "Which you've probably heard of." I have not Chelsea... D:

As far as investing goes, it might look like "quick money" but it's very important to be very careful and to manage your risk well. In today's volatile market, even seasoned investors are not fully comfortable so I would think college students do need a trusted, well versed in investing person to help guide them through the process.

I just graduated college and started my first job that is applicable to my major and gives me enough money to live on. It’s exciting to have more funds that I can put towards beefing up my emergency fund, savings (both general and specific goal oriented), paying off my student loans, and investing. In addition, I now have a 401k since I have enough time to work full-time and get these sorts of benefits which I wasn’t able to do in college. As someone who is now working as a financial consultant these kinds of videos are right up my alley!

I waited to invest for too long. Start as early as possible!

I wish I had this video when I was first starting to invest in college! I’ve been using acorns since sophomore year but really didn’t understand how stocks & bonds work. Thankful I started early though and i eventually learned much more over the past few years!

Absolutely love this series! I have been keeping up and loving all the tips and guides ☀️

I’m loving this series! Thanks to the last episode, I bit the bullet and checked my credit score, expecting it to be a bit terrible. Was super surprised to see a score of close to 800 and I’m only 24. My partner and I are now getting serious about investing. This video really helped “dumb it down” it down for me, since my partner works in a bank and just knows everything!

I do the robo-investing with fidelity for my Roth IRA and I'm pretty happy with it (advising fee taken into account). I just pretend the monthly auto deposits are just another necessary "bill." I'm far from maxing it out, but something is way better than nothing!

Currently reading Erin Lowrys guide to investing! Its great so far.

This video is the best summary about investing I saw over the last 3 years and I watched several hundreds.

Chelsea, would you consider making a video on non-retirement investing goals? I keep hearing the advice to invest from personal finance gurus, and it makes sense for retirement and children's educations, but that down payments should be in cash (usually). What other sorts of goals would make sense to be investment goals rather than savings goals?

I’m started my junior year of high school (I’m 15) and my father convinced me to start investing this year. I am doing all the research required now. My parents have an investment manager who I’m learning from regularly and since I don’t have an allowance per se, my father is providing me with the corpus money! I am very excited! If you have any tips, please reply to this comment.

One of informative video seen this week. For beginners there is a lot to learn I did start investing watching such videos

I’d love to hear discourse on investing with low income. I work as a para make about 30k, not much wiggle room but I am finishing my bachelors so I hope to double my income. But even so I know a lot of graduates are under employed.

This was so helpful! Thank you 💖

That is the final reason I needed to convince my boyfriend to get a new kitty!!! Jokes aside, great job in explaining this Chelsea!

Time is one of the most important things

Right now I'm 27, I should have by the end of this year savings for one year of living which is my comfort zone of savings. Next step for me is to repay all of the debt I have within next 5 months and then I want to start investing. So I'm starting to learn about it as much as I can and by the time I'm 28 I would like to start. However I am already saving for my retirement since I started working full time, so that is 4 years already. I'm saving 1,000CZK/month, that would be around 43USD/month to get the maximum contribution by government.

Thank you TFD 🙏

21 & just started going to college. Got my free stock and another from inviting someone. I’ve just put in 3$ as well into GNUS.

If you do your own investing, have you ever wondered whether you should turn things over to a professional Financial Adviser ? If you have significant assets, you have probably felt anxiety when making choices with your money. Perhaps you sensed that you might make better investing decisions if you knew just a little more and could invest without emotion. If this is the case, consulting a financial advisor makes perfect sense.

Dude you just have to do it! It is a learning experience for sure but it’s fun when you know how to control yourself and look at the info with a vision

I still think that these should also be aimed at high school students. Not everyone goes to college.

THANK YOU FOR THIS SERIES!!!!!!!!

This is great information to help young people get started investing.

Is it bad that I’m a 15 year old who wants to invest? I work and have a bank account with about 1k in it. Mainly from saving. Could this be helpful for me?

This was a really solid overview. I hope more people start sooner rather than later.

_stonks only go up!_ 📈

Great video. I just mentioned in my mosr recent video, how investing is an intimidating topic to most. Time literally is money.

I was very lucky in that my first job out of college was with a bank and at a branch that held our investment reps. The bank provided a 401k and match up to 5% and during the time I was working there I had plenty of time to build a rapport with the investment rep. So when I decided to pursue graduate school 3years later I had saved about $7000 and I worked with our rep to roll it over to a Roth IRA and it was INVALUABLE to have the money to pull from getting set up with a new job in a new city.

Open a Roth IRA with TD Ameritrade online or another high rated commission free broker on Nerdwallet. Deposit $100. Buy $100 of stock. Sell $100 of stock. Congratulations, you just learned how to trade stock. It's literally clicking buttons and you don't have to talk to or pay anyone to do it if you don't want to. Investing money is like hiring employees that do the work for you and you get and the profit and you can sell those employees when you don't like them anymore. Simply Wall St is a good web site to help select stocks (easy to see what groups of analysts think, somewhat like Rottentomatos ). Invest money you have and don't need to spend. If you owe money to credit cards, you don't have money. Hold winning stocks for 1 yr+ to minimize tax liability. Don't panic sell stocks just because they go down.

This video should be added to the TFD "COLLEGE" Playlist

why do i feel even more confused about investment after watching this video

I've started my first bond almost 3 years ago. I give companies money to get solar panels and based to how they deliver my interest is payed.

Any thoughts on ETFs and their possible complicity in the next market bubble?

I’m opening junior investment ISAs for my 6 and 4 year old as soon as their dad starts paying child maintenance. I hope that will inspire them to keep investing when they come of age

Vanguard is owned by the clients. Jack Bogle through the finance industry was not serving the customers. So Vanguard is basically a non profit company.

One thing to watch out for that wasn’t mentioned. There is a difference between average return and capital growth. Eg. Your cash goes up 50% year 1 and then goes down 50% year two. If you had 100 dollars then you’d now have 75. Your average return would be 0%. Your capital growth would be -25%. Equally, this makes it very difficult to judge stocks based on their previous rate of return. A stock that returns a lower average rate may just be less volatile. Equally, a lot of investors on RU-vid have only been investing for years during an upward market and are yet to see a downswing so their success is akin to buying a house, painting a wall, seeing the value triple because the market goes up and claiming that your renovations created the value. Certainly not suggesting people don’t invest, but understand that it’s more complicated than it appears to be and a lot of you tubers gain exposure from having videos on popular topics such as what index fund should I invest in? TFD great as always though!

Just get 1% better every day. Only dumb questions are those not asked. Time to start walking Bambi 😂

Great video!!

I had 3 audible credits. Now I have 2. Thanks for the book reference!

I've been doing some research on investing recently and I have a dumb question that I can't find the answer to. Maybe someone here knows. If I lose my job or something happens and I can't afford to put any money into an index fund for a month or so, would that somehow screw up my account? I imagine that it just means that's that much less money invested. But are there other consequences? If you have to stop investing for a bit, can you just pick up where you left off later?

Cute apt decor!!

Can you do a video explains what is the impact when file tax with invest earning? Thanks love your video..

thanks for the video

great explanation

Hey Chelsea! Do you know any robo-advisor that accepts investors from outside of the US (non US residents)?

Good summary

OK, if I ever want to invest and the time comes to pick some stocks, I'm getting a cat. Sounds like a win-win.

Hmmm...I thought IRA stand for Individual Retirement Arrangement.

This robo advisor stuff is interesting. Is there something similar available for real estate advisement?

"not to let small market downturns discourage you" ..... like down 35%?

should you have an app like acorn and invest or try and get fewer student loans?

what is a preset portfolio?

Yee I’m 15 rn need to learn more and find mentors tho

In Australia, we have compulsory 401k (called superannuation). My job compels me to put 15% of my salary into it (most jobs are more like 10%). If this is the case, should I also be investing (e.g. in an index fund) my take- home pay rather than saving?

brokers vs. illiterate kittens....but what happens when you put them against literate kittens?

Oof, that Acorns logo is looking mighty pixelated.

Just to be sure, is this described as a "limited series" because it's not going to remain available forever?

No disrespect to the ever so earnest Chelsea but the hype of 0:45-0:52 might not work on some of us b/c of the..'design'..of certain social assistance programs and the limitation of what you can engage in. What is more particularly on my mind, is how it would be like for those of uswho are on social assistance programs due to disabilities--in a specific Canadian province, more specifically

Your apartment is so pretty!

I get investing. But I still have no idea how to actually get started.

Investing should be fun. Why is blowing money on a fun night out more normalize than when investing the money over years at a certain rate creates compound interest. Get on that 20¢ iced coffee and invest the savings. Saving will just grow stale in your account cause interest rate. Make your money work for you

The kittens outperformed the brokers. Lol.

I know a bunch of newer investors are buying stocks from large corporations like Amazon, Apple, Facebook, and Google, simply because they're worth a lot. However, I don't feel like it's worth it to invest in their stocks because a lot of other people are buying their stocks and I don't trust these large corporations. Does anyone else feel this way?

Can someone pretty please post a link to the broker vs litter of kittens' ability to predict the stock market study?

A new quarantine level unlocked. View a video of a channel you subscribe to within SECONDS of it going up.

Can you start a 401K after working at a company for a few years? Or can you only open a 401k when you start a new job?

Go kittens!

So is it to late for people in their early 50s?

I need those kittens

Has anyone used Cashapp to invest?

AAA IM EARLY! since you're reading this, *don't just watch the video, actually do something with the info she's giving you, couch potato*

So what you're saying is. We should let a bunch of kittens pick out what we invest in

#1 Tip. INVEST EARLY IN LIFE AND DON'T STOP INVESTING!!

4:25 or a goldfish vs r/wallstreetbets

love this content! as a college student, i try to help give this info to anyone who needs it. I just uploaded a Money saving tips video! have a great day :)

i.e. is that is

DIVIDENDS?!! Where is that conversation???

I heard.....cats are psychic.

Investing in stocks is an excellent way to grow wealth. For long-term investors, stocks are a good investment even during periods of market volatility

I'm 43...is it too late for me?

HAHAHHAHA compounded interest??? Where???

To get rich in life, you need to spend less and invest more. You don't expect to spend 90%, invest 10% and sit to make more wealth.

All video long she remineded me of dying. -Like: save money for retirement; do it asap so you can gain more money before you die. OMG why I am earning money if you always remind me of dying....

Chelsea you have a cute mouth