mere pass axis bank ka card hai fd vala maine ise apna cibil badhane ke liye banaya tha jab maine card banaya tab mera cibil 589 tha or ab mera cibil 738 hai total 1 saal k baad mera score badha meri limit 16000 hai lekin use sirf 25% use karna hi best h tabhi score achha badhta hai
Wrong information...m use kr rha hu icici & one card fd ..mere koi ifect ni hua...badi h cibil...uske baad mujhe Flipkart & amazone pay leter bhi mila h..galat jankari na de...
Fake information dete ho glt baat hai pehle khud use kro phir logo ko btana experience our logo ko mei yh samjhana chahunga aise fake information ko mt dekho inke views mat badhao like subscribe mt kiya kro yrr
Paisa bazar ka FD base SBM credit card sabse bada scam kar raha hai jab is card ko close karwate hai to paisabazar bolta hai card band hai koi dues nahi hai aur dusari taraf cibill main report dal deta hai amount overdue yeh paisabazar chor company hai is ka fd base card na le
Bhai kuch nhi hota h bar bar limit use krke repayment krne per.....bss billing date se pehle utilisation km krdo 30% se....cibil me humne kitne ka transaction kiya uska report nhi aata h to aap jo bol rhe h wo glt h...
@@Hey-come-and-learn man lo apne 50000 ka fd karva kar card liya he to 50000 ka 25 se 30% use Karo vo esliye man lete he apne 70 se 90 % ya 100% use Kar liya to bank ya cibil ya dusre credit score vle ko lagta he es insan ki life credit par ji rahi he
Tumko kuch nai pata padhai kro fir video bnana chasma lagne se knowledge nai aati mere sabil score 460 tha mene 4 bar defaulter kr diya mene 2000 ki fd kiya or Card limit %30 se km Kiya ab mera Sibil 780 nai FD credit card Is Best
भाई एकदम सही बोल रहे हैं। कुल मिलाकर उनके बोलने का मतलब है। अगर आभाई एकदम सही बोल रहे हैं। कुल मिलाकर उनके बोलने का मतलब है। अगर आपके पास ₹20000 का क्रेडिट लिमिट मिली है तो आपको सिर्फ ₹10000 उसे करना है एक पीरियड में।पके पास ₹20000 का क्रेडिट लिमिट मिली है तो आपको सिर्फ ₹6000 उसे करना है एक पीरियड में। 30%
He is right...I got axis bank fd credit card with 1.6 lac credit limit based on 2 lac fd but credit score drop from 764 to 755 when credit card account added to cibil
Bhai Jada sey Jada fd karkey jarurat Kay hisab sey Jada limit wala cc apply kr saktey hai... Jaisey 30000 ki limit wala fd card banwa Kay 7 ya 8 hazar ka monthly expenses chala saktey hai... Depending on usage kitna karna hai.. uskay hisab sey fd karkey Jada limit wala cc lay saktey hai... Currently my Experian score is 830+.. bad may jab unsecure card mil jaiye to phir card band karwa dengay...
I have some questions for you 1)5000 fd ka new card hai to max kitna amount use kr sakte hai for 800+ cibil score? 2)kitne transactions hone chahiye minimum per month for 800+cibil? 3)kitna time lagega 800+ cibil krne k liye agar card new ho (first time user)? 4)first time fd credit card user kese fastest way me 800+ cibil kar sakta hai?
@@adeshvyavahare6820 1 5000 ka 24 se 30 % use Karo or agar new ho to fd card mat lo 2 ketne bhi karo par 5000 ka 30 % use ho 3 6 se 12 month 4 fd card jab banvao tab cibil 680 se niche ho fd card ke bad koi loan ka offers nhi aayega
@@adeshvyavahare6820 apke pass filpcart pay later he agar he to usko use Karo jo limit he uska 30 % 3 month emi time se de di score badh jayega ya secure loan jese gold loan auto car loan le sakte ho
Cibil increase krne ka sabse best idea fd credit card sbm bank ya idfc ya one card tilmly payment kro 30 percent use kro bill pay kro 6 month mei cible good kr dega
Paisa bazar ka FD base SBM credit card jab close karwaoge to paisa bazar card close kar deta hai par 1 mahine baad cibill main overdue amount daal ke cibill kharab kar deta hai .... secured credit card lene se acha unsecured credit card lena chahiye
Mera One Card ka limit 25000 .....South Indian Bank ke taraf se pre-approved mila.....Without FD without income proof....🥰🥰🥰🥰🥰🥰 Accha hua yeh FD wala Credit Card apply hi nahi karna pada......🥰🥰🥰🥰🥰
Brother please dont spread wrong information. If your credit card limit has 20k, then you will spend above 20k per billing date so abuously your cibil score automatically decrease.
Bhai har 3 month me ek baar credit card ke liye apply karo koi 1 hi bank ka. 1 baar me jyada bank me credit card ke liye apply karoge toh credit enquiry badh jaigi aur card milna mushkil hoga
Hi sir...sir pure you tube par ek jesi video hai...ek video kam se kam esi banao card se online pese kese transfer kare...emi main converter kese kare..ish typ ki video bnao aap
no no brother...as i am self employed i could not get a cc. i took a fd credit card from icici bank, in a year time i got pre approved offer from icici amazon pay card also from sbi too as a preappoved offer.
Sab galat information dera hai ye banda sare bank wale channel pe strike kardege,or ye banda frustrate hai kyuki isko unsecure card nahi deta koi bank,,
Card sahi se use nhi karoge to cibil down jayega hi... Isme fd ka kya kasoor hai.. batao...😂😂... Credit card responsibility se use krna ata nhe or chale galtiya batane.... Kon hai ye log... Kaha se ate hai
You are Misleading and misguiding people You are telling about using over limit and blaming FD based card Over limit is harmful for every card may it be secured or not And every credit card user should be careful in using their limits. Otherwise it will hurt your score. And for your information every credit card limit is provided for the whole month it's not a new thing for fd cards. You should grow your own knowledge of cards and then teach others. You didn't have knowledge and misused card that's why your score went down. If used carefully these FD based credit cards are great for increasing credit score and for building new credit history. You are a good youtuber. Many people rely on your video. So a little more care is needed. Be careful in future before sharing these types of misinformation
Logo ko misinformation misguided mat karr jinka cibil score nahi hota 0 hota hai fd karvane se unka pan card se credit score chalu ho jata hai 😠 ruk report marta hu
Maine icici fd card liya 36k limit aj mere pass sbi 32k unsecore card r hdfc bank credit he 49k limit ... Koi bhi income prufe nai Diya ..abhi fd card close korba dunga .. Dekho kitna fayda he fd card ca. Sahi se use korna ana caiye samje
@@amitbasak1489 mene paisa bazar ka fd card liya he aur mene 10k ka fd karavaya he to me monthly 3000 use kar sakta hu right? agar 30% se zyada use karunga toh tab bhi score badega na if i pay on time
From the functionality of secured credit Card . It can't be said outrightly about prepaid cards (debit cards). Customers can earn the interest on its deposit and at the same time one can use one's money for basic requirements. As For recharge, bill payment and many more. And for the charges for cash withdrawal and balance transfer, it is also applicable on unsecured credit cards. A lot of points for consideration. Yes It may be true if one utilizes the full limit of credit card then it may result in drop of cibil score. I have no idea about it. So it is a drawback for the people who want to utilise full money from FD Based CARD. And I think it's not factual that if one has a secured card then no bank will issue an unsecured credit card. In my opinion, Banks observe a person's use of credit card. So I think if a person assumes that a unsecured credit cards may be issued on the basis of statement of secured credit card then one has to keep patience and use credit card judiciously. In my case till now I have no patience I want to use my full money of secured credit card. If this impacts my cibil score then I will close my card and will use another method like a minimum average balance of ₹ 20000. As SBI demands from who have no ITR or income proof. It is my perspective. I am newbie in the world of credit card.
