Fighting for your home! 

This is disgusting

This is World Economic Forum stuff - "You'll own nothing and be happy". This is how they intend to try and take everything we own. Once Starmer is in power, it will escalate very quickly. We are going to have to be strong and this fantastic gentleman is a perfect example. The public are waking up rapidly now so it will be interesting days ahead.

Banks do NOT deal in money, banks deal in items of value. This is a prime example. They aren't interested in you repaying the 'money', they want the item of value.

When my Father died, as the mortgage was in his name, the mortgage came to an end. The bank therfore rightfully requested settlement of the debt in full. My Mother was not party to the contract. I requested the balance which the bank said was the full payment and no interest would be added, as they refused to lend my Mother the money required, which to be fair was understandable as she had no decent income. My Mother and I paid off the balance between us, she actually sold jewellery to help raise some of the requred funds. I told her not to worry she could take as long as needed to pay me back, and we got the deeds for the house. That was 2007, she happily lived in her home till 2019 when she passed away at 85. RIP Ma.

Totally disgraceful. Which bank is this? They should be named and shamed. The "establishment" in this country is unbelievable. Your resilience is amazing Mr James.

Banaman channel has some great videos showing how civilians are legally retaking properties seized by illegal evictions with fraudulent warrants and handing them back to the owners.

Back in the 1970s, the government was compulsorily purchasing properties that did not meet the latest building codes, such as having an indoor WC, separate kitchen and bathroom, and insulated roofs. These properties were predominantly owned and occupied by elderly individuals who had fully paid off their homes.

The number ONE question we need to know so we are not scammed by our bank or building society is. WHAT IS THE NAME OF THE MORTGAGE PROVIDER who has attempted to steal (asset grab) this mans house. Once God and His 10 Commandments are kicked to the kerb there is no limit to the wickedness that can be perpetrated against us.

The lesson here is if get married MAKE A WILL, if you buy property MAKE A WILL and revisit your wills on a regular basis.

Thank you for speaking out. My Bank refused a re-mortgage claiming I could not afford the payments, however interest rates were at a all time low in 2012. There is no way the small remortgage would have cost £900 a month. The rip off loan was £600 a month + £300 for the existing mortgage. I was so desperate as our daughter has Asthma so I needed to get the damp done, but all I ended up doing was getting in huge amounts of debt because they refused me a low rate remortgage, £900 a month was too high. Evil people, they do it on purpose. The Financial Ombudsman of course sides with the criminal Banks. Here is to justice for all!

What a beautiful man, humble but strong, thank you Richard and David, I have passed this onto my friend, who is in similar situations. Brilliant ❤

The past four years have been about things being TAKEN AWAY FROM PEOPLE.

Thank you! My dear friend Rosie got booted out by fake bailiffs in Bury St Edmunds. She and friends broke back in a few times and then they put dogs and people inside . Her house was destroyed and her belongings rifled and stolen. There was no court paper and it was totally illegal. THE AUCTION HOUSE criminal property company handled the sale and bought her £350,000 house themselves. They paid £100,000 and then sold it twice since Christmas this has to be stopped.. we will see you at your next Suffolk meeting Richard.

After I got my first house paid for, I have never had another mortgage in the next 4 houses bought, lived in, renovated and sold. But I live within my means. Ended up on 12 acres small home and barn, mountain in my backyard, in the middle of nowhere. Perfect for me. Eventually they will get to the middle of nowhere and take what we own outright. Unless we put a stop to them. A permanent stop. Ans it's a FINE TIME to tell people to get out of debt! Good Luck all.

This is a sign of societal collapse.

There was a man in radio 4 who was told by his neighbour that someone was in his house. The man was working elsewhere in the country. He travel down, knocked hus iwn door and said to the man who opened it, you shouldn't be here this my house. Short version. The house had been sold fraudulently by another foreign man and because the now in house living person had their name on the deeds and at land registry, the actual owner was told he'd nit a leg to stand on. It was no longer his. I don't know what the final outcome is but I'm assuming the rightfully owner may still be without his property. My advise is if you own property register with land registry that you want search updates. You can also apply searches on other properties that you might consider in future wanting purchase. I'm not sure how it works. Also, if you register your home as a percentage split it cannot be sold if one of you needs residential nursing care. It also means where there's extended families, as long as wills are made and up to date, stop underhand finance grabs. It's all not nice but money brings out the worst in most unfortunately.

The lesson today folks is get your paperwork in order eg Your WILL.

There is undeniably a property grab within in the UK

I cannot for the life of me understand how an intelligent man could allow himself to be in such a position. Why on earth were the houses not in both names?

Does taking property have anything to do with Klaus Schwab 4th industrial revolution and this quote "You'll own nothing and you'll be happy"

My friend has the same situation. Lloyd's bank are the thieves!

Homeowners need more people like you.

This really does sound like "the great taking" that David Rodgers Webb has spoken/written about.

This whole situation sounds ridiculous in the way that the banks and building societies are behaving one would think they would be more than happy to continue receiving payments for the property as to get it off their hands when the term finishes. I was pleased to hear of the support that David got and continues to receive David all I can say is keep up the good work.

Well done Richard for getting this out in the open and, well done David for being resolute and courageous. Support for you.

Richard you need to check out Victor Davis Hanson American military historian’s latest post as this is another technique that is coming. He lives in the edge of beautiful nature and bush. He has a reasonably expensive property he owns. I imagine outright in California. In his latest video on RU-vid he tells of receiving a letter from his insurance company stating his property was no longer insured. Effectively because of other areas having bush fires 🔥 due to climate change (BS) his home was no longer insurable. I heard they would be doing this with the farmers and those who have coastal properties or any where they designated could flood or be burnt out. The insurance companies as advised by their Black Rock and Van Guard overlords will then swoop in and buy the properties at pennies in the dollar and force the people to move into the 15 minute cities. Of course the Global Elites who are in cohoots will not have their properties hit because they are in on it. But then they will get the riff raff out of beautiful scenic areas. If you don’t comply then I guess that’s when they use DEW weapons to start massive bush fires 🔥 or Geo-Engineering to create storms that wash your homes off cliffs etc.

This is only the start of the property grab here in Ireland same 2 properties near me they tried to take if owners didnt use r renovate them all singing from the cabal book ul own nothing and be happy

We need more One Small Towns,unity in community!! We are the ones we have been waiting for!!

Awesome bloke, i wish i had his energy. I'm glad I've inherited my home and there was never a mortgage. Still worrying situation though.

Under the Bills of exchange act 1882 means if they reject a payment or payments there is no recourse by those who reject the payments

I enjoyed the interview and I wish him good luck and that he can keep the house too.

This was one of your best guests! What a courageous man. Greed has taken over the world. It's always been that way I'm sure. Now with the Internet we can see it first hand.

My energy administration department is threatening me with court action and enforcement officers even though I'm paying £200 a month 😢 I've a good job to stop paying anything now, they want to go down that fraudulent route! I'm a carer for my son and have another lad, you can imagine what my monthly income is can't you? I hate this country with a passion

I remember In the 2008 economy crash, many people lost their homes to the greedy bankers!

'You'll own nothing and be happy', comes to mind?

The lesson here is that wills should be updated as necessary.

thata a disgrace that a company can rob someones property and they never paid a penny towards it !!! surly thats agaisnt the law and theft

My mum was telling me about a 30 year old she knows who bought 2 properties in Barnes London. Recently he has been asked by his bank where he got the money to buy his properties. I don't know the ins and outs of the situation but it sounds like his situation may be similar to this man as they have attempted to take one of his properties from him. The whole thing is shocking.

Appalling and abhorrent are understatements! This was unbelievable to hear. All power to you, David! God and God's Law are on your side.

Just to make this clear, the minimum EPC ratings apply to rental properties only. A Labour government will require rental properties to meet at least category C. A homeowner living in their own home will not be required to upgrade if they don't want to. Not for the time being anyway.

What a star this bloke is, the financial establishment have been shafting people who know no better for decades, about time they got some !

What a breath of fresh air you are, don't let the bastards grind you down.

I had a similar experience in 2010,basically on a lot of buy to let mortgages you sign an legal power of attorney clause, the mortgage holder can do anything they want then, I lost my property, but I was the legal owner and mortgage was in my name, looks to me that this guy isn't on the mortgage, so the lender has the right to demand the outstanding balance upon death, he is unfortunately just trying to take over the payments, he'd have been better taking out a mortgage in his name to pay his wife's lender off, I'd have hoped his lender would have waited for probate in order for him to do that, if the buy to let had been in both names he could have continued to pay the mortgage. Unfortunately they'll just keep boarding the property up, lpa receivers are harsh people, I got basically wiped out by them, they do not need any court order to take the house, police can't do anything, I'm afraid he's had it.

Love this man, what an inspiring individual. Thank you so much for sharing this information as well, and I absolutely wish you well with this process and huge victory over the system !

Thank god I paid my mortgage off, at least I don't have this agg, my daughters are definately better off because of it. I've no regrets working to pay it off 🎉

David you sound like a lovely man, you don’t deserve this happening in your life. I hope everything works out for you. I’ll follow you on your site.

Without his name on the property he doesn't have a leg to stand on. The owner of the mortgage died therefore it belongs to the bank. Make sure property is in both spouses names with rights of survivorship or be willing to risk this scenario.

This is incredible, what a great job David is doing and we need more people like this, well done David

Brave man and giving heart to everyone to follow suit.

So, he/his wife took money from their bank to buy the property and are now refusing to pay that money back. If no money was lent, then how was the property acquired? Can he explain that?

Great progress Dave. Thanks for sharing to give others hope.

Very enlightening. It's barely known they have done this for years in the US, with little penalties imposed upon the perpetrators. Just like the CV, the banking, the land grabs. It's a bait & switch, slight of hand, right in front of our faces like chemtrails.

SECOND COMMENT I reckon the people who "secured" the property are in the building trade and can renovate it at a fraction of what it would cost you. They were trashing it deliberately to buy it cheap.

What an absolutely bravest of a brave man - keeping it real and keeping it truth. I *comend* you Tenacious David💪 and your spirit keep on keeping ❤️@Liverpool🕊️

I love the grounded reality of this channel!!! *Retirement took a toll on my finances, but with my involvement in the digital market, $15,000 weekly returns has been life changing. AWESOME GOD* ❤️

Excellent eg of how people need to deal with tyrants. Thank for your time

You keep saying "your property" when the property is mortgaged. The owner of the property is clearly stated on the DEED. You don't get the deed in your name until you finish paying for the mortgage. A mortgaged property is owned by the bank as the bank has the deeds. The mortgage is owned by the dead wife. This is why people get life insurance to clear the mortgage debt in the event of death. IT'S ONLY YOUR HOUSE IF YOU HAVE THE DEED! Do you have the deed?

I remember logging into my lloyds bank app on my phone a few years ago and while the log in process was happening there was an ad that said "our aim is to be the UK's biggest landlord" Told me everything I needed to know. Is this happening mostly with rural properties? Im thinking about how they want to implement 15 minute cities, take away all the rural living.

I'm so sorry for the loss of your wife and the battle you are now forced to deal with. I was one of the people who sat back without realising what was going on with corruption here in the UK. I will be going to your channel to see what is happening in the case of your property. It's taken a long time for the mere mortals to see what is done by corrupt banks, courts, councils and polititions and their underhand passing of so called rites. I've woken up to it all but rather late in life. Now when I try to educate others of what is going on under our noses, I'm classed as a conspiritor....what else can I say, but I do wish you well. I'd give my hind teeth to be back in Wales with my family.

What do they mean when they say, "when you've signed the contract, you've given them the money." When I took out my mortgage, the bank loaned me the cost of the house and I signed a contract to say that I would repay the loan plus interest. In the contract that I signed, it stated that if I defaulted, then the property would be repossessed. It's pretty clear cut, pay back the loan or lose your house.

Cheers Richard and thank u guest so very much. Knowledge is power. we all need to work with and look out for one another. Evidencially, the evil ones intend to take and or destroy everything on earth so they can 'help' having total control over the survivors. We've got this 👍 faith not fear family ❤ U eng landers n nieghbours are so inspirational with the sovereignty movement. So proud of yal. Keep up the good work. We are moving and shaking too slow here but thats coz we didnt suffer the wars n effects resulting like europe. We needed a shake up here to put a fire under our bums to get of them. Kia kaha/stand strong ❤from kiwi land

Got given a Housing Ass. flat and after 3 months l couldn't afford the 3 months rent and they took it off me even though the neighbour owed £16,000 in rent (20 months or more?) and they still kept their flat! A foreign chap l believe. Is that discriminatory?

The key thing here, is his name was not on the mortgage….

Your promissory note funded the mortgage. They have stolen that security. So, get HMRC to chase down the disposition of securities.

Well done to this man! A great example to us all.

Here's how I think they intend to take everyone's house sooner or later. There's this thing called "Energy performance of buildings directive". It's an EU thing, I think, so both major political parties in the UK will be itching to implement it as soon as possible. As would any 'world government'. It stipulates that the "energy performance certificates (EPCs) for worst-performing RESIDENTIAL buildings will NEED to reach at least class F by 2030 and class E by 2033.” We can clearly extrapolate from the above that buildings will need to reach at least... class D by 2036 class C by 2039 class B by 2042 class A by 2045 Another quote from it is "To HELP building owners plan renovations, voluntary renovation PASSPORTS will be introduced by 2024 and a Smart Readiness Indicator will be introduced by 2026, with enforcement of EU buildings policies stepped up." Clearly if you are unable or unwilling to do the renovations / 'upgrades' / 'improvements' they will prevent you from selling it / fine you / take it from you. Even if something could be done against the above, they will do what they do best, which is move the goalposts.

Brilliant interview. I’m a landlord of just 1 property now so I am forearmed 👍

Awful situation to be in. Shouldn't happen. Hope it gets sorted soon. Keep us informed.

So these properties belonged to his common law wife not in her will to him and hes only paying the interest and not resident in the country am i missing something..looks to me this was set up for this exact senario

Rod Cullerton has also set up "The Australian Party" and his videos about his property takeback over 8 yrs is on this page as well as him fighting for other farmers with similar scenarios....

Fantastic Well done you heroes

Another point is that the more this guy fights it lpa receiver and lender will put massive fees on, further reducing any monies left upon sale, that's what happened to me, they charged for everything they could think off until there was nothing left.

Thank you. Very inspiring.

That tatical engineered debt, and should be illegal, this is more common than you think, its the same with rent, council tax and so on. Its diabolical.

What a wonderful and full of courage guest. What a fantastic example to follow in the times of property grabbing. Bravo!

32 Welsh families losing their homes is tragic. 1 person having 32 houses, is exactly why we are where we are. Greed.

A slight mistake was made. Your promissory note was securitised, and they took the interest upfront. So, they stole title. Plus, they put it into a general account and sold it into the markets. They should have put the security into a special account, as the purchase amount was for a specific purpose. They stole your security... you need to tell the mortgage company you never abandoned your security. And if they don't return the security, you need to inform HRMC of the disposition of securities has taken place. The mortage company will be fined for not paying tax, possibly loss of indemnity insurance and licence to be a securities provider.

3 and a half minutes in. "Mortgage not in my name". Video stopped. Moral of the story is- get your paper work in order. No one owns anything and no one will be happy.

THis guest is a Legend. power to him and all those other poor people dealing with this fascism

I really appreciate the Banks being so Honest regarding their Business methods Clarity is Everything these days

What a man you are a great person lost your wife and still able to fight what a insperational Person great work made me smile argggg what a sad set of people doing this to ordinary people 😤😤

Nothing should have been touched until Probate was granted especially when an estate is worth over a certain amount. This also includes the mortgage companies they had no legal right to touch anything until a grant of Probate was in place until that point the estate is in the hands of the Probate Court. They have purposely gone after getting a hold of the property thinking it’s was easy pickings and as usual taking from the vulnerable they are further not allowed to sell anything on loans mortgages etc even with Probate if you are in a vulnerable position which includes the death of a loved one this for a certain time period which can be extended. This gentleman did the right thing He could prove marriage and in good faith continued to make the payments and was penalised and traumatised by lying corporations who think they are untouchable and I wish him the best of luck in his endeavours he will win because he’s totally in the right. ❤❤❤

These ‘ Banks ‘ are truly vultures. And kick you when you’re down or actually even greeving for a loved one.

lessons learned . make sure you make sure this situation doesnt happen to you spend 200 quid on a will . what the bank is doing isnt that wrong he had no will and had no rights . you cannot pay bills for dead people if his name was on the mortgage he wouldnt be where he is .

I am a small landlord just one property the long term tenant now has disability the council got involved its been a nightmare fortunately it is an all electric house I have done everything they asked and challenged the council on their accusations all unfounded and proven I hope they are backing off now but everyone should know that the councils are actively advertising for people to contact them if they know of any empty properties so they can compulsory purchase them !

You defend your property with ALL FORCE REQUIRED! If cowards start doing this they will stop stealing

Bannerman on RU-vid reports on issues such as this . x

Wishing this man all the very best.

OH that poor man, to loose his wife and then this to happen on top is beyond belief all these companies are just out to make money any way they can and not bothered about who they steal from. Keep fighting them and win the day all the best to you ❤

TENANTS IN COMMON VERSUS JOINT TENANTS!!!

Small win but a win! Apparently I missed a payment, got no letter from the company to tell me but got a demand plus admin fee from collection agency. Asked them where's the contract, third party interloper etc, a week later got a letter from them saying the matter was dropped. 😀

this in the first instance depends on the contact between mortgagor and mortgagee and perhaps whether the ownership was tenancy in common or joint at the land registry apart from the chatge thereon

I'm just wondering why he couldn't go directly into the bank and pay cash on the mortgage because surely they couldn't decline that? Good on him for fighting these corrupt criminals though 👏🏻

We need to take our money out of the banks ..... How can you lose a property that's in your name ....I'd have taken them to court

All the best to you David

Are you forgetting they are still Romans/Jews. That's what they do.

Contact Banaman and his crew

Your acc was unauthorised because it wasn’t you (singularly) who set up the mortgage. At this point you should have reassigned the payment method of the mortgages and placed them in your name, at Bank level. The unauthorised part was because of the “couple” all you needed to do was tell the Bank I’m changing payment methods and pay from a) another account or b) open a new one, tell the Bank you have changed payment methods and that now becomes an authorised payment method. Regardless of probate, your agreement is being honoured. As payments were unauthorised they won’t show up as a deficit on your acc, and so after 2 payments you’ve now moved into default, then it’s down hill from there as you’re arguing with a pc. Judge looks at that and concludes you haven’t paid. Case closed, house has gone.

It must be scary being on the verge of losing your property.

sounds like a joint interest only mortgage! he should have rem mortgaged it in his name and it wud be sorted!! even though all mortgages are a scam as we are the money creators