Be careful with large cash deposits and buying a home. The lenders and brokers are ridiculously picky about unaccounted for/non traceable cash deposits. If you haven’t already, speak with a broker or agent on how to make sure this money doesn’t hinder you. It’s flat out amazing how much you’ve saved and absolutely should feel overwhelming proud! Congratulations!!!!
@@PNAMNFamilyBudgets per the patriot act, it has to be in your account for at least a month, some lenders require 2 months. As long as you put it in your bank account couple months before looking for a house, you’ll be fine. Whatever price point you’re looking at for a house, you can put 1% of that price in the bank without it being considered unverifiable income. I.E., 200,000 house you can put 2k in the bank without it being flagged by your lender. Hope this helps!
Wow!! This is so amazing!! Congrats!!🎉 I love the part where you mentioned patience and sacrifice. Those two words sum up so much about saving money because the days seem long but the years seem short. So inspiring! You seem like such a kind soul as well. Thank you for showing us what fruits great patience and sacrifice can bring! Happy New Year and I hope you find the perfect home for your family!❤
Awe! thank you for your kind words. It seems that people expect instant success with saving and budgeting. It took me years to just get the right plan going. I want them to know it’s hard work, but this is so worth it to do. I want everyone to live a debt free life. Wishing you abundance for many years to come! ❤️
Wow you have inspired me to the fullest. I will continue to watch your videos to learn how you incorporate patience and sacrifice. This is an awesome video. Many blessings❤😊
OMG 😊! Thank you so much for your kind words. Thank you for finding inspiration from my videos. You have everything you need to succeed already. Wishing you abundance in 2024 🙏❤️
That’s a good idea the no spend challenge for each month.. I will start my envelope challenge this year and from california here.. I just ran into your channel
Hello and Welcome! it’s great to meet you here. The no spend challenge was so beneficial to test my will power. I hope you give it a try. I appreciate you spending time with a fellow Californian ☀️😎
There are videos that RU-vid has created to teach you everything you need to know. Once you create your channel, then you have to start uploading. I’m still learning everyday because the rules are always changing. support.google.com/youtube/answer/1646861?hl=en
Hey love! Phenomenal job. Your accomplishment has been amazing to watch 👏. This is an example to not quit and keep pushing no matter the budget. Thank you for sharing with your viewers. Seeing is believing and I stayed till the end. Congratulations my friend 🎉💖🦋.
That’s a great question. I tend to avoid this because I deposit less than $10k each time. The deposits go into the same bank I make the withdraws from so the ledger will alway balance out.