Тёмный

FINALLY Becoming Debt Free Living in My Car | 6 Tips for Paying Off Debt | Debt Free Journey 2021 

Simple Enough
Подписаться 22 тыс.
Просмотров 17 тыс.
50% 1

Today I'm sharing my journey to becoming debt free! I'll share exactly how much I paid off and 6 tips I used to pay off my debt while young. Paying off my debt has been a long journey & I feel so grateful to close this chapter in my life & move on to new things.
Timestamps:
00:00 - 03:03 Intro + screenshots & video of some of my payments
03:04 - 08:08 Discussing each form of debt, costs, & the grand total
08:09 - 09:25 How much of the debt was paid while living in my car
09:26 - 20:49 6 things I did to pay off my debt while young
20:50 - 21:39 Reflections
21:40 - 23:08 What's next for me?!
23:09 - 23:26 Don't compare yourself to others
WHERE TO FIND US?
Website: www.simmpleenough.com (coming soon!)
Instagram: / simmple_enough
Second Channel (Recipe Channel): / daytimevegan
Second Website: www.daytimevegan.com
BECOME A PATRON
/ simmpleenough
Our patrons receive full access to our podcast episodes. Also, once we've reached a certain patreon goal we plan to pay it forward by FINANCIALLY CONTRIBUTING TOWARDS ONE OF OUR PATRONS bills. One of the first steps we took towards a Simmpler life was to become debt free. We want to help our patrons with their debt free goal as well. We plan to do this once or twice a year, randomly selecting a patron each time. Paying it forward makes the world go round!
VIDEOS TO WATCH NEXT!
Q&A: • Living In My Car Q&A |...
Car Tour: • Car Tour | Living in m...
Why I'm Living in my Car Pt. 1: • Storytime PT. 1 DIVORC...
Why I'm Living in my Car Pt. 2: • Storytime PT. 2 I'M B...
What Led Me to Living in my Car Pt. 3: • Storytime Pt 3. + A M...
Living in My Car and Purchasing Land: • Living In My Car & Pur...
OUR MOST USEFUL CAR LIFE PURCHASES
Please use these links if you purchase a product we suggest. We (literally) make pennies from your purchase!
~Power~
Goal Zero Yeti 1000 Lithium Portable Power Station - amzn.to/3apC9ST
Goal Zero 12 Volt Car Charger - amzn.to/38R2Bna
Goal Zero Regulated Cable (to keep fridge from shutting down) - amzn.to/2viRSEq
Goal Zero 12V Yeti Link LI To Lead Acid - amzn.to/2TF6tCe
~Sleeping~
Memory Foam Camping Mattress - amzn.to/2VOjiNz
Milliard Reading Pillow - amzn.to/39mCqWK
~Food/Kitchen~
COSTWAY Car 54 Quart Travel RV Refrigerator/Freezer - amzn.to/2Tjbv8A
Smittybilt Transit Insulation Bag (fits COSTWAY Fridge) - amzn.to/3atmQZI
Bamboo Fiber Dish Set - amzn.to/2TjTDua
Travel Camping Cutlery Set - amzn.to/32KYYhq
Reusable Sandwich Bags - 6 Pack Leakproof Freezer Bags - amzn.to/2VFX8wM
Electric Immersion Heater 300 Watts for Water Coffee Tea - amzn.to/2TtExRG
Collapsible Bucket - amzn.to/32MeKZm
Collapsible Portable Wash Basin - amzn.to/38kPhr1
~Storage/Containers~
INNO BRA240BK Ridge Cargo Box - amzn.to/2uUvBg8
Mesh Shower Organizer Hanging Bathroom Caddy - amzn.to/2vEx4HA
Car Trash Can Garbage Bin - amzn.to/2IeMqVV
Car Trunk Organizer - amzn.to/2IhVpWI
Eagle Creek Pack-it Specter Cube Set - amzn.to/2x9dWlB
TOURIT Insulated Cooler Backpack - amzn.to/2PZWQNN
~OTHER~
Reflectix- amzn.to/2TDebN8
Car Windshield Sun Shade - amzn.to/39x3e6V
2-in-1 Smoke Detector & Carbon Monoxide Alarm - amzn.to/2Tz6UOG
Propane/Natural Gas Detector - amzn.to/3cyQApV
Rechargeable Battery Operated Clip on Fan - amzn.to/38gzqtv
Female Urination Device - amzn.to/38gf3g8
Outdoor Folding Table - amzn.to/32MeRnK
Mosquito Net - amzn.to/39mEfD4
Neodymium Strong Magnets - amzn.to/2PNovBo
Tongue Cleaner Scraper - amzn.to/2IhIh3I
ABOUT SIMMPLE ENOUGH
"You can keep working like a slave, only to pay bills and be broke, or you can grab life by the coconuts."
~We said that~
We promote simple living and post videos here with solutions for saving you money and precious peace of mind!!
Living simply is all about taking back the controls of your life. No more wasting your time, mind, and money. Happiness and freedom aren't down the road for you, they're right here and right in front of you. It has forced us to admit that life doesn't HAVE to be overwhelming, stressful, or a never ending blur of work, home, work, home, McDonald's happy meal.
This channel documents our journey, as a couple, at decluttering our life and taking control of our happiness. We share Moniques Car Life experience, our journey to becoming debt free, our process of saving money to buy an RV, to eventually purchasing our own land. How we cried, laughed, and tried again. So tune in. But more than anything, enjoy a really good story about love and living.
BUSINESS INQUIRIES
Please direct all business inquiries to hello@simmpleenough.com
#carlife #vanlife #simmpleenough

Опубликовано:

 

8 июл 2024

Поделиться:

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист
Посмотреть позже
Комментарии : 211   
@simmpleenough
@simmpleenough 2 года назад
I finally did it!! Thank you for all of the kind words. I hope my journey inspires you to keep working towards your goals. Even though I'm debt free, I'm still living in my car. I plan to continue living in my car to save money for a little while and eventually purchase land with Moosa. I'll share everything on here, so stay tuned. I'll also share "Day in The Life of Living in My Car" videos. Thank you for your support and patience with my inconsistent uploading schedule.
@missdesireindependance5194
@missdesireindependance5194 2 года назад
I used my stimulus to pay off debt. Staying in your car until your completely debt free is a good idea. I was making $7 an hour 9 years ago and my family wanted me to get my own apartment. Car life is better.
@simmpleenough
@simmpleenough 2 года назад
Smart decision! It's not everyday we get "free" money in our bank account, so I couldn't imagine putting it towards anything except my debt. Good luck on your debt free journey ♥️.
@maribelguzman6055
@maribelguzman6055 2 года назад
Congratulations on becoming debt free!!!!
@dawnarmstrong4441
@dawnarmstrong4441 2 года назад
It takes a lot of courage to follow through with your convictions when others are outspokenly (loudly or quietly) against it. You did it! You accomplished your goals and took charge of your life with grace and integrity. Well done.
@simmpleenough
@simmpleenough 2 года назад
Thank you so much!
@livewholistic
@livewholistic 2 года назад
Congrats! Being debt free feels so good! I had an internal struggle with the "debt is good & use other people's money to win" mindsets for a hot second too. Debt does have its place, but real peace is knowing what you own is yours, and not having to dish your money out monthly for bad mistakes in the past or for a bunch of stuff you don't need or use. Enjoy the peace!
@simmpleenough
@simmpleenough 2 года назад
I agree! I understand how debt can be useful, but I prefer peace of mind from not having to deal with it, lol. Debt stresses me out! Stress affects me more than others, so I work really hard to eliminate it from my life, if I’m able. Thank you for the kind words 😊.
@ColinAdventures
@ColinAdventures 2 года назад
Nice! I’m doing the same thing right now. I decided to move into a skoolie and just sell the car once I paid it down enough. That cut my debt down much faster. Honestly paying rent feels just as bad as spending money on debt to me.
@simmpleenough
@simmpleenough 2 года назад
I considered selling my car to pay off a chunk of the debt. Smart decision! Good luck becoming debt free! It’ll happen before you know it.
@isaiahreed231
@isaiahreed231 2 года назад
I have been watching your videos all day! So excited as I prepare to move into my car Jan 1, 2022!
@simmpleenough
@simmpleenough 2 года назад
I’m so glad you’re enjoying them! Thank you and good luck on your journey.
@Simplydanielle89
@Simplydanielle89 2 года назад
God is great and sister you are amazing. Your determination and strength inspired me to do the same thing. I will be moving into my car in a few months to pay off debt and to be able to save. God bless you and may he continue to keep you safe. 🙏🏿
@simmpleenough
@simmpleenough 2 года назад
Yes, God is the greatest! Thank you so much for your kind words. Comments like yours are one of my main motivations for posting my journey. I wish you the best of luck on your journey.
@lemonadelife4562
@lemonadelife4562 Год назад
Greetings Monique, you and I feel the same way about debt. People always tell me to use other people's money to get rich BUT it's still debt and they don't feel that, I DO! I really despise debt. I am currently debt free including my mortgage. I paid it off last year and the feeling is AMAZING! I have saved a great emergency fund and I love knowing I don't owe any longer for my car, credit cards, student loans etc... I LOVE your videos, your calm demeanor, please keep them coming.
@simmpleenough
@simmpleenough Год назад
Knowing you don’t owe a bunch of companies money is the best feeling! Congrats on all of your accomplishments ❤️.
@simbamom452
@simbamom452 2 года назад
Dear Monique, what an amazing woman you are. I saw this video on Reddit and went to your channel...4 hours later I'm still watching. I love it when Moosa jumps in to answer some comments. He seems like the perfect guy for you. I wish the 2 of you nothing but love. light and laughter.
@simmpleenough
@simmpleenough 2 года назад
Thank you so much for the kind words and I’m happy you’re enjoying the videos 😊. Moosa and I complement each other very well. Sometimes, it’s unreal…our bond. I’m beyond grateful for that man. Thank you, again. I’m wishing love, light, and laughter right back at you ♥️.
@drivestorage1779
@drivestorage1779 2 года назад
without having to say it to you, you know you are one of those rare smart ones. 3 decades in Finance and Accounting here and yes, we know what we are saying when we say it. Debt-free, living under your means, save save save and #1 task is to figure out your accommodation. Even if you do not want to ever buy a house, a piece of land matters. MCD is not in the business of foods, they are in the real estate business. That, alone, should tell us Americans what it truly means to "make it" here. So proud to hear you say these things and frankly, so glad you didn't listen to the "you have to use other people's money to build wealth" --> I don't deny that "some" people do make it doing it that way. But 99% do not. Alternatively, the people who live "below" their means, save up and then own properties .. 100% of them make it. This is coming from an older person but you already know that. Do you my friend. You got that smart head on your shoulders, listen to you. We are behind you 100%.
@simmpleenough
@simmpleenough 2 года назад
Thank you so much for the encouragement! I really appreciate your comment 😊
@juliusreed5273
@juliusreed5273 2 года назад
Couldn’t find work in Oklahoma because I was a felon watched a RU-vid channel where this young lady stayed in her car finally I did gave up my apt 04/29/2019 started off in Denver and eventually settling in OREGON one of the best decisions I ever made
@simmpleenough
@simmpleenough 2 года назад
I’m so happy things worked out for you! It sucks how society expects felons to get jobs, but many decent paying jobs discriminate against felons. Then, society gets mad when that person repeats the cycle (not making excuses, just saying). I’ve heard many stories about that happening and it has softened my heart to the struggles those individuals deal with. I’m glad you were able to find a way to improve your life 🙂. Car Life is so beneficial. Best of luck to you! I would LOVE to live in the woods of Oregon, but I hate the cold!
@juliusreed5273
@juliusreed5273 2 года назад
Come to Oregon they have plenty of jobs they only go back 7 years
@marymcnellis5311
@marymcnellis5311 2 года назад
You are a person of integrity. Don’t ever let a man take advantage of you.I wish my daughter had the drive and ambition you have. Very proud of you.I was told by my dad watch your Pennie’s and the dollars will take care of them selves.
@simmpleenough
@simmpleenough 2 года назад
Great advice from your dad! I've definitely learned from my mistakes and have no plan to repeat them. Thank you very much for the kind words ❤️
@anonelle28
@anonelle28 Год назад
This is so amazing & inspiring! Tysm for your transparency & tips! So proud & excited for you & so excited to start my own similar journey!
@c-ah1721
@c-ah1721 2 месяца назад
Thank you. This is so helpful.
@cynthiaetienne9759
@cynthiaetienne9759 2 года назад
Congratulations! I hope I can be debt free by end of 2022. Thank you for sharing your journey.
@simmpleenough
@simmpleenough 2 года назад
Thank you very much & good luck on your debt free journey. You can do it!
@selwaniemccormack6078
@selwaniemccormack6078 6 месяцев назад
Thank you for sharing. I feel confident again
@Steve_cash_
@Steve_cash_ 2 года назад
Otta girl!!! U are deff one of kind!!
@biancaverdree7514
@biancaverdree7514 2 года назад
Thank you so much for sharing your story with us & constantly inviting us into your life . I am in the process of paying debt down and trying to relocate so seeing your video really motivated me . 💜
@simmpleenough
@simmpleenough 2 года назад
Good luck! I really enjoy sharing my journey, especially when I receive comments like yours. Thank you.
@Out_my_cotton_picking_mind
@Out_my_cotton_picking_mind 5 месяцев назад
Wow. I’m inspired. I searched for this topic because I am seriously considering doing it. My debt is out of control.
@MultiOlive22
@MultiOlive22 2 года назад
You are such an inspiration, girl!! I always appreciate your videos :)
@simmpleenough
@simmpleenough 2 года назад
Thank you very much 😊
@ExpatMom288
@ExpatMom288 2 года назад
You learned a valuable lesson early. The rest of your life will be so bright and free because of this. You are wise beyond your years and I’m so proud of you, even though I don’t know you. I pray the best for you. Your parents did an excellent job with you.
@simmpleenough
@simmpleenough 2 года назад
Thank you, so much, Dana ❤️
@Cieraroland
@Cieraroland 2 года назад
This is so encouraging, gives me hope.
@simmpleenough
@simmpleenough 2 года назад
I'm glad. Good luck 😊
@BuddyLovebug
@BuddyLovebug 2 года назад
Congratulations! Awesome job! Proud of you! ❤
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@NANA2AWESOME
@NANA2AWESOME 2 года назад
Congratulations ! So happy for you 👏🏾
@simmpleenough
@simmpleenough 2 года назад
Thank you!!
@mab1116
@mab1116 2 года назад
Congratulations!! That is awesome
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@nundipatrick8797
@nundipatrick8797 2 года назад
Proud of you!!!
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@butterflyword8631
@butterflyword8631 2 года назад
Congratulations 👏🏿👏🏿 . You 're such an inspiration. Thanks for sharing
@simmpleenough
@simmpleenough 2 года назад
Thank you so much!
@annjean8709
@annjean8709 2 года назад
Congratulations!!!!👏🏾👏🏾👏🏾👏🏾
@simmpleenough
@simmpleenough 2 года назад
Thank you 😊
@stealth48nurse
@stealth48nurse 2 года назад
You're woman of integrity. Such a good example you are don't let anybody tell you differently.
@simmpleenough
@simmpleenough 2 года назад
Thank you so much ♥️.
@dandeliondragon1618
@dandeliondragon1618 2 года назад
Debt is poverty im so happy you paid your debt off thats real wealth to not owe anyone and to buy things straight out i enjoyed this video you inspired me and im sure countless others
@simmpleenough
@simmpleenough 2 года назад
Thank you very much for the nice comment 😊. It feels so good to be free from those shackles.
@Kyraann.
@Kyraann. 2 года назад
Congratulations hun 🥂✨ Your videos are so inspiring and your voice is very relaxing. Wishing you good health & a ton of success!
@simmpleenough
@simmpleenough 2 года назад
Thank you very much 😊
@jacquelinedotson9970
@jacquelinedotson9970 Год назад
Good for you. You are a smart young woman. Keep up the good work!
@simmpleenough
@simmpleenough Год назад
Thank you 😊
@Thegratefulnurse
@Thegratefulnurse 23 дня назад
You are so inspiring !! I am going to do it too! No Matter what anyone else says ❤
@bethyoung3654
@bethyoung3654 2 года назад
Congratulations! You are so inspiring. Best wishes to you.
@simmpleenough
@simmpleenough 2 года назад
Thank you, Beth!
@josephali4705
@josephali4705 2 года назад
You motivated me to do the same thing you go girl
@simmpleenough
@simmpleenough 2 года назад
yay! I’m so happy for you to start your journey!
@karlawithakranaway6125
@karlawithakranaway6125 2 года назад
Congratulations. It sure feels great.
@kimberlyc84
@kimberlyc84 3 месяца назад
You go !!!!!🎉🎉🎉🎉
@iamalady461
@iamalady461 2 года назад
I'm proud of you too Monique.
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@independenciafinanceiraref169
Congrats!!! I hope to be right there with you one day debt free!!!
@simmpleenough
@simmpleenough Год назад
Thank you. You will!!
@innerbeauties4700
@innerbeauties4700 2 года назад
Congratulations so proud of you💞🎉
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@marymcnellis5311
@marymcnellis5311 2 года назад
The more I listen to you the more I am encouraged by way you think. One very important suggestion make sure your views are the same as who ever you choose the spend your life with. Being on the same page make all the difference in the world. God bless you.
@simmpleenough
@simmpleenough 2 года назад
That is advice more of us need to hear! I grew up always hearing "opposites attract" or "find someone who is your opposite so the relationship can have balance". I'm sure there's some truth to that, but life has taught me that I need someone who is almost exactly like me! It really works out better for me. No need to argue about money, living in a city vs living in a rural area, long term goals, what we like to do for fun, etc... My ex and I differed on all of these topics and it was so stressful. I'm now with someone who has the same views as me regarding almost every aspect in life. We're so similar that when we do disagree on something, it rarely becomes a big deal. I'm so grateful. Thank you, Mary, and God bless ❤️.
@aliciawilliams5917
@aliciawilliams5917 4 месяца назад
That's awesome Congratulations... You're an inspiration to me. 🙏🏾✋🏾👍🏾👏🏾👋🏾🙌🏾
@maribelguzman6055
@maribelguzman6055 2 года назад
Congratulations!!!!!
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@gerry5134
@gerry5134 2 года назад
I bet that it is s great feeling!!
@simmpleenough
@simmpleenough 2 года назад
It really is! I feel so grateful.
@lovelybones642
@lovelybones642 2 года назад
I just watched all your videos in one setting. I always wanted to do that but with the rv . I have 4 kids and maybe one day. I do for sure want to come out of debt. Thanks for the videos
@simmpleenough
@simmpleenough 2 года назад
You can do it! Keep watching videos like this and keep getting inspired. Our journeys towards freedom might not be exactly the same, but I’m sure you’ll find a way, in due time. Good luck 🙂
@vegasvampire1
@vegasvampire1 Год назад
you are awesome! so inspiring.
@simmpleenough
@simmpleenough Год назад
Thank you ❤️
@MizzScottSC
@MizzScottSC 2 года назад
Congratulations!!! This is a big deal. Yes sister… Congratulations!!!
@simmpleenough
@simmpleenough 2 года назад
Thank you so much 😊!!!
@makinzie8793
@makinzie8793 2 года назад
Congratulations 🎉🍾
@simmpleenough
@simmpleenough 2 года назад
Thank you!!😊
@grannyprepper1181
@grannyprepper1181 2 года назад
Liked the comment you made about excepting responsibility on the debt you and the ex accrued. I became debt free in February on 2020 and I’ve stayed that way.
@simmpleenough
@simmpleenough 2 года назад
Yea, I used to blame it all on him, but as I matured I had to accept that major role I played in my downfall. I’m so grateful and happy to finally be able to move past all of that. Thank you and congrats on being debt free!! I’m staying this way , too. Never going back.
@arkiabethay7276
@arkiabethay7276 2 года назад
Your are a very strong well person and I pray God continue to bless you…… 💕💕💕💕💕💕💕💕💕💕💕💕💕
@simmpleenough
@simmpleenough 2 года назад
Thank you very much 😊. God bless ♥️.
@purepearls2013
@purepearls2013 2 года назад
Proud of you amazing
@simmpleenough
@simmpleenough 2 года назад
Thank you very much!
@iternityhuman1782
@iternityhuman1782 Год назад
AWESOME!!!!!
@simmpleenough
@simmpleenough Год назад
Thank you!
@Eyesis_1
@Eyesis_1 2 года назад
"Ain't it a fine way to be, Fiddler?!" Stay safe and thanks for sharing. 💖
@simmpleenough
@simmpleenough 2 года назад
Yes it is! Thank you 😊♥️
@bigplate5636
@bigplate5636 2 года назад
Wow 🤩 you’re on your way. Simply a simmple treasure you are amazing. What you have accomplished so far and your future vision?!?!!!! You go girl!!! I mean Woman all the best always
@simmpleenough
@simmpleenough 2 года назад
Thank you so much 😊!!
@heatherfeather1293
@heatherfeather1293 7 месяцев назад
Just found your channel and I am inspired! Good for you paying off all your debts. I also wish there wasn't a stigma around living with your family in this country. I'm thinking about just moving into my car because there are so many things I want to do - pay off debt and see the world, mainly. New subbie :-)
@simmpleenough
@simmpleenough 7 месяцев назад
Moving into my car was one of the best decisions I've made. Many people might try to talk you out of it because there's a huge stigma around that, too, but do what's best for you. I say at least try it out on the weekends to see if it's for you. Thank you for subscribing!
@sabrinasmith8977
@sabrinasmith8977 2 года назад
Allah bless u , I'm really happy that u r finally debt free, feel free now to enjoy Ur time and stay safe.
@simmpleenough
@simmpleenough 2 года назад
Asalaam wa alaikum and thank you ♥️.
@---------------------zzx111
@---------------------zzx111 2 года назад
Congrats!
@simmpleenough
@simmpleenough 2 года назад
Thank you 😊 😊!!
@jburckhardt
@jburckhardt 11 месяцев назад
student loan is crazy!! but I'm glad you got your degree and you are now debt free 👏🏻👍🏼
@simmpleenough
@simmpleenough 11 месяцев назад
Thank you!
@rt3156
@rt3156 7 месяцев назад
Awesome is a understatement.
@simmpleenough
@simmpleenough 7 месяцев назад
Thank you!
@MM-lx8fw
@MM-lx8fw Год назад
Awesome ❤❤❤
@Ghost-of5xp
@Ghost-of5xp 2 года назад
I hope you have an amazing life and God blesses you
@simmpleenough
@simmpleenough 2 года назад
Thank you so much ❤️
@Renae_Davinya
@Renae_Davinya 4 месяца назад
You have inspired me, thank you so much, I am at university in my last year and I want to travel, however I need to clear debt before I do this. Did you read any books that helped you either with mindset or changing habits or just to be more money savvy. I am so proud of you and I am excited to start my journey!
@simmpleenough
@simmpleenough 4 месяца назад
Thank you 😊. No, I didn’t read any books to change my mindset. I just woke up one day and decided I didn’t want the rest of my life to be this way. I was sad every single day. That’s all it took. I created a plan and stuck to it. You can do it!
@gmurda5
@gmurda5 5 месяцев назад
Ive been having sleepless nights for years because of debt that my ex wife put me through. I'm literally waiting a month to not renew my lease and live in my van. I thank God i have a van and i will tackle this debt in a year tops
@simmpleenough
@simmpleenough 4 месяца назад
You'll get it done! Moving into my car was one of the best financial decisions I've ever made. You can do it.
@daniellelandau7762
@daniellelandau7762 2 года назад
Excellent video! Dave Ramsey would be proud!
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@normaevett
@normaevett Год назад
Respect!
@theyoungs100
@theyoungs100 7 месяцев назад
🎉🎉CONGRATULATIONS 🎉🎉🎉
@simmpleenough
@simmpleenough 7 месяцев назад
Thank you!
@gingerguzman2022
@gingerguzman2022 2 года назад
Great advice … your a smart women ….
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@sheilawilliams9898
@sheilawilliams9898 2 года назад
I'm proud of you😎
@simmpleenough
@simmpleenough 2 года назад
Thank you very much 😊
@autummsun
@autummsun 10 месяцев назад
The only debt I have is my mortgage . Sometimes I do wish I bought a small house but well that’s how it is. I had a lot is student loan too and I really think it’s ridiculous that we have to pay so much to get an education. Thank goodness I was able to get a good career but I had thought that it is normal to have debt . Now I pay more than the minimum on my mortgage every month automatically. It’s hard to really be debt free and you should be proud of yourself. Congrats ! 🎉
@simmpleenough
@simmpleenough 10 месяцев назад
I thought debt was normal, too. Isn’t it exciting on months when you can afford to pay more than the minimum?!! Congrats on that achievement.
@Swimdeep
@Swimdeep 2 года назад
Congratulations! 🎉🎈🍾 Excellent accomplishment. I wonder what’s next for you. 80K is solid and I hope you are able to save and invest to get to your next “destination.” 🌿
@simmpleenough
@simmpleenough 2 года назад
Thank you 🎉🙌🏾!! I’m planning to save as much as I can for the next year or so to buy land. I also want to have a nice savings cushion so I can take a break from working a job and return to working on my entrepreneurial goals. I plan to share these parts of my journey on the channel, as well. Thanks again for the kind words 😊.
@Swimdeep
@Swimdeep 2 года назад
@@simmpleenough I’m preparing to live in my SUV while build my tiny house. Thanks for documenting your personal journey, and your transparency is appreciated- it’s encouraging to see how much can be done with a particular monthly income. Best luck on getting exactly what you want. 🌿
@lizcole6944
@lizcole6944 2 года назад
Can you please tell me the song that played at the beginning? It was so beautiful! You are amazing for doing this. So excited for you.
@simmpleenough
@simmpleenough 2 года назад
Change Is by Maygen Lacey. Thank you 😊!
@kathleensecules5591
@kathleensecules5591 2 года назад
And congratulations! You are a beautiful smart girl!
@simmpleenough
@simmpleenough 2 года назад
Thank you 😊
@hsgjkhagljkh
@hsgjkhagljkh 2 года назад
House-dog sitting is a perfect option for vanlife. I get PAID to live in beautiful homes.
@simmpleenough
@simmpleenough 2 года назад
I've heard so much about this. Thank you for the reminder because I've been meaning to research this option. Is there a website you recommend I sign up for?
@rebel8440
@rebel8440 Год назад
Following
@isblessed5785
@isblessed5785 Год назад
I have 5 more car payments thank You Jesus my Savior! But I have to pay off more debt and STOP accumulating debts!
@NuCreechure
@NuCreechure 2 года назад
Amazing
@simmpleenough
@simmpleenough 2 года назад
Thank you!!
@josephali4705
@josephali4705 2 года назад
You is a good person God blessed you,never let nobody mess your credit up,he should give you some of that money back,call him like you called that card company I’m so serious rather y’all together or not he is responsible for some of that
@simmpleenough
@simmpleenough 2 года назад
I contacted him a few times, in the past, about the money he owes me and he always says he’ll pay me back when he can. I’m not holding my breath while I wait, lol. Thank you for the kind words, I really appreciate the support 😊.
@kelly4618
@kelly4618 2 года назад
You don't seem like the type of person to get into credit card debt so I am definitely about to go check out your older videos. People think I'm crazy but all my credit cards are overpaid. If I swipe for $50 I pay $100 if I don't already have a credit balance. I don't use credit cards in the traditional way.
@simmpleenough
@simmpleenough 2 года назад
Very smart!! Yea, I definitely got myself into some bad situations in the past, but I'm someone who learns from my lessons. Never again!! I don't use credit cards at all anymore!
@sheilawilliams9898
@sheilawilliams9898 2 года назад
Don't let a man get in your head either, God bless you, and congratulations 🎉 I don't want you to get taken again by a man who gave you some of it. Don't go on vacation but live a little around where you are, I hope this new guy is spending some time with you away from your car.Tell us what you see in a future husband.
@simmpleenough
@simmpleenough 2 года назад
Yes, we spend a lot of time together. He’s the complete opposite of my ex. Thanks for the encouragement.
@sheilawilliams9898
@sheilawilliams9898 2 года назад
Other than your car or food have you should not any bills, if you invest in anything make sure you take your dad or ask him. I want you to know to always handle your own money, your signature. If a man wants to handle your money make sure he's your husband and he had or asking you what kind of house could he buy you or what house can you both buy together😎. Two signatures. Ask your parents they will agree. Learn from that other guy who had you pay what he pushed you to get. You could do bad by yourself. We are so happy for you. I hope you get a little apartment you deserve it.
@simmpleenough
@simmpleenough 2 года назад
Thank you. I’ve definitely learned from my past and do not plan to make the same mistakes again. I appreciated your advice and concern ♥️
@starrra1
@starrra1 2 года назад
Great job 👍 dear sista 🙂
@simmpleenough
@simmpleenough 2 года назад
Thank you!
@starrra1
@starrra1 2 года назад
@@simmpleenough You are most certainly welcome 👍😊
@LogisticsP.R.-ut9du
@LogisticsP.R.-ut9du 4 месяца назад
Did you ever stay in between a hotel at any point when it was too cold or too hot? Thank You
@simmpleenough
@simmpleenough 4 месяца назад
No, I've never done that. I'd think about it, but talk myself out of it because I was too cheap to spend money on a hotel, lol. Now that I live in a van, I have a diesel heater, so I'm good in the winter and in the summer I spend more time sitting in the dining area of Whole Foods, basking in their air conditioned building.
@kalicow98
@kalicow98 2 года назад
Hi, i have a question, how do you go about prayer? How do you maintain the five prayers while living in a car? I’m thinking about doing it to save money and travel, but don’t want to mis my prayers or do them incorrectly.
@simmpleenough
@simmpleenough 2 года назад
Asalaamu alaikum! I work 11.5 hours a day, so I do most of my prayers at work. When I’m in my car, I do them in the drivers seat. I was told it is acceptable to pray in my car because in my situation (living in my car in an urban city) it is not ideal for me to pray outside. I try to be stealth & go unnoticed while living in my car. Moosa has more Islamic knowledge than me, so I’ll ask him to answer your question as well 🙂.
@simmpleenough
@simmpleenough 2 года назад
Marhabaan! Moosa here! On a goat, or in a moat. In a tree, or beneath the sea. Through a cloud, or within a crowd. Five daily salawaat...two of them silent and the last three aloud! ...lol. Alhamdulillah, for the Rahmah! If salah while standing poses a (real) risk, then she does so sitting. The risk here is drawing undesired attention from wierdo creepy types. Which makes Salah while sitting acceptable, so long as that risk is present. Alayhi salaatu was salaam said: "If you can't pray standing, pray sitting. If you can't pray sitting, pray laying..." And Al-Aleem knows best! I hope that you'll experience that wonderful balance between travel, Salah, and financial freedom when the time is right for you, inshaAllah!
@oscardleon6976
@oscardleon6976 2 года назад
Congrats on being debt free.
@simmpleenough
@simmpleenough 2 года назад
Thank you 😊
@kathleensecules5591
@kathleensecules5591 2 года назад
What do you do for a living? My daughter is in debt and single and I want to give her ideas of what to go back to school for
@simmpleenough
@simmpleenough 2 года назад
I’m a private chef at an estate, but that career isn’t for everyone. My brother has an accounting degree and got good job offers right out of college, so that might be an option.
@sheilawilliams9898
@sheilawilliams9898 2 года назад
Now start looking for your mobile home. They are nice and you can pay it off in no time.
@simmpleenough
@simmpleenough 2 года назад
I’ll start looking soon!
@sheilawilliams9898
@sheilawilliams9898 2 года назад
Did the tube help any?
@simmpleenough
@simmpleenough 2 года назад
No, I don’t make much from youtube at the moment. My last check was $150-something, I think.
@icesport2107
@icesport2107 6 месяцев назад
The reason why she was in debt in the first place is because she was young and dumb. Before you borrow money, you must have a way to pay it back and have some extra money left for everything else. You have to add up how much money you have and how much you can afford to pay every month. If you can not pay it all back, do not borrow the money. A lot of people go to college by going into the military. The Air Force and the Navy are the safest militaries. I went into the military and went to 3 Colleges. I graduated from 2 of them and I do not owe anything. The government payed everything. I retired from a civil service job, I bought 2 houses, and got a family.
@simmpleenough
@simmpleenough 6 месяцев назад
Baby Boomer? Your story is so common for those in that demographic. I’m an army brat, so I know all about military options. Luckily, there are more options these days. I’m grateful my parents joined the military to have a better life, and I’m extremely grateful I chose a different route & still achieved debt freedom. Congrats, if your 2 houses and all have of your vehicles are completely paid off! Being debt free with a nearly perfect credit score is amazing, isn’t it 😊?!
@arthurmccarron4379
@arthurmccarron4379 Год назад
Good. For. You. Debit. Free
@sheilawilliams9898
@sheilawilliams9898 2 года назад
Did you make any money from the tube and how much?
@simmpleenough
@simmpleenough 2 года назад
No. I just started making money and it's like 30 bucks a month, lol
@tiffany3319
@tiffany3319 2 года назад
Ma’am what YOU do for a living I need to change careers! 🤣
@simmpleenough
@simmpleenough 2 года назад
Lol, I’m a private chef.
@michellebarnermckeej.d.3347
@michellebarnermckeej.d.3347 2 года назад
❤❤❤
@wakeup12tribesofisrael68
@wakeup12tribesofisrael68 2 года назад
🤔🤔🤔
@2ancient2define97
@2ancient2define97 2 года назад
My dad said, “don’t trust a man who doesn’t show his face,” soooo glad you’ve paid your debt off. “I don’t trust Moosa. Just being honest🤔
@simmpleenough
@simmpleenough 2 года назад
I see Moosa’s face everyday!
@marybell5711
@marybell5711 2 года назад
🙏🏿❤️❤️❤️🙏🏿
@sheilawilliams9898
@sheilawilliams9898 2 года назад
After paying all that, if you do have a man now he shouldn't take no for answer and put or encourage you to move out of the car.
@ekirafieqi6008
@ekirafieqi6008 2 года назад
Assalamualaikum. How is your credit score now? Greetings from Jakarta, Indonesia. Allahumma inni audzubika minna hammi wal hadzan, audzubika minna azli wal katsal, audzubika minna gholabaddaini wa kohril rizal... Aamiin...
@simmpleenough
@simmpleenough 2 года назад
Wa alaikum asalaam. It’s great.
@master-n-teachvirgo8557
@master-n-teachvirgo8557 2 года назад
👁️
@arthurwilliams6525
@arthurwilliams6525 Год назад
Hey please help me
@tylerhacks6403
@tylerhacks6403 2 года назад
If you sleeping in car can't you sell it
@simmpleenough
@simmpleenough 2 года назад
Not sure I understand your question. I don’t want to sell my car. I plan to live in it for several years and save all of my money.
@tylerhacks6403
@tylerhacks6403 2 года назад
Oh ok
@bettywhitfield983
@bettywhitfield983 6 месяцев назад
We’re you eligible for bankruptcy
@simmpleenough
@simmpleenough 6 месяцев назад
I went to a bankruptcy lawyer and showed him all of my finances. I told him I wanted to file for bankruptcy and he just looked at me with a confused look on his face. He told me he didn't think I should do it because my debt wasn't that bad. He told me all of the downsides to bankruptcy, advised me to think it over, and sent me on my way. I'm grateful he did that. After my meeting with him, I decided to continue working hard to pay it off.
Далее
I'm Doing It Again! My Second Debt Free Journey!
17:49
3M❤️ #thankyou #shorts
00:14
Просмотров 8 млн
First time car buying/financing mistakes TO AVOID
21:20
How To Pay Off 10k In Credit Card Debt | In 12 Months
11:57