FINANCIAL MINIMALISM ~ mortgage free + frugal living

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#minimalist #minimalism #minimal #finance #budget #frugalliving #savings
In this video we're talking all about managing money as a minimalist. The first step in your financial minimalist journey is determining your goal. Do you want to travel, get out of debt, be financially independent, buy a house? Your goal should determine your path today.
My financial goal is to pay off our mortgage. This will also be a great investment for our retirement. When you don't have to pay for your housing you can live with very little money, especially with our frugal minimalist lifestyle! 😊
We try to eliminate many items from our life and be critical about what we want to spent our money on.
We also try to cut down on expenses like food and cleaning products by growing and making them ourselves. This is not only a cheaper way to live, but it's also a fulfilling way to love. Being happy is far more important than earning a lot of money. I'd rather work less and have a pleasant daily routine than working many hour and spending a lot on experiences and holidays.
I think it's important to choose things that you like to make yourself/swap out for a diy version. If it's not fun you're not going to stick with it.
Most swaps are not only a financially better option, they are also a more ethical and environmentally friendly option.
Living a financially minimalist lifestyle has really grown on me. It makes me feel good and I'm always excited to learn new things and try out new ideas.
Thank you so much for watching! ❤️
If you like my content and want so see more you can follow me on Instagram and TikTok @TheDelala
/ thedelala
Want to collaborate, sponsor, partner up?
Contact me: business.thedelala@gmail.com
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Опубликовано:

10 сен 2024

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Комментарии : 74

@alecb.7696 Год назад

Hello, Delala. I remember in one of your first videos you spoke about preferring to enjoy your surroundings rather than working all the time for occasional foreign travel. (I remember the expression you used, which was something along the lines of 'I'm sure it's very beautiful half-way around the world, but it's also very beautiful where I live'.) It's when I knew I had found something in your channel, as I could see how happy you were in enjoying local nature with your dog and having an 'everyday' life that was full of the joy of simple, slower living. It takes a lot of courage to live counter-culturally and I think you offer us a wonderful example in your channel. I used to travel a lot and do a job I didn't so much enjoy all the time. I realised it was insane to spend a lot of the time each year doing stressful work for the few 'set piece' events that cost a lot of money. And how this took away from living in the present moment, because one was constantly looking forward to the next 'set piece' thing. How it was better to have rhythms and patterns of life that were rewarding and fulfilling on a daily basis. How even mindfully cleaning the house could be a source of joy. How a walk in a local wood could be as pleasurable as an expensive city break, with luxury hotels and restaurants and expensive activities. I forget who, but someone once said: "Some people want a life jet setting around the world to climb to the top of 50 mountains. I want to spend life exploring * this * mountain top, noticing the passing of the seasons and the wildlife." Some people may find this person's expression of a fulfilling life to be boring; to me it is the very shape of human happiness. As for financial minimalism, "Wealth consists not in having great possessions, but in having few wants"!

@Delala Год назад

Ahh I love that my video stuck with you 🤗 I’m always trying to find a balance in telling a new story but also sketching the full picture for people who are new to my channel. So I hope I don’t repeat myself too much 😅 A walk in the forest is indeed a lot more peaceful and fulfilling than an expensive city trip 🤗 I love the quote you shared!! ❤️ thank you for always sharing you story and insight! ☺️

@bakhytgul4457 Год назад

I know right :) I grew into this mindset in my 40s. How about you?

@ingridmarsden8866 Год назад

Wow I love this comment💛

@BaileytheIllustrator Год назад

Ahhh this is the inspiration I needed today. I've been trying a very similar lifestyle, trying to grow my own food and such, but it seems the hardest bit is having friends that don't align with the same ideas.

@sharonstanley259 Год назад

I am in total agreement with your thinking. My husband (a farmer) always says why would anyone want to leave this and travel!?😂. I too much prefer to be at home. It’s definitely where my heart is❤. Love all your videos!

@Delala Год назад

Haha my partner says the exact same! 🤭 thank you for the lovely comment 🥰❤️

@sarahslan4548 Год назад

We paid off our mortgage years ago, while others our age went travelling and holidaying. We prefer to 'staycation' here within the UK and don't see it as a compromise. I get very homesick, so on the rare occasions we've been abroad (we have family in Lithuania and Netherlands!) I just want to go home. Despite the country's many problems I adore it and feel good about spending money locally instead of globally, to build up the economy. There is so much beauty to be found just outside our own doorsteps, so much to explore, discover and enjoy. It's lovely to get to know the local cultures within your own country and learn about the people, customs and traditions because they are so varied. I don't feel the need or desire to go elsewhere to find what I already have here. Lovely video, Delala!

@Delala Год назад

Amazing that you’ve paid it off completely, must feel so great!! 🙌🏻 I love how you described the beauty of a Staycation! ☺️ I absolutely agree that it’s better to build up the local economy too! I hope you’ve had a great time here in the Netherlands despite being homesick 😇 Thanks for the sweet comment 🫶🏻

@Sweetie8387 Год назад

The older I get the more I can totally relate to this at 40

@EC_ATV_Outdoors 6 месяцев назад

Love that you can do this. And a woman without makeup is impressive. It says a lot about your confidence, and having those chemicals in your skin can't be healthy. We are stuck in the 9-5 work to live game and hope to get back to simplicity.

@Delala 6 месяцев назад

Thank you so much! I hope you will find a way to escape the rat-race a little bit ❤️✨

@romarina2687 10 месяцев назад

Hello from Colombia, South America 👋 I arrived to your video because I want to quit my job soon and start a frugal life. Yes, my plan was also traveling around the world and having a beautiful apartment in a beautiful neighborhood, but I agree with you when you say that it’s better to have a calm life instead of a fun vacation if you come back and hate your job. Thanks for sharing your experience 😊

@infidel4478 Год назад

In the US now is not the time to buy a home lol. Rates are way too high. Once they come down I'd agree, its a good idea. My mortgage is a little over 500 a month, and the rate is 3%. No car payments for wifey and I. In the US avg mortgage is over 2k a month and avg car payment is over 700. Thats why so many here make good money but are also flat broke lol. Keep preaching frugal living. Good work.

@mikeyblueeyes8449 Год назад

You're completely right delala people don't realise that morgages are just traps my rule is that I only buy what I can afford that way I never end up in debt I've also come to find out that many 2nd hand goods are superior quality to new items which are often built only to throw away.

@Delala Год назад

You’re absolutely right! Planned obsolescence is so real (sadly I’ve had some really obvious examples of it recently… 😕) older items were made to last a lifetime. Slowly trying to find those items second hand to replace the items breaking on me 😇

@Daysjourneywa 6 месяцев назад

What a lovely video!

@Delala 6 месяцев назад

Thank you!! ☺️❤️

@donnarakitzis2719 3 месяца назад

This video gives us all a great message about whats important to live an authentic life.

@mariahsmom9457 Год назад

I started my first gardens in my big back yard this year and loved it. Learned a LOT for next year! My tomatoes and lettuce and cucumbers and broccoli, basil, and a couple other things tasted so much better than the supermarket! Also had same idea about using my fireplace this winter. I am here in the US and it gets very hot here in summer (Kansas can be as hot as Greece in summer). So I moved my spare bed to my basement and I sleep down there to save on air conditioning. Great perspectives, thank you!

@Delala Год назад

Wow how exciting! 😁🙌🏻 I love that you started your garden! Moving your bed is so smart, great tip! ❤

@jacquelinemcgowan8164 Год назад

hi Delala Hope you are well I miss your videos please bring some more videos out, they inspire me lots take care Jacqueline

@Delala Год назад

Hi Jacqueline! thank you so much 🥰 I'm doing well! I'm sorry to say that I'm not sure if there will be more videos any time soon... Hugs, Delala ❤

@mariannewesten3638 Год назад

Zuinigheid en vlijt,bouwt huizen als kastelen,begeleidt me al sinds een oudere dame ,waar ik gewerkt heb,dat tegen me zei. Dat is bijna 35 jaar geleden.En ik ben het nooit vergeten.Het heeft me altijd op een positive wijze beinvloedt

@Delala Год назад

Mooi hè hoe dat wordt doorgegeven 🥰 De oudere generaties kennen nog veel meer van deze pareltjes 💖💖

@patmartin9727 Год назад

Just found your channel will spend the weekend binge watching your past videos. I do travel abroad to see family, but I budget for this every month. I live the most frugal life I can, I love finding new frugal channels because I find that I usually learn something different. I batch cook and freeze. At the moment I am busy picking blackberries to free to use over the winter when berries are expensive.

@mehmetdogaguvendi580 Год назад

Considering the major approach of the financial minimalsm really raises the awareness of the individuals. Particularly, it subsumes the people who devoted themselves to living the minimalism life, dealing with the frugality in this post is a sort of reminding each person. It is significant to abstain from the extravagance, lavishness and prodigality. It always enables us to maintain the lucid rituals and decent habits in this life. Also, it might sometimes be more viable option to take the vacation, travelling to the other countries, seeing the different spots help us focus on the forthcoming actions within this phase. I roundly savoured each snippet of this video. Warm hugs during the spring season from Turkey!

@glidegirl2 Год назад

Delala, I loved what you did with your wet jumper, rolling it up in a towel, genius!!! Definitely going to use that tip, thank you👍😃

@Delala Год назад

Yes it works so well!! When I have a very thick sweater I sometimes repeat it with a second towel 😇

@evaastoul8160 Год назад

I've missed your videos so much!! I resonated with everything you said, thank you for this fantastic video! :D

@Delala Год назад

Awwww thank you so much Eva!! 🥹 It’s also good to hear from you again 🥰❤️ So happy you like the video! 😘

@ErisstheGoddessofmanhwas 8 месяцев назад

What I really want as a foreigner who has lived in the Netherlands 10 years now is a social housing. My income is low, and social housing for me is the best option right now .I'm not married, and I don't have a partner, and the rent is way too expensive for the last 5 to 6 years . Sadly, I'm not qualified yet , especially after so many Ukrainians come in the Netherlands they had the priority 😅

@Delala 8 месяцев назад

Social housing is so difficult to get your hands on! Hope you will find a lovely affordable place soon ❤❤

@denisescally7090 10 месяцев назад

Hi Delala! Just found your channel today! I love it! I’ve had a great day today totally inspired by your vids. Nice to watch Europeans for a change 😊

@Delala 10 месяцев назад

Awww thank you so much! 🥰 I'm so glad you enjoyed watching! ❤️

@saffanna725 7 месяцев назад

@denisescally7090 Yes, it really is. American minimalism is just the way everybody lives in Europe!

@ingridmarsden8866 Год назад

Still missing you. Hope the job hunt is going well. I enjoyed that short.😊

@sifrund 6 дней назад

More footage if the chickens please.

@milda0820 Год назад

💖💖💖

@Delala Год назад

Hi Milda! Good to see you back! 🥰❤️ Thank you for watching 🤗

@etta0840 Год назад

We have a very similar lifestyle and place in Australia! House swopping comes to mind for travelling and not spending much money! 😃

@Delala Год назад

That’s such a great tip! I’ve never tried that but sounds like a great alternative! 😇

@XratedRC Год назад

Nice a55

@kimhargrove2013 Год назад

Thank you! I enjoyed your video. I live in Florida, USA. I'm trying to live frugal as well.

@bakhytgul4457 Год назад

Amazing video, amazing message. Really liked the footage you put of your daily chores, so calm and soothing :)

@Delala Год назад

Thank you so much!! I’m so glad you enjoyed the video ☺️🌿

@jubilee_ssu Год назад

Love your calming videos:) it was a busy day !I will come to see your videos often.

@Delala Год назад

Thank you so much!! 🤗 I’m looking forward to seeing you in the comments ❤️

@PenniestoDollars Год назад

Enjoyed your video! I, too, love living with less and living frugally!

@traceyjane4288 Год назад

we are moving to be mortgage free this year and pay off some debt so we will have only the bills that you pay for living :) x

@masifkhan. 10 месяцев назад

can you tell us more about chickens in the garden. in UK this is very easy to have chickens in garden as neighbours can noise complain. and how you get wood for stove, here in city it is expensive to get wood delivered

@Delala 10 месяцев назад

Hi! Chickens actually don't make a lot of noise. If you're worried about the neighbors you can have chickens without a rooster🐓 Wood is expensive here as well (if you buy it at "regular" places). We are very lucky to be able to get free wood that would otherwise go in the trash. But there are also some farmers in the countryside selling wood a little cheaper 😊

@ingridmarsden8866 Год назад

I am new to your channel so want to say hello from New Zealand 🤗 I find your content excellent and encouraging. If it's not too personal are you able to share what part of Holland you live in? It's always interesting to see bloggers surroundings and area they live (without giving too much detail).What is consumerism like in Holland? Although I never knew my father he came from North Holland.

@อุเบกขา-ว2ฏ Год назад

I watched this despite order ebay 2 times today 😢

@Delala Год назад

That’s okay. If you regret your orders you can always return them 😉 Hope you enjoyed the video! ❤️

@ingridmarsden8866 9 месяцев назад

Are you coming back. Still waiting with hope x

@Delala 8 месяцев назад

❤️❤️❤️

@m.ehtizan Год назад

Hey Delala, I just watched your video and I must say that it was really informative and well-made. I loved your videos. I was wondering if I could help you edit your videos and also make highly engaging shorts for you?

@ingridmarsden8866 Год назад

Are you coming back as I really enjoy your channel🤗

@Delala Год назад

I will!! Just posted a community post with a little life update ❤️

@sigridmarley Год назад

Ik wil even laten weten dat ik jouw video's erg mis en Rambo natuurlijk ook. Ik hoop dat het jullie allemaal goed gaat. 🌻

@Delala 11 месяцев назад

Dankjewel!! Dat is super lief! 😘 Met ons gaat het goed! Ik denk af en toe nog wel aan het weer maken van video’s, maar het is nog niet gelukt/er nog niet van gekomen. Wie weet in de toekomst weer 😇 Dikke knuffel 🤗

@infidel4478 Год назад

One frugal tip: never buy trash bags. You get plenty of bags for free while shopping. Why not use those?

@Delala 11 месяцев назад

So true! I also reuse plastic bags bread comes in. I use them to store things in the freezer 😁👌

@annamariegreene3736 Год назад

Good morning,do you not make any more videos ?? .

@ingridmarsden8866 Год назад

Are you coming back Delala. No pressure just would like to know.

@Delala Год назад

Hi! Yes I’ll be back, but not sure when I will upload yet ❤️

@ingridmarsden8866 Год назад

Wonderful news 😊🌼

@erakkovaatainen148 Год назад

I found your channel by accident. I need these channels as it's hard to find frugal people anywhere else. Channels like this keep me away from consumerism.

@estefaniacastillo133 7 месяцев назад

Ive never understood why Western Europeans and Americans put so much pressure on themselves to have a mortage it really is not the be all and end all. Here in Mexico many rent. I rent a studio its 1 room with a small bathroom for myself and my 4 year old its 3000 pesos a month which is 180 USD a month with bills included. Being happy is finding small pleasures in everyday living.

@Sweetie8387 7 месяцев назад

Our rent is often double the price of a mortgage each month