I think black shoes with white socks can work, but not shiny shoes like that. Instead go with a more matte finished black shoe/boot/sneaker, make it a little less formal like you mentioned.
I would personally never wear black shoes with light washed jeans. Just doesn’t look good to me. I even don’t like it with sneakers 😅. Brown suede loafers would just look so much better ✌🏻