Fixed Deposit vs Buy a House 2023 | Fixed Deposit Benefits | Ram Prasad

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Fixed Deposit vs Buy a House 2023 | Fixed Deposit Benefits | Ram Prasad #fixeddeposit #money #house
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16 мар 2023

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Комментарии : 131

@haribabuchepuri8371 3 месяца назад

రాంప్రసాద్ గారు మీరు తెలుగు వాళ్ళకి దొరికిన ఒక ఆణిముత్యం... ఒక విషయాన్ని ఎంత చక్కగా వివరిస్తారో మీరు రియల్లీ మీరు గ్రేట్.... అన్ని వ్యాధులకు ఒకే మందు వేయకూడదు సార్ మీరు చెప్పినట్లు

@kishorekumarc6215 Год назад

ఒక ఆర్థికపరమైన విషయాన్ని ములాలలోకి వెళ్లి మంచి చెడులను వివరించడంలో రాంప్రసాద్ గారు మంచి నిపుణులు. వీరితో మరిన్ని ఇలాంటి వీడియోస్ చేపించాలని సుమన్ టీవీ యాజమాన్యాన్ని కోరుతున్నాం.

@vasarajasekhar8703 Год назад

Sir 10yrs ki rent double avvachu kane 40y ki manam home ki pettina capital depreciation maata amete?

@b.satyanarayana_20 11 месяцев назад

😊

@suryaprakashkajjam8447 6 месяцев назад

@vasanthasai5869 11 месяцев назад

చాలా చక్కగా అర్థం అయ్యే విధంగా స్పష్టంగా చెప్పారు రామ్ ప్రసాద్ గారు. 60 సంవత్సరాలు దాటిన వారికి ఇతరత్రా ఏ ఆదాయం లేక పోతే రామ్ ప్రసాద్ గారు చెప్పిన సలహా చాలా బాగుంది.

@murthydsn8865 Год назад

Better to purchase a residential house since the land value increases and rupee value decreases .jaisriram

@sivan9927 11 месяцев назад

If own house is there fd is good instead putting on another house purchase,rent will double in 20yrs @5-6% increase per year,for senior citizens it's about 8.2% ,if 7.5 lac per year interest earned and for monthly expenses 35k pr 4.2lac remain amount will be accumulated in fd will increase fd amount and interest amount also.

@sharath271 Год назад

Don’t forget TAX on interest income. This falls under higher tax bracket.

@subbarayudumiriyala6402 5 месяцев назад

Then make fd on Multiple people in your family. ==> 0 tax.

@feast-funny Год назад

LIC lo FD veyandi.... 8% perfect ga estharuuuuu ... FD rates thagina perigina sambandam undaduuuu

@rkn3383 10 месяцев назад

Asking good questions is a great thing. I like your anchoring sir. Always informative.

@sivasankar7890 10 месяцев назад

Abovev60years ekaaki ki meeru cheppina advice super

@muralikp2321 Год назад

Anchor starting లో చెప్పిందే, మళ్ళీ ending లో repeating 🤦🏻‍♂️😂.....

@srinun9199 Год назад

Thank you soo much Sir. Very valuable advice

@ravisnk269 Год назад

Thankyou for the Life saving question and the answer to it

@pepetigowtham3995 Год назад

Nice advice sir.. expected to be costly for personal planning

@lalithat7327 5 месяцев назад

Chala baga chepparu sir

@naveen1508 5 месяцев назад

700000 intrest ni 4 lakhs vadukunna 3 lakhs stock market lo invest chestu grow kavachu etfs dwara

@srinivasaswamy7843 Год назад

Better purchase a house .keep 25% as fd to meet daily needs.

@arifali0072 Месяц назад

Geat explaination

@rajasekhergangolu2540 Год назад

Thanks for reference my dear brother

@nagakumarv9321 11 месяцев назад

30% share market,30mutual funds,30% govt bonds.10%fd

@chandragupthakotha9837 Год назад

Good advice. Follow it.

@anjireddy3330 Год назад

Thank you

@someshmatsa5621 Год назад

Good explanation sir

@saraswathivengala6197 11 месяцев назад

@letsbye 4 месяца назад

That's a genuine quality advise.❤

@srinivasjaldu Год назад

Nice explanation

@naveen1508 5 месяцев назад

Home kante inti Pannu dani maintainance karchulu additional

@anandhakumar9182 Год назад

Babu Small cap lo invest chesi, SWP pettukunte annitikante ekkuva returns vasthayi 10 - 20 rs lo. Money become more than 2 cr even after withdrwaing 75K per month.

@srinivasgunda6427 Год назад

Inflation and interest rates are interrelated. You can't expect inflation rates to go 8% and interest rates to 3%. Usually house rent is increased 5% annually so it's not doubled in 10yrs. Ex if today rent is 20000 then after 10yrs it's 32000. I have great respect to Ram Prasad but it's misleading. own house is only emotional subject we accept. keeping it apart, purely investment in financial planning buying apartment is utter waste. Staying in rented house anytime you can shift to any place and always in new updated model houses (trendy 😃) we all fall in emotional track, one who overcome this will do wise investment. Always cash in hand is king only thing is you should know the investment tricks. It's only my opinion.😀

@subbarayudumiriyala6402 5 месяцев назад

Always for safety buy a land so that in future u can construct house when ever u/ur children want.

@balanageswararao9142 6 месяцев назад

Fixed deposit cheste first IT notice vsstundi, taruvaata tippale tippalu.

@rajasekhergangolu2540 Год назад

Wonderful Spech

@pharmatopicsworld3797 Год назад

Sir , Please do one video on young entrepreneur

@udaytej2413 11 месяцев назад

You are saying wrong, rent poga migilina 4 lakhs tho save chesukovachhu

@josephnairpudupermanil8679 10 месяцев назад

Well explained Ram Prasad sir

@sarmam4753 Год назад

What about income tax on fd interest?

@harish454 10 месяцев назад

Superrr

@ShivShiv-sf7eg 11 месяцев назад

ప్రాపర్టీ అమ్మితే కోటి వస్తె ఇమ్మీడియేట్ గా fixed deposite cheste i mean amount block cheste incometax వుండధా??

@Ramky394 3 месяца назад

Building re build rules and regulations chepandi sir ...

@RaviK-kk6bw 11 месяцев назад

రామ్ ప్రసాద్ గారు ఓల్డేజ్ వారికైనా ఏడాదికి లక్ష సరిపోతుందా? ఓల్టేజిలో ఆరోగ్య సమస్యలకి, ఆకస్మికంగా వచ్చే సమస్యలను ఏం చేయాలి?

@gokugopala1984 9 месяцев назад

Sir, youngsters jobs are also a parameter now, layoffs are a risk. So both fd and loans have a risk!

@kishanv2908 Год назад

Rest of 4 laks ni RD vesuknte chalu ga sir.. 10yrs RD

@mdmujeebali5279 Год назад

Naiss kuot doss👍🤲🤲

@Omns425 5 месяцев назад

1st question: 7% interest which bank ya giving? And 1ct house who will give for 25k rent? If you don’t know the rate of interests please find out

@rajendrakumarreddy2 Год назад

Bank deposit 1crore have income tax problem

@pittalawarm4466 Год назад

Even bank interest is taxable

@nerellahanmanthu6145 Год назад

❤

@muralikp2321 Год назад

Anchor 😂extraordinary answers 🤣🤣

@udaykiranb83 5 месяцев назад

Maxgain loan ye banks istunnayo cheppagalru

@vanic7194 5 месяцев назад

What about latest thirty storeys construction where people are investing one crore. Thirty years later if new construction is to take place then all should agree. It is not easy to find concensus among all. Suppose a person is fifty while buying a house after thirty years he will be eighty where he can't take risk of demolition. 😊

@lakshmi546 Месяц назад

3.3 sir! old age lo ne sontha illu undaali kada..anaarogya musali vaallaki yevaru illu adheku isthaaru?

@movieclips2503 4 дня назад

What about the accrued interest amounts@ 4lac.for 10 years

@naveen1508 5 месяцев назад

Fd lo kuda compound effect vuntadi

@iloveindia7230 11 месяцев назад

LIC లో లైఫ్ టైమ్ గ్యారంటీ ఇంట్రెస్ట్ ఇస్తారు సార్ k

@MurthyMurthy-wb7nx 4 месяца назад

Give 8 crore per annum you will get 100 crores parmanently yours so give interest every month or year terms and conditions apply only over draft accounts

@indirakumarikudipudi9603 10 месяцев назад

7 lakhs interest ki 2 lakhs varaku income tax potundi kada

@gademarymadhavi8339 Год назад

House rate paruguthundhi kadha

@challamadhurilatha5645 Год назад

ఆడియన్స్ కు తెలపడం అటుంచు నాయనా...ముందు యాంకర్ చాలా తెలివిగా లేకపోతే సర్డెయ్ గలవు ,జాగ్రత్త.

@thathanagendra 6 месяцев назад

forgot about 30% deduction towards interest

@srinivas9548 Год назад

inflation 8to9% flat depreciating asset fututure fd rates like us Europe 1 or 2%.

@gajularamulugajulailikethi8337 Год назад

Rent peruguddi..intrst thagguddi..1crore house 10yrs trvta 2crors avuthadi

@rockersrules6335 4 месяца назад

Principle 1 cr + interest 70 lakhs= 1.7 crore ,house 2 crores

@idriveridesharing6493 11 месяцев назад

If you go fixed deposit then they will send notice

@Ramanteja 10 месяцев назад

senior citizens ki fd manchidhi

@harigunda7937 10 месяцев назад

Asset value perugutadi

@suryagelli1860 Год назад

Sir already ullu vunnavallu

@GoutamiPns 4 месяца назад

Hello Vishnu, please do your homework before any interview. Don't ask silly questions and listen carefully on what ramprasad. Every body apart from you knows senior citizens will not get home loans.

@chunnuchunnu7546 4 месяца назад

More than 5 lkhs per annum. Income tax

@manthagurunadhpanth760 11 месяцев назад

Some one has to think. Youngsters do not get sufficient money unless with current computer jobs. Getting one crore saving for youngster is difficult. Retired can have one crore retirement sum. But no use to invest. Neither possible for many young, nor applicable for retired.

@manthagurunadhpanth760 11 месяцев назад

Only bankers are beneficiary😀

@jaibharath123 Год назад

ముందు ఒక కోటి రావాలంటే ఏమి చేయాలో చెప్పండి

@uma.g6450 Год назад

Haha

@santhuch7355 11 месяцев назад

trs gvt ku votlu veyyandi

@radhakrishna476 11 месяцев назад

🤣

@nareshtelugu5764 4 месяца назад

Income tax kattali mundu

@NarendraNarendra-uz1yn Месяц назад

😂

@paramesh1221 4 месяца назад

కోటీ పెట్టి ఇల్లు కొనడం waste. Koti loan తీసూకొని ఇల్లు కొనండి

@vivekjeldi 10 месяцев назад

4:08 oka chakkati cover drive.

@sandeepthementor2461 Год назад

50k rent eppudu kavali swamy. Be practical

@wisdomit3 11 месяцев назад

Hmm...he is practical...in hyd all gated communities rent for 3bhk is 50 plus and 2bhk is 40k

@anokh0912 2 месяца назад

10years cache dabbulu yenti

@rameshr774 11 месяцев назад

Rate of interest also grows , I mean as the time grows

@mukkapatisrinivas 11 месяцев назад

Rate of Intrest Increase till economy stabilisation. Once Country Economy stabilized(India as developed nation). FD rates will drop. for your reference check already developed nations FDs in present days.

@ivsnarayanarao5204 11 месяцев назад

Don't lough Mr venu garu unnessarly

@avigamer3353 4 месяца назад

House kantiki kanipistundi dabbu kanapadadu kada

@sankararaoyelisetti8416 11 месяцев назад

కోటి రూపాయలు ఉండాలే గానీ కోటి పనులు చేయొచ్చు హా హా హా 😅😅😅

@santhuch7355 11 месяцев назад

ippudu mee plane entidhi hyd lo open plot aur flats konali anthe kadaaa trs gvt broker real dhanda lu chestundi meee reality laku kotla income raavali

@mahimahimahi4974 Год назад

Sir పెద్ద అమౌంట్ లు లిక్విడ్ ఫండ్స్ లో పెట్టుకొని దైర్యంగా ఉండచ్చా. ? నేను పెట్టాలి. Please reply sir

@sandeepvanama6905 Год назад

In my view FD is better than liquid funds unless you collateral it for trading

@mylapallivasantharao174 4 месяца назад

House life span thaggipoddi ga

@MRIZMQZM_20 4 месяца назад

Home loan, its a trap, alll has to work in their life time to pay the Principal and interest of Loan.............dont take loan and dont cry every month while paying EMI

@veeresh1021 Год назад

Tax evadu kadthadu

@Arunkumar-md1bj Год назад

'certified'antunnaru?..asalu financial planners ki certificate ye university isthundhi??asalu alantidhi undha?..clarity kavali ee certification meeda?

@prg6001 Год назад

1 crore FD chesthe every monthly payout 40k vasthadhi minimum .. so then plot meedha emi theesukunte it will help .

@idriveridesharing6493 11 месяцев назад

Govt is sending notice bro

@prg6001 11 месяцев назад

@@idriveridesharing6493 fd chesthe notice aaa

@boys9428 4 месяца назад

70k vasthadi

@prg6001 4 месяца назад

@@boys9428 hmm , vache intrest amount tho one plot konachu ...

@durgaprasadc7314 8 месяцев назад

Rs.233,000/- ఆదాయపు పన్ను మరిచిపోవద్దు

@brahmakrishnaamara6388 Год назад

Are babu per year 7lakh vaste flat konukoni aa 7 laks tho emi katochugaaa final ga 1 core + flat renduuu migulutay kadara babuuu

@bhavankumar4974 10 месяцев назад

If I have one crore with me I will do Buy one flats in range of 50 lakhs ,in that I will stay ,and will by 2 flats in range of 20 lakhs each will give for rent I may get 9 to 12 lakhs as rent ,balance 10 lakhs will deposit in monthly income post office deposit

@nerellahanmanthu6145 Год назад

Earn more and spend less.

@Divya-yf9ip 3 месяца назад

60 years vellanki rent yevaru idtaru sir , false andwer

@suryateja5153 11 месяцев назад

Rent double em avvadh u sir. పెరిగితే ఒక 4k peruguthademo

@radhakrishna476 11 месяцев назад

10 years lo rent asy ga double avthadi...ram prasad cheppindi 10 years ki

@balu-vs-balu Год назад

Fd kakunda,,, index fund lo pedithe?

@b.sitaramreddy190 Год назад

😢😮😮😅😮

@mvramalakshmi942 10 месяцев назад

Pensioner ayithe

@user-vl3oc9ph6i Год назад

Idi nada sir story

@sangars-nn7cd 7 месяцев назад

I have 10acres of agricultural land if i sell its value is 1.5 crore my wife is planning to buy home at hyd by selling iam avoiding because iam getting 2.5 lakh per annum from that what is good pl.advise me.

@sangars-nn7cd 7 месяцев назад

Iam unemployee