Getting Rich in Persona 5 Royal: A New Way to Farm 

@sodium cat Pin this if you’d like. I was on the same floor as you and couldn’t figure out why I wasn’t getting as much money as you with all these steps. What I figured out is you ALSO want to have Hifumi at confidant rank 7 as it doubles ambush money if you win in the first turn which does work with Ryujis insta kill.

Ryuji: "Why do you have so much cash?" Joker: "Those Personas ain't cheap bro"

Damn I can pay off kaneshiro with this.

So in short Ryuji instakill + sees armband + jose money boost + chihaya money reading + hifumi money reward boost = STONKS

(Sushi family dinner cutscene) Sojiro: “100 thousand yen??!?!” Me: (sweats in 1.3 million yen)

Glad that this method exists now. The confusion exploit was boring af lol

Ryuji: "Hey Mona, lemme teach you how to profit off road kill"

During Kaneshiro’s palace I just fought high pixie over and over demanding money everytime while the high pixie just kept healing itself over and over so I would get 50k everytime I killed it

Alternative title *How to become the world’s richest teenager*

Thajnks toi this change, Ryuji's skill went from being the most intrusive thing to the most useful, and Mementos went from the most inconvenient grind spot to the absolute best. It's such a simple thing, but the effects are staggering to me. Well then, I'm off to commit vehicular shadeslaughter.

How to be a millionaire to pay off a probation: Step 1: collect enough stamps to max out money stat in mementos Step 2: Bond with your friend so he can somehow one man punch any enemy he is stronger than Step 3: Wear a cosmetic that makes enemies give up more cash Step 4: Git gud at shogi to earn more money Step 5: Talk to a fortune teller about money If you followed steps one through five you will be able to pay off the police and possibly pay back kaneshiro if you can’t be bothered with his palace

So to simplify and correct me in the replies if I'm wrong -Have Ryuji insta-kill -Have Jose's Money Tree maxed out (or at a high level in general) -Ambush all enemies, leave and come back to respawn them -Profit -(Optional: Have Chihaya boost x2 money)

Pro tip-Upgrade items max and money and sell the treasure you get at the end

I remember during the Christmas scene, Futaba was complaining about wanting a turkey, while Sojiro said they didn’t have the money, and my Joker was sitting on 1.5 million yen 😂

Update: Just found out it was changed from ambushing the enemy to charging at them full speed whilst in the mona car I've ranked ryuji to 7 but I still end up in battles

I actually discovered this on accident AFTER trying the confuse trick. Never actually did said trick in my OG P5 run but had heard about it, so I didn't even really properly prepare (just kinda pulled out the aborted chicken fetus Persona (or maybe the skinny doggo persona) because it naturally had the confuse skill, and then yote since I also wanted to level Arsene with my party. Noticed something was wrong with the strat when the bosses weren't staying confused, kinda got tilted and decided to ram weak monsters because fuck them, only to realize I was making bank by doing so. If someone finds a better strat than this one, I'll be surprised.

There is a book in the old man's book store that extends status ailments I believe. As for how I made money a lot in the game was a few different ways. First raise the sun confidant like normal, meet any persona weak to gun... kill the rest of it's team. Then use it's weakness, and ask for money till it gets angry. It will start combat again sometimes summoning it's ally again. Often times it'll be a similar persona they summon to fight. Since bullets are not an issue, this gives you an easy money farm early on if you're struggling. Pixie, High Pixie, and Anzu are examples of the ones weak to gun I farmed. As for late game, I maxed out Ryuji's confidant as he gives you a move called "instant kill" this makes any enemies that appear green in your third eye ability killable just by running into them. This works during palaces and mementos. I am unsure if this stacks the stamps from mementos as I have that at 200% bonus myself. If you'd like to fight normally rather then instant kill, you can just ambush them like normal. So instant kill doesn't screw you over entirely like it did in the previous version of this game.

This is also the easiest way to grind exp considering you can abuse the reaper anymore

The new Deviations you can get in Mementos on Royal are super useful too. The one that makes all the enemies the glowing red variety really helps with getting money and xp super fast, just gotta be patient enough to try and get a floor with it since its all RNG for the Deviations.

Love the new method. I did the confuse farming on kawakami's request in mementos and I gained almost 2 million yen in an hour, but this seems more efficient in the long haul

Best part is that you get exp at the same time

And you can maybe also use hifumi’s naikiri ability if you finish an enemy in one turn all out attack it can net you bonus money

I wonder if this is a way to make momentos more fun or more worth your time than the original..either way I think it's better. Thanks for the info! Subbed.

Spoilers for third semester: If you go to the new momentos, you can earn 30k per shadow.

Awesome find! Will definitely try this out

Haru: we have 3 targets we should change their heart. Joker: ...... Yea....

i found a good infinite money strat that you can perform in kaneshiros palace what you'll need is the sun confidants fund raising perk. there's a certain set of enemies that spawn in the first hall of kaneshiros bank which are neko and highpixie (one of each) you can kill neko but keep the high pixie alive. use your bullets to down the high pixie then demand money until she refuses and fights you again once she does that she may either spawn another neko or use a heal on herself or use dormina on your team. repeat the process of downing her and demanding money till you run out of bullets on all your teammates then find another neko, high pixie duo and then do it all again. this strat uses very little sp (only 4 for zio to knock down neko) and is highly effective i got over 100k doing this in one battle and i was still able to beat the palace in one day since i barely used any sp.

Theres an easy way i found that nobody's talking about. Unlock the fundraising skill from Yoshida. Go and find enemies who are weak to guns. Hit using guns onlu and keep asking for money instead of an all out attack. Depending on the enemy, they could give you at least 2000 to 10000 every time you asked for money. And when they get fed up and attack you, shoot them again. Furthermore, when there is only one enemy left and you keep asking for money, they will summon more enemies. Then you could do the proccess all over again. Did this before finishing the third palace, and got 50k from just one battle against Angels, and without any equipment, jose's boost, or chihayas confidant. Thus is good for early game

I recommend one thing, in mementos the levels are randoms, so maybe in one of them the enemies will respawn always inmediatly, or the enemies only will have a red aura (that gives you more money), or the level will be dark and will be demon treasures... So is better if you change the level, to try to spawn this kind of enemies. The problem obviously is that you can't stay so long because the reappear will kills you if you don't have high level. I have 3 millions nok in Sae place, but is my +new game. In my first game I played normal, because is not funny if you are OP.

Crazy part is this doesn't even take into account the random treasure you pick up to sell off in addition to what you make already

I recommend trying to find the floors with the Red enemies only as they drop A LOT more Yen and XP compared to a normal enemy. I had everything you had and I believe I was on the 3rd-4th level of Mementos and just kept insta killing them I walked out 12 levels higher and had around 2-3 million yen. I did this till the Reaper showed up and even then you can easily dodge him as he doesn’t ambush you as quickly compared to vanilla This took around 20-30 mins

I really like that they’ve made it sooo much easier to make money.

Whats really fast is talking to flying types (for gun weakness) with the sun arcana confidant, just keep asking for more money until it does an attack(some enemies will always go for a sleep or whatever status attack that does no dmg) or summons a new one, then simply kill the first and now with a new money bank with full health just keep circling this until youre out of ammo, i tried this in konosiro's palace with some of the early mobs and after some minutes i made well over 200.000 yen, just makes me think what maddness it would be if you can get this "lock" onto higher lvl enemies.

i dont know how efficient this is but after grinding in mementos i get a lot of sooty armor and that sells pretty well at the second hand store and i get about 200000 yen per visit to the second hand store

If you give multiple party members the S.E.E.S. the armband does it stack?

when you have two ways of increasing a stat the effects typically stack or multiply in RPG's, not add.

Have you tried adding hifumi ability to it? If you get her confidant(star) up to I believe 8 or 7 she gives you an ability that adds more money to you if you beat enemies in one turn. I was wondering if that works as well.

I’m glad I figured this out on my first playthrough easily getting my team to level 99 and also getting 4,000,000 yen in the process

If you do show me the money every time before an all out attack, you get guaranteed money and you can still just do the all out attack and kill the enemies. If you use Sun confidant to ask for extra money, you can sometimes get 10-50k per battle. I did this through all of the random encounters i was doing anyway in Palace 4 (spoilers, you know which palace this is) and got over 700k Yen

For an earlier technique you can raise Yoshida (Sun confidant) to rank 3, keep knocking the enemies with red auras down when vulnerable using the lowest dmg skill you have against their weakness, keep asking for money until they die, go out of the area, come back, they respawn, rinse repeat, you get between 50-200k for each fight depending on your luck

if were going full money also max out the items in Mementos, after about 1 mementos run, you'll have about 100,000 more yen after you sell the huge amount of grinded treasure

Oh and you can lower the difficulty to get more aswell I think

If you don't have the Ryuji insta-kill, you can replace it by having enough ranks on Yoshida and using the conversation method with that chance of getting a lot of money dropped through negotiation. By the time you can't get the enemy to call for help, use the All-Out Attack to get double the money you earned. I got 120,000k from one mementos battle, and it took about 6-8 mins tops.

My method was to max out the technicality ability to where every technical hit is guaranteed to take them down. You can max out your technical by playing Billiards, though for the final upgrade I think you need high level proficiency, so this exact method may not be possible early on. Combine that with the sun confidant money abilities and find a higher level enemy who doesn’t Rpl/Null/Dr gun attacks. -Put them to sleep (I simply used Ann’s Dormina ability to do so). -And then use your gun to knock them down and rob them. Keep doing that until your party runs out of bullets, avoid using Ryuji and Haru cause of their low ammo and high damage guns. I say use this method if you don’t want to become overleveled, but the suggested method in the video is also great if you also want level ups.

Yes sir can confirm this is the way to do it. Lower levels i can get 600k-1M yen for a few runs through the floors

It’s not nearly as much as this, but if you just level up normally and have the Sun confidant to where you can haggle for money, at least for the upper half of the beginning of the game, it gets you a pretty decent amount of money. Just using that method (plus the free DLC SEES band if you want) I personally was able to get enough to where I could pay Chiyaha the 100k and buy 3 Invigorate 3 things from Takemi and still have 100k leftover. I haven’t gone into Mementos yet (despite being in August... yes, I know... such a terrible thing! But I’m waiting for the missions to compile up and I want to do a couple of the Confidant ones in one run) but I have Ryuji’s confidant at max, so next time I do go, I’ll definitely try it out! I typically try to stay 1-3 levels above everyone’s average so I think my level won’t be a problem either!

3:33 wait wtf happened 💀💀

If you want an easier way of making money, Max out Jose items reward tree at maxed out you get 11 items from 1 pickup, that's 1100% bonus at Path of Akzeriyyuth while I was getting all th stamps I made about 900k from treasures pickups, granted there were treasures from normal battles mixed in, but even if I didn't get into any battle I suspect I would still make a lot of money from just driving around. even at early game it's still useful because you can get healing items that heals 20% of your HP and it's 1000 a piece if you choose to sell one

Hifumi also has an ability that doubles the amount of money you get when you win an ambush battle in your first party turn, for those times you don't insta kill an enemy. So I have a Izanagi no okami with myriad truths, almighty amp and boost, magic ability and victory cry. Never run out of sp for those enemies that don't insta die, it's beautiful

Im playing and when sojiro loses his shit with the sushi bill (futaba sojiro and you go out to eat together after her palace) I was like bro I have more tha a million yen here I can pay that bill easy or when kawakami ask for 100 000 yen For plot reasons they ignore your unlimited money power

new method was super fun I just went to mementos for requests but ended up getting at least 800,000+ each visit lol Other than maxing money up, yall should also lvl up items (at least to 5) and then you get like 5+ items from those cube things lying around, which you sell and get at least 300,000. Then you sell the sooty armors (not before turning the a few of the good ones to actual armor) and get about 300,000+ more

If you can kill the treasure demons fast, you can also use treasure traps to increase their spawn rate

Late comment but was the part of mementos you were in which palace was that after cause where I’m at tonight about to have Kaneshiro confess soon and wanted to confirm if the deeper we go the more money we also make

I'm not completely sure about this but if you increase the experience you get with the José stickers or whatever it's called you will increase the money you receive because when you increase the experience you also increase the level of the enemies and that also increase the money you get (sorry for my terrible English I'm from Spain)

question, does hifumi's confidant bonus (destroying all enemies in one turn and get double money) apply in ryuji's instant kill?

So there was something that happened to me when I was going through mementos, on one floor I got a special thing where all of the shadows were bosses (giramakala in my case) so basically whenever you instakill this boss shadow, you get more money and exp, so if you get some rng luck to get this to happen, combined with everything you said, you could make even more bank than before!

Do you get more if you add in the sun confidant? Ive heard that if you get him to rank 5 (Manipulation) it carries over to instant kill. I haven’t tried as I’ve only started my first run.

You are a real G my guy, cheers!

just what i needed in order to complete my god tier builds tyty

Upgrade the Jose to the max and you can go up to 20k a fight in the 2 last zones without even having the accessory equipped nor Chihaya.

Better advice , if you’re going into a dungeon that has a lot of the same enemy persona find a way to knock it and capture it then once you raise your sun confidant rank enough you could keep asking for money and they will shell out the same amount 2-3 times so if you get lucky and 15k it would be 45k plus he’s going to either pass or fail on the 4 so it will more then likely turn into a battle again and you gain xp as well as keeping the money you held the persona up for with an added extra on top for killing the persona , and this is all just one battle it seems like a lot but it’s just 3 minute tops maybe even less I have no clue Hours past like seconds in this game. Works for every area

So if I have multiple people in my party have the sees thing will it add to the plus 15 percent or is it fine if I just have it

If you make it to last floors on mementos (the all white ones) you can instant kill the shadows there giving you about 70k each time and more if you have all the multipliers

At just about before Haru's Big Bang Palace -if not sooner - you can get get up to 1mil yen just by playing normally and selling everything you don't use and the treasures to the Gun Bro...but now it's time to horde!

Even with this new method in mind, I've been doing the old-fashioned Confuse trick now and again until I get Chihaya's Money Reading (and Hifumi's Narikin, if they stack with each other). I'm not upgrading EXP until super late because I'm playing on Merciless and avoiding a lot of combat to offset the already increased EXP.

In my experience this method is good in the late game were you exploit a momentos map which look like a highway full of enemies you go back and forth killing them, but if you are in the early to mid stages of the game it's not worth since you can make a sandman persona with a high luck so early in the game "level 25ish" and you can lock him up with the item you can buy from jose in momentos and you'll get around 40 luck stat so early and you'll get 40k to 70k every 5-6 confuses for bosses.

the way i farmed money was in kaneshiro's palace. most of the battles have enemies weak to gun and elec, so they're easy to hold up. you need to hang out with mr politics till you can ask for more money, then just keep pressing you can do better than that. you wanna keep at least one enemy alive and make sure you dont kill it. theyll start to heal themselves and summon more enemies which makes it more easy to continuously keep asking for more and more money. im sure there''s prolly an easier strat but this is just one i used.

I just Farmed all the Stamps... it Took 3 hours and ive got 5million yen to my name

You can still do the confusion method it's just a bit more involved. The trick is to have joker go directly before the boss and to have a weak party member holding a bad weapon attack the boss just before joker as this will remove all status ailments and then have joker reapply the confuse. To be clear, this is still an extreme nerf ( which is good) on the method and honestly this idea may be better if you disregard the amount of time it would take to max out the money you earn in mementos

It's funny, that you can make hundreds of thousands of dollars in palaces in palaces and momentos but in the story you see them have to spot yusuke or him worry about sushi prices.

hey, I know this would be lots of trouble but I'll be running through P5R soon and I just saw your video about mementos, could do a video or a guide where you comment on how much money you usually farm for each stage of the game ? (before leaving palaces/mementos)

Doesn't money earned depend on your luck stat aswell as the level of the enemy that you are fighting? If this is true, would equipping a persona with a higher luck stat and having a luck accessory/armor boost the amount of money that you earn? I'm basing this theory off of the "confusion method." I tested that in P5 vanilla by comparing my money gains per turn with an Onmaraki with ~30 Luck vs. An Alice with ~ 50 luck and my Alice gained more money per turn.

Dude thanks. I totally forgot about the money buff item

I'm on the lower levels and found a good floor where it's a straight shot from one side to the other. You can drive back and forth and the enemies keep spawning. With this method I made tons of cash on that floor

Idk if you know but those big red shadows give you more XP and money and when you kill a regular enemy next to it other enemies plus them will disappear

Do S.E.E.S armbands stack for every member of your front line party wearing them? I don't think it says that it doesn't.

Ay wait what happened at 3:34 ??? This animation is new and I’m in NG+ does this happen in NG+?

When you get to DA’AT, you get like 11,000 yen for one enemy and that was without the SEES armband and Chiyaya buff

You could get even more if the S.E.E.S arm band is on the other party members as well depending if it stacks

Oh thank god I dont have to fall asleep from boredom from confusion farming

Well, there go my worries for getting money in the endgame.

ok, i recommend this. imma use this to farm XP at the same time and its gonna be awesom

I didn’t have any money items except mementos money reward up to rank 6 and on the data floors (january floors unlocked as part of a palace) i was getting around ¥50K per person killed so using chihaya and other money boosting items will probably get you insanely rich in ~30 mins

I just upgrade the item count from Jose and get golden items from mementos to sell to Iwai. More consistent and easier, as there are more item drops on floors than enemies.

Hold on wait a minute. I have a question, if you have Narikin from Hifumi’s rank 7 does that also increase Ryuji’s insta-kill gain?

Bro so I'm not fucked for buying the dlc for p5royal? Can I still do all the fusions without trouble?

When can you start doing the Insta kills June

if you go in da’at you can get like 60-90k per instakill

also with the item bonus maxed you can get a shit ton of treasure and sell that to iwai for even more

how do I kill the shadows with morgana as a car?? I thought it always goes into a fight if it hits enemies, Also Can I do this as soon as momentos is available ? I heard some saying that I have to unlock all characters to do the farming?

Getting Yoshida's perks and demanding money repeatedly can net me 50-100k per fight pretty easily. Even more if the shadow drops 10k or more per demand. Doing this until I spark an alarm also nets me way more than enough cash to fuse insanely leveled persona with the Twin's perk very early on.

tbh, i rank out Yoshida, getting the negotiation talk for more money, find a group of somewhat weak enemies, lower them down to one enemy. i just hope that it gives me the money option, with that, i just continue to ask for the money until they get mad, hopefully they called in another enemy, kill the previous one, knock them out, hope you get the money boost. it's very rng but i can come out with ¥30,000 in like 2 minutes or less

Does upgrading Hifumis confidant to the rank where you earn more money if you win in the first turn affect this method?

Another method i used was bullying shadows (with easy weakness) asking for their money over and over again. But you need lvl 5 sun confidant i believe.

The bottom in the new part of momentous can give you 48,000 for each red enemy without the money reading. Pretty crazy

I think interrogation with high luck nets a lot of money as well. Just playing normally but always Interrogating any chance you get then using an all out attack when you're satisfied (potentially 60k+yen or more per fight) could also be as low as 20k but 20k yen per fight is good too. And I'm getting these numbers without a high luck persona. Though it doesn't work that well in mementos with weaker personas cause you can't interrogate them, but it's easy to leave a palace with 1+million yen just playing it normally with interrogate added in every fight. Need sun confidant maxed out also but I feel like it's a lot of extra yen just added to going through story

I found that by maxing out items instead of money you can get technically more money. Because of the treasures that you get by grabbing items on Mementos you can sell them to Iwai and depending on what you get you can some serious cash. By just selling all the shit I found by just roaming around for items, I use to get around 300k yen every time I went to Iwai. And that was just doing some requests

Whats sad was because atm its difficult to know what fuses into what in royal. Because fusion changes. I basically wasted over 800,000 yen trying to finish the strength arcana. Thankfully having a luck 46 sandman with confuse boost can help when stealing from a request boss that can be confused. I currently have 2 mil yen. Before I did it I had roughly 1 thousand.

I did this aswell from the beginning but not with the moneyboost, also good is to boost items because at the highest buff you get 10 Items (quit not sure its been a while) and most of the time the half of the items are treasures and after one run in mementos after that i sell them for around 700k + the money from instakill = its a lot of money

How come at most all other floors give me 10,000 but the path of cemdah they give ridiculous amounts like 20-50 thousand a kill?