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He Won’t Pay Debt Until Dave Says So 

The Ramsey Show Highlights
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8 июн 2024

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Комментарии : 119   
@marcenelj
@marcenelj 28 дней назад
They just wanted to hear themselves on radio.. smh
@JustinCase780
@JustinCase780 28 дней назад
Yes! And, it would have been hysterical if Dave scolded her and their moment of fame was a moment of shame. 😂
@patty109109
@patty109109 27 дней назад
Yep, damn I HATE these humblebrag calls. Utterly insufferable.
@tahirisaid2693
@tahirisaid2693 22 дня назад
I live in Northern California, expensive area, trying to invest in the south part of bay area with the program Housekeys, if you know something about that or any advice will be appreciate it, thank you.
@GeralynWinnifeld
@GeralynWinnifeld 22 дня назад
Housing costs will come down eventually, but for now; get your money (as much as you can) out of the housing market and get into the financial markets or gold. The new mortgage rates are crazy, add to that the recession and the fact that mortgage guidelines are getting more difficult. Home prices will need to fall by a minimum of 40% (more like 50%) before the market normalizes.If you are in cross roads or need sincere advise on the best moves to take now its best you find an independent advisor who knows about the financial markets.
@chriswalter92
@chriswalter92 22 дня назад
This is exactly why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitabIe downward turns, their skiIIset makes it nearly impossible for them to underperform. I've been utiIizing a manager for more than two years, and I've made over 85% of my initiaI deposit
@JalenBooekr
@JalenBooekr 22 дня назад
This is exactly why I like having an asset manager look over my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a manager for more than two years, and I've made over 85% of my initial deposit
@Williamesq12327
@Williamesq12327 22 дня назад
I hope you don't mind if I ask you to recommend this particular coach you using their service...
@JalenBooekr
@JalenBooekr 22 дня назад
'Angela Lynn Schilling, is respected in her field. I suggest delving deeper into her credentials, as she possesses experience and serves as a valuable asset.
@jimmymcgill6778
@jimmymcgill6778 27 дней назад
You need Dave to tell you to pay it off? That's not a reason to call in.
@michoacan55
@michoacan55 28 дней назад
Talk about calling in trying to flex having only 40k in your savings account 😂
@Thurgor_Supreme
@Thurgor_Supreme 28 дней назад
What the hell is with people that have tens of thousands in savings, but then also have non-mortgage debt?? Like, is your brain broken?
@aolvaar8792
@aolvaar8792 28 дней назад
For me $50K car loan at 0% interest rate. Take the $50K out of brokerage account and stop making 11% on it.
@KM4me
@KM4me 27 дней назад
​My fellow Eagles Fan love you ​@@J-wu8sc
@adamseidel9780
@adamseidel9780 27 дней назад
Makes no sense to pay down super low interest debt early. I pay 1.5% on my car and get 5% in a high yield savings, why would I pay it off?
@music9521
@music9521 27 дней назад
​@adamseidel9780 if you pay off your car that $500/month is money you can put into your high yield savings (or other investments). Also, you save the money that would have gone to interest for the next 4 years.
@itguru2037
@itguru2037 25 дней назад
Savings is liquid
@JustinCase780
@JustinCase780 28 дней назад
You can hear the husband listening in by his heavy breathing.
@businessacc179
@businessacc179 27 дней назад
😂😂😂
@JasRog1026
@JasRog1026 28 дней назад
I won't go to the bathroom unless Dave gives me permission😂
@itguru2037
@itguru2037 25 дней назад
He will give you an enema and tell you to hold it
@RJ-cv2uw
@RJ-cv2uw 28 дней назад
Dave, i make about 35K a year and i qualify for a 2% fixed rate for the new Bugatti. Should i proceed?
@veramae4098
@veramae4098 28 дней назад
Not for you. You could buy me one.
@nickwwp12
@nickwwp12 27 дней назад
Simple. Invest the 35k in a high yield savings and the interest income will make the Bugatti payment. Just arbitrage the interest rates!
@adamseidel9780
@adamseidel9780 27 дней назад
I feel like this was a sarcastic comment like “whatever, you call Dave Ramsey and have HIM tell us what to do.”
@DoctorSmartyPants
@DoctorSmartyPants 27 дней назад
"Combinded"?
@bovnycccoperalover3579
@bovnycccoperalover3579 27 дней назад
I have $600 left in a CC that I use for my vet bills. I have six months to pay it off.
@joeriveracomedy
@joeriveracomedy 27 дней назад
Those babies just come out of thin air. Omg right?
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
Due to privacy reasons you will need to foward this comment over there
@kwaghdoojasmine7549
@kwaghdoojasmine7549 27 дней назад
I'm favoured, $27K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America.
@zackwillem9077
@zackwillem9077 27 дней назад
She is really a good investment advisor. I was privileged to attend some of her seminars, that's how I started my crypto investment
@zainabmuntari3444
@zainabmuntari3444 27 дней назад
I'm glad to write her tay I do hope she will help handle my paycheck properly☺️☺️☺️
@zainabmuntari3444
@zainabmuntari3444 27 дней назад
Can I start with as low as $1,000?
@YnezAlcala
@YnezAlcala 27 дней назад
Please who is this Mrs Sonia
@YnezAlcala
@YnezAlcala 27 дней назад
This sounds so good andI would like to be a party to this, is there any wayl can speak with her?
@untouchable360x
@untouchable360x 28 дней назад
And that's the bottom line because Dave says so!
@nathenleelewis
@nathenleelewis 27 дней назад
🍻🍺🍻🍺🍻🍺🍻
@AlecDaStar
@AlecDaStar 27 дней назад
I like how Dave gave this caller no excitement over such a dumb question
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
Yup well deserved!
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
For privacy reasons and basically because of RU-vid’s new policy, fwd your questions to my, e - mail
@TMPS93
@TMPS93 27 дней назад
I know people will be critical but this was the final push I needed to dip into my savings and pay off my car note. Once everything clears, my only debt in the world will be my mortgage.
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
Hold on before you do that!
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
For privacy reasons and basically because of RU-vid’s new policy, fwd this comment to my, e - mail
@FTG2Eli
@FTG2Eli 27 дней назад
Something about paying off your car and having that title in your name only feels oh so great!!!
@JustinCase780
@JustinCase780 28 дней назад
Dave should we pay off our HELOC? 😂
@veramae4098
@veramae4098 28 дней назад
Yes!!!!!!!!!!!!!
@JustinCase780
@JustinCase780 28 дней назад
​@@veramae4098Not so sure. The rate isn't so bad.
@aolvaar8792
@aolvaar8792 28 дней назад
HEL or HELOC?
@JustinCase780
@JustinCase780 27 дней назад
​@@aolvaar8792No idea because my wife did the details and we rarely talk about this stuff. She loves the loan guy and he gifted us specialty cookies so all good.
@JustinCase780
@JustinCase780 27 дней назад
@@aolvaar8792 They both lead to spelling HELL per their acronyms.
@user-ol7tl1vf5m
@user-ol7tl1vf5m 22 дня назад
The debt-based system has created an environment where the pursuit of profit often takes precedence over people’s well-being. This has led to an incredible buildup of debt, which can no longer be sustained. The consequences will likely be far-reaching, impacting individuals, businesses, and governments alike.
@a.miller8316
@a.miller8316 27 дней назад
They didn't ask important questions... What's the interest rate and do you have any large purchases you are saving for? If i needed the cash for something (like a new roof) and the car loan was 2% ... don't pay it off. I know goes against the Ramsey message but it's reality. Not everything is black and white.
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
For privacy reasons and basically because of RU-vid’s new policy, fwd your questions to my, e - mail
@JakeTheSnake500
@JakeTheSnake500 28 дней назад
Hubby was stalling, and just drove home in a Brand New Big Ass Truck.
@mhodge0890
@mhodge0890 27 дней назад
These people are stupid. Don’t you know you pay more than 14k over time than just paying it off right then and there. Smfh
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
For privacy reasons and basically because of RU-vid’s new policy, fwd your questions to my, e - mail
@Absolutely_Allen
@Absolutely_Allen 27 дней назад
i wont payoff my car because the interest rate is 3% but my savings interest rate is 5%. makes no sense haha
@lionmangolf
@lionmangolf 27 дней назад
My house is 3% my investment are making 10-12%. So I'll keep the mortgage for the time being.
@izgil7541
@izgil7541 27 дней назад
Children.
@oshkoshbegone
@oshkoshbegone 26 дней назад
"All these things came at us" or you chose to do those things
@jusplay7309
@jusplay7309 27 дней назад
What was the point of this call? 😂
@gengarjuice69
@gengarjuice69 27 дней назад
pretty sure the whole point was to promote that app lol
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
Lol why u have to say it like that
@RamseysolutionskitgmaiIcom.
@RamseysolutionskitgmaiIcom. 26 дней назад
For privacy reasons and basically because of RU-vid’s new policy, fwd your questions to my, e - mail
@robloxvids2233
@robloxvids2233 27 дней назад
This is like asking Dave if George Kamel is an idiot for suggesting the industry standard 4% SWR.
@amireallythatgrumpy6508
@amireallythatgrumpy6508 27 дней назад
Which he is. Any WR above 1% is asinine.
@SanjeevDoke-xh1xt
@SanjeevDoke-xh1xt 28 дней назад
I honestly don't understand why you're discussing these dubious schemes. There are plenty of options like Eledator and similar ones that are fast and profitable.
@undecidedtoystore3003
@undecidedtoystore3003 28 дней назад
3:22 not gonna lie that father-daughter unison was slick XD
@RandomVids519
@RandomVids519 28 дней назад
Having a baby is easy raising a baby is hard duh
@thewewguy8t88
@thewewguy8t88 28 дней назад
The thing is I feel Dave Ramsey can only deal with people who make a decent income. Plus I feel like Daves baby steps expect that you want and will have a kid( saving up for college) okay well what happens if you don't have kids or want kids.
@Bethelgal42
@Bethelgal42 28 дней назад
People call the show and do Debt Free Screams with lower incomes all the time. This program works no matter the income. If you don't have kids, then you just skip Step 5.
@thewewguy8t88
@thewewguy8t88 27 дней назад
@@Bethelgal42 yeah well in my situation if I was to ask for advice I feel Dave would just yell at me for choosing to not make enough income to afford to live.( For the record my question would be what is the best way to get a car with a a budget 10,000) and yeah it would turn into a lecture on why I am working a minimum wage job at 36 years old and why it is only now that I can "afford" a car and tell me the simple fact that until I increase my income and work at least 60 hours a week and make six figures I can't afford a car period.
@Bethelgal42
@Bethelgal42 27 дней назад
@thewewguy8t88 Save up by finding room in your budget, get a side job for a short time, sell things around the house are some ways to build a "car fund." My husband and I actually just did this. We knew our van was close to the end, so we starting piling up cash in a Savings Account. The account got to about $10,000 before we went looking for used cars in the $8000 budget range. We ended up finding a 2009 used Honda Odyssey through our network of connections for under $4000. My husband did test drive a few cars around our budget though. They are out there. It's possible. You can go it. We are in our lower 40s and do not make close to 6 figures or work 60 hours a week. My husband works 40 and I work 30. Up until 3 years ago, I was a stay at home mom with no income at all.
@penguin12902
@penguin12902 27 дней назад
​@thewewguy8t88 why are you 36 and making minimum wage? You been working 20 years and haven't learned a single skill? To be clear you can buy decent cars for $5k get an old Camry in an ugly ass color. An independent mechanic should inspect it before you buy it.
@jodylarson4697
@jodylarson4697 27 дней назад
@thewewguy8t88: Then you won't have those expenses and can save and invest more. This isn't rocket science.
@aldphillip2003
@aldphillip2003 28 дней назад
Yo
@johndone8045
@johndone8045 28 дней назад
Paying off early for what
@penguin12902
@penguin12902 27 дней назад
Because interest is a thing.
@johndone8045
@johndone8045 27 дней назад
@@penguin12902 like that 20k worths of cars really got that much interest
@Jaycv-dq3rg
@Jaycv-dq3rg 27 дней назад
Me and my ex-wife never combined our finances my lawyer actually praised me for not doing that why because if don't have documentation how much money you have in bank I kept $500 in bank that it but I had $40,000 cash at my mom house at divorce my exwife attorney ask for my bank accounts and there was only $500 in there so guess what she got nothing at divorce no car no house because I rent
@jodylarson4697
@jodylarson4697 27 дней назад
Great, you cheated your ex-wife. What a man.
@LawrenceTimme
@LawrenceTimme 27 дней назад
Yet you are still dumb for marrying her in the first place, so not so clever.
@veramae4098
@veramae4098 28 дней назад
Dave, Just sold all my Tesla stock ($200,000 all in retirement) and bought all NVidia. Someday I might write again to smirk.
@frankcb11
@frankcb11 28 дней назад
Did y’all actually do this?
@aolvaar8792
@aolvaar8792 28 дней назад
Tesla is almost half of its 52-week high. Buy high, sell low?
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