One doubt. What would be premium benefit in the following scenarios. 1. Base policy of 20 lakhs 2. Base policy of 5 lakhs and a supertopup policy over the base policy for 20 lakhs ( deductible for supertopup as 5 lakhs).
Sir I was listening to your talk regarding health insurance policy. I have a few doubts that were not dealt with. 1) if I have two health insurance policies, can one provider refuse paying because I have a 8:03 policy with another company also 2) If my claim amount goes higher than that provided for by one company can I apply for claim for the balance amount from the second company. 3) Is there any criteria for selecting the first company to which I should apply. 4) If I have a policy in India which also offers travel insurance like some problems faced in USA, I now happen to get a green card and have decided to take a health insurance in US, should I disclose the insurance policy taken in India to the US company or vice versa. How do things work out in such a situation.