Health Insurance Terms You Need to Know (in the U.S.) 

I'm 18 and this terrifies me more than taxes and car payments. Guess I'll just exercise and stay fit and go to the doctor once I'm 30 or almost die

I always start polite-but i have had certain times that screaming profanities into the phone is what got me results after months of getting nowhere....refusing to hang up until the problem is resolved can work too....they usually arent allowed to hang up on you...

There are actually 2 other types of providers that you may find yourself with that weren't mentioned here: -Exclusive Provider Organizations (EPOs) are similar to HMOs in that they usually only allow for in-network providers, and may even be more selective in their provider choices. However, unlike HMOs, they don't usually require referrals to go see specialists - you can choose to visit an in-network specialist at your own discretion instead of needing your doctor to prescribe the specialist after an examination. So although you might have fewer options overall, your ability to exercise those options is far greater. -Point of Service (POS) plans can be thought of as kind of hybrid HMO/PPO plans - though they still require in-network providers for most of their benefits, they'll provide a little bit of coverage for out-of-network providers and specialists if used (though you'll still be eating a greater share of the costs, naturally).

Hurray, more things that give me headaches... that my insurance won't pay to have diagnosed.

Thanks for this. You confirmed that I cannot afford to get health insurance 😂... so yeah... but really thanks because I was so confused.

Thank you so much for this! I aged out of my parent's health insurance plan, and applying for my own is so confusing!

theyre so sweet and make me feel way better for asking questions it seems like no one else is dumb enough to be asking

thank you for this! your channel is sooo helpful 😀

Damn, I'm so glad I live in the UK. Long live the NHS!

wow, as a canadian, this is so interesting.... like why would a country 10x as big as my own have such a basic human right so convoluted and complicated?

Could you guys do a video about how to correctly go to the movies? My sister always does some mystical stuff before we go, having us end up with reserved seats, snacks(usually taken from a convenience store), and popcorn/drinks, all to a movie that is having its first showing. She's too busy for me to ask, but I want to know her ways.

Thank you

This won't last I'm sure, but zero downvotes! And on this subject no less! That's a pretty good sign :)

What do you mean by network doctor?

"first world country" by the way

My health insurance recently billed me for two months at a time (10/1 though 12/1)...is that normal?

I need to move to canada

Now what about dental insurance?

wtf its the crazy course guy!wasnt expecting you here. say hi to the mongols 4 me

second! and oddly proud :)

how do you not just start crying because you know everything is a rip off?

as a high school freshmen i am terrified of aging

*rewatches video* I think I missed something

What happens to the healthcare of uninsured people in a terrorist attack. Do they have to pay more for ongoing treatment,than the friend standing next to them with insurance?

You didn't explain the main thing. Why even use it?

We need single payer healthcare NOW

Im 19 and im still lost REEEE

Geezus our country's health care is messed up.

in b4 political crap-storm about Obamacare, and other countries having free healthcare

Private insurance is a fucking scam