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Home Loan Insurance & Protection Plan का असली सच

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Instead of home loan insurance, it is better to buy Term Insurance Plan. You can compare & buy here - bit.ly/term-li....
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Should you take Home Loan Insurance or Term Insurance Plan? Is it mandatory to take Home Loan Insurance? - Explained in Hindi. Home Loan Protection Plan is not same as Home Insurance or Property Insurance.
Related Videos:
Term Insurance Plan: • Term Insurance Plan - ...
Home loan insurance, home insurance and Term Insurance Plan are provided by all leading banks - SBI, HDFC, ICICI, Axis Bank and LIC. But it is always better to take a Term Plan from LIC.
क्या आपको होम लोन इंश्योरेंस या टर्म इंश्योरेंस प्लान लेना चाहिए? क्या होम लोन इंश्योरेंस लेना अनिवार्य है? होम लोन प्रोटेक्शन प्लान होम इंश्योरेंस या प्रॉपर्टी इंश्योरेंस की तरह नहीं होता।
होम लोन इंश्योरेंस, होम इंश्योरेंस और टर्म इंश्योरेंस प्लान सभी प्रमुख बैंकों - एसबीआई, एचडीएफसी, आईसीआईसीआई, एक्सिस बैंक और एलआईसी द्वारा प्रदान की जाती है। लेकिन एलआईसी से टर्म प्लान लेना हमेशा बेहतर होता है।
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In this video, we have explained:
What is home loan insurance policy?
How does home loan insurance work?
What is home loan protection plan?
How does home loan protection policy work?
What is the maximum tenure for home loan insurance?
How home loan insurance policy covers the home loan?
What is reducing cover home loan insurance plan?
What is fixed cover home loan insurance policy?
How fixed cover plan differs from reducing cover home loan insurance plan?
Is home loan insurance policy mandatory?
Is home insurance and home loan insurance same?
What does home loan protection plan covers?
How home loan insurance is different from term insurance plan?
Which insurance plan is better out of fixed cover home loan insurance, reducing cover home loan insurance and term insurance plan?
What are the similarities between fixed cover home loan insurance, reducing cover home loan insurance and term insurance plan?
How to get tax benefits from home loan protection plan?
What are the differences between home loan insurance plan and term insurance plan?
When is home loan protection plan beneficial?
How is term insurance plan beneficial?
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Hope you liked this video in Hindi on “Home Loan Insurance Protection Plan vs Term Plan”.

Опубликовано:

28 авг 2024

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Комментарии : 722

@AssetYogi Год назад

Instead of home loan insurance, it is better to buy Term Insurance: bit.ly/term-life-insurance-compare

@aniketdumbre1472 Год назад

Yes Sir, But one thing is more important that, after borrower's death there is No guarantee that Term Insurance will settle claim 100% where as in HLPP you will get 100% claim settlement. Don't you think this is the most important point which also need to highlight. I understand in HLPP you will get only outstanding amount, But at least you will get that amount guaranteed. Please share your thoughts. Also clear me if i have some misconception.

@abhishekmisra733 5 лет назад

Outstanding video sir, literally isse achi samaz sewa koi ho hi nahi skti

@R.B.D667 2 года назад

समय बहुत कंफ्यूज था लेकिन आपका वीडियो देख कर मेरी कंफ्यूजन दूर हो गई thanx sir

@AssetYogi 2 года назад

Keep learning :)

@viveksjain 3 года назад

Great information Mukul. All my questions answered in 15 minutes. I am so glad to find this channel. Thank you.

@AssetYogi 3 года назад

Glad to hear that Vivek 😊

@veerarodrigues7073 5 лет назад

Very useful video. We are just planning to go for a home loan. Got to see your many related videos at the right time. Thank you Brother and God bless you.

@AssetYogi 5 лет назад

Glad to hear that

@ashishdalmia7 5 лет назад

Sirji your concept was 100% perfect but you failed to highlight the difference of claim settlement between term and hlpp because that's the key role if the Money doesn't come on time will customer family will be able to get the property back ...every cheaper thing can't be a tool for all problems

@IrshadIlyas786 2 года назад

That’s a good point, what is your take on this based on your research?

@sumanta3151 2 года назад

Term insurance company takes more settlement time and sometimes not pay also

@sumeetjaokar131 2 месяца назад

Best Video for 1st time home buyers. Thanks a ton

@tusharkadam671 2 года назад

You are really a complete solution of all financial doubts. 🙏🙏thank you.

@kuhikarashwin8203 4 года назад

Dil se kahu aapke videos bahut hi achi information milti hai.

@AssetYogi 4 года назад

Dhanywaad :)

@Vanimamidi7582 5 лет назад

Very useful...Though I am a telugu speaking person,I clearly understood the content..Your presentation with examples is excellent...

@TarunKumar-lg2ny Год назад

Bhai aapne bahot achhe se samjhaya.. thank you for that. There is question I haven't found any good video on that not only yours but no where. Under construction property ke builder ke baare me throughout knowledge kaise milega? Builder kaisa hai? Reputation kaisa hai, property delivery ontime karta hai ya nahi? Yahi sab.

@AssetYogi Год назад

Thanks a lot Tarun

@dakshpatil5397 4 года назад

Excellent Sir .... Thank you..Best information ... Maine abhi Just Home loan ke liye application kiya he....Mujhe insurance ke bare me details me pata nahi tha.....But Abhi sure ho gaya .. insurance lena he ya..nahi... Once Again ... Thank you sir...👍🙏

@subhashsoni9817 4 года назад

Sir aapne bahut hi shandar jankari diye aapka bahut bahut dhanyawad

@UdaySingh-uz7dl 3 года назад

Thanks Mukul ji aapne mere 23.5 lakhs k loan par 76846 rupaye bacha liye....now I am going to buy term insurance instead of HL insurance.🙏🙏🙏🙏🙏Asset Yogi

@KushalGupta 3 года назад

Really appreciate the way you explained this and compared home loan insurance with Term insurance. Ultimate.

@AssetYogi 3 года назад

Thanks 😊

@anandkurade8356 3 года назад

Hello Mukul, Can we take two term insurance. If someone taken term insurance few years before taking home loan and as per your this video wanted to go with new term insurance. Thanks Anand

@e2origamikala469 Месяц назад

Bahot hi useful jankari 😊

@krisshnakumar5082 4 года назад

Super Explanation ..Thanks for making video

@AssetYogi 4 года назад

I hope this will be helpful Krisshna :)

@mytechgurupro7534 6 лет назад

Your thought are very clear and helped me lot to know more about HLPP. Amazing!!!

@svrkrao8648 3 года назад

Nice explanation bhai..... Keep on making more videos on such issues. People got vexed up with false news of agents outside.

@SafarnamaOnWheels 3 года назад

Amazingly explained sir. Definitely a big thumbs up for your hard work👍👍 Must watch for ones taking home loan.

@AssetYogi 3 года назад

Thanks a ton

@56navin 6 лет назад

the best part of your information is regarding free insurance period, where applicant does not home loan liability policy but is forced upon him and under duress of circumstances pays premium he can surrender the policy within 15-30 days

@AssetYogi 6 лет назад

Yes. That is applicable to all policies. But banks may apply some cancellation charges. It is always better to avoid at the first place.

@ankita_kole Год назад

The way u explain jst superb

@AssetYogi Год назад

Thanks Ankita

@susmitasahoo7674 4 года назад

Very good information. Helped me to decide what to choose.

@AMANDEEPKAPOOR 6 лет назад

Thanks for the information...... V help ful for people taking home lone........ Bank executive put pressure to take insurance

@AssetYogi 6 лет назад

Glad to know that it's helpful.

@dharamsingh5728 4 года назад

Hello sir.. मैं अभी होम लोन लेने वाला हूं वह भी एलआईसी से और मेरा सैलेरी अकाउंट एसबीआई में है तो क्या मैं एसबीआई से टर्म इंश्योरेंस पहले ही करा सकता हूं? या फिर एलआईसी से ही टर्म इंश्योरेंस करा लूं?

@johnsultimatum 5 лет назад

very good explanation for a layman to understand! thanks!

@AssetYogi 5 лет назад

Thank you for appreciation 😊

@nitinmoon825 4 года назад

I did the same thing while availing home loan....Thanks for valuable inputs...

@AssetYogi 4 года назад

Keep learning Nitin

@vaibhavkuchankar 3 года назад

@@AssetYogi सर, मेरे पप्पा ने 2016 मे 8 लाख का लोन 15 साल के लिए लिया gruh finance से तब उनकी age 60 थी तो उन्होंने 1 लाख का इन्शुरन्स लोन कर दिया. तो अब वो लोन मै बंद करना चाहता हु तो वो बोल रहे की, इन्शुरन्स लोन का भी आउटस्टैंडिंग भरना पड़ेगा.

@1Shaaz1 4 года назад

Love your work and content. Can you make a video on whether to invest in Real estate (buy home) or invest in Mutual Funds.

@womanskitchen 2 года назад

Very much clear explanation

@AssetYogi 2 года назад

Glad it was helpful!

@abhaykulkarni7145 2 года назад

Sir ji bahoot badhiya thanks ji

@AssetYogi 2 года назад

Keep learning :)

@sarwar22bn 4 года назад

Very nice deciphering of the all the Financial codes... One request to you please make a video on "term insurance". covering all point including fraud by bank.n point to consider

@TitanGamerOfficial786 4 года назад

Hello brother big fan of u Seriously ur brilliant, thanks

@AssetYogi 4 года назад

Thanks 😊

@gazalafirdouse8802 4 года назад

Good explanation sr sr if we are alive till the loan tenure we will get the benefit of these policies

@21centuryopportunityjourne50 2 года назад

Jordar sir.. Best information..... Sir. Thank you...

@AssetYogi 2 года назад

Keep learning :)

@vikaswakpanjar6985 4 года назад

Society se lone uthana hai. To uske bareme thoda bata do sir. Yes I know every society has there own plans, but a small talk about it is needed. I am your big fan. You are fanatics.

@veturisaikishore6542 4 года назад

Great knowledge sir, mai tho aap say bahut sikray sir thank you very much for sharing your knowledge

@kiranmalkar4413 5 лет назад

Very Knowledgeable video,

@AssetYogi 5 лет назад

Thank you for appreciation 😊

@Sandeep07108 5 лет назад

Bilkul sir aap bahut hi achhi information de rahe he. So thank you.

@AssetYogi 5 лет назад

Thank you for appreciation Sandeep 😊

@sandeshabhale7420 4 года назад

@@AssetYogi sir make a video on prant Pradhan Yojana benefits

@VIVEKKUMAR-ih4gd 9 месяцев назад

सर मेरे पास पहले से ही एक टर्म इंश्योरेंस है लेकिन अब मैं यदि होम लोन लेने जाऊंगा तो होम लोन वाले भी इंश्योरेंस के लिए पुश करेंगे तो क्या उसे टाइम में दोबारा टर्म इंश्योरेंस ले सकते हैं. यदि बैंक वाले जिद कर रहा

@Aashvi_Saini 3 года назад

Great Job 👍, Really appreciate your way of explanation...U've got one more subscription today 🙏

@imamshaikh7086 3 года назад

Mind blowing. Great. Superb. Thanks a lot.

@AssetYogi 3 года назад

Keep learning

@jagdishsharma3671 4 года назад

Appreciate the way you explained everything and compared home loan insurance with Term insurance. This will help many.

@handsomeguy_gcopa 2 года назад

Very informative video Must watch 👌👌👌

@AssetYogi 2 года назад

Thanks a lot

@ismailshaikh407 4 года назад

Excellent information and presentation, thanks a lot for details comparison between Home Loan Insurance or Term Insurance Plan

@sunilkanunje6722 6 лет назад

this video very help full for joint loan applicants thank you sir

@AssetYogi 6 лет назад

Good to hear that Sunil

@kamleshharwani1903 3 года назад

Masterjo aapka video maine ek mahine der se dekha varna main bahut achhi tarha bank se baat kar paaya Aap samjhate bahut achhi tarha hein jaldi baat samjh aaa jaati hai Thanks

@learnenglishonlineofficial1722 Год назад

Bilkul mandatory hai loan insurance, Haan bank jiss insurance company sey judaa rahta hai wahan Wey force nahi kar saktey kee ussee insurance company sey insurance lein, kissi bhee aur insurance company sey bhee insurance Kara saktey hain, par chotey sey chota loan kaa insurance mandatory hai according to rbi guidelines 2013.

@rahulraina56 2 года назад

very informative video and content. thanks Asset Yogi bhai

@AssetYogi 2 года назад

Thanks and welcome

@hirendrauikey8 3 года назад

This Information is viable for every loan borrower

@deepakkkkk4683 4 года назад

Thanx sir g.. Apki video se bhut jankari mili..mere ko bhi home loan lena h ..bank bhi tyar h.par ek bat samaj ni a rhi ki jaise home loan insurance h vo deth ke bad hi claims karta h ja koi major injuries ho jaye ja job chut jaye usko bhi cover karta h.plz sir JRUR reply kre

@lekhrammeena7299 4 года назад

Nice Explained ,Very helpful video thanks Sir

@AssetYogi 4 года назад

Glad to hear that Lekhram

@vikas.kotkar 4 года назад

Very well explained.Crisp and clear.

@AssetYogi 4 года назад

Thanks for appreciation Vikas

@HamzaShaikh027 2 года назад

You're explanation is always awesome 😎

@AssetYogi 2 года назад

Thank you so much

@rohineeprajapati6846 5 лет назад

Thanks so much for the detailed briefing!! Too good👍🏻👍🏻

@tusharacharekar2727 4 года назад

Very valuable information...🙏

@AssetYogi 4 года назад

Hope you like this video :)

@Taredar88 4 года назад

PMEGP insurance ke bare be batay

@max19872003 6 лет назад

This video very helps you for, how all are new to home loan and particularly for insurance liked it. Great job keep it up :-)

@tapendulayek6574 3 года назад

Very informative video Thank you sir...

@sachinbhutada5839 4 года назад

Nicely explained. Appreciate the way you have explained.

@AssetYogi 4 года назад

Thanks for appreciation 😊

@dipak268 2 года назад

very useful explanation

@AssetYogi 2 года назад

Thanks for liking

@Dr.AP.shorts Год назад

really helpful for me. thanks

@AssetYogi Год назад

Most welcome Akashh

@mdVicky-br3vl 4 года назад

Good knowledge bhai Bahut accha laga aap ka video

@vishaldhavle1522 5 лет назад

Thanks sir.u r great

@AssetYogi 5 лет назад

Thanks for appreciation Vishal:)

@devidrajjangam5401 2 года назад

Thank you so much Sir..It helped me a lot

@AssetYogi 2 года назад

Glad to hear that

@yogiparesh 6 лет назад

Very nice. You explain very well.

@ahanakhtar8301 3 года назад

All is well Excellent episode Honest effort

@AssetYogi 3 года назад

Thanks Ahan :)

@shashikalaml1861 5 лет назад

Thank you Sir. Very informative

@subratsatapathy5619 2 года назад

Thank you sir for the knowledge

@AssetYogi 2 года назад

Always welcome

@vijaybhasme9727 5 лет назад

I have taken home loan from ICICI bank which included HLPP. Que.1) Recently I have taken Term insurance of 1cr. In this case, do I have right to withdraw my HLPP from ICICI Bank? And Que.2) If I would have done prepayment of home loan within 5 years (whereas my loan tenure is 15 yrs), in this case shall I get back remaining 10 years premium of HLPP? Thanks for your support & Cooperation in advance. Awaiting for your reply.

@DaakuDaddyOfficial 2 года назад

I have the same question. Did you get the answers

@vijaybhasme9727 2 года назад

@@DaakuDaddyOfficial Not yet

@DaakuDaddyOfficial 2 года назад

Okii @

@RanjeetSingh-fq9cx 5 лет назад

Aap achhi videos banate hai. Thanks

@AssetYogi 5 лет назад

Glad to hear that :)

@gorkshanathpatil8987 2 года назад

Very helpful. Thanks sir.

@AssetYogi 2 года назад

Most welcome

@PappuSingh-rb7un 4 года назад

Nice sir, great awareness video

@AssetYogi 4 года назад

Thanks :)

@AnupYadav-fn4bi Год назад

You are great sir

@AssetYogi Год назад

Thanks Anup

@akoji3362 2 года назад

great guidance

@AssetYogi 2 года назад

Thank you.

@keshavranjan9643 11 месяцев назад

Bahut accha samjhaya Apne

@nareshpatel9314 3 года назад

Thank you for providing useful information sir

@AssetYogi 3 года назад

Hope it's helpful 😊

@firozshaikh4218 3 года назад

Excellent explanation sir

@AssetYogi 3 года назад

Keep watching

@prakashkushwaha6616 5 лет назад

I have taken first home loan recently from sbi 1600000 i want to know that pradhaan mantri aawaas youjana is automatically applicable in my loan amount or i have to apply separately (if separately then how to apply)

@mahensahu 6 лет назад

U give always best knowledge..... Thank you so much sir

@TechieJourneyIndia 7 месяцев назад

Very informative video. Thanks for sharing.

@rakeshms 3 года назад

hats off to your contributions.

@AssetYogi 3 года назад

Thanks Rakesh

@umi167 4 года назад

Very useful information sir , your work is awesome,in easy words 👌keep it up for us

@AssetYogi 4 года назад

Thanks Umesh

@kingsonsworld 3 года назад

As always... really helpful knowledge

@AssetYogi 3 года назад

Keep learning 😊

@salillavgankar6494 3 года назад

Nicely compiled information

@AssetYogi 3 года назад

Thanks for liking

@madvesandeep1908 5 лет назад

Thank you sir. I got enough info about HLPP and helped me a lot. Need your suggestion on any term insurance. I am taking an home loan of 12,00,000 for 10 yrs term. And thanks in Advance sir. Awaiting for your quick response.