1. find a reputable company 2. get quotes for same insurance and call companies 3. compare quotes 4. take a higher deductible 5. ask about discounts 6. don't get a cheap quote that covers nothing with bad customer service
Fred Loya insurance did not help me when Harvey hit Houston...the agent never picked up the phone and did not help me with a rental..went to their office here in Houston and they told me ..they dont take complaints..to take my complaint to San Antonio where their main office is...its totally ridiculous that you pay every month an amount hoping for they to help you ..and when you need their help they just drift away...what a clever scam