How do Lump Sum Payments Work in Social Security Disability? 

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PAY ATTENTION TO THIS MAN I JUST GOT MY LUMP SUM. I COULDN'T HAVE DONE IT WITHOUT THESE VIDEOS

Finally received full favorable decision back pay from 2012

Thanks for the information. I am 36 years of age. It's a known fact receiving ss or ssdi easy. Last year 2017. About the end of May, I started to become I'll. During this time, I was working. Something kept saying go to the Er. My health deteriorated immediately. Sepsis first , lupus second, still disease third , fibromyalgia fourth. Seven blood transfusion, every 2 weeks iron infusion, shortness of breath. Repeated hospital visits , and stayed over night . Low blood pressure. Muscle skeletal pain daily. Migraine headaches out of no where. Ended up in ICU, & had a asthma attack. There are good , and bad days. Life compelety did a 360. I've applied for handicap parking placker, and received it not long ago by mail. Walking, standing, sitting, bathing, dressing, steps, driving, shopping, cooking holding a cell phone , remote etc. All this have changed. Now I relie on a wheelchair, & walker, & cane. Mentally it's rough on a daily basis. As a mother three, my children seen me go from 200, down to 136. They assisted me in almost every thing. Currently I'm taking medication to control pain. Honestly pain can be so excruciating. I became bed written for a short period of time. Couldn't eat by myself nothing. Sickness hit so hard my body has weakness. Remaining positive isn't easy all the time. Social security denied me . I decided to seek a lawyer, and , when I interviewed in February. The representative stated. I should hear something by July. Even after leaving the hospital, I returned to work multiple times. It finally came to a point I'm unable to keep up. Also notice, every time I returned to work hospital here I come. Love working, sadly I had no choice but to let go , and I did. Within me ive done all I can, therefore I'm at peace with this decision. My body has taken a major hit.

I've been waiting 3 years and just had my hearing on October 19th, 2017. Now I'm waiting for a decision. Your very helpful, thank you!

We worked while we could and PAID into this lousy system. The system is all askew. I don't understand why we can't get paid for all the years missed while waiting for OUR OWN money THAT WE PAID into social security with each and every paycheck we earned. I wonder how congress members would feel having to be a peasant status as we citizens are treated. I would like to think that congress would immediately change the countless flaws within this askew system.If they themselves had to deal with this BS.It makes me furious and the greed is absolutely disgusting. How about, " WE THE PEOPLE" get on the government for the TRILLIONS of misplaced money from as far back as 9/11 that was illegally "TAKEN" from social security ? Where is the outrage? AMERICA WAKE THE HELL UP ! Perhaps there wouldn't be a 2/3 year wait for benefits if the money was still where it belongs. Perhaps people would not be dying while waiting for their SSDI.

I wish you were in my area I can tell you are very compassionate about your work. It’s sad I’ve worked since I was 14 years old up until I was 43 (almost 28 years) and was denied. I have all kinds of health issues. One in particular caused me not to be able to work any longer. I see 2 neurologist, been hospitalized 3 times, take a lot of medicine which I cannot even function on. The medicine makes me so sleepy. I’ve had 2 MRI(s) and 2 CT(s) of my brain. I have a small leak in the menges of my brain that cause chronic migraines daily even with medication to help as preventative. I have visual disturbances; sometimes I loose my vision depending on the severity of migraines. It’s all documented. My gait it impacted when I have migraines. I have fallen and recently hit my head and recovering from a concussion. I am scared to drive and I won’t because of the migraines; I don’t know when I’ll have one. Just failed my PFT’s my new asthma dr sent me for Bc I stay sob all of the time. Disability said I was disabled as of right now now in July 2018 but per their medical examiners they foresee my condition changing. I have been sicker since then. Gallbladder out, hospitalized for migraines, overgrowth of bacteria in GI tract and lost 30 lbs in 2 months. Now recovering from post concussion trauma which could be 6 months my pcp and neuro ophthalmologist said. I’m experiencing double vision, and dizziness so that’s why I went to see my NO. Only God knows and that’s not even all that’s wrong with me but it’s sad you have to get an attorney when you have worked for many years and now that I need it I have to fight for it. My total wait time has been 15 months in Arkansas. I got my denial letter at 1 year and that’s when I contacted an attorney who Disabilty Determination finally got the last of my records last week. It’s sad my life is nothing like it used to be almost 2 years ago. If I could have my old life back I would gladly take it. This pain is so debilitating; nerve blocks or nothing has helped. Just imagine going to sleep with a migraine, waking up with one and having one to two during the day. You take medicine but it just makes u sleep. No relief because the migraines just come right back.

Thank you for all the information. You allow people to understand this complicated process.

Thank you for taking the time to explain in such easy to understand terms how the Social security laws work.

Thank you for your excellent videos. You explain the process better than anyone I know. I wish you were in my location and I would hire you to help me with my disability claim.

I really needed to know this, Thank You. It’s already been 4 years, and they still haven’t made a decision yet. I pray I can get it too.

Your videos are Great! Thank you for taking time to make them!

Thanks for your help!

You're wonderful, Mr. Ginsberg!!!

You are the best. Thank you.

Your videos are very helpful and the knowledge that you share is great. Thank you. I've been pleading my case since 2012. They are just now ready to here the case again. Denied 3 times already.

I was approved today in just 6 weeks. However, I have a condition on the CAL list and I gave them clear, objective evidence supporting my diagnosis. Very thankful.

Hello Mr.Ginsberg, I’m here in Georgia, after waiting 3 years I just received a fully favorable decision in May , I studied slot of your videos and it’s was very helpful , just want to thank you so much for your work. Peace n blessings

I filed myself 16yrs ago. I was told that I had to be unemployed for 12 months before applying, then it takes around 2yrs. So we were homeless for 3yrs. I got approved on my 1st shot, then got a $27k check & $1700 a month plus $697ea a month for my 2 kids but that stopped when they turned 18 & now i get $2k a month non taxable Disability, plus my Wifes Income. $45k a year total income. Hard to make it but you can. Especially when I was making $150k a year.

Thank you for clarifying

Thanks for the video.

I love the advice that you'd given. I have an appeal June 2020, ( I wish that I could have found you first)😊

Your videos are so educational, thank you for all the great information you give us. I was denied and I-have already got an attorney an appeal. My attorney has very por social skills, no where near your communication skills. It sucks trying to communicate with him. I pray to god he is a better attorney than he can communicate. I had been tempted to switch attorneys but I am unsure on what would be best to do. Thank you again for all your very educational videos!

Always great advice. Thanks.

Thank you!!

Mr. Ginsberg, I would like to know how soon will you have to wait and can you get and advance on it.

I just won SSDI with approval back to 2008 ,

First applied June 2021 was just approved March 30 2023 for onset in 2018. 5 years of backpay coming! FINALLY. Insane process, ridiculously hard, even w attorney, even w BRAIN TUMORS. Smh

I've never seen a video on the papers you get from ODAR i got mine before my award letter saying im approved and telling me my onset date but nothing on how much my monthly payments are my attorney said i would receive it within a month but it's frustrating knowing I'm approved but not knowing for what amount even my Social Security account still says pending so what is this stack of papers from the ODAR. i filed January 16. 2015 and my onset date is September 8. 2011 they approved me for both ssdi and ssi and want me to come to an appointment on the 14th of November 2017 to find out how much money i have and any money coming to me but I'm just lost on where i stand. please help

JohnathanTthank you so so very much for the awesome videos. I have a question if you receive a ssdi lump some and receive Social Security at the same time how is the back pay caculated? Will it be the difference between SDDI and Social Security retirement? Thank you in advance.

Thank you so much for these videos they have been very helpful, I hired a friend of yours as my lawyer Nathan Craig,he speaks very highly of you and he was glad that it was your videos that I had been watching, I had my hearing Jan 17th 2019 he said that I won my case am still waiting for my back pay but I'm confident it will be here any day, thanks again for all your help and God bless

Excellent vedio. Thank you

I received over $83k in 2017 going back to 2013. The SSA-1099 has a formula that ends up telling me I can be taxed on half of that. Why isn't it divided between the time frame of 5 years, when the yearly payout does not reflex a payment of over $23k per year? Fantastic Videos BTW !!!

Hello Mr.Ginsberg, I have a question that hopefully you can answer. I recently got a fully favorable decision from an ALJ, and I have received award letters from ssdi and ssi,and I was told to expect my first monthly payment on November 23rd, but when I go on the my social security website it says my next payment will be November 3rd. Would I be correct in assuming that the 3rd would be my lump sum payment?

Without a lawyer I would be at the bottom of a pile. Im glad their close to the ssa . February looks beneficial.

Thank you

Thank You For Your Videos I Watch All Of Your Videos Or Mostly All Your Videos Day In Day Out I Finally Won My Case Your Videos Help Me Out A lot I Will Continue To Keep Watching Your Videos 💯😎

Can you please make a video on odsp and non earner benefit and explain what happen if the recipient doesn't want to receive it every 2 weeks anymore and ask the injury lawyer to settle this matter in one lump sump of money instead so it is not viewed by odsp has a income and can that work if giving im 1 lump sum of money and use that money to buy a primary home or a car as a non exempt asset . I'm am discouraged I've been on Google searching for this answer daily loosing sleep can't find the answer .

Well that explains a lot. I filed in 2014 but I just received a partially favorable decision in 2017. My attorney told me to expect that after the hearing that they would only go back two years. I got my decision yesterday but it wasn't two years like the lawyer said there was some months missing, now I know why. Still I would like to know when I can expect payment? The SSA website says next month but with this process I just don't know. I do know this much, however, this is the most torturous thing I have ever done.

Very informative video, thankyou! However, I’ve been waiting for my back pay that was granted by the judge almost a full yr now. Ss office tells me there’s nothing they can do because it’s a different department that issues out the money. Has anybody heard of this before? Is this normal? I’m starting to feel like I’m never gna get my money. Can anyone help me with what I can do to

Mr. Gingsberg thank you for these informative videos.

Thanks for the wonderful videos. I thought back pay was capped at 12 months total? Is that a new change? So for instance if you filed in 2015, alj approved in 2018, it doesn't matter if 3 years passed, you only get 12 months max?

Thank you much for the explanation. Question, how does SSDI back pay work when you are receiving early age 62 retirement payments? Applied for SSDI and early retirement the same time.

4 years in waiting 2 months in writing so far... lord this is taking forever.

How long do you plan to be disabled? That should one huge deciding factor in whether you might want the lump sum or monthly payments. If it is a disability not expected to improve and you know you will need the money for a long time the lump sum is probably not a good choice. That is because you don't get any more payments after that. It is very easy to spend that lump sum on medications and food and other things and if you are out of work you won't have any other income.

Thanks for information Question I have made about 90,000 for the past 27 years how would I calculate my SSD. I have apply 2 years ago waiting for hearing.

Mr. Ginsburg. I received my award letter in May of 2021 and received my first monthly payment in June. I was awarded a substantial amount $92,000 yet I have not received that back pay as of yet. A supervisor at social security put in a manager to manager request a few weeks ago and nothing. Is there anything I can to speed up the process and if not, how long would I have to wait for that backpay? Thank you

I think ssi is a good thing to have for my child he has artisum an the money comes in handy he deserves it.....m

Thank you so much for all your information you share SSDI and SSI. Are there any reasons why I should not apply for backdating my disability to 2005 when all the pain symptoms started and I didn't realize would never go away. I did have extensive Medical Treatments and testing from 2005 to present and I am still in contact with the caring cooperative physician that treated me at the time.

Can you do a video if your on ssdi for anxiety and depression. If you want to start a you tube channel? Can you keep your ssdi?

I was declared disabled in 2015 after getting out of mental health hospital, but always thought id get better,,, bit i didnt apply for SSDI until 2018,,, with supporting doctors memos and extensive medical records," is it possible my onset would be set in 2015 when i was declared by doctors to be disabled" , by a judge or adjudicator ???

Question: If you only draw SSI and your given an asset forgiveness once for buying a home or updating the one you have, Can I acquire a small piece of land first without the home and then get the home next year (put one the land)without it hurting me? I currently rent. I didn't want to acquire it at the same time to keep the payment affordable... Don't want to loose my SSI for having the small home asset after purchasing the land. Does this make sense??

When my husband applied they said they were looking at 3 years due to when he first got sick. I dont understand why they denied hurt.

I filed for ssdi in mid 2017. At the time I was working with a big name attorney that will remain nameless. None of my emails or phone calls were returned and l was denied as a result of missing my appeal date. I was told by SS that I had to reapply, which I did in 2018 with a new attorney. The difference is night and day. New attorney is very attentive to my case. Question: if I am approved...is there any way to get credit for the original application date?

Hello Mr. Ginsberg : I appreciate your work and due diligence you present to us subscribers.Question: I appointed a Disability Advocate and signed a form in agreement on the Fee, I was assigned a local Attorney by the firm representing me: to represent me at the Hearing,in the Decision letter after fully favorable decision , judge is disapproving Fee Agreement, saying that I the claimant appointed more than one representative from the law firm and that all representatives did not sign a single fee agreement nor did they waive charging or collecting fees, . How should o handle this, the 15 days requesting a review has passed😮

At my hearing my lawyer straight told me I would get 951 a month n around 35000$ in back pay but SSI called me asking about all my income so I don't know if I got SSDI n SSI or what I got .bc it says SSI don't give out lump sums .so I'm very confused on to how my lawyer told me the amount right there now could he have lied to me ????????????

Getting mines at the end of the month

Hello. I have a Spinal Injury..Im on Workman's Comp..for 20 months having a Spinal Fusion .Next Week. When should I file for Disability Benefits? Do I need to wait to file? after I'm done with Workman's Comp? I do have an Attorney...for Workman's Comp..but He isn't it hasn't offered Me any information on Filing for Disability Benefits at this point.. I don't want to wait to long to file as I'm aware how long it takes to file and even longer to get approved. Thank you. Melissa

if you get both ssi ssd do you get a lump sum pay or do they pay in three payments

Can you please let me know how it works with SSI and you wining your case. When will I get my back money and monthly payments.

I have a question how do i know i dm gettng my max amount for ssdi ? Can you give me some pointers on how to know!!! Thank you for all your help

I have to wait 6 months every year to get half of my back pay !! Is there a way I can get all my back pay money faster?

I had a hearing yesterday. The judge allowed 14 days for an AOD and more medical records. Is this normal. Also the judge requested that my lawyer change the AOD

Well yes, as I tell people what the minimum I would be expecting after 25 months is, and they think it's a lot, but I quickly have to remind them 25% goes to the lawyer, I'm over $30,000 in debt mostly medical because I don't qualify for Medicare, and even outside that I couldn't pay the last 2 months of my apartment and my credit card got maxed out and those have gone to collections, and I have people I need to pay back for helping to support me. I don't plan on retaining a single dime of it.

Hi thank you for helping me with that question what I meant to ask and wanted to know is what happens when both SSI and SSDI owe back pay for example if SSI owes $11,000 in back pay and SSDI owes $7,000 in back pay how are those installment paid she was approved by a judge on May 5th and on May 12th she met with Social Security to discuss her finances and the judge that decided her case set the onset date as of January 2011 but I’m still a little confused because Social Security stated that they can only go back 24 months so what does the onset date essentially mean does the onset date basically reflect on how much she might get or she will get in back pay for her survivors benefits AKA SSDI and do you know usually how long it takes to actually receive payment and start receiving benefits after you have that meeting with SSI to discuss finances from what I’ve read people have waited three to four weeks is that generally the timeline thank you so much for helping me with this your information is very helpful thank you

Yes Sir

During the 5 month waiting period do they ever give you those funds they are holding?

Hi Jonathan. I have seen many of your videos. You do an excellent job of explaining the process. I have been approved for SSDI and SSI for a closed-period(10 months after the 5 month waiting period) three years ago. Both SSDI and SSI list amounts that are due but only say "we will be in touch with you about your back payments." I am in California. Can you offer any insight as to when payments will commence...or lump sum? Thanks in advance for your insight!

Things diffrent any way how people email you even if they not from your state's not many good lawyers most of them not experience they works for company

monthly benefit 2500 and lump sum estimate ssdi 40000 a year I'm asking Monday I'm excited about ssa lawyer I'm claiming one year onset Oct 2017 25%. No lawyer personally is employed in lufkin at their place. I had lone star legal aid fax an application and i mailed my taxes. They said my file is up for review. I'm approved and to watch the mail. I was given no letter.

Can you get some kind of state assistance during that time and do disability lawyers ever help to get assistance with anything

If someone is receiving unemployment, can that same person still be eligible to get approved for SS disability benefits?

My question is, "when do i get the money after i get approved of disability?" Does it come after the letter? Or do i have to wait for a set amount of time?

Where can I contact you to ask questions? On LTD now and am pressured to apply for SSD. They can represent me. Are there drawbacks to that?

If I got approved for $1090 benefits for ssi and got 18 months back pay how much money ssi can deposit on Mi bank account.. Thanks for you help

Question if someone applied in 2010 and still waiting till 2018 does the person get all those years waiting ? Just wondering

Right at the beginning I went with a big-name lawyer that does so-called Social Security cases, three different lawyers and a bazillion different assistance, case managers, receptionist, etc. if it seems that besides maybe the initial application being filed which I had to do over the phone and redo after my lawyer did it, that I pretty much am doing everything and I get information direct from the determination and all of that andat first I talk to somebody different every time I had contact with the officeand I have yet to ever talk to one of the actual lawyers there. Should I be concerned with the law firm in that case? I finally got a case manager, not a lawyer, and my last few times I've tried to contact him he's not in the office and the receptionist didn't know if it's going to be a while or if it's just for the day etc. So if I'm doing everything which mainly involved filling out paperwork for the determination office, after thatapparently it's just a matter of sitting around and waiting for their initial decision. They won't even look at my 30 years of medical records they said they only look at the past year or eighteen months. is there any reason to have a lawyer that's not going to do anything except wait until it's done so that he can collect$6,000 of your back pay or however much he would get for showing up at the very last minute if there was even a need for him if they ended up approving you....wouldn't it be better just to do the process yourself which isn't that difficult until the initial decision, saving yourself all those attorney fees that weren't really earned by him or her? I'd like to hear your take on all of that.

This month or next month lone star legal aid took my case and is done I mailed them my 1099 my number is 6 and I have over 25000 filed. I'm up for review since yesterday I'm waiting in my direct express card. No estimate for the disability program.

Darrick Triplett is close. i am US Bank .

What usually happens when you appeal a denial after seeing the judge

I a have question I was receiving SSD and they took it from me in 2012 because they found me non disabled. I challenge the desion right away. I won the appeal and got a letter in June 2016. I recieve 803.00 monthly but haven't recieved any retro yet....What should I expect in retro?

It's the beginning of February so my birthday is not yet so should it be here this month not next it's not even loaded yet

Hello and thank you for the wonderful videos. I have a question, I have just stopped working and I will be filing for Social Security disability. I have a family and I was wondering if there is any medical coverage through the government that I can octane prior to being approved through as SDI? I appreciate your assistance. LENNY WITANA

What if you are collecting state disability while waiting for a decision ?

I would like to know if your getting SSDI and you move to another state will your money amount change?

Mr Ginsburg I have a big ? I got approved for SSDI but I applied on November 2017 but my AOD of being disabled the judge put it as February 21 2017 and I got approved on February 26,2018 is it possible I will get paid for 19 months because I already subtracted the 5 months already because it’s been two years since I been disabled

If I become disabled, Are my children eligible for benefits as well? If I get back pay, do they get back pay also?

I applied and my date that the lawyer said I became disabled was may 2017 I didnt know about the 5 months that I don't get anything for that. I would be happy just the judge saying yes I already had my hearing may 23rd 2019 and I been waiting 4 weeks for my answer from the judge. Thank you for the video this helps answered alot of my questions. I became disabled due to multiple car accidents and all in with in 2 year perdiod and had eight different doctor with medicals evidence including two neurologist. My injuries were to my neck between c6 and c7 herniad disk and hernidiad disk in my lower back.

Jonathan, thank you for sharing 🙏🏽 ❤️

I've been waiting on a return benefit check in the amount of $4,600 for I don't know 7 weeks now and they just say that it's been processed I mean it had been tried to been deposited twice in the past and old bank account but it come back twice from the same bank I was out of state I didn't know I got to take care of when I got home but I had to deposit the other day hit on October 7th for 4,595.90 really close to it but it said it was for an additional lump sum payment what's going on man I mean what's up can you help me

Mr Ginsburg, I am a wreck I go to see the judge for my PTSD May 1, im a war vet and cannot work, ive tried and tried with proven documentation.....should i not say a word and let the lawyer do all the talking?

Why I didn't get a lump sum i was disabled in 2016 sign up in 2015 got a little money so when am I going to get my back money

When does social security start paying the back pay?

What happens if a get a settlement while waiting on my SSDI approval and should I contact them to let them know I received this money

Could you help me ..... My lawyer told me at my hearing that I would get 47 grand back pay n 951 a month n I'm now getting 500 a month n 20 grand back pay so my lawyer was over 20 grand off n almost 500 off on my monthly .now how could a lawyer on my side be so fare off .n I have a daughter n I'm supposed to live off 500 a month with a house .I won SSDI n SSI n it's in writing but SSI claims that paper don't me a damn thing n I just got SSI bc 9 plus years ain't enough to get SSDI but yet my father has only worked 3 years in his life n makes almost double what I get I simply don't understand it

I received a lump sum in my bank account. Is that the amount I keep? Or do I have to use this money to pay back any money I owe workers comp and my lawyer?

Darrick Triplett SSA 35 years, Must write, No Talk . / 7 years, Teresa Triplett ( Daughter) is full. Payee. Money. . / Darrick is $ 0. Closed Period of Disability . 7 years. How do lump sum payments work in Social security disability Cases? 3 months

Will disability payments be reduced starting in May of '16?

how many hours can you work if you get social security disability how much income should it stay at

So how does one collect workers compensation until april 2012 , followed by SSDI payments starting in June 2012 ? And then receive $38482 in SSDI benefits in the same year. Can a person collect both? The total benefit of income in one year was $45,023? Have you ever encountered any situation like this ?