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How I bought my 1st property | Property Price Negotiation | Credit Score & Interest Rate | SA 

Jenn Nxumalo
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Hi!
On this video I am sharing with you my property buying journey, I hope you find value in this video.
Please do not forget to Like, Subcribe & Comment 😘
[Social]
Lets connect on my personal instagram page
@nxumalojennifer
[Music]
Music by Danalog - Sequences - thmatc.co/?l=A...

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26 авг 2024

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Комментарии : 118   
@munchi8
@munchi8 Год назад
I used FLISP towards my property purchase and its a great help in reducing your monthly bond repayments. I also tell people about FLISP and should make use of it.
@JennNxumalo
@JennNxumalo Год назад
I do most definitely cs many people don’t know about it. Now there are people who help with the applications and they are endorsed by the department.
@thembelamatikinca1361
@thembelamatikinca1361 Год назад
Please tell me if you receiving housing allowance can you still get flisp?
@nothandomzulwini6283
@nothandomzulwini6283 6 месяцев назад
yes you can
@pearlvictoriagosiame7157
@pearlvictoriagosiame7157 2 года назад
Darling you are so inspiring.. it's great to see someone my age with a similar background to myself doing great things... You are a great example for young ladies... God bless you..
@JennNxumalo
@JennNxumalo 2 года назад
🥹🥹😍🥰thank you so much for those beautiful words, I truly appreciate it 🙏🏾. Thank you.
@quant_in_sa
@quant_in_sa Год назад
You're right about SA not being safe, especially as a woman.
@JennNxumalo
@JennNxumalo Год назад
It’s concerning cz it affects our decision making process.
@NgcwalisaJama
@NgcwalisaJama 2 года назад
I want to like this video a million times.
@JennNxumalo
@JennNxumalo 2 года назад
🤩🤩🤩 thank you so much.
@KagisoJantjies
@KagisoJantjies 2 года назад
Thanks for sharing Jenn❤❤ I'm looking to buy my first property by 26🤞🏾🤞🏾 Congratulations on buying your first property👏🏾👏🏾 Here's to many more🍾
@JennNxumalo
@JennNxumalo 2 года назад
Hi! Hun, thank you so much. You will definitely do it, there is beauty in manifesting. Here’s to many more 🥂
@samkelisiwesishi
@samkelisiwesishi 2 года назад
Wow!!! Congratulations sis. this is huge and so inspiring. Super proud of you, well done mama🎉😍👏
@JennNxumalo
@JennNxumalo 2 года назад
Thank you 🙏🏾 so much Samke.
@tlaly
@tlaly Год назад
I know I'm late, but congratulations on purchasing a home! Love to see it!🎉...also sorry for the spam, I'm catching up on older videos, only just discovered you and love your content to bits!!! So worthwhile and so relatable❤
@JennNxumalo
@JennNxumalo Год назад
Spam all the way 😅🥰 we love these kind of spams here. Thank you 🙏🏾 Tlaly 💐💐
@boohlengubo5081
@boohlengubo5081 2 года назад
This has been so so informative thank you so much sisi as a person who's currently looking to buy property I'm definitely taking notes.
@JennNxumalo
@JennNxumalo 2 года назад
🥰🥰 It makes me happy to know that the video was of help and wishing you the best in your property buying journey.
@pearliehadebe2172
@pearliehadebe2172 2 года назад
Listen notes taken, next year I'll come back here n tell you when I've bought my property
@JennNxumalo
@JennNxumalo 2 года назад
I looovee that 🥰❤️ please do share so we can celebrate you 🥳😍
@nondumisomthimkhulu9812
@nondumisomthimkhulu9812 2 года назад
So young and ambitious. Your videos are motivational. Congrats on being a home owner.
@JennNxumalo
@JennNxumalo 2 года назад
Thank you 🥰❤️
@reabetsoemanonyane1544
@reabetsoemanonyane1544 Год назад
So relatable and truly inspiring too. Well done on purchasing a home 🏠
@JennNxumalo
@JennNxumalo Год назад
Thank you so much 🙏🏾🥰
@putsundlovu5883
@putsundlovu5883 Год назад
Be courageous my sister I like your realism, may God Jehovah bless you.
@JennNxumalo
@JennNxumalo Год назад
Thank you sis 🥰💐
@thabilesibisi2300
@thabilesibisi2300 2 года назад
Congratulations Zanele, I'm inspired❤️. Thank you for sharing the info with us.
@JennNxumalo
@JennNxumalo 2 года назад
Hi! Thabi 🥰🥰 thank you for watching hun, I appreciate it. Wena you are a hard worker you will buy your property soon.
@nontsikeleloshongwe4492
@nontsikeleloshongwe4492 Год назад
You are one in a million ❤❤❤ I bless the day I landed into your RU-vid videos…
@JennNxumalo
@JennNxumalo Год назад
You are so kind 🥰
@jasminemonareng1135
@jasminemonareng1135 Год назад
Your content is really helpful. Thank you for sharing your knowledge❤️
@JennNxumalo
@JennNxumalo Год назад
🤗🤗thank you so much 💐💐
@phumelelasikelwa8704
@phumelelasikelwa8704 Год назад
I’m so obsessed with your vlogs/videos. Congratulations Jen👏🏾👏🏾👏🏾❤️
@JennNxumalo
@JennNxumalo Год назад
Thank you so much Phumelela ❤️🥰
@babalwagunu2561
@babalwagunu2561 10 месяцев назад
Ohh I really love your content, it speaks to me. I feel like I'm watching my sister or mentor when I'm watching you sis Jenn. Flip really help, I got my first property when I was 23 but bought it for my mom now I want mine. You did a good a thing renting is not nice, enjoy your home sis and make memories ❤
@JennNxumalo
@JennNxumalo 10 месяцев назад
Thank you so much Babalwa 🥰❤️ I love that you bought your mom a home 🏠 such an admirable move.
@miss-velani
@miss-velani 2 года назад
You are such an inspiration Jenn❤️
@JennNxumalo
@JennNxumalo 2 года назад
You are always coming through hun, thank you so much.
@tiisetsomalunga2457
@tiisetsomalunga2457 2 года назад
I love this video, very informative.
@JennNxumalo
@JennNxumalo 2 года назад
Thank you 🙏🏾, It makes me happy to hear that it is insightful.
@Lebogang_Mathe
@Lebogang_Mathe Год назад
Very informative xam you explained it better than alot of people
@JennNxumalo
@JennNxumalo Год назад
Thank you for that Lebogang 💐😊
@LeeBiyela2121
@LeeBiyela2121 2 года назад
Congratulations! Will you ever do a house tour I love interior design
@JennNxumalo
@JennNxumalo 2 года назад
Firstly could this be Mbalenhle I went to high school with? That would be insanely great 🤩. I hope to do a house tour one day just not happy with some parts of my home. Thank you so much for watching.
@immaculatemkhatshwa7419
@immaculatemkhatshwa7419 Год назад
Ngiyak'halelisela Zwide kaLanga
@JennNxumalo
@JennNxumalo Год назад
Sothondose bakithi ngyabonga, owakithi wena ❤️
@lethingxabi8341
@lethingxabi8341 2 года назад
Congratulations Mkhaya wami✨🎉😍😍!!! This is HUGE!!!!
@JennNxumalo
@JennNxumalo 2 года назад
Thank you Lethi ❤️ it is a big step indeed.
@nociehngcobo9725
@nociehngcobo9725 Год назад
Absolutely LOVE your channel♥️
@JennNxumalo
@JennNxumalo Год назад
Thank you so much maNgcobo❤️
@polokontamehlo
@polokontamehlo Год назад
We are 6k now Sis did you see💃🏽💃🏽💃🏽💃🏽. Sorry I'm binge watching hle 🙈😂😂😂
@JennNxumalo
@JennNxumalo Год назад
😅😍 I saw this morning, couldn’t celebrate cs I am a not feeling well. Thank you so much ❤️💐
@polokontamehlo
@polokontamehlo Год назад
@@JennNxumalo please be fine. I'm also celebrating my 500 subscribers 🙈🙈😂😂😂💃🏽💃🏽💃🏽I'm happy
@munchi8
@munchi8 Год назад
Congratulations 🥳🥳
@JennNxumalo
@JennNxumalo Год назад
Thank Madniah 💐❤️
@melokate_maDW
@melokate_maDW Год назад
❤️. 🔥🔥🔥👏🏾 Congratulations and I truly appreciate your content!
@JennNxumalo
@JennNxumalo Год назад
Hi! Melo, thank you so much sis ❤️💐
@fezekamabuza3966
@fezekamabuza3966 2 года назад
Congratulations Jen 🎉👌🏾 😍
@JennNxumalo
@JennNxumalo 2 года назад
Ngyabonga sis 🥰🥰
@smileprincess6834
@smileprincess6834 9 месяцев назад
Looking to buy property and told myself I want it by 30...which is next year. Fingers crossed. Wacthing your video and taking points. Trying to learn as much as possible to get the best out of the investment. Much appreciation to people like you who share such valuable information that is so helpful to many of us. Boy am I glad I found your channel! Also, delayed, but Congratulations on owning property. What you said about renting and paying someone else's bond is exactly why I want to own my own property instead. I'm curious though, did you put down a deposit on your property and if so, if you don't mind how much/how much percent? Thank you.
@JennNxumalo
@JennNxumalo 9 месяцев назад
Thank you so much ☺️. I did not pay any deposit on my property. People pay deposit for two reason: 1. Because they can not afford the total cost of the property and so you put down deposit to cover the amount you do not qualify for. 2. Because you want to decrease the amount you will borrow from the bank and intent to pay off your debt soon. In both scenarios the percentage you put in differs.
@smileprincess6834
@smileprincess6834 9 месяцев назад
@@JennNxumalo thank you for that valuable info. I was always under the impression that a deposit is compulsory but one can decide on the percentage. Thanks. One learns every day.
@SheillaSibanda
@SheillaSibanda 2 года назад
Congratulations ghel😍😍😍
@JennNxumalo
@JennNxumalo 2 года назад
Thank you hun 😘😘
@nodudesibulele4652
@nodudesibulele4652 Год назад
Plz tell me more about lo flip... Thank you for the amazing Video
@JennNxumalo
@JennNxumalo Год назад
Its a housing program my Human Settlement, search Flips you will get all the information you need as to how one qualifies as well as how much you can qualify for.
@n0ncedongcobo95
@n0ncedongcobo95 6 месяцев назад
Wooow I’m so proud of you dear ,, can you please give me some advice I’m in abroad working so I like to buy a house end of this year maybe ,so which way i can use the one is the best
@JennNxumalo
@JennNxumalo 6 месяцев назад
I am not really clued up on property buying. But all I can say is be clear about what you want and the purchase of the property you want to buy. Do as much research as possible and get people you can trust who will do the viewing for you.
@apostleenocksilinda8929
@apostleenocksilinda8929 2 дня назад
Hi sister can you explain what is the buyiing seller where you made a negotiation i am lost a bit
@philiswaM1
@philiswaM1 2 года назад
Brilliant info as usual
@JennNxumalo
@JennNxumalo 2 года назад
Thank you ❤️
@landievanwyk
@landievanwyk Год назад
This video is so helpful ❤❤thanks sweetheart 😊
@JennNxumalo
@JennNxumalo Год назад
My pleasure 😊
@SimphiweMthethwa-sp2vd
@SimphiweMthethwa-sp2vd Год назад
Yho ..🎉🎉🎉I'm inspired..
@JennNxumalo
@JennNxumalo Год назад
Singakhula sihlupheka kodwa ngeke sife sihlupheka 🤗
@simphiwegule1172
@simphiwegule1172 Год назад
Congratulations 💐💐
@JennNxumalo
@JennNxumalo Год назад
Thank you so much 🤩😊🙏🏾
@YourboyTzee369
@YourboyTzee369 Год назад
I love u, u my inspiration...
@JennNxumalo
@JennNxumalo Год назад
Thank you 🙏🏾
@madimetjacalvin6296
@madimetjacalvin6296 5 месяцев назад
Thanks million times my sister.
@tebatsomothoa
@tebatsomothoa 8 месяцев назад
Thank you for this video ❤
@JennNxumalo
@JennNxumalo 8 месяцев назад
You are so welcome!🥰💐
@mbalikhomo2251
@mbalikhomo2251 9 месяцев назад
Hey love congratulations on your purchase so inspiring!!! 🙌🏽🙌🏽 I'd like to know what would you advise the minimum income to buy maybe a R650 000 property, if I have a deposit of less than R20000.
@JennNxumalo
@JennNxumalo 9 месяцев назад
Hi! Mbali, I wish I had the right information to help. But you need to check on the bank calculators (FNB) on the property you afford. This is not accurate but it’s a great place to start.
@MrsDyarvane
@MrsDyarvane 2 месяца назад
Hi Jenn, just wanted to ask how you went about finding the value of the property?
@nonku_mgwili
@nonku_mgwili Год назад
Now how do I know if it's buyers market or owners market?
@JennNxumalo
@JennNxumalo Год назад
You do your research on the housing market on google, it will tell you how it’s looking and which market we are in.
@nonku_mgwili
@nonku_mgwili Год назад
@@JennNxumalo thank you will do
@nolwandomanyi
@nolwandomanyi 10 месяцев назад
Congratulations sis🎉& thank you for sharing this information with us. I would like to ask, how long did the buying process take? Tx
@JennNxumalo
@JennNxumalo 10 месяцев назад
It took a loooong time because the bank approved just before Lockdown. But now it does not take as long.
@nolwandomanyi
@nolwandomanyi 10 месяцев назад
@@JennNxumalo okay, Thank you
@godhelpmoyo
@godhelpmoyo 7 месяцев назад
Awesome
@JennNxumalo
@JennNxumalo 7 месяцев назад
Thanks
@RelateWithRele
@RelateWithRele 2 года назад
Hey Jen, thank you for sharing. Do you know whats the name of the government program for government employees?
@JennNxumalo
@JennNxumalo 2 года назад
Hi! Relebohile, it does not have a name but when you go to your HR ask for Housing allowance or rental allowance they will tell you more about it and how you apply.
@zikonazekelo6627
@zikonazekelo6627 Год назад
Thanks mama ❤❤😘😘
@JennNxumalo
@JennNxumalo Год назад
💐🥰thank you
@mikaelalee6020
@mikaelalee6020 3 месяца назад
Hi Jen thanks for the video🎉❤ I have a question about Flisp apparently it's only for low cost housing is this true? Or can you use it to buy any property?
@JennNxumalo
@JennNxumalo 3 месяца назад
As far as I know it’s for all properties so long as it’s your first property.
@akosuakoranteng3327
@akosuakoranteng3327 Год назад
Hi thanks for the video! Out of interest- did you put down a deposit at all?
@JennNxumalo
@JennNxumalo Год назад
Hi! No I did not put down a deposit.
@yolisahlangu-mkutshwa1063
@yolisahlangu-mkutshwa1063 Год назад
Huuuuuuu👏👏👏👏🤝🏻
@JennNxumalo
@JennNxumalo Год назад
Thank you Yolisa 🥰
@sbusisosthembiso5797
@sbusisosthembiso5797 11 месяцев назад
Kanti why bloemfontein is so expensive 😫 i need something like this
@JennNxumalo
@JennNxumalo 11 месяцев назад
Eish this side is also crazy now, no longer paying what I used to pay.
@kwazinkosindlovu1825
@kwazinkosindlovu1825 2 месяца назад
Did you negotiate before or after signing the OTP?
@JennNxumalo
@JennNxumalo Месяц назад
You negotiate before signing the OTP
@siphonkala5438
@siphonkala5438 2 года назад
If I may ask, what kind of work u doing.
@JennNxumalo
@JennNxumalo 2 года назад
I work in government as an Admin Officer.
@siphonkala5438
@siphonkala5438 2 года назад
Ooh okay
@vuyolwethumbina4617
@vuyolwethumbina4617 Год назад
May I please, where is the property. I'm looking for the property.
@JennNxumalo
@JennNxumalo Год назад
Hi! Vuyo, I can’t say where my property is for security reasons.
@zandilemfeka6731
@zandilemfeka6731 6 месяцев назад
Theres a lot of scammers for flisp applications, please plug me whoever on where to apply
@JennNxumalo
@JennNxumalo 6 месяцев назад
Please go via their official website flisp.co.za/
@nomafmaroga6827
@nomafmaroga6827 2 года назад
There's nothing wrong in renting
@JennNxumalo
@JennNxumalo 2 года назад
There isn’t, its a personal choice.
@wifitv231
@wifitv231 2 года назад
Are you available on facebook
@JennNxumalo
@JennNxumalo 2 года назад
Ohh I see it now, I am not big on Facebook, I only use it to promote my videos.
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