Hi! I am Jennifer, I am glad you stopped by. On this channel I am sharing my lifestyle as a full time employee in the public sector and my journey to improving personal finances.
I am not a financial advisor, I am sharing my financial journey. If you feel you need my help, please do know it is not of a financial advisor. I can not tell you where to invest or how to choose financial products. But if you need help building a budget, goal setting, paying off debt, that I can help with.
I offer the following services: 1. CV writing and editing. 2. Online financial consulting.
For more details contact me on my email: jen@jennifernxumalo.com
Check out my website for more details and booking: www.jennifernxumalo.com
You are absolutely correct,I have downloaded an app that equip me with the necessary information about cryptocurrency, and I am learning and seeing progress before I start to invest 🙏🇿🇦🇿🇦✌️
This is AFRICAN TAX. THIS is Black Tax: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-HcI5Vmr1mtQ.htmlsi=5g8InS7enE6vchUH historically documented. Good grief. The vulturing and disrespect is off the charts.
My advice, based on what worked for me, is to open a second credit card with a different bank. For example, if my main bank is FNB, I would open a credit card with Standard Bank. I would then set up a debit order with Standard Bank to automatically deduct the payment from my FNB account, where my salary is deposited. I use the Standard Bank credit card to pay off my FNB credit card. Why do it this way? It prevents me from seeing the money in my account as 'available funds,' which makes it easier to stay disciplined and pay off the debt without feeling tempted to spend the money.
Hi Jen..I managed to open Franc group and I feel so proud dt I finally did it..and started to save for an Emergency fund..So Thank U so much for de inspiration..
❤️❤️❤️ I always enjoy your cash stuffing. I have it a try and let me just say that I am happy with the results. I have saved over 6k from the left over cash. In the past I used to transfer the let over to supplement groceries but now I can do both and I see results that make me so happy ❤️👌🎉
Hi Jenn. Blessed Sunday to you. I would like to know because I earn a monthly salary, and i just heard you say u buy ur groceries weekly, how do i split my grocery money so i can also be able to buy on a weekly basis and not once a month? And actually which is best buying monthly or bi-weekly? 😢
Buying your groceries weekly or bi-weekly helps you avoid buying things just for vibes. You'll have a better idea of what you want to cook in the next 7 days than in the next month, so you'll only buy what you need. This way, you're less likely to buy a lot of veggies that'll go bad before you get a chance to cook them. Jenn does a thing where she 'pays' herself weekly. For example, if her grocery budget for the month is R4000, she gives herself R1000 every week. But she gives herself a bit more for the first week because that's when she also buys the essentials.
2025 from February i want to start paying off the remaining debt that i have of R15,000 that i owe my mom. Coz this year from Now till November i am busy saving my emergency fund of R20,000 coz (December & January i pay my daughters school fees and stuff so i never count those funds at all)
I lovvvvve that plan sis so so much, having a plan of action and a clear one helps so much. I know you will achieve your emergency fund goal, keep going and don’t give up 🥰💐
I just discovered your video I want to open a Tyme bank fixed deposit account for 12 months its a large sum I want to know if my money is safe because this is all i have I cant afford to lose it
Hey Jenn You such a Godly sent angel we have been swimming in debts for past years and because of the stress and confusion we thought debt review was a a solution less did we know that that was the worst decision ever but it called us to get our selves out of that credit chains but ever since I started watching your teachings on RU-vid there’s a video that inspired me where you were cutting your cards that you were done paying for and how did manage to get paid that’s when I realized it is possible I tell now me and my husband manage to settle the debts that we had it took us 9 months to do that thank so much for your teachings keep them coming 🙏
Ohhhh wowww this is amazing 🤩 🥰🙌🏿😭😭😭😭 I am so so happy for you and your family. I am happy to know I have been a light 💡for your finances. Wowwww 💐💐💐💐💐
