How I bought my First house after 15 months in the UK | Step by step process

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Hello Guys
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In this video I will share with you How I bought my First house after 15 months in the UK | Step by step process
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4 фев 2023

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Комментарии : 273

@DanielJesuloba Год назад

Please subscribe to Oluwafemi Oni’s RU-vid channel to learn more Click here 👉 youtube.com/@oluwafemioni1

@samueokereafor1159 Год назад

Increasing ur mortgage so as to pay off for the house in 10years isn’t a wise financial decision, instead save that money to purchase another house then put it up for lease. The rent money you make from the second home should be able to service the mortgage of the two building. If you really want to own many property don’t be in heist to pay off mortgage, having 20-30 years mortgage below a thousand is good deal. Repeat this over time and you see yourself having many properties in your name and all servicing their mortgage and also giving you a little profit at the end of the month.

@victoradepoju7189 Год назад

This is 💯

@abokoeguale9783 Год назад

Facts

@godspromisesamuel5886 Год назад

Agreed

@Emperorkovic Год назад

I stand with your point

@theentrepreneurshipclub4068 Год назад

This is financial Intelligence

@olusegunadeboye9130 Год назад

Great video! But this information is not for everyone for now, get your priorities right. Some students or care assistants might have started doing calculations on how to buy a house in the next 15 months. It was easy for Femi because he came in as a Nurse Instead of thinking of buying a house now..why not save towards becoming a nurse too or something of almost same value. And in few years time you can as well comfortably own your own house here in the UK.

@emcb6429 Год назад

I have to commend you for this and it's quite inspiring. What people don't realise is the sacfrice you made to achive this.

@ugoibe2183 Год назад

I'm following immediately. It's good to see a young man achieving something great...

@blesseddivine5920 Год назад

This I love to watch💕 Congratulations champ! 🎊

@DanielJesuloba Год назад

🙏🙏

@charlestobenna7753 Год назад

It's great bro, congratulations

@babatopeadefunmilayo75 Год назад

Hi Daniel, good work you are doing sharing information. A feedback - when you ask a guest questions, give them room to answer well enough. This episode is such that your guest should have done more of the talking as you asked really important questions.

@user-nl3uv6yz9c Год назад

Well done my brother.

@chapterdifrenz3446 Год назад

The wise one will certainly make it. congrats bro

@AramideSalako48 Год назад

Good to see your content evolving Daniel. Don’t box yourself in. This opens more opportunities to you.

@AramideSalako48 Год назад

You’ve also grown in confidence. You sound self-assured. Good to see.

@DanielJesuloba Год назад

Thank you for your kind words 🙏

@ibrahimajikawo4271 Год назад

Yeah, enough about sponsorship. Loool

@babawaleoloyedeadeyemi2601 Год назад

Congratulations 🎊. I celebrate you sir..

@DanielJesuloba Год назад

🙏🙏🙏

@ewaolanike7984 Год назад

Thanks for sharing this... 👍

@DanielJesuloba Год назад

Glad you find the video resourceful

@josophinelakalaka6436 Год назад

This is inspiring !

@DanielJesuloba Год назад

I’m glad you find the video inspiring

@omoniyiolajumoke6980 Год назад

Very informative.... Well done 👍👍

@DanielJesuloba Год назад

Thank you Jummy 🙏

@charity4908 Год назад

Very thoughtful constructive young Nigerian man. Well-done. Keep focused and be alert from negative influence around your life.

@leonarddavies288 Год назад

By negative influences you mean white people right ?

@Olashileanny Год назад

Or if he could even invest in other things or sources either there or back home, if he has trusted hands back home, (Nigeria) as against building houses with the accumulated savings, that would bring in great income to service all the debts and mortgages, thereby not having to stress or worry too much about paying debts eventually in the long run, if that makes sense.

@olawalekehinde361 Год назад

Congratulations bro

@tehillahchannel8642 Год назад

Amazing 👏

@keys6 Год назад

Hopefully people watching this will do their research and be enlightened...properly...

@aishahiltunen5244 Год назад

I’m glad he got to use the scheme before it closed. I do have to point out that what he failed to mention is that should he decide to sell or pay off the mortgage in full, he will be required to repay the government the 20% equity loan percentage of the market value or agreed purchase price whichever is higher. For anyone in doubt, it’s possible to get a mortgage on a Tier 2 visa but the lenders are often limited as most require applicants to have ILR or citizenship. Halifax is one bank that will accept such application but mortgage rates might be higher. If you can afford to save and buy, please do.

@tambaritobiralph3224 Год назад

Natwest, barclays and Satander could be added to that list

@keys6 Год назад

Agree... the scheme was problematic when person wish to sell...

@Luna-hv5mx Год назад

thank you very much

@marianakpomon5304 Год назад

To buy a house in the UK. You must have £300.0000 pounds. Lairs lairs lairs

@keys6 Год назад

@@marianakpomon5304 uk has vastly varying house prices...with London being the most expensive... Best place to look is Rightmove

@simplymomma_p Год назад

Congratulations Dear friend

@DanielJesuloba Год назад

Many many thanks

@contentbible615 Год назад

Congratulations Sir.

@Veevabix Год назад

From my own experience as a nurse working in the Uk, you can independently save up to £3k monthly if u have lesser bills to pay and do extra shifts. Some people people spend £300 to £600 on rent bills inclusive in shared apartments. Extra shifts will give him that large amount to save. However, this is not applicable to all, don’t be pressurised, do what works for you and stay focused. He knew exactly what he wanted and went for it, big congrats to him

@DanielJesuloba Год назад

Thank you for sharing this 🙏

@waithakamary4171 Год назад

This is encouraging

@leonarddavies288 Год назад

We need to train our own people and stop importing third world Africans, it’s also nice for our elderly to be looked after by indigenous native British people instead of always dealing with immigrants and not receiving healthcare from their own people on a daily basis , this kind of mass immigration is engineered and designed it was never needed never wanted or never preferred. It’s sad .

@andypandy9931 10 месяцев назад

How can you save £3k a month if ou are earning £27k a year that's rubbish.

@oluwabusayomia Год назад

I was going to scream congratulations Daniel 🎉 but congratulations in advance

@DanielJesuloba Год назад

Haha 😂

@engr.madukasiarinzechukwuh9823 Год назад

Congrats boss

@DanielJesuloba Год назад

Thank you so much 😀

@emmaemoezofu1774 Год назад

Na this kind content I love and want.

@DanielJesuloba Год назад

Noted Boss💯

@elizabetholufunmilayo1751 Год назад

This is highly inspiring guys. Congratulations to you bro. More wins in Jesus Mighty name

@DanielJesuloba Год назад

I’m glad you find the video inspiring

@magdaleneivuegbe8748 Год назад

So inspired story

@DanielJesuloba Год назад

Glad you find the video inspiring

@pearlraji4392 Год назад

You will never lose buying your own house. Congratulations we are proud that you manage to buy a house after being in UK for such a short time Pearl Raji

@DanielJesuloba Год назад

🙏🙏

@stainlesscryptos6794 Год назад

Super congratulations

@folyscorner Год назад

Amazing

@DanielJesuloba Год назад

Thank you! Cheers!

@collinsokwu7366 Год назад

Please Daniel ,am you follower from Nigeria and I am right now in UK on tier 2 visa, I must commend you for your inspiration. But I want to know more about this house buying or mortgage.?? I would have liked to book One section with you ,but I am only one week old in UK you know what it is for family of 4 ,I know with time I will do so.thanks a million

@godiananyanwu5894 Год назад

Hi Daniel, thank you for all the Good information you've been dishing out for us your viewers, it's been really helpful and informative. I got an unconditional offer at the university of derby to study master's in cybersecurity this coming September. Please how Good is this course in terms of getting a sponsorship job in the UK after the completion of my program? And I plan to come with my wife as well as my dependent.. thank you very much🙌🙌.

@DanielJesuloba Год назад

Cybersecurity is one of the in demand jobs in the Uk Please try upskill yourself as a cybersecurity specialist to gain competitive advantage over other applicants during your job search

@godiananyanwu5894 Год назад

@@DanielJesuloba thanks for the advice my brother..

@JackyHapy Год назад

Good for him, a single man with focus and no responsibilities and serious budgeting if he bought the house in Kent, its likely to work, London is another story 🤔. Before the pandemic houses in Kent started to creep up.

@idrisayinde07 Год назад

Congratulations. But his scenario is not “normal” scenario. He had opportunity to work beyond the limit set for visa rules. In all, people should plan and set realistic target. The Lifetime ISA is still available for anyone buying their first house.

@graceobayomi3883 Год назад

Please, i want to know more about this. ISA of a thing. Someone with a skill worker visa can you mortgage a house

@junioremmanuel36 Год назад

Wow

@DanielJesuloba Год назад

Wow 😮

@keshington7799 Год назад

🔥🔥🔥🔥🔥🔥🔥🔥

@theamanzes Год назад

Constructively this story is not Demystifying enough. 3k in savings month on month is not humanely possible for a band5 health care worker or Nurse, you definitely had other streams of income you didn't disclose . Congratulations anyways 👏

@majikizak Год назад

Remember he mentioned aside the normal shifts he was doing agency shifts as well. An agency shift can pay like £35/hr and as an ED nurse, he could have earned up to £50/hr. If he worked 2 12hour extra shifts a week at £40/hr, he would earn roughly £920 a week extra income. £920 x 4 weeks is £3680 per month from 2 extra shifts a week. Everything is possible to the determined mind.

@mxolisindlovu9194 Год назад

@@majikizak which agency pays 50 gbp per hour? have never seen it.

@somyboy117 Год назад

His whole story is not adding up. So he’s technically working 14hrs for 7 days to make £5.4k which after tax comes to £3.9k….complete cap and he’s on visa. I’m from the uk and this is impossible unless he has a side income.

@asanwa3126 Год назад

@majikizak The more money you make...the more money the tax will be higher. You will end up just working for the tax man.

@asanwa3126 Год назад

@somyboy117 Most definitely. I have been here for more than 20 years and some of these newbies just make me laugh!!

@rhodaadeola1958 Год назад

I think the commenters saying the nurse lied skipped the first few minutes of the video. He came in during Covid, probably enjoyed overtime pay and was allowed to work an extra 20 hours weekly plus his normal 37.5 hours weekly. So, what’s the fuss exactly? 🤷‍♀️

@topeofere8799 Год назад

Figures is what people are asking of.. If he came in during COVID and was working overtime, was he living on free expenses and tax?

@pretty9203 Год назад

My sister in law is a newly qualified nurse and she’s now employed with salary of 27,500 per annum.

@somyboy117 Год назад

This guy isn’t being honest…no way after tax and expenses will he still have £3k left….especially being on a international visa

@asanwa3126 Год назад

@@pretty9203 And your sister will have to pay over 20% income tax on that £27,500

@olusegunadeleye4877 Год назад

@somyboy117 even on international visa he cant buy a house in the uk so he's definitely lying to himself!

@Nelle-Nelle Год назад

😍

@maureenobazee8645 Год назад

I was possible access to public fund on tier 2 visa. The story need more insight into how he got his money.

@asanwa3126 Год назад

Having Access to Public Funds does not mean that you can get mortgage loans easily. APF is for British citizens or EU citizens only. Also Access to Public funds means that you can get housing and council tax benefit and also Income benefit. As far as you are not a British or EU citizen...you can't get it. I am a JCP advisor so I know what I am talking about.

@alltinz Год назад

omo people dey ball oh!

@DanielJesuloba Год назад

Abi ooooo Na person wey go spoil me with money I dey find too ooo😂😂

@alltinz Год назад

Lol

@elekizza3577 Год назад

Is it buy or mortgage house

@adetayoonasanya1131 Год назад

What if I bring money from Nigeria. May that’s what he does. I can be able to buy house in Uk within 1 year if I add the money I brought from Nigeria to it Pls advise me if otherwise Good job Daniel Congratulations to your guest I m proud of you both This is a good investment from this year

@fluxnekta 8 месяцев назад

This question needs answer a lot of us have businesses we operate in Nigeria or abroad …so can we take money from Nigeria to buy a house on the uk ?

@latonadayo2575 Год назад

Daniel work more on allowing your guest to speak. You are doing the interview and at the same time you are doing the talking too. Well done anyway

@DanielJesuloba Год назад

Noted 💯

@maureenobazee8645 Год назад

As a nurse from Nig,what was is entry band. If your were on band 5 how was it possible for you to save £3,000 per month. How do meet the credit score .

@somyboy117 Год назад

He’s not being honest. Don’t fall for it. 15 months in the country from Nigeria and he’s got a mortgage which the require at least 3-5 years credit history

@asanwa3126 Год назад

He's not being truthful. How did he build up his credit score in such a short period of time. Also how can he save £3,000? He doesn't pay for transport costs, no feeding and clothing so much more.

@adebusolamibalogun7614 Год назад

I don’t know about the credit score but he mentioned he was doing extra shifts with agency during Covid and post Covid, as the 20hours extra shift cap was lifted. Emergency Department nurses agency rate can be up to 50p/hr or more depending.

@israeldare3825 Год назад

It's very hard to believe but I don't see any reason why he should be lieing. That's superb. Saving 3k per month is another wow thing, that's impressive.

@macedwards67 Год назад

As long as you bear in mind that most people in the UK don't earn £3k per month

@ao4514 Год назад

Isreal, i thought about it myself because the figures doesn't quite add up but good luck to him.

@israeldare3825 Год назад

@@ao4514 yea

@majikizak Год назад

Remember he mentioned aside the normal shifts he was doing agency shifts as well. An agency shift can pay like £35/hr and as an ED nurse, he could have earned up to £50/hr (during covid times). If he worked 2 12hour extra shifts a week at £40/hr, he would earn roughly £920 a week extra income. £920 x 4 weeks is £3680 per month from 2 extra shifts a week. Everything is possible to the determined mind.

@israeldare3825 Год назад

@@majikizak ok

@echezonaazubike8054 Год назад

How come 10% was enough I was told I need 25%. Please what firm gave him the mortgage

@Sun-wp9mx Год назад

Please, don't mind them. This is how they deceive people back home and they think that how easy it to buy house in the UK

@davidamadin Год назад

First time buyer is 10%

@asanwa3126 Год назад

@davidamadin That's not true. 20-25% and above is what most brokers will tell you. Also most banks will only give you a look in of you have at least 25%. Also you have to factor in the cost of the flat or house, you are buying.

@OO-kd4gq Год назад

Sounds fishy, what's his credit history? You are telling me he built credit history in less than a year

@ngoziubesie2754 Год назад

Very possible. You have to be intentional from day 1...start building your credit history from day 1. Get credit cards and don't use more than 25% , get contracts, set direct debits for energy bills, phone bills etc, register to vote, let your rent be on contract. Pay your council tax, road tax, insurance etc if you have a car all by direct debits....in 1 year your credit score will be flying high. Also, set up savings account...there are companies like loqbox that can help you build credit score by setting up savings account but it comes at a fee of 2.5 pounds per week ..making it 10 pounds per month... I am building up my credit score but I am still trying to know how best to play around the UK property market... I have learnt so many things here and will need to do my calculations based on location.

@opeyemisodiq5467 Год назад

Great content but too many interruptions!

@Raetalkss Год назад

This is excellent. Was that £3,000 a month as a single person?

@DanielJesuloba Год назад

Yes

@KashKoala Год назад

Great content. But please stop saying mortgage is buying a house

@rahulanjaly8679 Год назад

I tried the first buyers. No one helped me

@egbujohchidinma2078 Год назад

See my secondary school senior oo

@DanielJesuloba Год назад

Really? What a small world 🌍

@Madam534 Год назад

All I see is lies,lies ,lies. He's only mortgaged the house and he's a hero.lmao. something that is normal in the uk.Besides there's someone supporting him but he's not mentioning.Lies

@michaelumeokoli Год назад

He's single and prudent...him making down payment for a house is not suprising. Kudos to him.

@abayomikadara2013 Год назад

I no clear, na yahoo way!

@PM-gp3oy Год назад

So did he put down a £21K deposit (10%) of the total value or did he buy the property via the help to buy scheme? His responses and explanations are very vague and unclear. Also you can only qualify for help to buy if you cant afford the total deposit, but he said that he put down 21K. If he put down the 21K why would he need the govt to loan him another 20% of the purchase price. I dont think any of this is true, this guy's responses do not add up at all.

@kestaanalytics Год назад

We worked together in Hygeia HMO

@echezonaazubike8054 Год назад

Does he have access to public funds?

@DanielJesuloba Год назад

No, He is on a Tier 2 visa

@brineted1010 Год назад

Definitely not in London

@donisede8563 Год назад

How possible is it for you to have been saving £3000 monthly when you were not even earning up to that amount. This not true 😮

@DanielJesuloba Год назад

Did you watch the video before making this comment 🤦‍♀️🤦‍♀️

@donisede8563 Год назад

@@DanielJesuloba I have watched the video my dear Covid or No covid even with those extra hours what’s he saying doesn’t make sense.

@AnneOj Год назад

I guess he’s married. There’s a ring on his finger.

@olufemi42 Год назад

Lmao I put a away 2000 every month easy!! No word of a lie! If I wasn’t building a house back home currently I would put away much more. It’s all about bn smart

@emmyone5083 Год назад

@@olufemi42 are you working as a nurse too sir?

@mathelize Год назад

This boy is lying. He wouldn't have got a mortgage without being a permanent UK resident. A lot of mortgage companies wouldn't consider him at all.

@mosunmolabalogun7605 Год назад

But to get ordinary loan sef, you must have been in the uk for @least 2yrs

@asanwa3126 Год назад

Not just staying in the UK for 2 years. You must have a good and solid credit history for 3 years and also be on the Voters register in one residence for 3 years.

@ngoziubesie2754 Год назад

I have not stayed in UK up to 2 years but I have 1k overdraft and 2500 credit card... I don't doubt anyone, what I can ask is for more info.... Nursing personel used to pay agency nurse as high as 50 pounds per hour depending on the location....from 35 to 50 pounds per hour. Agency shift and overtime is where they make money.

@davidejeh4884 2 месяца назад

what did you do to save £3000 pounds? if you will do an interview, share small, not just work hard. How did you joggle it? Your salary is £1700, you saved £3000. I thought I was coming to learn. i want more than motivation. thank you very much

@Guide4Dem Год назад

You was not working for mountly pay , with business you can do that.or maybe you got the money in dubious means.dont decievie people .

@topeofere8799 Год назад

This interview is not detailed enough.The only thing he keep saying is financial intelligence. How was able to save 3,000pounds per month? How many hours was he working per week? How much is he paid per hour? Was he paying for rent? How was he able to build his credit score for this interval to be able to get a mortgage? From my findings and other RU-vidrs who are on mortgage, you should have stay in the UK for up-to 2years to get a mortgage. What did he do different?

@donisede8563 Год назад

Brilliant he can say this to those in Nigeria 🇳🇬 not we who are here.. He better put this video down before he is invited in for questioning. This is how people propagate lies and put vulnerable people under unnecessary due pressure. The story around his finances is untrue and unrealistic.

@Aarinayo Год назад

Exactly To me the video is incomplete and not detailed at all … I didn’t pick a point of how to buy a house , build credit score and all

@majikizak Год назад

@@donisede8563 What is wrong with what he said? I know people who make £20000 (twenty thousand pounds) and over from EXTRA SHIFTS in NHS. Remember he mentioned aside the normal shifts he was doing agency shifts as well. An agency shift can pay like £35/hr and as an ED nurse, he could have earned up to £50/hr. If he worked 2 12hour extra shifts a week at £40/hr, he would earn roughly £920 a week extra income. £920 x 4 weeks is £3680 per month from 2 extra shifts a week. Everything is possible to the determined mind.

@meekeverything4937 Год назад

Exactly, asking the same questions

@cyriacusduru1663 Год назад

Ol' boy please tell us the truth. Something is not adding up here. Were you living rent free? In this UK? A nurse for that matter? Haba! Nawa oo!!

@rosettefon1268 Год назад

Really strange,what about credit score building?How much did you earn a Month,were you living in a co-shared,did you save together with your partner?please break it down and tell us the truth.

@orangebar3433 Год назад

Hum big lie

@angelascott-briggs8031 Год назад

I think he must have also benefited from the help to buy government scheme that was in place for first time buyers during that period on new developments, also during that time, the stamp duty was suspended.

@MissTG06 Год назад

@@angelascott-briggs8031 k

@acepandora2520 Год назад

Hope he wasn't doing what most Nigerians do

@Dee-tl2hn Год назад

Your guest is telling big lies, not telling the full story and misleading people. There’s someone else (his fiancé or spouse) in the picture that supported him which he failed to mention. To get a mortgage in the UK, you must pass affordability test. The lender will do affordability test on your base salary and will not consider income from overtime because overtime is not constant. So your guest income of £1700 will not pass affordability test except he did joint application with someone else. The guy also said other things that were totally untrue. Good job Daniel on your overall contents!

@somyboy117 Год назад

Thank you! Plus he’s only been in the country for 15 months which lenders need at least 3 years credit history

@asanwa3126 Год назад

You are so right. These newbies just make me laugh with the lies🤣😂

@DanielJesuloba Год назад

Your opinion doesn’t change his reality though

@asanwa3126 Год назад

@DanielJesuloba It's not reality though. People should learn how to be honest in order not to mislead others.

@somyboy117 Год назад

@@DanielJesuloba I understand that but I would rather listen to someone speaking the truth. I have no doubt he bought his home but Daniel come on, me and you know that on his current wage and only being in the country for 15 months that it’s impossible to get a mortgage. If he was transparent and said that his wife or whoever helped him then that’s more believable and truthful but me living here in the uk since birth and worked in banks, I can confirm it’s a complete lie and no chance he will qualify for a mortgage on his current, being on international visa and no credit history built up from 3 years minimum and many more I can list.

@jamesshall5160 Год назад

Only you knows the motive for posting this video but any Nigerian who has been in UK for a long time would pick holes in your story. I am not saying it is not true or it is true that you bought a house 15 months after arriving UK but the story about your monthly savings of £3,000 savings on salary of £1,700 per month is not clear even if you were working over time during COVID. This is not Nigeria where you can work as you like, there is a limit to how may hours you can work per week and that applies to every one working in the UK. So you have no expenses at all? The guy was asking the right questions just like an FBI would grill you but your answers were murky somehow. Your main expense would have been your rent , food and other bills? Let us assume you were wearing the same cloth every day for 15 months. I bet you travel free as well? Or you bought your car for free? Even Doctors don't save £3,000 a month after expenses in the UK. My point is not to kill anyone's ambition but don't buy a story on its face value, do your home work.

@olusegunadeleye4877 Год назад

I agree with you these people thinks we are all morons there is a tax band that applies to everyone on high income ie 20% 32%45% etc when you do over time you get taxed outside of those bands and the scheme don't allow you to earn comfortably it is tailored 2ndly you can't buy a property in the uk on a visa unless you've been granted right to remain so what lies is he talking?!

@victoredwards3959 Год назад

This guy is lying, end off , I wish I am the one interviewing him , I tear his story apart . Non of his story add up.

@jamesshall5160 Год назад

@@victoredwards3959 Absolutely but the worrying thing is the motive behind the lies. I have a feeling this is a scheme to dupe gullible people..

@giftymensah2599 Год назад

Bro this is not Africa stop it. The checks alone can take more than one year. I mean credit scores. Africa hmmm

@folahdirane6193 Год назад

Story inspiring but bro you don’t ask the right questions. He worked a lot yeah but how ? The hours he did and number of hours to get that type of money.

@DanielJesuloba Год назад

You obviously didn’t watch the full video Because he mentioned the number of days and hours he was working per week to make that amount

@folahdirane6193 Год назад

I watched the entire video, you were amazed on how he did it and you said , how did you do it were you working 7 days a week and he said he worked a lot . He didn’t mention his working hours nor money he made per hour as a Band 5 nurse , yes he spoke what a band 5 nurse have after tax which is 1600 but he didn’t mention his pay per hour nor the number of hours. I was wondering if he worked with agencies to make such huge amount of money but didn’t see it in the video. But bro my criticism isn’t to say u don’t do a good job. Thank you for making us know it is possible, kuddos

@rhodaadeola1958 Год назад

Did you watch the part where the nurse said he worked 20 hours extra on top of his 37.5 hours weekly?

@lovelynchiamaka3957 Год назад

You people are funny with questions! If you are determined you can! I came in Sept 2021, my hubby came in Dec and started work Jan 2022 and I can tell you in a space of this one year him alone have saved close to £30,000 aside paying bills cos he has what he was pursuing! He is working almost 96 hours a week! He works 7 days a week and combine 3 Jobs! If we want even buy house of £300,000 of £30,000 initial deposit this month we are more than capable doing that! So people can do it!

@emmyone5083 Год назад

@@lovelynchiamaka3957 Jesus Christ of Nazareth.... 96 hours a week... 😂 😂 Omooo. I'm on my kneels here abeg.

@alltinz Год назад

Daniel Jesuloba you promised me Christmas gift and you never give me😏

@DanielJesuloba Год назад

Haha 😂 I thought I don fulfill all my Christmas gifts promises oooo

@alltinz Год назад

to be honest it didn't reach my side.

@memoryfarirepi5374 2 месяца назад

I am sorry the story is not adding up and not realistic as a nurse.Maybe he used a credit card

@ay1ism 5 месяцев назад

I hate it when people come online to give false information. This guy is either lying or doesnt tell us how he actually got his ''mortgage' First of all, you need a 6 years credit history before the Bank could consider your mortgage application. Secondly, you need to have ILF (Indefinite leave to remain inthe UK) not on a working visa. Also, if we take the 3 thousand pounds you saved per month (which I doubt) and we add your monthly outgoings to it that means you should be earning a net monthly income of around 4200 pounds now, considering the average take home of a nurse is 1700 pounds for a 37.5hours weekly work so how are you getting 2500 pounds a month more? on extra ''20'' hour's work?

@johnbakuaya9918 Год назад

Interested but lies...keep it up.

@DanielJesuloba Год назад

In what way?

@johnbakuaya9918 Год назад

@@DanielJesuloba your maths did not adds up. How was able to get the loans. Was he flying to work at least? Not r en paying rent to live...? Come on guys,no worries carry on. There's a song from fathers. ' never tells lies, because one day you will remember that my father told me so.

@Sun-wp9mx Год назад

Please, stop all these lies .

@DanielJesuloba Год назад

Okay Sir

@oguledoemeka7411 Год назад

Lies bro !! I swear to God 😅

@tobi-obawilson Год назад

Even when it’s a lie,you say it’s true ,so how can human be satisfied.

@maryamafolabi4422 Год назад

He got his money during covid Overtime is double pay in some companies. So obviously he was picking shifts like mad . I know a support worker that earns 3k after tax working 6 days a week .

@florenceonwuka9524 Год назад

He said he worked during covid and he made a lot of money . 100% of the health workers that worked during covid abroad made alot of money and he said he was single which he must have cut down on his expenses . So he’s not lying , he was determined to achieve it .

@sharonakhigbe5429 Год назад

For this Uk ?? Wey tax Dey finish people 😅

@Koladealabi Год назад

Its possible actually with the right strategy 😊

@princeemenike2037 Год назад

Them never said the truth sister

@Goodjsns Год назад

There’s alots of people buying houses and tax didn’t finish them

@MrRuufman Год назад

@@princeemenike2037 You're right bro. There is more to the story

@Sun-wp9mx Год назад

Please, don't mind them. This is how they deceive people back home and they think that how easy it to buy house in the UK

@baeransereprince5058 Год назад

how do yall lie so much. how do you use 15 months to even build credit score of that much. no bank in this UK will get that mortgage inn 15 months. hes lying. he cant even get a car maybe with that . address history wont even allow

@owolabichristanah1876 Год назад

He is not been realistic at all

@williamiyekekpolor3989 Год назад

This kind of interviews miss informed people

@emmanuelkitua2958 Год назад

Scamburg

@diligentcrypto9314 Год назад

How many scam calls did you make and how many scam emails did you send 😂😂😂😂😂😂😂😂😂😂

@jodi-annqueen9069 Год назад

I see 419 stop lying ! £3000 in a month u saved or £300?

@rose4god785 Год назад

Congratulations 🎉 for getting a mortgage bro. Remember that you haven’t bought the property yet until the mortgage is paid out completely. You could possibly loose your mortgage if you aren’t able to pay your monthly mortgage for a few months.