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How I budget 6K | My 300K debt-free journey | Real Numbers 

Janet KB
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Join me as I budget 6K this week. I will also share upcoming budgeting changes and my debt-free journey.
Have You Ever Considered The Benefits Of Creating An Annual Budget Instead Of A Monthly One?
💰 Check out the Free PDF: janetknowsbest...
💰 Check out the Google Sheet: janetknowsbest...
💰 Check out the start of my journey: • Restarting my Debt Fre...
Budget By Paycheck Workbook: budgetbypayche...
Disclaimer: This video is not financial or accounting/tax advice and should only be used for entertainment. Consult with your financial advisor, accountant, and/or tax advisor for advice about your financial situation.
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#budget #annualbudget #budgeting #budgetwithme #financialfreedom #money #plannercommunity #planwithme #motherhood

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19 авг 2024

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Комментарии : 17   
@The_Funny_Girl_Planner
@The_Funny_Girl_Planner 7 месяцев назад
Take a deep breath. I am thoroughly enjoying your videos. You are doing great because you are working on your finances and not being like a turtle hiding in your shell. You can only eat an elephant one bite at a time. It is very hard not to beat yourself up on finances. I know that in my own financial struggles. Would you like us to give you feedback? Or is there specific stuff we can help with? How about allowing us to have a Q&A sometime soon so we can see how we can help? One thing to bring you a sense of accomplish is to make a list of all the positive changes you've made to save money ... cutting out cleaning... nails... some subscriptions... add that amount of and see how good you are doing!!! Stay strong...
@mistyrodgers212
@mistyrodgers212 6 месяцев назад
We had a similar experience and I was told that the warranty doesn’t transfer to the new home owner, only the original home owner that paid for the roof would be covered.
@BudgetSmart55
@BudgetSmart55 7 месяцев назад
These insurance companies are something else. I’m having the same issue with them covering the roof. I agree it is so important to have an emergency fund or a savings of more than $1000 when purchasing a home. Great video
@mrssummersbudgets
@mrssummersbudgets 6 месяцев назад
in florida a county code inspector has to inspect a roof also when its replaced. id try to pull documents from the permit to see who passed it for inspection within the county/city. if you have documentation that it passed code inspection then what does the insurance company have to say it was improperly installed. you might have to take it up with the city. get your own property assessor to come out and take a look at the roof, the insurance company might be full of it! we sued our HI and won.
@mrssummersbudgets
@mrssummersbudgets 6 месяцев назад
i hate homeowners insurance. when you bought the house it was inspected right, so if an inspector signed off on it they should cover the roof! we had an issue with ours too with our roof in a brand new build. the builder didnt want to cover it said get w insurance and insurance didnt want to cover it, we had to fix it ourselves.
@livinglifewithsummer
@livinglifewithsummer 7 месяцев назад
I absolutely love the budgets mom excel version, it was worth every penny!
@lisamichinski3362
@lisamichinski3362 7 месяцев назад
Sorry you are having trouble with the roof situation, that sounds like a nightmare. Thanks for sharing, as a good reminder to beef up emergency fund. I feel you on the heater, I had to break down and buy one too, as it's been below freezing temps all week and my office is frigid, I can't deal either. Hang in there, you are doing great!
@Budgetingmydebts
@Budgetingmydebts 7 месяцев назад
Here listening while I make chilaquiles 🥰
@lawnerd80
@lawnerd80 7 месяцев назад
Where is your nanny tax payment for the IRS? Do you pay that yearly or quarterly?
@paulinasbudgetlife5512
@paulinasbudgetlife5512 7 месяцев назад
Sorry to hear about your roof.
@blackwomenbuildwealth
@blackwomenbuildwealth 7 месяцев назад
Girl, I hate roofing contractors period. Most contractors are dishonest and roofing contractors, from my experience are the worst. They employ individuals who don't know what they are doing and yes they do provide warranty... If you can find them when you need them. They are known to close companies every few years and open new ones because they knpw they are doing a shitty job and that people would eventually come back to leverage the warranty. They say the roof is good for 15 years when in reality, you'll have to change it every 5 years because of poor workmanship. Good luck with that and hopefully that doesn't throw off your budget too much.
@savvyw5891
@savvyw5891 7 месяцев назад
What is your budget planner? Also my house just flooded as well. Luckily it is a rental so we don’t have to pay for the damage other than to our items.
@JanetKB
@JanetKB 7 месяцев назад
I am using the budget by paycheck workbook. It is by the Budget Mom or TBM.
@daedaluxe
@daedaluxe 6 месяцев назад
Here's how I budget 6k: 5k wherever the fuck I want lmaooooooooooooooooooooooooooooooooooooooooooooooooooooooooooooo. 1k into savings.
@badlands9100
@badlands9100 7 месяцев назад
would you feel comfortable and shred all credit cards and increase your emergency fund instead of using the cc's as a crutch.
@JanetKB
@JanetKB 7 месяцев назад
I have shredded the Amex and need to do the same for the credit union one. I do use it as a crutch :(
@badlands9100
@badlands9100 7 месяцев назад
your doing great! you can do this journey and Iam right with you and support your journey.
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