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HOW I BUDGET MY UNDER £30K SALARY: How To Budget And Save Your Money UK 

Veronia Spaine
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20 окт 2024

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Комментарии : 52   
@VeroniaSpaine
@VeroniaSpaine 4 года назад
I hope you enjoyed my first Tuesday upload! Do let me know what other progress updates you would like to see in the future 😊 P.S. If you're looking for the Budget and Net Worth template I used, then feel free to check my monthly or weekly budget here: www.etsy.com/uk/shop/VeroniaShop
@DyanaMariie
@DyanaMariie 4 года назад
I love the zero based budget method. I’d be a hot mess without zeroing everything out lol. Looking forward to these Tuesday vids.
@VeroniaSpaine
@VeroniaSpaine 4 года назад
I’m exactly the same, if I have money left over I always have to add it somewhere otherwise it just feels horrible 😂
@CyntoriaOfficial
@CyntoriaOfficial 3 года назад
I had to come back to rewatch as i needed to understand the budgeting template and you explained everything so well 😊
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Ah thank you! I’ve actually got another budgeting video coming out tomorrow to show an example so hopefully that helps as well!
@CyntoriaOfficial
@CyntoriaOfficial 3 года назад
@@VeroniaSpaine looking forward to it !
@LivingSwedish
@LivingSwedish 4 года назад
2x a week, that's cool! 🙋🏻‍♀️ Love a good budgeting video ❤️
@VeroniaSpaine
@VeroniaSpaine 4 года назад
I’m just hoping I don’t die from all the editing! 😂
@JagVentures
@JagVentures Год назад
Wonderful video, thank you for the tips and advice. A virtual cheers to green tea ❤️
@TradingWithCJ
@TradingWithCJ 4 года назад
Ahh really cool Veronia, just sub’d literally only just come across your channel! Keep it up 👊🏼💯
@VeroniaSpaine
@VeroniaSpaine 4 года назад
Thank you so much!
@td.i4632
@td.i4632 4 года назад
I'm like you- earning under £30k and save £1000 a month. It is very doable if you cut back on frivolous spending,esp during lockdown i tend to spend near to zero apart from bills.
@VeroniaSpaine
@VeroniaSpaine 4 года назад
I think lockdown has actually really helped! It’s so true once you’ve taken out all the things you don’t actually need you can be surprised at how much you can save!
@moneyisweird7862
@moneyisweird7862 3 года назад
Please tell me how you do that? Do you live in London? I live in North London and the most i can save is 700 a month and i dont eat out or even pay for my braids to be done anymore and i think ive got the cheapest rent possible at 650 with a few bills on top making it 710 all in
@VeroniaSpaine
@VeroniaSpaine 3 года назад
@@moneyisweird7862 £700 is amazing!! Honestly my housing cost was probably the biggest thing that helped me. At the moment I’m not paying a mortgage or rent because I’m at staying at my mums, but prior to that I became a lodger at a family house and I paid £300 for rent and bills and this was just outside of london - it’s not glamorous but it really helped to accelerate my savings rate!
@comfortzone5618
@comfortzone5618 Год назад
Thank soft this! We need an updated version. I am trying to maximise my savings. Need to cut back asap
@VeroniaSpaine
@VeroniaSpaine Год назад
You can check out all my budget updates here, I have loads haha! ru-vid.com/group/PLUh5Yrc1A2KwE96LrtmhcXTfvvoXCDiZJ
@comfortzone5618
@comfortzone5618 Год назад
@@VeroniaSpaine thank you very much ❤️
@ItsBeenDoneBfr
@ItsBeenDoneBfr 3 года назад
This is basically the same spreadsheet I use. I love it
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Yes I do love spreadsheets!
@francisdomjan706
@francisdomjan706 3 года назад
Just found this channel. Super useful and educational videos! :)
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Thank you so much Francis I really appreciate the feedback!
@valsmith1231
@valsmith1231 4 года назад
I need to do my budget, I’m hoping I don’t overspend this month either!
@VeroniaSpaine
@VeroniaSpaine 4 года назад
Haha that’s the goal!!
@NathSchultzUK
@NathSchultzUK 4 месяца назад
This video was recommended for me today after 3years posted lol 🤣
@VeroniaSpaine
@VeroniaSpaine 4 месяца назад
Oh wow! Yes this was posted a few years ago 😂
@elenaperez993
@elenaperez993 3 года назад
Hi! Thank you very much for your video. I'm trying to watch all of them. At the moment I'm homeless with my baby but as soon as I'm rehomed and ill going back to my nursing job I am going to do a budget. Do you have any tip for single parents as we only have one income? Do you have any other social media as Facebook page or Facebook group where I can be notified of your new videos and chat with other people who are into saving? Thank you x
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Hi Elena! So I’ve got a video on budgeting on a low income that might be able to help! ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-o6QVYvCJAzs.html I’ve also been thinking about a Facebook group but I just haven’t got round to it yet, but I’m also on Instagram if you ever want to chat there!
@NnekaSays
@NnekaSays 3 года назад
Great video! Are you able to share this budget template?
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Thank you! I’m actually going to be doing a video this Friday on how you can get my template so look out for that!
@thewolfoflondon8141
@thewolfoflondon8141 3 года назад
“If you don’t budget your spending you’ll spend your budget”
@madamecaviar.
@madamecaviar. 3 года назад
Loved it ♥️🥰
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Thank you, so happy you enjoyed it!
@adriansergeant731
@adriansergeant731 3 года назад
Hello Veronia & good morning to you your video of this one right now does motivate me to start doing the same thing do you some cutbacks and I wonder what your new target is recently even though you have said on this video right here you saved 30 K I wonder you have probably reached by now at least 40k also I would like to pick your brain in a way of what sort of books do you read
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Hi Adrian, you can see all of my recent goals on my 2021 goals video! I haven’t saved 30k, this talks about me earning under 30k - hope that makes sense. Also all my book recommendations are in my description!
@78236931
@78236931 2 года назад
That’s amazing how can u eat on £15 per week , that would be an interesting video
@VeroniaSpaine
@VeroniaSpaine 2 года назад
I've actually got one on my channel if you look up my food budget challenges!
@beanut.putter
@beanut.putter 3 года назад
How the hell do you spend £15 a week on food😱 Please share your sorcery...
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Haha I shop at Lidl & Aldi which is very cheap, I also don’t buy much because it’s only for myself - when I would go to work I would also meal prep a lot! I’m hoping to do a video soon on it though 😊
@VeroniaSpaine
@VeroniaSpaine 3 года назад
Thanks George! Yeah I didn’t realise how frugal I actually was 😂 I’m hoping to do a video maybe next month so look out for it!
@leahmcdermott4189
@leahmcdermott4189 4 года назад
What’s your occupation hun? Not sure if you’ve revealed this yet 💕
@VeroniaSpaine
@VeroniaSpaine 4 года назад
I believe I mentioned it way back in my intro video! But I work in HR 😊
@jakubircow6875
@jakubircow6875 3 года назад
Damn I’m earning roughly twice as much as you and I’m not saving anything. Thanks for the good advice and info
@VeroniaSpaine
@VeroniaSpaine 3 года назад
It took a while to get here, but hopefully those strategies help!
@inerit5175
@inerit5175 4 года назад
Nice surprise!
@VeroniaSpaine
@VeroniaSpaine 4 года назад
Happy to hear!
@jaderichards7859
@jaderichards7859 4 года назад
random question but...are you engaged??
@VeroniaSpaine
@VeroniaSpaine 4 года назад
Haha yes I am! 😊
@markboni2615
@markboni2615 3 года назад
£30 a month on Petrol ? i’m at least £80 a week in my little 1.3 🥲
@VeroniaSpaine
@VeroniaSpaine 3 года назад
This was whilst I was working from home! I used to spend a previous amount to you when I would commute to work 🙂
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