Budgeting For Beginners | How I Save 80% of My Income

Подписаться 154 тыс.

Просмотров 185 тыс.

50% 1

💵 SoFi Checking & Savings (Up To $300 Bonus): danielbraun.me/SoFi
🖥️ Get My FREE Budgeting Template: danielbraun.me/MyBudget
In this video, we’re looking at how to budget and save money! I’ve been budgeting for the past 5 years by using this budgeting template that I created, and it’s helped me out a ton. Before creating my budget, I never really understood how to save money because I had no clue what I was spending. But now, I’ve been able to go from saving 0% of my income to saving 80% of my income by tracking everything and implementing 4 money frameworks which I’ll go over in this video.
The best way to look at budgeting is to treat yourself like a profitable business by looking at your income versus your expenses. To do this, you need to track your spending habits for at least 2 to 3 months to know exactly how much you’re spending in different categories. Then, you can adjust those categories in your budget by focusing on reducing your largest expenses to save money. After you’ve optimized your expenses, then you can start to focus most of your time on increasing your income because your income can be unlimited.
However, to save money and increase your monthly savings rate, it all starts with managing your expenses and budgeting first. Hopefully this video and my budgeting template can help!
LINKS MENTIONED:
💵 SoFi Checking & Savings: danielbraun.me/SoFi Get up to 4.60% APY, pay no account fees and earn $300 when you sign up and set up direct deposit. Terms apply. *affiliate link
🖥️ Get My FREE Budgeting Template: danielbraun.me/MyBudget
OTHER USEFUL LINKS:
💳 My Top Credit Cards: danielbraun.me/TopCreditCards
💻 CardPointers: danielbraun.me/CardPointers
🛒 Get a $30 Bonus With Rakuten: danielbraun.me/Rakuten
📈 Up To 15 Free Stocks With Moomoo: danielbraun.me/moomoo
🔥 My Andar Wallet (Code “BRAUN15” for 15% Off): danielbraun.me/AndarApollo
FOLLOW ME on Instagram: / _danbraun
CHECK OUT SOME OF MY OTHER VIDEOS:
▶️ How Much RU-vid Pays Me (with 100,000 Subscribers): • How Much RU-vid Pays ...
▶️ The 9 BEST Travel Credit Cards of 2023 (Ranked): • The 9 BEST Travel Cred...
▶️ You’re (Probably) Killing Your Credit Score: • You’re (Probably) Kill...
▶️ What I Spend In A Week With 16 Credit Cards: • What I Spend In A Week...
▶️ How We Got $27,300 of FREE Travel With Credit Cards: • How We Got $27,300 of ...
▶️ The 6 BEST Bank Accounts of 2023 (High Yield): • The 6 BEST Bank Accoun...
DISCLAIMER: Some of the card links and other products that appear on this website are from companies which Daniel Braun will earn an affiliate commission or referral bonus. Daniel Braun is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Опубликовано:

12 дек 2023

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 218

@EthanPatrick_CreditCards 7 месяцев назад

Tracking expenses is one of those things that feels like it won’t help, but pretty much always does. And treating your personal finances like a business is such great advice! Tons of value here Daniel!

@Daniel_Braun 7 месяцев назад

Agreed! I think many people underestimate how much they really are spending, so diving into the numbers and tracking things in a more hand-on way seems to have really helped me get better with my money. Thanks Ethan!

@lookherelooklisten7850 4 месяца назад

To save 80% of an income you need to be earning nearly 120k a year, you can not save 80 or 50% of income if you earn 40-45k a year

@donaldlyons17 3 месяца назад

Yeah you might be right!!! My income is about 43K which is about $2,800 which is about $33,600 per year. After paying for everything the average would only be 5K so yet your totally right!!!

@erburu Месяц назад

This definitely does not work as well if you live in a thirld-world country lol

@dragonblazzer9698 Месяц назад

Obviously you need a high income to save more. He's not bragging, he's just showing discipline. Doesn't mean we all have to save 80%. For example, I make only 40k a year, but I save 30% of my income, in one of the most expensive cities in the world.. So it's possible.

@donaldlyons17 Месяц назад

@@dragonblazzer9698 How so you do realize to save requires more than income... so of it came down to low expenses too.... And to say it is possible just ignores why it works.... Sometimes it is impossible because math just is math so it can't always be possible...

@AnnaS1371 8 дней назад

Or just stop eating 5 days a week, ride a bike, live in your car 😝

@BobI-jb4rk 7 месяцев назад

Appreciate you having the balls to be so transparent and sharing your personal lifestyle & finances.

@Daniel_Braun 7 месяцев назад

I always want this RU-vid channel to be incredibly transparent about things going on in my own life and finances! Thanks for watching!

@rafaleonard 4 месяца назад

And to tell it like it is. I used to be afraid of finding exactly how much I was spending a month

@GrimTactics6226 2 месяца назад

I make $19/hr full time, rent alone is one of my two paychecks 😂 50% of my income is housing I’d say if you make a lot of money 80% could be doable but it’s very unrealistic for most people unfortunately

@donaldlyons17 Месяц назад

No way they make content for most people… doubt it would get views

@_nstar 6 месяцев назад

I tried this template last month and I managed to save about $900 out of my $1600 I got paid total. This helped a lot, thank you!!

@Daniel_Braun 6 месяцев назад

That is so awesome to hear! Congrats and thanks for using my template and leaving this feedback! 👍

@rafaleonard 4 месяца назад

This is the best advise I've heard on personal finances. What has taken me years to finally understand in a way that allows me to make adjustments to the way I spend my money, you explain perfectly in 16 mins. Good stuff!

@iGoByMatt 4 месяца назад

Thank you. Finally got my ass budgeting at 26 years old. Great video, great tips, great editing, great delivery.

@350GTxSiTH 7 месяцев назад

I started budgeting earlier this year using a similar template. And I must say it’s a great feeling zeroing in on where you are at financially. I’m definitely interested in using your template the beginning of the new year, because right now I’m just manually entering everything every month.

@trevorjones7523 7 месяцев назад

Excellent tip about managing your finances like a business. I truly believe concepts transfer, not just in finances but in process and development (innovation) too.

@rawmakers 5 месяцев назад

This video is everything I could ask for and more! I’m living paycheck to paycheck right now, but am getting a job as an LMT and will be making a lot more money and I need to know how to manage it. Thanks so much for the template and the detailed breakdown, it’s exactly what I needed. Cheers!

@juliancen2815 7 месяцев назад

Great video Daniel! I will implement this for the new year. Thank you so much

@meoeacishbouldin9528 Месяц назад

This video was really helpful. It made me realize an additional step I need to do with my current budget. And I love the visuals. The best budgeting information I’ve seen so far.

@Doublepulse 5 месяцев назад

I feel like you have to treat your personal finances like if you were running a business. Each Account is like it's own business and set of resources. One of the most straightforward videos I've seen that doesn't revolve around secrets, hacks or rules.

@denisquenneville8032 8 дней назад

Thank you for the great budget template and different approach to budgeting.

@MikeMaye 7 месяцев назад

Personal budgeting is something most people don't do including myself and it really helps when you have a template to track the process. I think for most it seems daunting, or they just don't want to know. Thanks for sharing this and super informative as always. Great vid Daniel💥

@Daniel_Braun 7 месяцев назад

Yeah budgeting can be tough to get started with, but I know that it's brought me so much more peace just knowing exactly how I'm doing every month! Glad to hear you liked the video and appreciate your support as always Mike!

@nhuphuong060688 4 месяца назад

Your template is really great! I've explored several templates over the years and kinda settled on one of my own creation until I found yours today! So very smart! Thanks a ton!!

@BudgetBae_1 2 месяца назад

Super helpful & love that the vid is quick and to the point!

@blake3654 3 месяца назад

Needed This Daniel, thank you

@gramnet 4 месяца назад

This budget worksheet is amazing it leaves nothing unknown. Thank you. I downloaded it. This is really going to help when I open my HYSA and Roth IRA soon.

@versatilepal4117 5 месяцев назад

Thank you so much for sharing the template with us. 🤝🙏

@lydianoelll 4 месяца назад

I can't wait to start using this template, just downloaded it! Thank you!

@carliem9494 2 месяца назад

That’s a very useful spreadsheet - lot of thought and work in its creation. Thank you for sharing it

@Falling2311 4 месяца назад

thank you so much for creating this template. Pre-Covid I did almost exactly this but Covid + Isolation + Staying In = Increase in Depression & Anxiety and I stopped. Every time I tried to recreate my template it became so overwhelming while recreating the categories, functions, formulas, and adding up the expenses, I would just give up. Now that all I need to do is plug stuff in, I feel like I can get back on track. thank you, thank you, thank you.

@wealthelife Месяц назад

With your budget showing about $72Kpa in expenses, it seems like your 80% savings rate is due more to having a high income than budgeting prowess ;)

@BrisaniAshley 4 месяца назад

This is awesome!! Thank you for this video!

@JakeVanderPloeg 7 месяцев назад

Great video Daniel! I've been using your budget template for the past 5 months and it's really helped me keep my finances on track! I'm now saving between 30-40% of my income (which in Chicago is pretty good😆) Appreciate you as always!

@Daniel_Braun 7 месяцев назад

Great to hear that Jake! I love making these budgeting videos and getting more people to download that file - so awesome to see that you're saving that much in Chicago!

@druiz012 7 месяцев назад

Love this video, Daniel! I'm glad you're delving into personal finance!

@Daniel_Braun 7 месяцев назад

Thanks David, great to hear that you liked this video! Yeah I'm going to be expanding the channel to some other related personal finance areas that have been important to my life as well - on top of the normal credit card content of course!

@thewrldvsap23 5 месяцев назад

This has truly given me a clear and focus mind on where my money is going. thank you 🤑😁

@leeallsopp5152 2 месяца назад

Very informative and a great video , Thank you Daniel

@LiamBuehler Месяц назад

Amazing video man thank you.

@Lovedbythealmightyforever 5 месяцев назад

Thank you very much. I had no idea how to even start.

@tiffhubbard4116 7 месяцев назад

Amazing video! Thank you!

@laundrygoddess4 5 месяцев назад

I've been doing a similar style of spreadsheet budgeting for 3 decades.... I've never been able to save 80%. Little unrealistic for almost everyone

@doctork1708 5 месяцев назад

Exact. You have to make a lot of income to do that.

@donaldlyons17 4 месяца назад

It might be the conditions might matter even more than income. Example from 2009 till at least 2011 I was able to live on 13K to 14K largely due to cheap housing prices while making 20K.

@laundrygoddess4 4 месяца назад

@@donaldlyons17 I've always had high medical costs but I'm in Canada where housing is much higher than the USA. I had a strict budget and could never save most of my income much less 80%. That's a real stretch anywhere unless you make obscene money

@donaldlyons17 4 месяца назад

@@laundrygoddess4 Well I would have though so too but consider this: if I make $600 a month yet my total bills are $400 a month I can still save 2K maybe BUT if I make 100K yet my bills are 101K I am likely broke each month. Not sure what the original host makes but it might be one of those situations.

@laundrygoddess4 4 месяца назад

@@donaldlyons17 then the title shouldn't be budgeting for beginners....

@ABasedTohan 7 месяцев назад

Bro this is right on time much appreciated just downloaded the spreadsheet, great breakdown

@Daniel_Braun 7 месяцев назад

Love to hear that! Thanks so much for watching and downloading the spreadsheet - I hope it helps 👍

@waibosibili8546 6 месяцев назад

Tracking can be hard but it pays off. Started this year well atleast to save. ❤

@lobsangtenzing2013 3 месяца назад

wish someone introduced this to me in my early 20's.

@tmglvr 5 месяцев назад

Thanks for XL - easy peasy....appreciate it!

@MCAROMUSIC Месяц назад

GReat Video Brother!!!!!

@RampageMaximum 7 месяцев назад

Hi Daniel! I just watched your video on how to transfer points for Domestic flying and I can’t thank you enough for all the guides and hard work you do! You even created a sheet to help us understand travel alliances for flights. You’re the reason I got into the credit card game and because of that, I successfully booked a 4 night stay at Hyatt in Times Square with my points. Thank you for all you do! :)

@Daniel_Braun 7 месяцев назад

That is so cool to hear you say all of that! Congrats on the successful deal in booking that Times Square hotel stay - enjoy! Appreciate you watching and downloading any of the templates and guides that I've posted. I've got plenty more similar content to come 👍

@jj-bu6yb 7 месяцев назад

Can you please share that excel:)?

@JazzyMarineVet 7 месяцев назад

RIGHT, i love these content creators, seemingly random guys/gals that show up in your feed. The information you can gather is as good, if not better than a undergraduate or graduate level college course in finance, travel...heck any number of topics. I look forward to see what shows up in my feed....so I can learn something new and be exposed to a different oppinion

@Daniel_Braun 7 месяцев назад

@@jj-bu6yb Here’s that other video that was mentioned which has another Google Sheets template available to download: How to Redeem Credit Card Points (US Domestic Flights) ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-uIY268QxEGE.html

@jj-bu6yb 7 месяцев назад

@@Daniel_Braun Daniel, thank you for responding- not many RU-vidrs do this - have blessing day

@AArmstrongC 5 месяцев назад

thanks for sharing!!! "SumIF" was the missing key for my budgeting sheet

@iliketrains0pwned Месяц назад

Thanks Dan! I have my own budget template I designed a while back in Excel. But I'll admit, it's gotten so complex that it looks like the flight deck for a Space Shuttle lol. Your design is going to be extremely helpful with simplifying things back down again!

@act110mort048 4 месяца назад

This is a great video. I know that money means having to budget for rent, utilities, phone bills and groceries, but most people tend to forget that the food and diet aspect of budgeting (i.e. groceries) is very important. After all, if you're out of shape, there's a higher risk of getting disease. So, in the end, you'll pay more for medical bills. It's true when they say, "Health is wealth."

@mariesaver7184 5 месяцев назад

Looking so forward to your Excel, thanks for offering it for free to US ❤

@jon-michaelchanner4998 3 месяца назад

My man had to flex on us at the end 😂. All jokes. Just shows hard work and dedication truly pays off. It's justified . Great video Dan

@michaelpantano3324 6 месяцев назад

You can use EXCEL'S data validation options to make that blue column only have certain choices. They'd appear in a dropdown and you could autocomplete that way too. If you typed "R" then Rent would be the top option left.

@KarlaHarrison-nt6yg 5 месяцев назад

You right

@Remy-dl6nc 2 месяца назад

Thank you

@DZB331 7 месяцев назад

You should come to prince of travel summit in April in Toronto. Gonna be a great time ! All about travel redemptions and credit cards

@Kryptik33 5 месяцев назад

Thanks for this Daniel. No matter how much I tried to save, I always seemed to come up broke. I'm going to implement this and check it every day to start really tracking everything and understanding where my money is going. My goal is to get the money I currently have under control via a budget, and then focus on increasing my income. Many thanks again. 🙏

@grogu_2003 3 месяца назад

Hey bro! Has it helped?

@Kryptik33 3 месяца назад

@@grogu_2003Yes it has. I can now go back and look at everything I’ve spent money on, and see how much savings I’ll have for the month.

@teena040296 2 месяца назад

Very good video! The only thing I don’t do is calculate my actual spending. I take mental notes but it’s not as effective as seeing the actual numbers. Like he said we underestimate. I’m actually old school (as young as I am) I like to do book and pencil for my budgeting. Thank you for this video

@felanderson Месяц назад

Hey, if anyone else is using this sheet, I found adding data validation drop downs to Column G (actual expenses categories) drawn from Column A (Expected expense categories) it flows a little easier when logging your expenses because you cant get the category wrong :)

@sahilpatel5298 7 месяцев назад

Dear Daniel, I wanted to thank you for sharing your insights and providing such a helpful Excel sheet. As a recent college graduate who will be starting a full-time job soon, your advice has been incredibly valuable to me. Your video has given me a better understanding of how to manage my finances and set realistic goals for my future. I appreciate the effort you put into creating this content and making it accessible to people like me. I have subscribed to your channel and look forward to learning more from you. Thank you again for all that you do! -Sahil

@Daniel_Braun 7 месяцев назад

Thanks for watching and subscribing Sahil! Glad to hear that you liked this video and the budgeting template, hopefully it will be helpful as you start your full time job!

@ronnorman2 3 месяца назад

New subscriber! I enjoy your content.

@Daniel_Braun 3 месяца назад

Thank you so much for subscribing, Ron! I really appreciate it!

@Chloera503 21 день назад

Nice video 💗🌷

@BLANK2729 3 месяца назад

I’m 28 years old with 2 kids and I’ve been living paycheck to paycheck since I was 13. Imma give this a try but to be honest I really enjoyed your video. I’ll see you guys in 3months.

@fredericktheconquer6140 Месяц назад

Did it work for you

@BLANK2729 Месяц назад

@@fredericktheconquer6140 I lost my job so I haven’t really been able to try.

@chones_ 6 месяцев назад

Step 1: make a lot of money. Step 2: see step 1.

@Daniel_Braun 6 месяцев назад

Income is always gonna be a huge part of increasing the savings rate for anyone. But tracking the spending and getting expenses under control with a budget is for sure the first step to take!

@Deflation2024 7 месяцев назад

Caleb Hammer would be proud!!

@TT-wj9tn 4 месяца назад

Im glad you mentioned the 80% saving due to youtube.... To many BS videos trying to downplay RU-vid which leds to false expectations. My savings rate is 46-50%, and i found it hard to do.

@SpongeEvan 7 месяцев назад

Thanks Daniel! This is so needed for me being a Ph.D. student and planning for many international conferences next year 😂

@Daniel_Braun 7 месяцев назад

No problem, thanks for watching! Yeah that can get expensive with all of those international conferences and travel haha - definitely good to track things

@theressomuchtowaitforseein3465 7 месяцев назад

Would you consider health insurance as saving or as exppense?

@bryanesquivel8784 6 месяцев назад

Hey daniel, how can i add more categories in the excel sheet?

@Scandal247 3 месяца назад

I like this template and how it can give me an idea on where I’m at

@adonai.films. 5 месяцев назад

when do you set you expense columns to start a new month sense I get payed on the 15th and the 30th of every month.

@jimjam2095 5 месяцев назад

Solid video, thank you. Any advice on learning how to make google docs like this? I have trouble understanding some of the commands you talked about, thank you. Have a great day!

@Daniel_Braun 5 месяцев назад

Thanks for watching! Glad to liked it 👍 I would definitely just recommend RU-vid for tutorials. I learned some Excel and Google Sheets skills from different jobs that I've had in my career, but I also reference RU-vid and Google whenever I need help with something specific

@robertamazyck1861 4 месяца назад

Question On the budget, What category do you put the tax preparer fee?

@user-jk6zp3ij5i 4 месяца назад

When I watched this video, I was happy

@JadeIsStudying.Shhhhhh 2 месяца назад

How do you budget when you're on irregular shifts (not the same number of hours each week) while on an hourly rate?

@tamilcartoons7251 3 месяца назад

i am not getting this template ....! video is so nice and clear

@yayebalay731 7 месяцев назад

Hey Daniel! Been here I think two years now! How can I use this template monthly if I fill it out right now?

@dela8893 5 месяцев назад

I currently have a checking account with a home based bank and am looking to switch over to a HYSA with checking account. How does it work with using checking accounts with those companies you've listed such as debit cards since these are not physical branches. Is it worth having a separate checking account still open with a "normal" bank?

@rileypreston4241 2 месяца назад

Very new to excel so have some grace but how would you add another category line so that it works with the formula the same as the others?

@gerhardsmith185 4 месяца назад

what would be the easiest way to change the currency or symbol across the entire template without affecting formulas etc?

@Sakurasan2023 7 месяцев назад

Love the video 📹 ❤️

@Daniel_Braun 7 месяцев назад

Appreciate you watching as always, thanks!

@Sakurasan2023 7 месяцев назад

@@Daniel_Braun you're welcome!!

@Scandal247 3 месяца назад

How are you tracking monthly? Just copying this spreadsheet over for each pay period?

@peytonrogers8387 4 месяца назад

Could you show us how to do the format to do the auto move from amount paid to actual amount please mine won’t do it😢

@jacobgreenberg8590 3 месяца назад

What would u put under the category as misc?

@RobertBeedle 3 месяца назад

Not enough views. You're going to do well

@alexandernaz3882 5 месяцев назад

Do you track debt payments?

@grogu_2003 3 месяца назад

Hi! How do you include annual fees on this template?

@mohamedamadi2636 5 месяцев назад

The link for the free template isn't sending me a copy of the budget sheet for some reason. Is anyone else having this problem?

@wonnone6010 4 месяца назад

How do we use the "Places to move profit" table because when i add the amount of profit that I put in my HYSA it adds up to my overall profit but i just moved it I didn't increase it

@francogozzarelli3022 2 месяца назад

is there any way i can get this template ?

@austinbruhn7683 8 дней назад

Im confused by the expected profit(income-expenses). If I have left over and then go down to places to move profit, it seems to add more savings instead of moving the profit . Please explain

@user-hg5so7ct2b 7 месяцев назад

Thanks for this video, definitely helpful. I feel like you’d be great to start investing in real estate. A lot of similarities in what you’re doing and how to be successful in real estate. Just a thought!

@MattWelterOfficial 7 месяцев назад

Super admirable Daniel! Coming off paying for a wedding, I'm trying to get my Savings Rate as high as possible to make up for some of that high expense 😂. Love to see your Savings Rate so high and the progress that you've made with it!

@Daniel_Braun 7 месяцев назад

Haha I hear ya about those high wedding expenses - I'm going through some of that right now! Appreciate you watching Matt!

@OmegaRejectz 2 месяца назад

Any reason to not just make the =SUMIF($G$17:$G$983,A15,$H$17:$H$983)'s to be $G$5 and $H$5 rather than 17 & 17, since that way it's easier to copy+paste a new row if you forgot to add something? I can't see it interfering with any of the rows above it if you make it higher up.

@andrewmathias52 6 месяцев назад

Love this budget template! I'm having trouble understanding the places to move profit section. If I have for example $500 in profit in B37 and I input that I'm moving all $500 into a high yield savings so I put $500 in B42 then the formula shows my total to be $1000. It should be $0 right? As in I have $0 left after expenses and moving money to savings?

@Daniel_Braun 6 месяцев назад

Thanks for downloading it! So when you enter the numbers in the places to move profit, you have to enter it as a negative number. So for moving $500 to the savings account, just enter that as -$500 and that should work so that it’s zeros out at the bottom

@mihaelafulga4290 2 месяца назад

If I would have had someone like you to explain budgeting and credit cards as a teenager, it would have saved me a lot of hard learned lessons, stress, money and time. Thank you for doing this for the people that need it, especially the ones at the start of their journey called life. I’m always looking out for learning new ways of managing finances and share it with my children. Some people explain better than others.

@John_CL Месяц назад

Does the template still work, it doesnt arrive to my email

@angelor1171 5 месяцев назад

Where do you get the budgeting template from? I would like to use exact same one

@Daniel_Braun 5 месяцев назад

If you watch through to the end of the video, I talk about how you can download it for free 👍

@frostbite1770 3 месяца назад

Does anyone know how to change the currency on this sheet? been racking my brain for ages

@user-hp3bv6cq9n 2 месяца назад

Hu Daniel. We are starting to use your budget template. We are just a bit confused about cell C48 total should equal to 0 the more places we move profits it increases this cell. What are we doing wrong?

@anthony.v._c5737 Месяц назад

lmk when u find out cause im confused

@calvinemery6585 5 месяцев назад

My problem. I’m using your template, but I want to be able to know how much am I able to spend for the week, and how much do I save ? I get paid weekly.. I’m not sure if I’m understanding the template correctly

@ghassantannous6274 Месяц назад

I tried downloading the spreadsheet but didn’t receive anything. Please help.

@sws2552 4 месяца назад

How do you do this monthly? Do you duplicate the spreadsheet so you can keep a history of each month or do you erase all of the expense data each month and start over? or..? Thanks!

@Daniel_Braun 4 месяца назад

Yeah just duplicate the spreadsheet month after month so that you can track it throughout the year 👍

@sws2552 4 месяца назад

@@Daniel_Braun Thank you! I would find a video on how you consolidate all 12 months at the end of the year into one total report with tips for assessing and improving very helpful 🙏🏻

@stayreal4l284 3 месяца назад

How reliable is sofi?

@Harshinstinct 5 месяцев назад

Do you make a new copy for each month? Wondering how that works

@Daniel_Braun 5 месяцев назад

Yeah! Just right click on the tab at the bottom and create a new copy each month so that you can track throughout the year

@le4511 6 месяцев назад

I gained a ton from watching this, and the budget Excel spreadsheet is fantastic and would help me significantly. However, I've not been able to access the Excel spreadsheet. Are you able to help, please

@Daniel_Braun 6 месяцев назад

So if you enter your email with the link then you should receive the download in your inbox. That will be an Excel file that you can open in Excel or import to Google Sheets. Instructions for opening in Google Sheets will be in the email as well! Thanks for watching and glad to hear you liked it!

@Josh-sg3pc 5 месяцев назад

We are

@hassansyed6087 2 месяца назад

Sorry, I might have missed something or am about to ask a really stupid question but, How did you save 80% when your rent alone takes 1 whole paycheck ($100 left over) since it's $1600