Тёмный

How I Got SIX CREDIT CARDS With a NEGATIVE CREDIT SCORE 

Oshean Lee Garonita
Подписаться 8 тыс.
Просмотров 23 тыс.
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Hi guys! Today I'll share to you on how I was able to get SIX (6) CREDIT CARDS even if I have a NEGATIVE CREDIT SCORE / RECORD / HISTORY. In this video I'll be sharing to you what my 6 credit cards are, how I'm using them, and some of their pros and cons. Super excited to share this video to you guys as I've been working on this video for quite some time.
Follow me also on Twitch and hear me scream on my favorite games: bit.ly/twitch-oshean
For business 💼 and colabs 🤝, you can contact me:
📧: osheangaronita@gmail.com
📷 IG: @oshkoshlee
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Some links that you can use:
💜 Get Php 60 pesos when you open a TONIK bank account, uploaded an ID successfully, top up an amount, and use my code! Disclaimer that I will be getting 60 pesos too: TJFYQO1
💳 Apply for a Citibank Credit Card at no cost to you and take advantage of their NAFFL Credit Cards! bit.ly/citibankxoshean
💳 Apply for a Security Bank Credit Card at no cost to you! bit.ly/osheanxsbc
₿ Use my referral link crypto.com/app/ff2sdcawm5 to sign up for Crypto.com and we both get $25 USD 🙂
₿ Use my link to get commissions every time that you are going to trade. Disclaimer that I will be getting commissions too: accounts.binance.me/en/regist...
💰 Get Php 100 when you sign up for Shopback! Disclaimer that I will also get the same amount too: app.shopback.com/HGzHM1kOReb
💵 Use my link to buy from Kwik.Insure and get FREE Php 100 worth of GIFT CERTIFICATES from Sodexo+: kwik.insure/at/olgaronita
or use my code upon checkout: olgaronita
📝Use my link to sign up for airtable! Imagine Google Sheets -- but on steroids: airtable.com/invite/r/0j83oewP
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🎞️ B-rolls from Videezy.com, videvo, pixabay, and pexels
🖼️ Some thumbnail assets from FlatIcon, Freepik, and Unsplash
🎵 Music from:
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♪ Jay (Prod. by Lukrembo)
Link : • lukrembo - jay (royalt...
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♪ Cheese (Prod. by Lukrembo)
Link : • lukrembo - cheese (roy...
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Joakim Karud - / joakimkarud
DJ Quads - spoti.fi/3tU1iz7
Jingle Punks - ru-vid.com/show-UCht8...
Blue Wednesday (courtesy of ChillHop):
spoti.fi/31bpnEW
chillhop.com/?p=5812
The Jazz Hop Cafe:
open.spotify.com/user/thejazz...
/ thejazzhopcafe
Thematic: hellothematic.com/
Music by MYSM - Soft Cream - thmatc.co/?l=6CE873EA
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⚙️ Equipment:
🎥 Camera: Canon EOS M50 Mark II
🎙️ Microphone: Canon EOS M50 Mark II
🎬 Video Editor: Wondershare Filmora
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❗ DISCLAIMER: I am NOT a licensed financial advisor, so take everything that I say with a grain of salt, and always do your research. I am not and will never be responsible for any consequences of your financial decisions.
❗ In compliance with RU-vid's copyright and fair use policy, just a DISCLAIMER also that there are some parts of the video that are not mine, and they are used in accordance with the platform's Fair Use policy.
❗ FTC Legal Disclaimer: Some links found in the description box of my videos may be affiliate links, meaning I will make a commission on sales you make through my link. This is at no extra cost to you to use my links/codes; it's just one more way to support me and my channel! :)
Stay educated!
- Oshean

Хобби

Опубликовано:

 

27 май 2023

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Комментарии : 57   
@chrisjoshuadeguzman2274
@chrisjoshuadeguzman2274 Год назад
Recently got approved with 4 more banks credit card. Now I will have a total of 8 but will close the one that I don't use or like. Thanks for your tips and recommendations . 💯🙏
@dpiss
@dpiss 11 месяцев назад
subscribed! very informative
@ZeeLesMar
@ZeeLesMar Месяц назад
Thank you for this video.. ❤
@user-er1th9ct5i
@user-er1th9ct5i 9 месяцев назад
Kahit pangit credit score po na approved ka? Basta may savings ka sa bank? Or secured credit card po ang kinuha mo?
@DianeTanseco
@DianeTanseco 3 месяца назад
I found you here and definitely subscribed ❤
@osheanlee
@osheanlee 3 месяца назад
Thank you!
@theleoalagar
@theleoalagar 10 месяцев назад
Dapat yung Eastwest Gold nyo po pinaconvert nyo na lang into EastWest Platinum Mastercard basta may 300k limit na yung card. NAFFL din po si EastWest Platinum Mastercard
@cometneowise6036
@cometneowise6036 9 месяцев назад
paano kung naging delinquent ka na sa isang bank , talagang hindi mo na nabayaran yung credit card, tapos after 5 years makakapag apply ka ba ulit sa same bank for a credit card?
@yerffejice
@yerffejice 4 месяца назад
When you say negative credit score do you had a document that shows that negative 😢
@averysgameworld7724
@averysgameworld7724 13 дней назад
how long po kau nkpag apply ng CC after nio na settle ung BPI issue nio po?
@jmjones24
@jmjones24 9 месяцев назад
pina cancel ko na UB card ko,it is the only bank na napaka firm and strict sa annuan fee waiver, all of my cards napapa waive ko annual fee except UB
@user-gx4ks9kv1g
@user-gx4ks9kv1g 3 месяца назад
Very informative
@davaotv9287
@davaotv9287 4 месяца назад
Hindi po tlaga ma reverse ung annual fee nag unionbank . I tried it pero hindi talaga kaya pa putol ko na.
@potatopotato5262
@potatopotato5262 8 месяцев назад
Ano pong nangyari dun sa account nyo sa BPI? Binayaran nyo? Or tinigilan nalang nila kayo singilin?
@CheCheCabug
@CheCheCabug 22 дня назад
ilang years niyo po na fully paid ang delinquent account niyo sa BPI po?
@kristinealfonte2922
@kristinealfonte2922 2 месяца назад
Did you settle ur BPI?
@mrs824
@mrs824 Год назад
aahhh been a silent viewer of your videos... hopefully maging maayos din yung credit card journey ko with ew and ub 😅 more power to you sir!
@osheanlee
@osheanlee Год назад
Thank you! I appreciate this.
@MelSantos-vu9tp
@MelSantos-vu9tp 5 месяцев назад
Salamat sa information about this godbless client
@jdtool4193
@jdtool4193 10 месяцев назад
I saw one of your videos last year.
@marjorydanque1036
@marjorydanque1036 11 месяцев назад
Hello, Just wanted to ask if na-settle monaba yung bpi mo bago ka ma-approve sa Security bank gold card?
@osheanlee
@osheanlee 10 месяцев назад
Yes
@kyadis319
@kyadis319 2 месяца назад
Citibank credit card also ma annual feeg waive ng annual fee kaso Union bank na ngyn wl nmn ako
@dexielopez2817
@dexielopez2817 Год назад
Good morning po sir saan po mkikita yong video nyo po about credit report? Subscriber nyo po ako😊 gusto ko po sanang mapanood paano po magcheck ng credit history salamat po sa pagsagot more videos about credit cards God bless po always ❤
@osheanlee
@osheanlee Год назад
ru-vid.com/group/PLJlrsmxzOdtYU11UkIdOilrmXyAxLe8wu
@tamaraakihiko6766
@tamaraakihiko6766 8 месяцев назад
Kapag mag o open account po ba or kukuha ng insurance, chinecheck din nila credit score
@osheanlee
@osheanlee 7 месяцев назад
afaik no
@kristinealfonte2922
@kristinealfonte2922 2 месяца назад
Hello sir I was very hirap and stress currently on cc
@CASN291
@CASN291 Год назад
hi po. nagpunta po yung lawyer sa office nyu? ganu po ba katagal yung unpaid nyu before with bpi?
@dyeschannel952
@dyeschannel952 9 месяцев назад
Same question
@phannieveedanao408
@phannieveedanao408 10 месяцев назад
nagtry po ako sa moneymax mag apply wala po update if approve or not po. mahrap po ba makaapply mg credit card pag my bad record ka po before? kelangan po ba na mag apply ka muna po ng savings sa mga bank before makaapply po credit card? sorry dmi po tanong. thank u po in advance❤
@bamb2013
@bamb2013 9 месяцев назад
hi mam ako negative ako i had history before hsbc i paid it naman din napunta collection meron ako bdo 13 k na dko na napay. after lets 10 years nagkaron ako sa citi was really happy...tried bpi...na approve as well...and last sec bank na im always declined. and yes moneymax to lahat i think...in some way pag persistent ka apply and apply na approve din. this time maingat nako sa credit card syempre..natuto nako...
@techgets08
@techgets08 7 месяцев назад
@@bamb2013 di mo po na pay si BDO? ano po ginawa nila? hinyaan nalang po nila?
@annafecoralde
@annafecoralde 9 месяцев назад
osheannnnn
@osheanlee
@osheanlee 7 месяцев назад
Hi jek!
@fishseaholic7000
@fishseaholic7000 17 часов назад
why borrow more when your in a hole of debt
@hiwaganidiwata3635
@hiwaganidiwata3635 3 месяца назад
Now a days okey n ung Union bank annual fee
@mariajosefinabaccay2996
@mariajosefinabaccay2996 10 месяцев назад
Whats your favorite card?
@GA-ow5im
@GA-ow5im Год назад
Did you try applying for BPI credit card again?
@osheanlee
@osheanlee Год назад
Hi! Yes, pero declined na lagi. But they're always texting me na mag-apply ng secured credit card after ko ma-decline.
@laniyamo1901
@laniyamo1901 Год назад
Hi sir,kapag ba ngapply ka ng secured? Magagamit ba agad or count of several months to use?I hope masagot po thanks
@melbanana8369
@melbanana8369 Год назад
Mabilis na mag-approve metrobank ngayon. Mukhang nagluwag na sila.
@mocha_chuchay5945
@mocha_chuchay5945 3 месяца назад
Yup payroll account ko sya binigay na CC ay platinum agad . Pero i had it cut na lang kasi di pa ako ready and allergic ako sa AF
@nujz25ibajan74
@nujz25ibajan74 Год назад
Hello po sir, tanong lang po... Magagamit pa po ba ang credit card kung naka negative credit limit na?
@osheanlee
@osheanlee Год назад
No na po
@dupelyrics5487
@dupelyrics5487 10 месяцев назад
Pano po ung sobra na bayad mo?
@francisbarona8513
@francisbarona8513 Год назад
pwede po ba pang buy ng gadgets yung JCB card?!
@osheanlee
@osheanlee Год назад
depende sa merchant
@andadr05
@andadr05 11 месяцев назад
10yrs ago, sa bpi din ako yung may holdout. d na manage ng maayos to the point na umabot ng collections. they went to my house.3 sila. tbh magagaspang ugali nila. 10yrs after, balik bpi ulit hahaha. they offerred a regular cc this time and a decent limit. pidi na.. choosy pa ba
@jeffersonperrylepon9623
@jeffersonperrylepon9623 10 месяцев назад
Hi! Same story here with bpi. How decent ang credit limit if i may ask? Kasi before 2010 nasa 150k ang limit ko sa kanila before. Iniisip ko kasi kung magaapply ba ako ulit sa kanila or hindi na. Baka meron pa bang history yun or wala na?
@techgets08
@techgets08 8 месяцев назад
may unpaid balances kapa rin lod sa ibang bank?
@osheanlee
@osheanlee 7 месяцев назад
wala na :)
@MelSantos-vu9tp
@MelSantos-vu9tp 6 месяцев назад
Thanks Mel santos client Security bank online banking savings
@MelSantos-vu9tp
@MelSantos-vu9tp 6 месяцев назад
Thanks again Mel santos client Security bank online banking savings account
@erwinbelmonte9257
@erwinbelmonte9257 6 месяцев назад
May CREDIT SCORE ba tayo dito sa PILIPINAS??? WALA naman tayong CREDIT BEAUREU dito di ba?? 🧐🧐
@Fishysubz
@Fishysubz 6 месяцев назад
Meron CIBI at Transunion
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