How I Quit My Job And Left NYC With $300,000

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Diania Merriam, 35, had $30,000 in student loan and credit card debt in 2015. Then, Merriam's life took a turn: She discovered the FIRE - or Financial Independence, Retire Early - movement, "a refreshing punch in the face," that spurred her to clean up her debt, cut her expenses and begin saving. She was 33 when she quit her corporate job with $300,000 in savings. After spending time with a friend in Ohio, Merriam left New York City and moved to Cincinnati where she started her early retirement.
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How I Quit My Job And Left NYC With $300,000

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21 сен 2022

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Комментарии : 359

@HermanAdams1 10 дней назад

Overall, 60% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025.

@Olajumokeodunayo-df5fv 10 дней назад

Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience. If you're new to investing or don't have much time, it's best to get advice from an expert.

@MichaelGrimm501 10 дней назад

@@Olajumokeodunayo-df5fv A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember a couple of summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

@HermanAdams1 10 дней назад

@@MichaelGrimm501 How can one find a verifiable financial planner? I would not mind looking up the professional who helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

@MichaelGrimm501 10 дней назад

@@HermanAdams1 Victoria Carmen Santaella is the licensed fiduciary I use. Just research the name. You’ll find the necessary details to work with a correspondence to set up an appointment.

@HermanAdams1 10 дней назад

@@MichaelGrimm501 Thank you for this tip. it was easy to find your coach. She seems proficient considering her résumé.

@RockyMountainGardener Год назад

You can say that she isn’t fully retired but 3000 USD a month for an average of 1.5 hours of work a day is pretty darn good!

@autobotdiva9268 Год назад

she is actually barista fi

@BlueStreak706 Год назад

exactly! I was wondering where she got the job to do some reading for 1.5 hour per day for $3k a month. I need to get that job hahahah

@swicheroo1 Год назад

I paid off 25K in credit card debt. I got that debt after I traveled around the world for a few years when I needed to sort things out after a sibling's suicide. The debt came upon my return to the States and being unemployed for an entire year. Got a job in my hyper specialized field. It took a little over a year to clear that debt. It helped that I had moved to a small town for my job. The rent for a 4 bedroom house was 700 bucks. There was really nothing to buy. And not too many restaurants to go to. Beer at a bar was 5 bucks. And since there was no peer pressure to go and do fancy things, I didn't feel too much bummer-ness in the whole experience.

@jones2277 Год назад

was this before social media was a thing?

@GG-tf1tc Год назад

@@jones2277 you can delete social media for a few months until you get your debt and mind cleared up.

@jones2277 Год назад

@@GG-tf1tc i don't have debt.

@monikapastor1958 Год назад

That's really impressive and congratulations. I'm in a similar situation, need to move. What was the state and city that you had moved into finding 4 bedroom house for $700?

@Haliosman Год назад

@@monikapastor1958 I don’t know where he lived, but Huntsville Alabama came to mind. Job are available and rent prices are cheap.

@NHJDT Год назад

22 years ago, my husband and I made a decision to live off one income and save/invest the other. Once we had three children we couldn't do it but for awhile but stuck to this game plan. At 34 we paid off our cars. By the following year the house. We have another $1million and now we are able to just travel while working. We wanted the freedom to retire but I'm partially working and he works full-time.

@career5690 Год назад

That’s great 😃

@Allinmyworld Год назад

I love this! No parental help, no selling her house, she really saved and made a journey of work and her FI journey

@AAAA-nv5cf Год назад

I’m happy for her but when you’re making 6 figures, no kids and your NY apartment was cheap even fir NYC standards it wouldn’t be that hard to partially retire. Her issue was she was partying too much by spending 2-3k a month.

@thru_and_thru Год назад

Soooo true.

@EricaMCross Год назад

Amen.

@tmm6884 Год назад

Exactly

@FleurRebelle Год назад

Well when u have kids u got to put them first…

@amgooder Год назад

🎯

@JujuGurgel Год назад

I love hearing these stories! people finding true freedom and taking ownership over their lives, money and happiness. Great music to my ears.

@sofonomics Год назад

Diania, I love Optimal Finance Daily! Those podcasts changed the way I managed my money in 2019, not to mention they are super short and informative. Happy for you!

@DebtToDollars Год назад

Moral of the story: tackle your debt, live below your means, and save! Anyone can do it with financial discipline 👍

@Baruch-Hashem Год назад

as long as inflation and market drops so not devistate your purchasing power. Inlation above 8% - everyone loses.

@LolaSemone Год назад

Not everyone makes six figures

@WrekkinM Месяц назад

Moral of the story: make 6 figures and you’ll be alright🤓

@blank.9301 Год назад

I'm Australian and I love this channel 😁👍. Makes me want to do well and better myself.

@suvari225 Год назад

I mean, if you are paying only 600$ for mortgage and generating 3000$ (assuming post-tax) income per month, you are in a good shape even without having 300k on the retirement. But of course it helps to achieve “FI”. Also, most people don’t want to be forced to work. But, people want to work, too. So, it is great to be saving for the worst.

@thegazetteyt Год назад

I love how she back loads the most important part of her story, "I had a six figure salary."

@amgooder Год назад

🎯

@jayocean4724 7 месяцев назад

Exactly she had the means to save and pay off debt in a short time span. She was making over 100k a year so saving 300k should have only taking a few years the average person needs decades

@christinenicholls07 Год назад

Thank you for the inspiration

@roeintro Год назад

Lol, I started listening to Optimal Finance Daily back when it first started. This is full circle for me

@jasminecontreras7341 Год назад

I’m so glad I stopped drinking at 23 I’m gonna do my best to keep my body fit and eat healthy for the rest of my twenties and beyond so I don’t ruin my brain or get flabby. I want my 30s to be a reflection of how I treated my body in my 20s and this was good motivation to do things the right away in my 20s instead of seeing it as a “who cares I wanna party while I’m young and be an independent woman who doesn’t need no man” phase

@mattlaeff724 3 месяца назад

Yes! I stopped at around 28.

@art837arm 2 месяца назад

What does not wanting a man have to do with anything?

@FIRE_DrNinjaTurtle Год назад

I love your Optimal Finance Daily podcast

@monnikhan1000 Год назад

that is true dedication

@alexcipriani6003 Год назад

how is your 401k guarantees your retirement that’s dependent on the market overall … how would you know if you haven’t retired yet

@anoukc6928 Год назад

She was spending $2000-$3000/month in her 20's just to going out and party...This is a huge amount of money she wasted!

@candacedawn357 Год назад

Indeed!

@jl1695 Год назад

Not really she had fun , everybody waste money at some point though in there life

@anoukc6928 Год назад

@@jl1695 you can have fun for less than $2000/mo. Like, much more less

@jl1695 Год назад

@@anoukc6928 true but 2000 can go by easily just by being out everyday

@AntonVitullo Год назад

2k isn’t a lot of money

@Vanessa-iq3vt Год назад

She dropped so much gems

@saurabhmuns Год назад

beautiful story!

@lilibethvilella Год назад

Enjoyed this so much. Trying to retire in 5 years. Have always been told I have a radio voice when I’ve been on radio. How do you find podcast reading gigs? Hi from miami 🙋🏻‍♀️

@atiyarise4131 Год назад

Determine a niche/topic, Purchase equipment if necessary, Go to spotify and set up a podcast account, get sponsors to bring in revenue. Miami is a 'Hot' topic. People would love to know more about the culture, the people, the food, cost of living, real estate etc.

@emmanuelharbor2350 Год назад

Loving this way of thinking!👊👊

@vjvj85 Год назад

This channel lets me know one day I will leave poverty and live the life I want to live. It won't be a stroll in the park though...

@ForgingMyWins Год назад

I feel so sorry for people like you. There is a reason 135k a year is 5 percent of the world.

@myreel Год назад

Life is hard.

@kame1624 Год назад

make video content while strolling in the park and get paid!

@atiyarise4131 Год назад

@@kame1624 Get paid after you establish a following, get sponsors, and allow advertisements on your page. Details matter.

@showbling Год назад

100%. FIRE is not about quitting work. It gives you a peace of mind about future uncertainty. :) Most ppl with FIRE do not think about having kids as they can get expensive.

@tropicallyfit 7 месяцев назад

Oh please. Speak for yourself. For MANY people FIRE it is about quitting work and I am one of them!!!!!!!!!!!!!!!!!!!!!!!!!!

@sophia8405 Год назад

i listen to her podcast Optimal finance daily It is great ❤❤

@SY-im1gi Год назад

Share the link please.

@nyreggie Год назад

If you are reading this, know that you are worthy of anything you desire. Most times it amazes me greatly how I moved from an average lifestyle to earning over $63k per month, Utter shock is the word. I have understood a lot in the past few years that there are lots of opportunities in the financial market. The only thing is to know where to invest…

@nyreggie Год назад

@Peter Moore That won't bother you if you trade with a professional like *Mr Gary Mason Brooks* my consultant. I found him on a CNBC interview where he was featured and reached out to him afterwards. He has since provide entry and exit points on the securities I focus on. I basically follow his trade pattern and haven’t regretted doing so....

@susanhaynes679 Год назад

Wow I'm a bit perplexed you guys are discussing about Gary Mason Brooks , I once met him at a conference in California 2019, just before the pandemic. I can testify that he’s very good in trading..Highly recommended.

@zombie15ish Год назад

@@susanhaynes679 This is the Fourth time I'm seeing someone talking about Mr Gary as there are lot of testimonies about him, do you know him ? if yes , did you invest with him…?

@susanhaynes679 Год назад

@@zombie15ish Yes i do, I've known him for couple of years, I'm still using his services, His management team is quite impressive so far. With my $15,000 deposit, I made over $288,000 profit with just 10% charge.

@nyreggie Год назад

@Peter Moore It's 100% safe,I basically do nothing but collect profits, he was able to get me in early on most of these stocks and I exited just at the right time, his analysis was really on point.

@lvega5606 Год назад

I've been thinking about taking this same path. I spend way too much time working, and have become extremely unhealthy. I don't have the energy or time to buy groceries, and so eat whatever chips or cookies are around the house. I barely sleep or exercise or shower. I am honestly worried that I may pass away if I continue on like this. What good is a semi-high wage if you're not going to be around to do anything with it.

@autobotdiva9268 Год назад

set it up,get to it!! #coastfi

@lorrainea.285 Год назад

@ L Vega…You are just VERYYY LAZY!!!! I work full time as a Senior Scientist in Pharma & I make all my foods plus I have not purchased lunch in 6 years which is basically since I graduated college. I also run everyday, dance & jumprope, 7 days a week!! Just stop complaining & being lazy because making food & taking control of your life is freeking easy!!!🗣

@atiyarise4131 Год назад

Get acupuncture.And weekly massages. Request a meal plan that suits your lifestyle. You'll experience a positive impact.

@SeaFlower38 Год назад

R u working from home and that's why? I get that. It's important to make a reason to leave the house like taking a work out class or like someone else said, get a massage. If you do that, u will feel like u have a reason to shower, and while ur out, u will think oh I'm already out so I might as well do something else like go to the store. You also Need sunlight. At the very least, open the windows and blinds for a couple hours a day and look outside frequently.. then progress to going to take a walk. Ur just in a funk, but a funk can really funk up ur life if u dont get out of it. If you really are working that many hours, maybe u really do need to take some time off to get ur head on straight too

@z7z766 Год назад

Don’t spend your tume and money on some bs. Save and take a month off

@caroline9565 Год назад

Awesome!! This is what I call “not being married to your job” you only live once!

@datingamedicalstudent9129 Год назад

I don't see how she saved enough for retirement. 300k ish of investments in your 30's does not seem to be enough to stretch you into your 80s even with her low rate of spend. She hasn't discussed how she obtains medical benefits with her low salary. Additionally, that nest egg she has with 4-5% annualized return only equates to 1.2 million or so at 65. It is really not enough when you factor in other expenses between now and 65. She will need to earn much more as she goes - I wouldn't count that as FIRE. If she had 2 million dollar nest egg then yea - I would say that is FIRE.

@volga981 2 месяца назад

She explains that the plan is to let $300K grow over time till retirement, while living on the side gigs money.

@SwiftlyScrumptious Год назад

To save money: Cook your meals and eat out less! Also, move to a town with low cost of living. BTW, I listen to her podcast too👍

@Ace-xt8lv Год назад

The whole country is now practically unaffordable rent /mortgage wise

@cutthechicken194 Год назад

No to save money is having a 135 k salary & be single

@bee1979 Год назад

1800/month for a 1 bedroom in Brooklyn now is a steal 😭

@tracilynette2984 Год назад

11 months to pay off debt is a luxury for sure

@MashiroRedo Год назад

Depends on amount and how much you make and save.

@shannonphelp7504 Год назад

Being of age and how to manage the sequence of returns in those early periods is what seems quite scary in the current market. The market is never a loser in a twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you are no longer accumulating but withdrawing its hard to be anything but cautious.

@williamwoods520 Год назад

Some investors look to their investments as a source of income while others use it is a means to grow or preserve their wealth. For new investors, getting started can feel overwhelming. Risks loom large, and complicated, unfamiliar financial jargon can be intimidating.

@senahmabuds3374 Год назад

My spouse and ispouse are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Bought my first £400,000 house. Success requires market knowledge and we made a very good choice adopting a financial advisor Caroline Renee Steiger.

@drnedavivian8834 Год назад

That's good for you. If you dont mind, how exactly does this work ? and how profitable have you been ? I would love more info about her services.

@seandante2187 Год назад

Wow, I know Caroline Renee Steiger. I joined her program just a couple months back.! She obviously brings a lot of experience to the table but more importantly I think she is a tough person in an industry that demands clairvoyance.

@nidraparul3170 Год назад

I believe your guide is obviously based where you are in the States, can this also work if I am looking to do this from UK / Scotland?

@yco67 Год назад

1.5 hours of work a day and $3000 dollars? this sounds very extraordinary..

@teealabi Год назад

Omg... This is the voice behind Optimal Finance Daily and I am guessing that's her mid-western gentleman. 👏🏾

@creeper2054 4 месяца назад

I made a similiar decision to partially retire in 2021. But I was divorced with two kids. Child support and additional spending on my kids is over $17k a year. And I still have no debt and invest about 20%. Her story isn't that special.

@stephc9889 Год назад

I would love to hear if they factor in healthcare insurance, and planning for kids? Will the Coast-FIRE will be the same or will she need to re-enter the job force to save more?

@candacedawn357 Год назад

She may not want any kids.

@atiyarise4131 Год назад

@@candacedawn357 Her response seems to be a combination of a generalization and a reference to the woman in the video. Those are responsible things to consider, healthcare, family planning, devastation of any kind, inflation, etc

@candacedawn357 Год назад

@@atiyarise4131 I said what I said because not all women want children including myself.

@ariefraiser140 Год назад

ACA for healthcare. With kids there's too many factors including her partner's income.

@aarononeal9830 Год назад

Cnbc needs to talk about Ecosia they are a search engine that plants trees

@Only1TeeTee Год назад

I'd like more info about her podcast materials? Does she just read horoscopes on her second podcast and nothing else and she generates an income?

@SY-im1gi Год назад

Following.

@christinab9133 Год назад

Diana!! ❤

@martinoignisci7300 Год назад

If people stopped burning money buying the ultimate useless stuff, they would be FI at 40-45. Of course, it implies moving to a more affordable place. Perhaps I am exaggerating, but we buy too much rubbish and make billionaires richer.

@blank.9301 Год назад

Exactly

@barkley3254 Год назад

Facts!

@tbprofile1295 Год назад

4:50 that lettuce (?kale) looks amazing. C'mon CNBC, throw a few carrots and radishes in there. 🥕

@LivPoxleitner Год назад

i started investing at 28 in start of 2020. wish i started earlier.

@Bradimoose Год назад

I started at 27 and by 34 I had 109,000 saved in my retirement. Now is a great time to sock money in that 401k at discounted prices. The most I've made is 66k a year so you can do it.

@user-fb8jb5yi6g День назад

Housing is wild. I sold my modest 3-bedroom townhouse in California for 800k and did a reverse migration back to my home state. Snagged a single-family fixer-upper with 5 acres of woods for 60k. Dropped 100k on remodeling and now I’m living like royalty in a forest castle. Got fiber internet so I can work a lower-paying remote job. My rat race? Walking from the bedroom to my high-tech basement office. 😅😅Lunch? A sandwich in my backyard beer garden. Dinner? At the forest cove mancave tiny cabin, cooking over an open firepit. For fun, I ride my lawnmower, mowing the grass multiple times a week, sipping a beer, and rocking out with my headphones. Best part, no nagging wife.

@coderider3022 2 месяца назад

So she is NOT retired ? Another FIRE that just changed jobs. Yet to see anyone actually retire.

@asnboy1084 Год назад

she was saving like crazy, could have reached FIRE sooner if she stayed in NYC and saved longer

@lvega5606 Год назад

Sometimes the situation at your job is so bad that you can't continue on.

@radhikapatil1986 Год назад

@@lvega5606 exactly.. peace of mind and sanity is priceless. She said the new boss didn't treat her well. And that's why she quit. I'm guessing the situation was beyond her tolerance level.

@davefischer2344 Год назад

5:13 well there ya go, moving from NYC is one of the best decisions you can make lol

@bkeen7013 Год назад

I'd completely disagree. Although it's expensive here, she moved away from the center of business to....Ohio. Sure it's cheaper but you've effectively taken yourself completely out of the ballgame.

@davefischer2344 Год назад

@@bkeen7013 well I'm sure she could do it remotely lol, so it really make no difference.

@Trumppower Год назад

Everybody on CNBC makes at least 100k+ $... Financial Crisis? Lmao...

@pamelajaskot4538 Год назад

Yep 😂😂😂

@saulgoodman2018 Год назад

Stop calling it fire. Working, even for yourself, is not retiring.

@tracilynette2984 Год назад

exactly. and we never get updates a few years in to see what changed

@co563 Год назад

So graham stephan isn’t FIRE? Sounds like projection and jealousy. Buy some stocks instead of hating on people richer than you

@tracilynette2984 Год назад

idc who that is but retire early is part of the acronym and that's a simple fact babe

@saulgoodman2018 Год назад

@@co563 No one is hating on anyone. Except for the term.

@lilsaint91 Год назад

@@co563 is graham stephan working on youtube? If yes then he's not retired

@Mary-tj5qx Месяц назад

yes, separating your finances from your work. she nailed it.

@bfoz Год назад

Wow she really likes her dog

@Open001 Год назад

Shares of Robinhood (NASDAQ:HOOD) are up over 6% in pre-open Thursday trading after Bloomberg reported that the U.S. Securities and Exchange Commission (SEC) is very likely to allow controversial payment-for-order-flow (PFOF) deals.

@NicksDynasty Год назад

Cincinnati! Top tier city in the MidWest

@anaroman1499 Год назад

So yall just eating kale and sauce? lol

@desultorilypanacea Год назад

NY is such a great city if you makes 100's of thousands a year.

@thru_and_thru Год назад

Fact! I make 135k, live in a tiny apartment in Brooklyn and can't afford to move anywhere nicer lol. We barely leave the house these days trying to save. We are planning on leaving in the next year. 11 years...more than most stay here so I have nothing to complain about. When I really wanted to live here in my 20's I managed to survive. Now I don't really want to live here and well...I can't really afford it so it's a no brainer lol

@Gabriela.H Год назад

@@thru_and_thru move to the Bronx. I pay $2200 for my spacious 1 brd luxury apt. Gym, rooftop, private parking, lounge, and tons of restaurants. Brooklyn is overrated.

@lenaprice6239 Год назад

@@thru_and_thru Your life would probably be so much better in the DC metro. I am a native New Yorker who earns around 140K/year in the DC metro. The best decision that I made was relocating from NYC!

@thru_and_thru Год назад

@@lenaprice6239 where did you move? I’ve definitely thought about that area.

@TennisBarbie119 Год назад

@@Gabriela.H that exists in trendier, safer, more central parts of Brooklyn for $2400. Moving all the way to the Bronx to save $200 wouldn’t make sense. At the very least, one would break even in the cost of Uber from wherever they socialize back to the bronx.

@sbkpilot1 Год назад

what does working in "consumer goods" mean? and making $135k doing what exactly?

@Bradimoose Год назад

my guess is makeup. I know a marketing director for L'oreal and makes bank

@holdencawffle626 Год назад

What Diania did was retail management for a large company

@atiyarise4131 Год назад

Retail Merchandising, something along those lines

@successandspirit 3 месяца назад

Brand management. Usually requires an MBA (but not always). $135K in NYC is nothing.

@astarisborn9820 Год назад

💯

@to2burger Год назад

Does anyone know what country the scenery at 1:48 might be?

@bfoz Год назад

Spain. Video even said it.

@ffffff1-mmmm Год назад

2k a month spending with 300k in investments is quite a bit over the 4% withdrawal rule for your first year of retirement, and in current conditions, even a 4% rule is considered quite aggressive. given what is likely several years of a bear market and higher-than-3% inflation now and in the near future, i am not sure this is considered wise in terms of FIRE. there are many people who are going back to work after early retirement due to current market conditions and increasing expenses.

@HallmarkRocks Год назад

Her podcasts generate $3k per month

@ffffff1-mmmm Год назад

@@HallmarkRocks my bad, i missed that! i wasn't listening carefully

@HallmarkRocks Год назад

@@ffffff1-mmmm no problem 😉

@goodgirlsguide Год назад

She said it will be compounding until she retires. So it has not matured yet.

@co563 Год назад

@@goodgirlsguide yeah but understanding the math isn’t as fun as dunking on somebody for peacefully living outside of the rat race /s

@yifeihu8447 Год назад

So you live in NYC with $135,000 which is roughly around $100,000 after tax, yet you can save around 60% so somehow you can stay in NYC for $40,000 a year. It's not easy to survive with $40,000 a year in NYC I know many whos rent alone is way beyond that.

@wachinstuf Год назад

Unfortunately $135k annually is nowhere near $100k after taxes. As someone who started his career in NY at $123k, after taxes, insurance, 401k contributions, take home was around $72k

@BlueStreak706 Год назад

I think she moved to Ohio. Maybe I'm wrong she was ranting.

@HallmarkRocks Год назад

Her podcasts generate $3k per month

@baklava6138 Год назад

Her investments are roughly 321k$, what about the equity in her home she purchased plus any cash savings, gold/jewelry, etc. this is all value.

@autobotdiva9268 Год назад

She did good!!! #coastfi

@eojj14 Год назад

Unfortunately, 300K in the stock market won't cut it to get you to retirement. Maybe 20-30 years ago. Now, 300K in real estate pre-covid, would have been enough.

@MsEriKaT Год назад

What? She makes 3k a month reading?!

@daniellee9763 Год назад

Smart Lady

@LelenSingsit Год назад

Nice

@keerthanrrao579 Год назад

I can’t just have lettuce for lunch. I’m never going to FIRE if I add some tomatoes to it.

@taniacopeland4335 Год назад

We all know it takes investments. But how about teaching us how and what to choose in investments how about teaching us how to find those unique side hustles like recording for podcasts

@govindannarayanan6510 Год назад

Brave women like butterflies

@rushabhajmera5934 Год назад

American society is very individualistic. A person's finance is completely independent from his or her partner parents etc. In India the financial responsibilities of the entire family is on one guy usually the son. So one can never retire. Keep on working and create more and more wealth for the family.

@cutthechicken194 Год назад

That's very sad to be sacrificed. Just being born & having your freedom taken away

@dez607xo Год назад

#goals

@noahpassmore6452 Год назад

That dude is blowing her back out ain’t no way he’s in every clip as a friend

@tigerrx7 Год назад

Yeah how about that investment now

@shadetree10000 Год назад

Gorgeous 🥰

@sheitzerlafontant1274 Год назад

I love this show but I never see the people that have 2-3 kids. Those expenses are real...

@autobotdiva9268 Год назад

HIS AND HER MONEY PODCAST

@atiyarise4131 Год назад

@Sheltzer Lafontant, those scenarios are far and in between because the cost of living is so high. She moved to the right place because it is no longer an affordable city for average families of any size only for young corporate professionals. She fits in that category.

@sheitzerlafontant1274 Год назад

@@atiyarise4131 that's true but thus channel should show both perspectives

@Dividendsmattertoo Год назад

The thing is living in small towns is boring I’m a city guy need the city restaurants bars clubs in close proximity. These small towns are just for people who are married or have a family

@PoliSciGuy Год назад

Exactly

@Blueskydaisy000 Год назад

Cincinnati is hardly a small town

@atiyarise4131 Год назад

Not where she relocated to. It has changed. It's geared toward young professionals, tourist, and college students.

@orobosa27 Год назад

with the market now her $300000 is probably now $200000.lol

@whitneybrown4067 Год назад

🔥🔥🔥👍….

@wealthweb1 Год назад

I think the FiIRE movement sells pipe dreams. She’s not retired. And she doesn’t have enough money to retire If she wanted to. I mean good for her in getting her finances under control, but I’d like to see where she is in 10-20 years.

@VideoSiteAccess Год назад

She says in the end that it was about Financial independence.

@hojaeyun6747 Год назад

Carolyn you sound more realistic than any other kids out there. Yes I agree with you to the fullest. It's impossible to retire that so little money. To retire you need at least 10 million in your bank.

@ometofu Год назад

Yupe. 6M minimum to battle inflation

@jones2277 Год назад

right. especially if she wants to have kids.

@Blueskydaisy000 Год назад

@@hojaeyun6747 10 million??? Stop.

@chonkymonster671 Год назад

$300k is enough to coast on?

@rickyayy 3 месяца назад

Not in 2024

@blueberrytea8312 11 месяцев назад

Is $300k in savings in her retirement account? Those money she can't touch till retirement?

@chrism340i Год назад

300k isnt enough

@amberscott4262 Год назад

They literally skipped over her salary and background privileges

@baklava6138 Год назад

Privliges? Anyone that went to a decent school and studied something useful can easily get a six figure job in NYC where 100k is not much. Or are you one of those who doesn’t want to work to get to these positions?😊