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How I Retired Early At 39 In Mexico City With $660,000 

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When Roshida Dowe was 39, she lost her job working as a consumer automotive finance lawyer in the California Bay Area. Instead of scrambling to find another job, she decided to take a year off to travel the world. Six months in, she was the happiest she had ever been and decided she was done with the workforce, so she decided to retire instead. With $660,000 saved up in investments and equity, it was just what she needed to start her FIRE journey and the next chapter of her life in Mexico City. Watch the video to learn more about how Roshida joined the FIRE - or “Financially Independent, Retire Early” - movement.
Check out Roshida's RU-vid channel here: bit.ly/3zDCwpf
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How I Retired Early At 39 In Mexico City With $660,000

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27 сен 2024

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Комментарии : 2 тыс.   
@HodgeChris
@HodgeChris 3 месяца назад
I initially planned to retire at 62, working part-time while saving money. But steep price increases have disrupted my plan. I wonder if those who experienced the 2008 financial crisis had it easier than my current situation. The declining stock market has lowered my income, and I'm worried that my reduced contributions will leave me with insufficient retirement savings.
@PatrickFitzgerald-cx6io
@PatrickFitzgerald-cx6io 3 месяца назад
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
@Justinmeyer1000
@Justinmeyer1000 3 месяца назад
I wholeheartedly concur; I'm 60 years old, just retired, and have about $1,250,000 in non-retirement assets. Compared to the whole value of my portfolio during the last three years, I have no debt and a very little amount of money in retirement accounts. To be completely honest, the information provided by invt-advisors can only be ignored but not neglected. Simply undertake research to choose a trustworthy one.
@brucemichelle5689.
@brucemichelle5689. 3 месяца назад
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@Justinmeyer1000
@Justinmeyer1000 3 месяца назад
Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
@brucemichelle5689.
@brucemichelle5689. 3 месяца назад
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
@LexiDarcel
@LexiDarcel 2 года назад
The statement “I was the best version of myself when I traveled,” really resonated!
@cimoana2899
@cimoana2899 2 года назад
Chills right...because same!!!!
@lateishaclement
@lateishaclement 2 года назад
Yes. That resonated with me too. I want to see what the best version of my life looks like.
@Trista1983
@Trista1983 2 года назад
#SAME
@craigwiggins8287
@craigwiggins8287 2 года назад
Me three!!!
@samrusoff
@samrusoff 3 года назад
This woman has lived so many lives. Struggling receptionist, higher Ed grad in massive debt, house flipper, attorney making well into 6 figures, FIRE hustle working to the bone, gap year after a layoff, retiring abroad, becoming a millionaire digital nomad. Really interesting to hear about someone who has tried so many things and has so many options for the future now. I hope I can attain the same
@hamishcarter8982
@hamishcarter8982 3 года назад
Oh do please tell me how a $660,000 net worth makes a "millionaire" digital nomad?
@02nupe
@02nupe 3 года назад
@@hamishcarter8982 I guess you didn’t watch the whole video that shared she is over a million. Tell me how you didn’t know this when it’s in the video?! 🤡
@heber2418
@heber2418 3 года назад
@@hamishcarter8982 you only read the caption... smh... watch the video before chatting look how ridiculous you look now lmfaoo
@hamishcarter8982
@hamishcarter8982 3 года назад
@@heber2418 yeah sorry I'm too busy flipping NFTs for thousands to care lol
@chanpet5965
@chanpet5965 2 года назад
You will attain the same!!
@Roshida
@Roshida 3 года назад
Hey Peeps! Thanks for the positive comments. I appreciate your support and kindness 💛
@fionnafaulk
@fionnafaulk 3 года назад
I think we’re all so proud of you - even if we don’t, personally, know you! 😄 Excellent work!! 👏
@callieduval3000
@callieduval3000 3 года назад
You and Stephanie and the other ladies are our inspiration girl!
@NomadicNoe
@NomadicNoe 3 года назад
So proud of you, Shida! Such a huge fan of CDMX too! Can’t wait to go back!
@lesliewilliams9072
@lesliewilliams9072 3 года назад
Awesome message! Love it! You and Stephanie are the personification of “living your best life”. Congratulations on another successful summit.
@neutralsportsfan17
@neutralsportsfan17 3 года назад
Your story is great and very inspiring!
@nicolerobinson6294
@nicolerobinson6294 3 года назад
My daughter is 25 and I send her these type of videos all the time. So career driven. And focus. I want this for her.
@justinegrayson2352
@justinegrayson2352 2 года назад
I just sent this video to my 28 year old daughter also. I hope she gets inspiration from it.
@laneythelame
@laneythelame 2 года назад
Im 26 and want this for myself!
@startuptrevor
@startuptrevor 3 года назад
Her definition of retirement is spot on! Not necessarily not working, but financially free to do the work you love and are passionate about, and to do it when you want to do it. That's what we should all be striving for!
@CalebOliver
@CalebOliver 3 года назад
Exactly!
@marlak4203
@marlak4203 3 года назад
She really is just 39? I'm not trying to be mean or offensive but, really?
@02nupe
@02nupe 3 года назад
@@marlak4203 you obviously didn’t watch the video or you would have even asked this stupid question…. Did you really just ask a question that was answered in the video?! Yikes
@marlak4203
@marlak4203 3 года назад
@@02nupe Did I need to watch it when the title gave it away? Yeah, so anyway I was thinking out loud and already apologized. I am just amazed at how she looks that's all because me and her are basically same age.
@iambounceback
@iambounceback 3 года назад
@@marlak4203 I think it said she is 42 now
@jenniferives1762
@jenniferives1762 5 месяцев назад
I’ve never seen such happiness radiating from a person, her smile says this is legit.
@leonidas759
@leonidas759 2 года назад
Why does the US media portrait Mexico City as an undesirable place? It is one of the best cities in the world. Extremely rich in culture, history, cuisine, economy, etc. Anyone that actually comes, ends up loving it. There are trees everywhere, there are so many beautiful areas to WALK for hours, and the people are so nice. Before any American let itself fool by the media, please give the city a chance. You won't regret, I promise.
@tdan6828
@tdan6828 2 года назад
Probably the same reason I was in playa del carmen and was getting death threats lol there are bad parts
@doggydude4123
@doggydude4123 3 года назад
She retired with $660k in the stock market and now it's worth around $1 million. She did this all while being retired and living in Mexico City. If the market hits a downturn, she can always cut down to $1k a month from $2k a month. This lady is very smart!
@doggydude4123
@doggydude4123 3 года назад
@Lovely_Day That's good to know.
@Riggsnic_co
@Riggsnic_co 7 месяцев назад
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
@bob.weaver72
@bob.weaver72 7 месяцев назад
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
@martingiavarini
@martingiavarini 7 месяцев назад
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@TheJackCain-84
@TheJackCain-84 7 месяцев назад
Mind if I ask you to recommend this particular coach you using their service?
@martingiavarini
@martingiavarini 7 месяцев назад
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@TheJackCain-84
@TheJackCain-84 7 месяцев назад
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@makingretirementpossible
@makingretirementpossible 2 года назад
"Don't get distracted by shiny things" Can't put it any better than that!!
@walteruwe9771
@walteruwe9771 2 года назад
Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.
@bartoszdobroslaw9774
@bartoszdobroslaw9774 2 года назад
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value.
@bartoszdobroslaw9774
@bartoszdobroslaw9774 2 года назад
@maria sandra Oh that sounds good but how do i reach out to Vivian Klaine Morgan ?
@bartoszdobroslaw9774
@bartoszdobroslaw9774 2 года назад
@maria sandra OKay i just found her website very impressive and dropped a message for her.,. i hope she reply me.
@sbfhawk4343
@sbfhawk4343 2 года назад
@@bartoszdobroslaw9774 Alot of this is fear of the unknown fear is what drives most people nowaday. Look at how they use the virus to keep people in fear. Fools If you are not open and brave to make a a move you will never ever prosper. You have to take that Step foot forward and do it.
@SAnderson54
@SAnderson54 3 года назад
Roshida is phenomenal, but take notes ya'll! She had a job paying $200K, no one she needs to support financially, created a system for saving and investing, and continues to do consulting work so she doesn't have to touch her investments. This model will not fit a majority of people. Do what what works best for you.
@helenatube
@helenatube 3 года назад
Yes, her journey is very inspiring but also very specific to her lifestyle and circumstances. A lot of people will click on this video assuming she's fully stopped working but that's not true, she just has much much more control over how/why she works. Making $200K is also not realistic for most people.
@EMSpdx
@EMSpdx 3 года назад
@@helenatube Exactly this. It's AWESOME that she did this, but this is very specific to her life circumstances!
@GuidedbyCrows
@GuidedbyCrows 2 года назад
She managed to create her ideal lifestyle. And Mexico isn't going to wipe out her savings when she needs medical. Visit a Mexican doctor for $45 versus $400 in USA.
@beatricerights
@beatricerights 2 года назад
@@GuidedbyCrows 400? I went to the emergency room for asthma, they basically ignored me. After some pills and putting me on a machine that cost 40.00 for the asthma treatment I was giving a bill. of over 3000.00. Thankfully, I have insurance and my co pay was 350.00
@GuidedbyCrows
@GuidedbyCrows 2 года назад
@@beatricerights $400 to walk in. Hundreds to thousands more for any tests.
@boogiedownbronx73
@boogiedownbronx73 2 года назад
I retired at age 35 and also live in Mexico City...almost every day an American comes living in Mexico...what does that say about your country? USA is by far perfect, and if you are a person of color, you are better treated anywhere else on this planet. Straight facts. I lived in Asia, North America, Europe and now South America...people here are kind, open, and there is less stress if your income comes from abroad. You will be able to live a very good quality life. But Roshida said, Mexico City ain't cheap ! so don't come with a mentality that Mexico needs to obey to your life and rules...there are enough arrogant foreigners living here...learn Spanish first of all, integrate, mingle with locals ! Mexicans, not just expats ! Explore different neighborhoods/villages/cities outside the expat areas of Condesa, Polanco, Reforma and Roma...those areas are not a reflection of what Mexico stands for.
@novelaego2404
@novelaego2404 2 года назад
overrated city
@hamishcarter8982
@hamishcarter8982 2 года назад
Mexico City IS cheap beyond rent in a good neighborhood. The metro is literally 25c USD and you can eat most meals for $5 USD or less. Cinema tickets cost like 1/3rd of the US. What are you on about??
@elchapojr6219
@elchapojr6219 Год назад
Very well said my boy !!!! Leave your arrogant foreign personality in 🇺🇸
@wccroft2009
@wccroft2009 3 года назад
In 2020 I decided to pay for a mentorship in a type of real estate investing I was interested in. I haven't retired but I was offered an asset management position with another investor because I understood what he was doing. I now work from home, he pays me a salary. I have my own hours, have 3 boys at home, and was able to leave dental hygiene behind. I am so thankful for doors God opened. Plus, I am making more now than when I was having to work hourly and work less hours. Thank you Jesus!! I live in Texas, but I sure would love to get by on less than 3K like she does!! Mexico City is an awesome place!!
@amelieflorelle
@amelieflorelle 3 года назад
“I help women leave jobs that don’t deserve them behind” 🙌 the amount of people working in jobs that don’t appreciate or deserve them!!! 😥
@ilovegoodsax
@ilovegoodsax 3 года назад
You'll find that's pretty much everywhere you'll ever work. However, you may be too young to realize this fact just yet.😎
@amelieflorelle
@amelieflorelle 3 года назад
@@ilovegoodsax as a uni graduate who burnt out before 25, I have defs realised it lol 💀🙃 I see people running around like headless chickens acting like the goals of the company they work for are their own intrinsic goals and l’m like, “for what??”
@QueenofDC
@QueenofDC 3 года назад
@@amelieflorelle Exactly! You’re expendable when it no longer fits, doesn’t matter how devoted or how many vacay days you didn’t take or hours work.
@stefanossmitty3318
@stefanossmitty3318 3 года назад
True…let’s not lose sight of the fact that she is a lawyer who was pulling in 200k a year.
@EMSpdx
@EMSpdx 3 года назад
@@amelieflorelle THIS!
@angeebb3080
@angeebb3080 3 года назад
Sis got it going on she is focused! I love her energy and her attitude!
@michaelandannrobinson1695
@michaelandannrobinson1695 2 года назад
Shida, I totally get it and I'm so proud of you for having the courage to be your own! In 1989, 6 colleagues and I quit/retired from government employment because we were riffed and rescinded at lower salaries only to train other people to become our leads. As a result, I became a technical consultant and continuously live 100% debt-free. My wife and I have been RV traveling and living our lives without obligation to anyone and it feels so good. Although, still residing in the US, traveling abroad has crossed our minds countless of times. Keep encouraging others to free themselves!
@berrex5152
@berrex5152 3 года назад
sadly, leaving the country for a better life might become a new trend
@stepheng9322
@stepheng9322 2 года назад
In bidens America absolutely. Hyper inflation is coming along with a rise in taxes. Gas is up, house prices up. He's ruined the country in 7 months
@kunalahuja1236
@kunalahuja1236 2 года назад
@@stepheng9322 lol how did I know the trump lover would make it about Biden? You do realize the country was shut down for most of last year and that no matter who won prices were going up this year? How do you think businesses were going to make up for the 2020 losses??
@kunalahuja1236
@kunalahuja1236 2 года назад
@@stepheng9322 also gas prices are now back to what they were pre pandemic levels. Jan 2020 and Feb 2020 I was paying 2.60 paid that the last month I filled up my tank. But I do plan on getting an electric car myself, most likely a Tesla. Gas cars will soon be outdated
@nowasteline
@nowasteline 2 года назад
I’m definitely thinking about it
@sesomnoslen5729
@sesomnoslen5729 2 года назад
Nothing sad about it. Reality is the 🇺🇸 isn't for everybody. I'm an American who feels more at home in Mexico than in the 🇺🇸. Yeah, it is sad after I think about it. Hmmm
@JulianAlbino
@JulianAlbino 3 года назад
omg love her life 👸🏾I left the USA in January, moved to Mexico for six months (loved Merida, MX), and now I'm in South Africa. Going on 3 months in Johannesburg 🇿🇦 Love to see Black people really out here living in the world 🌍🤎
@healthieryou7206
@healthieryou7206 3 года назад
I'm from SA and left in 1999 for the US. I'm glad that you find Johannesburg to be quite livable. SA breaks my heart but if you can make it work, kudos to you. I love my country of birth , I really do but man, it is going in the same direction like the rest of Africa.
@politcallycorrect5816
@politcallycorrect5816 3 года назад
@@healthieryou7206 like the rest of Africa? please explain
@fernandmaurice8481
@fernandmaurice8481 3 года назад
My wife and I started traveling about a year ago and love the autonomy we have. We currently live in Guadalajara Mexico and love it here. Mexico city is my wife's favorite city so far. Our journey has been therapeutic in so many ways. We will continue to travel and grow. I love what you are doing. Keep opening minds to take charge of their lives.
@alexavila6507
@alexavila6507 3 года назад
That’s dope.
@marcojimenez5555
@marcojimenez5555 2 года назад
I live in GDL also, lots of crime and corrupción. Pay 4 to 6 mil pesos a month. They pass laws that áre not constituciónal to steal your business. México lindo y jodidoooooo
@dogastrophic7
@dogastrophic7 8 месяцев назад
You are only benefitting from being foreign, which is disgusting. Try living and working in Mexico on a Mexican salary.
@esthercasoluengo2732
@esthercasoluengo2732 3 года назад
Thank you so much for loving México!! And thanks for the financial tips! And yes, here you can have a great life free of debt, I’m 37 and I’m mexican and have never had debt, I live, eat and travel and I’m happy
@Evettecord
@Evettecord 2 года назад
How safe is it in Mexico City for an American that wants to move there and maybe live part time?
@elchapojr6219
@elchapojr6219 Год назад
@@Evettecord Mexico City over all is pretty safe but just like everywhere else there probably areas I would go to. Overall I been there many times no problem at all
@lincolnjack3198
@lincolnjack3198 Год назад
My regret is that I depended on the government for my retirement, my financial security, for everything and got screwed. I will advice you invest.
@danielmedina4953
@danielmedina4953 Год назад
@amandasheridan9415 real estate is good but crypto is better
@johnchris7085
@johnchris7085 Год назад
Before I retired, I diversified my $25K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $450k in net profit across high dividend yield crypto in few weeks or months.
@kelvinmcdonald5113
@kelvinmcdonald5113 Год назад
Cryptocurrency will outsmart the banking system in the nearest future serving as a global fiat. Already making over 85% profit from my 1nvestment
@stevewilliams760
@stevewilliams760 Год назад
90% of millionaires right now are investors in cryptO market.
@leahmolly9150
@leahmolly9150 Год назад
Investments are stepping stones to success, investing is what create wealth.
@G00dlife00
@G00dlife00 3 года назад
She is absolutely right, here in the USA, your identity revolves around your job and your life around being a consumer of everything to keep this economic machine going.
@cryptonaut6721
@cryptonaut6721 3 года назад
0 Desire of living in the USA ever
@angeebb3080
@angeebb3080 3 года назад
Yes, that's why I am planning my escape. Seriously thinking about Mexico.
@sl1393
@sl1393 2 года назад
Well said. We are so lost in consumerism, it's ridiculous. Especially during the holidays.
@nottheone582
@nottheone582 2 года назад
@@sl1393 thats so true we're doing a buy nothing Christmas this year
@jadexplores2100
@jadexplores2100 2 года назад
So so true.
@ArtyBicardi
@ArtyBicardi 2 года назад
Growing up I had a trust fund that my parents never let me touch so I went to school,worked and just lived a normal life until I turned 21. I inherited my grandmas home In Polanco in Mexico City and since I had all that money saved & placed into investments I decided to renovate the house and now live there maybe 8-9 months of the year. The city is amazing and the people are beyond warm and when you’re smart with your money you can live a pretty comfortable life
@elchapojr6219
@elchapojr6219 Год назад
Polanco is like the Beverly Hills of Los Angeles of course its nice area
@georgeross6304
@georgeross6304 3 года назад
I think she made a right decision. Mexico City is the most established and modern city in the Mexico. You are not far from your home, but you are also enjoy safety of the mexico and access to many key amenities. At least the best docs in Mexico are in Mexico City.
@JORGE-in7uq
@JORGE-in7uq 3 года назад
Mm there a plenty of beautiful places to go for example: Cancun, Boca del Río, Puerto Vallarta etc
@firstnamelastname-gf4ds
@firstnamelastname-gf4ds 3 года назад
Monterrey said hold its beer
@nadie8093
@nadie8093 3 года назад
@@firstnamelastname-gf4ds very hot and expensive.
@lalotz
@lalotz 3 года назад
It's Monterrey most modern right now
@joseaguilera5786
@joseaguilera5786 3 года назад
Monterrey is very modern it resembles Houston, but with taller skyscrapers. Puebla and Guadalajara are nice and modern too.
@BraianDeLeon
@BraianDeLeon 2 года назад
As a country Mexico has a lot to improve but we are trying our best to be a land where everyone is happy. That's why we are soo happy to have you here. ¡Bienvenida a tu país!
@JLVera
@JLVera 2 года назад
aww Brian ven a reynosa u might change u mind
@sophien5416
@sophien5416 2 года назад
Is it safe for foreign people to move there? Any tips on how we can prepare for moving to Mexico? I've been thinking about it but I'm somewhat scared because we've known of a couple people who have been murdered while in Mexico.
@BraianDeLeon
@BraianDeLeon 2 года назад
@@sophien5416 It depends where are you going to move. Sure, there are really dangerous places in Mexico but there are really safe places too. That's the first thing I would consider if I decided to move as a foreigner. Usually in little towns where everyone knows everyone else is more or less safe because of that. Nonetheless, recently we have seen an improvement in how the government is dealing with violence and I'm hopefully that in the near future we could have better circumstances. Maybe buying some land now will be a good option since it's cheap now but if things get better you would pay more for the same land. If that doesn't work well you can always get your money back. Have friends in Mexico usually we completely love foreigners and we are always hoping to give help to a friend in need.
@BraianDeLeon
@BraianDeLeon 2 года назад
Greetings!! Please consider visiting us soon! Stay safe!
@LadyCharity
@LadyCharity 3 года назад
"I only do work I LOVE and I only do it when I want to"! This statement is powerful and her story is very inspiring 🙏
@stephen-finance
@stephen-finance 3 года назад
Love that she took her life into her own hand, sat down and made a strategy, and went for it. Super inspirational!
@nursebondemcanada
@nursebondemcanada 3 года назад
Absolutely
@BigHeadBob
@BigHeadBob 3 года назад
She's riding the wave of life. Love to see it ☺️
@nursebondemcanada
@nursebondemcanada 3 года назад
True
@bizmatthew
@bizmatthew 3 года назад
Retired with $660k now because of the stock market boom has over $1 million, crazy the power of investing. Congrats Roshida!
@pablovazquezpiquet1769
@pablovazquezpiquet1769 2 года назад
is about to collapse worse than the great depression
@chelseagirl278
@chelseagirl278 2 года назад
@@pablovazquezpiquet1769 agreed! we all need to learn to be self-sufficient
@PinotLiefio
@PinotLiefio 3 года назад
I won’t get there by 39 but 45 looks doable. Keep leading the way Queen ❤️
@jadexplores2100
@jadexplores2100 2 года назад
How do you plan to retire by 45?
@PinotLiefio
@PinotLiefio 2 года назад
@@jadexplores2100 same as her, mutual funds but also adding in two rental properties while letting my 401K & Roth do what they do until I can touch them penalty free
@TheForresterOD
@TheForresterOD 3 года назад
Doing the math, the annual interest on her mutual fund is $80,000 (8% of $1M), plus she makes another 36K - 60K per annum from her consulting projects, making her annual income ~ $116 - $140K. When her monthly expenses are deducted (~$2,300 per month x 12) she's in the green between 88k & 112K per annum while living the life she's dreamed of.
@shawkins79
@shawkins79 3 года назад
She’s mentioned on her RU-vid channel that she lives off of 4% per year to allow her investments to still grow. but yes, she’s doing amazingly well!
@helenatube
@helenatube 3 года назад
How do you know she has $1M in mutual funds? Sounded like that was her total portfolio, not necessarily only funds.
@TheForresterOD
@TheForresterOD 3 года назад
@@helenatube ok. I may have heard wrong
@pedrozatravel
@pedrozatravel 3 года назад
80K in Mexico, you are on top of the world.
@hollywoodcole4046
@hollywoodcole4046 3 года назад
she literally said she makes her money consulting, and doesn't need to touch her investments. Some of ya'll will be working forever because you don't pay attention;
@love2CUsmile86
@love2CUsmile86 3 года назад
“Retired” doesn’t mean she doesn’t have an income stream. She started out with $660k, but it grew to above $1 million. That is way enough to retire in Mexico.
@sabinoluevano7447
@sabinoluevano7447 2 года назад
With that beautiful smile, brains, and positive vibe, Mexico is yours. We don't like rude people.
@lateishaclement
@lateishaclement 2 года назад
This is truly amazing. She lives off of $3000 - $5000 a month and is content. Like Roshida mentioned, America really doesn't tell you when enough is enough. So you keep on working and working towards this ever evolving number that never suffices. She's traveled the world and is open to life. The key factor for me from Roshida's life is that she's content. She is living a stress free life and chooses what she wants to do each day. That, to me, is success. I literally just want to be happy (and live a life that is sustainable).
@dorightbyothers7430
@dorightbyothers7430 2 года назад
and honestly 3 to 5K a month should be good for most people. 2.5 k covers her expenses and how much other stuff do you need? - the remaining 2 - 3 k should buy you whatever you want without having to think about it.
@ariefraiser140
@ariefraiser140 2 года назад
She said she lives off $2300/month in Mexico City. Did I miss something? Where did $3000-5000 a month com from? As that her US monthly cost?
@keithwisdom1663
@keithwisdom1663 Год назад
@@ariefraiser140 income she makes three to five thousand per month
@nala6846
@nala6846 2 года назад
Wow I love her energy and her mind! It's so inspiring seeing these videos of people who've made it to the other side. I'm still a uni student but this is what I want for my life. Work/life balance is so important in this relatively short time we have in this world.
@nubianbeautiful6196
@nubianbeautiful6196 3 года назад
This story is so amazing and inspirational. Go girl!!!
@jessicalocke
@jessicalocke 2 года назад
I agree that retirement means only doing work you want to do when you want to do it! Congratulations for realizing this and achieving it so early in life!
@wildfoodietours
@wildfoodietours 2 месяца назад
Early retirement and working recreationally only when you want to, is the way to go. FIRE has not only been the gamer changer for me (only learned about it around 2021), but a life saver.
@divaglamqueen8388
@divaglamqueen8388 3 года назад
This is the best make it show thus far. She spoke to everything I inspire to be. America is not what it's Crack up to be. We literally are slaves to these jobs. Everyone that I've watched that left this country is way more happier. But you have to have a plan before you go live abroad. Please make more shows like this
@marcies1297
@marcies1297 2 года назад
Meh i live abroad and never planned. Have sacings but plams are overrated. Flexibility is key!
@mikiimai5330
@mikiimai5330 3 года назад
I wish this video provides more breakdown of that monthly $2300 expense. I was really curious about the rent she is paying for her highrise flat etc.
@nsanenthembrane
@nsanenthembrane 3 года назад
She has a RU-vid channel and I’m pretty sure she talks about it there: shida on the loose
@paullee5702
@paullee5702 3 года назад
I'm a bit jealous, not going to lie. I think the whole "yeah I just take months off when I want to" has to be one of the biggest flex's I've seen to date lol. Proud of her, thanks for the vid!
@fdm2155
@fdm2155 3 года назад
Do a RU-vid search for expats. An amazing number of people are finding ways to work remotely so they can travel OR are saving for a sabbatical so they can quit and spend several months traveling.
@dontbanmebrodontbanme5403
@dontbanmebrodontbanme5403 3 года назад
I wouldn't even call it a flex. It's simple, "I don't want to do that".
@hanabae_
@hanabae_ 3 года назад
@@dontbanmebrodontbanme5403 it’s definitely a flex! A lot of people cannot even dream of taking months off work!
@StevieSparkZ
@StevieSparkZ 3 года назад
@@hanabae_ - I know what you mean and agree 100% that it's a flex. Even as a single person, you need to have money to do that!
@travelingthediaspora7996
@travelingthediaspora7996 3 года назад
@C Z Her business is consulting. Not making RU-vid videos. She’s worth $1 million. RU-vid is her pocket change.
@tristanrodenhauser5267
@tristanrodenhauser5267 3 года назад
People are on here sending negative vibes. A key piece here is she has a education and a skill set to fall back on if ever something comes up and that money through her business or investment isn’t enough. Really this is freedom to strive for.
@odalissk
@odalissk 3 года назад
no they are not
@dontbanmebrodontbanme5403
@dontbanmebrodontbanme5403 3 года назад
I haven't read a single person say something negative about her? Where are you reading this?
@maxxwell22
@maxxwell22 2 года назад
Good move so young. I retired at 56 with a decent $300,000 here in the U.S comfortably, so far. No bills but a house note. I planned eliminating all bills 2 years b4 retirement. Planning to move abroad, but not permanently, possibly investment property, when I'm not there. Yeah America is a big GRIND, day after day. If you don't let it go, you never will.
@Funtastik25
@Funtastik25 3 года назад
You go girl! You're admirable and Mexico City is so underrated! It actually has been my favorite metropolis in Latin America. It has a special place in my heart that makes me keep coming back! Will def come back once this pandemic is over! I miss you 🇲🇽 ❤ 🇵🇭
@Kai-fp3kd
@Kai-fp3kd 2 года назад
This is FIRE! Love to see women-and especially women of color-deliberately live their best lives!! I always say, "find interesting ways to get paid to play!"
@Aba_Ifeoma
@Aba_Ifeoma 3 года назад
I'm so proud of you Shida! I can't wait to forward this to my highly skilled, overworked, underappreciated friends and relatives!
@DestinationRetirement
@DestinationRetirement 3 года назад
Retirement is an interesting word. For me it is not necessarily not working at all but it is the freedom to spend time how I choose. I'm halfway through my 5 year plan to retiring in Merida Mexico! Roshida is an inspiration! What a class act.
@Gbdnd
@Gbdnd 3 года назад
Retired with a 7 figure portfolio and Receiving about $53k in dividends. I have been in the Stock market about 20 years. Am I worried? Am I selling? Absolutely not. I have purchased growth stocks too a little at a time over the past few weeks. I am going to sit back and observe how this all plays out, adding more at a time. my investment strategy actually calms me down. Eye on the prize, stay the course!
@cristinabaker5292
@cristinabaker5292 3 года назад
Dividend investing is great, just be patient. I went from making enough passively to pay for my netflix and hulu to now making enough to cover half of my mortgage. Not commenting this to brag, just to give hope to anyone who is discouraged by tiny gains in the beginning.
@alinaally6048
@alinaally6048 3 года назад
what route did you take? how can one invest more efficiently? help. sounds like you got something going for you. I am new at investing and really want in.
@basconevinnie647
@basconevinnie647 3 года назад
Recently I got into the financial niche, and I’ve taken a deep dive into investing, particularly dividend growth investment as it interests me. hoping to get to your level someday.
@rianosherry860
@rianosherry860 3 года назад
love it when i see my fellow individuals excelling. I'm also on my way to the millionaire's club from investing in stocks. It's exciting watching your wealth grow. Good luck to us both.
@QueenPcontrolstheuniverse
@QueenPcontrolstheuniverse 3 года назад
@@alinaally6048 Invest in VTI. Stop worrying.
@DJBenito304
@DJBenito304 3 года назад
Same I’ve been in Mexico since Sept 2020 and don’t plan on returning to the US I too am a consultant. Great stuff!
@JonathanSorunke
@JonathanSorunke 3 года назад
Her story is awesome! I’ve been hearing more stories about people moving to Mexico since it’s much cheaper than US. It’s a pretty smart move!
@KontrolledKaoz
@KontrolledKaoz 3 года назад
WAAAY BETTER THAN 🇺🇸! Better food,people,land, culture etc.....etc......🇲🇽🔥🔥🔥🔥👍🏿🌮🙏🏿🙏🏿
@Kemzozo
@Kemzozo 2 года назад
Traveling really opens your mind to endless possibilities. I can’t wait to get back to traveling
@yaserchow
@yaserchow 3 года назад
I've never flipped a house, but I've been a landlord for about 5 years. Managing a house and tenants is a nightmare. Mutual funds are just way easier!!!
@bluetech7128
@bluetech7128 3 года назад
You don’t have property manager?
@kevina3813
@kevina3813 3 года назад
@@bluetech7128 That would cut into your potential profits and return to hire one so I feel property managers aren't that sought after
@bluetech7128
@bluetech7128 3 года назад
@@kevina3813 But less stress and more time to yourself. My property management seems fine. They take 8% of the monthly rental value of the property. I know that's 8 percent but i'll just sacrifice that instead of dealing with tenants at night if they have problems with something.
@BobBapo
@BobBapo 3 года назад
@@bluetech7128 more than 8%, if it was 8% everyone would do it. You also have to pay for every expense that tenants complain about, clogged toliet, clogged sink, rodents
@bluetech7128
@bluetech7128 3 года назад
@@BobBapo I said my property management take 8%. I know everyone is different. Just have to find the right property management. I know all the expenses as well are to me and I'm just saying I will have more time on not dealing with tenants and use that time wisely to get more passive income.
@JG-ey5ml
@JG-ey5ml 3 года назад
Travelled to 44 different cities and returned to Mexico City for good viva Mexico!!
@Je.rone_
@Je.rone_ 3 года назад
This is awesome a lot of people don't realize how you can retire with much less in some other countries
@rommelflores52
@rommelflores52 2 года назад
I just saw another video of a Hispanic guy my age who decided to move to Mexico and begin his life there with NBC. He's beginning there while you're "retiring" there. I really enjoyed this story of feeling and understanding how people are overworked in America. It's crazy how other countries are structured compared to us. I am actually planning on doing this as well. I have family in a small pueblo in Mexico and plan on making a small house there to retire early. Making a house is extremely cheap and I won't need to pay rent, but keep in mind that it is in a pueblito some might not be used to this lifestyle. My goal is to save just enough and like her story as well work there but in something I love and days that I want too. I can also obtain a dual citizenship in Mexico because of my parents which would make things much easier. Just wanted to share. Some people might be in the same boat as I am.
@dontbanmebrodontbanme5403
@dontbanmebrodontbanme5403 3 года назад
I follow her youtube channel! Shida's on the Loose! More people need to realize that they can do the exact same thing if they don't insist on getting the $70K Tesla.
@albertcamacho8138
@albertcamacho8138 3 года назад
But Tesla’s are so cool
@Jtheantagonist
@Jtheantagonist 3 года назад
Maybe some just really want the tesla and dont care about travel.
@tousspie17
@tousspie17 3 года назад
I have the Tesla and traveling about 4-5 times a year out of the country 🥴
@plusmaster100
@plusmaster100 3 года назад
@@tousspie17 Yessir! You can do BOTH....
@rgasta7765
@rgasta7765 3 года назад
What her chsnnel.name?
@bri5990
@bri5990 3 года назад
i want this level of peace.
@yasinali3754
@yasinali3754 3 года назад
Save up 500k
@Warrior11117
@Warrior11117 3 года назад
“I didn’t get distracted by shiny things”
@sharr630
@sharr630 2 года назад
This woman's life story is very similar to mine - I plan to retire in two years and I am also a black woman in her late 30s/early 40s. It is possible...
@jadexplores2100
@jadexplores2100 2 года назад
Care to share more? Such as where you’re retiring and how much you plan to save before doing so? Would love to hear more but also understand if you prefer not to share.
@sharr630
@sharr630 2 года назад
@@jadexplores2100 Hi, there! My strategy is based on earning passive income from a subscription and ad-based revenue generating site. Also, full disclosure: I don't have kids or relatives that rely on me for financial support. Hope that helps.
@Dee-oq5ms
@Dee-oq5ms 2 года назад
This is my goal, I don’t know when it will happen but I hope I can do this one year. This is beautiful.
@acajudi100
@acajudi100 2 года назад
I am watching you from Queretaro, Mexico, where I have relocated, It is a beautiful, safe, and clean city in the middle of Mexico, and 3 hours from Chicago. I have a beautifully furnished apartment overlooking the entire city from my balcony and living room. My apartment includes all paid utilities and maid service. I have a driver also to shop for me. Not bad for a 79 years young retiree. USA became too expensive and deadly for me, so I called 1-800 Got Junk and had my entire two bedrooms emptied, and I did not have junk. They charge $800 per truck with 2 men, and I needed 4 and one half trucks with 10 men, and it took 6 and one half hours. I had lived there almost 24 years, and all they did was go up on everything, and only took care of the outside, except geese and dog droppings.YUCK! Please let go and let God always.
@lvncsr6166
@lvncsr6166 2 года назад
Wow! You are amazing. I'm 67 retired and on SS. Is it possible to live on SS in Mexico, preferably by the beach/water?
@acajudi100
@acajudi100 2 года назад
@@lvncsr6166 YES! Go for it! Rent can be as low as $50 a month for a room, and studio or one bedroom furnished can be 300-500 per month. I wish you the best.
@nsanenthembrane
@nsanenthembrane 2 года назад
The only thing with qro is that there aren’t many direct flights like Mexico City has
@alisonm3700
@alisonm3700 3 года назад
My black queen living her best life! Things we love to see
@uvwxyzero
@uvwxyzero 3 года назад
She made no one else has excuses.
@kristinrodriguezrealtordmv3434
@kristinrodriguezrealtordmv3434 3 года назад
Yasss!! We do indeed! So inspiring
@christianacruse3129
@christianacruse3129 2 года назад
I HAVE INCURRED SO MUCH LOSSES TRADING ON MY OWN... TRADE WELL ON DEMO BUTI THINK THE REAL MARKET IS MANIPULATED... CAN ANYONE HELP ME OUT OR AT LEAST TELL ME WHAT I'M DOING WRONG ?
@rodrigomunoz6978
@rodrigomunoz6978 2 года назад
Same here, My portfolio has been going down the drain while I try trading,! just don't know what I do wrong
@federicosuarez8878
@federicosuarez8878 2 года назад
Trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade
@josesantillan17
@josesantillan17 2 года назад
I am happy for you !!! I been coming to Mexico more often and do notice ppl here live stress free and are more chill about life.
@daneflanigan
@daneflanigan 2 года назад
Just got back from Mexico City, going to live there for a couple of months out of the year.
@hunt4malikah37
@hunt4malikah37 3 года назад
Love her page and plan to visit Mexico in January! Can't wait for Graham to review this and blow her page up!!!!! So much YAASSSSS!!!
@joeovip
@joeovip 3 года назад
Power to her. Great story! Love to bump into her into Mexico City and chat! I live here! 😃 So inspirational. Wish her the best.
@albertocolin3458
@albertocolin3458 2 года назад
Awesome! Enjoy your journey in my beloved Mexico City.
@ifdanieldid
@ifdanieldid 3 года назад
Moving to Mexico in less than 24 hours and I must say, I'm excited now more than ever!
@jadexplores2100
@jadexplores2100 2 года назад
How’s it going?
@ExtraordinaryTrading
@ExtraordinaryTrading 3 года назад
I love this and appreciate her perspective on living in Mexico City. I retired 9 years and 9 months ago (over 30 years early) and it was one of the best decisions I made. Preparation is key #savings and having some idea about what makes you happy and how you want your days and life to look. Live below your means; it's the key to financial freedom.
@infini.tesimo
@infini.tesimo 3 года назад
That's a pretty cool story. I also appreciate that she acknowledged that she came from a middle-income lifestyle and didn't downplay it as part of her success. Some people do and I appreciate that transparency.
@taoist32
@taoist32 3 года назад
Middle class these days is actually pretty poor, especially in CA. Anything below $100,000 a year is tough. I make up to $50,000/yr in CA, but I have to live with family in order to survive. Rent for me is much cheaper than the going market rate. Plus, it enables me to save for investments. If I didn’t have family to live with, I would have to move to a cheaper state.
@SoulOctavius
@SoulOctavius 2 года назад
@@taoist32 That's what I'm doing right now once I get into millitary. Moving far away from CA. Because I'm tired of living with family. I want my own place for once. Like why has it become so hard now for a young man fresh out of high school to get their own place? Now I see why my generation main goal has become to leave the desert.
@WaterfrontGurus
@WaterfrontGurus 2 года назад
The problem in the US is that you are a healthy issue/need away from bankruptcy. One small thing can be already enough to put one back in debt.
@dmoses5700
@dmoses5700 3 года назад
Great story! You are living proof you don’t have to work yourself to death. Life is to be enjoyed.
@thuymientran6676
@thuymientran6676 3 года назад
Best quote: …”now, I intentionally build the life that I love. “ I’ve only begun to do that after my divorce 3 years ago, a tad late, but hey, better late than never. very inspiring young lady, indeed.
@ZacharyBuhler
@ZacharyBuhler 3 года назад
Wow! This is so cool. This is exactly my dream, but with two kids it’s gonna take me a little longer. I currently have a $1M net worth, but I’ll need quite a bit more in order to keep living in Utah. Congratulations on this! You deserve every minute you have earned of your free time.
@waynespears1327
@waynespears1327 3 года назад
I’m compiling and picking stocks that I’d love to hold on to for a few years before retirement, do you think these stocks would do better over the years? I’d love to retire with at least $5million savings. I don't hoard cash, I invest. What's the use of holding cash when i have made over $350k in raw profits from the last quarter in the market. i believe anyone can do it you have the right strategy. mutual funds takes long time but investing smartly is the key for short term. invest wisely people.
@willroach1750
@willroach1750 3 года назад
Great content. EVeryone needs more than there basic salary to be financially secured. The best thing to do with your money is to invest. Money left in savings always end up used with no returns.
@leonahernandez3752
@leonahernandez3752 3 года назад
what kinds of investments do you make. I totally agree with you. I have a lump sum right now doing next to nothing in a savings account. but it's hard for me to take part in the market right now due to the fulltime nature of my job. it will be way to stressful to combine so i don't even think about it
@waynespears1327
@waynespears1327 3 года назад
@@leonahernandez3752 My portfolio is very much diversified so it's not like i have a particular fund i invest in. plus i don't do that by myself. I copy trades from TINA RENEE ANGLIN. she's quite the genius in diversification and trading. just like you can copy trades at etoro. my portfolio has grown at a tremendous pace my portfolio grows by averages of 10 to 15% on a monthly basis, unlike i can say for my IRA which has just been trudging along. my portfolio just mirrors what she trades and not just on some particular industries of my choosing.
@calderwoodsoriano1725
@calderwoodsoriano1725 3 года назад
@@waynespears1327 Those are good returns. I have been looking foe whose trades to mirror but haven't found a consistent trader from etoro's social trading platform. are you giving her your money or the money stays in your account? I have heard about copying trades but have not looked into it but i have an idea of what it is
@waynespears1327
@waynespears1327 3 года назад
@@calderwoodsoriano1725 My money stays right in my account. that's the idea behind copy trading. my account just mirrors her trades in realtime
@compoundwilson
@compoundwilson 7 месяцев назад
I love this story! And side note, I love her style! Those outfits are amazing 😊
@Michael-lz9ic
@Michael-lz9ic 3 года назад
I have heard a lot about investments with Wayne Thornton and how good he is, please how safe are the profits?
@selmamendonca7238
@selmamendonca7238 3 года назад
I'm also a proud beneficiary! I've built my portfolio massively and still building. Started with a RU-vid referral just like this and a few thousands, I'm way up to the profits now
@yuvrajmakjhaj274
@yuvrajmakjhaj274 3 года назад
Best dude in the market
@marthawingz7709
@marthawingz7709 3 года назад
Cashed out already I'm glad... Wayne is cool👍😊
@ianrichmond7624
@ianrichmond7624 3 года назад
I met Mr Wayne last year for the first time at a conference held in New Orleans , I invested £25,000 and traded for a month making close to £180,000
@jurgenguntar2146
@jurgenguntar2146 3 года назад
Yea I made profit of over £20k trading with him for just 2weeks on a £5k investment
@bronzefox9035
@bronzefox9035 3 года назад
I retired when I was 43. It is beautiful. We have no debt except utilities, car insurance, tags, property taxes. We bought a 990 sq ft house for $60k. Paid it off. We purchase our vehicles used. We still travel and treat ourselves. It would be nice to have friends to go to brunch with.
@fdm2155
@fdm2155 3 года назад
Her RU-vid channel, Shida's on the Loose, is great. So much good information.
@kristinrodriguezrealtordmv3434
@kristinrodriguezrealtordmv3434 3 года назад
I LOVED this! I found myself screaming at the T.V "Go a head SIS"!!! Very inspiring. Life is so very short and fragile. This type of freedom is divine. I will be taking a career break next year to focus on my real estate biz (my passion) and traveling. I wil indeed be reaching out to her. Congratulations on literally living your best life!!
@Hola_Carlos
@Hola_Carlos 2 года назад
You’re incredible. I’m planning to move in the next two yrs or earlier & watching this has been God sent. I feel better about my approach & inspired 🙏🏾
@enzomthethwa5861
@enzomthethwa5861 2 года назад
Mexico City is the most underrated city in Mexico by Americans. I ❤️ CDMX
@KontrolledKaoz
@KontrolledKaoz 2 года назад
Stunning city! World class imo.
@erina5543
@erina5543 3 года назад
Thanks for sharing your life with us Roshida 🙌🏼❤️
@Pre0115
@Pre0115 3 года назад
She’s created a great life for herself! Bravo! 👏🏾👏🏾👏🏾👏🏾
@simonenelson4002
@simonenelson4002 3 года назад
I'm so happy for her and entirely obsessed by that jumpsuit!!
@JMilansJourney
@JMilansJourney 3 года назад
This is amazing! And so inspirational!! 💗 thanks for sharing this story!
@estefaniapena1533
@estefaniapena1533 2 года назад
Americans work so much to have so much and it's just not worth it. She's so inspiring!
@allgoodthings7413
@allgoodthings7413 3 года назад
$3000-$5000 a month? That's awesome cashflow for a part time job you love. I feel like I'm the best version of myself when I travel as well. I love this so much! Thank you
@livingwithtri
@livingwithtri 2 года назад
Amazing!!!! FIRE it up, Roshida!!! You're such an inspiration!
@ToddBaldwin
@ToddBaldwin 3 года назад
Congrats! You are AWESOME!!
@bryanalvarez4389
@bryanalvarez4389 3 года назад
Love this and the fact that you’re using your experience to help others while making a business out of it! Smart!
@tamloves2598
@tamloves2598 3 года назад
Awww Rashida, this was amazing 🤗❤️ I am so happy that I am follower. I enjoy Rashida’s content on RU-vid. I have learned so much. She has been such an inspiration.
@krislatoya7556
@krislatoya7556 2 года назад
This was enjoyable. She learned from her mistakes and understood what it takes to get it right.
@mariesevere8864
@mariesevere8864 2 года назад
You go Ms. Shida! I love that you are your best self when you travel. I love that you know that.
@iamenvymetoo
@iamenvymetoo 3 года назад
Roshida is the woman I am in my head but we all know I could never.
@icecoldchilipreppers
@icecoldchilipreppers 3 года назад
Sure you could queen! The wide and I are making similar plans
@BeanCounter86
@BeanCounter86 3 года назад
Never say never. You'll do what you need to do to build a life you love.
@KarmaX10
@KarmaX10 2 года назад
The statement that USA is so focused on what you do and how that defines who you are, hits home. I have been thinking about relocating but I have a 4yr old daughter, so I have to do more research on education. The way the USA has become so superficial, judgemental, and catty is nerve-wracking to me. You have to look a certain way you have to be in a certain bracket and the inner circle. I hate it here.
@ashantefulford6259
@ashantefulford6259 2 года назад
Preach ! 🙌🏾 it’s sickening ..
@KarmaX10
@KarmaX10 2 года назад
@@ashantefulford6259 very
@admissionisms
@admissionisms 3 года назад
"I just do the work I want to do when I want to do it." THE LIFE!!!
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