How Long Can You be Chased for Debts? Statute Barred - The Facts

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People facing debt: Could you write off some debt? Get started here: moneynerd.co.uk/get-debt-opti...
The information provided in this video is for editorial purposes only and not intended as financial advice. Free debt counselling, debt adjusting and providing of credit information services are available from MoneyHelper, an independent service set up to help people manage their money. You can find out more by contacting MoneyHelper. MoneyNerd is not associated with MoneyHelper, we just think they're great.
MoneyNerd does not give specific debt advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority. With your consent MoneyNerd may pass you on to a trusted debt counselling company or insolvency practitioner. MoneyNerd Limited is an Introducer Appointed Representative of Pacific Financial Solutions Ltd who is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 688034) and is classed as a debt counselling firm. Their in house IPs are Jason Bowen who is authorised to Act in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150 and Laura Stewart who is authorised to Act as in the UK by the Insolvency Practitioners Association (IPA). Licence no. 23590.

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Опубликовано:

13 янв 2024

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Комментарии : 3

@MoneyNerd 4 месяца назад

If you need legal advice about your debt, here's the link to the trial for the online solicitor: justanswer.9pctbx.net/c/2873512/1147978/9320?sharedid=youtube-debt

@suzannejane1035 2 месяца назад

I'm being chased for bank overdraft debt that was included in a sequestration and would be statute barred anyway. I am too unwell to deal with this and don't have the energy to even look for the paperwork as I have no idea where it is. This account recently popped up on my credit file with the last default as Feb 2018 despite the sequestration being in 2016, so that was a lie from the bank. It was marked as satisfied but has now fallen off my credit file. I can't deal with this mentally and my only option is to ignore it as I don't even have a printer to print template letters and too ill to do this at a library. I shouldn't need to do this. I wish I had the energy to report the bank and debt collectors to the FCA. The bank was written to at the time of the sequestration. I don't even know where my discharge letter is. I didn't think I'd need it 8 years later.