Good point about not having unrealistic returns from equity. All we need to beat is the inflation and not chase returns. If inflation is low, the corpus needed for your goals will also be low and you will be able to afford it irrespective of the returns %
I picked up best 3 principles by you that I always keep in my mind when it comes to investments. 1. Invest when you can ,SIP wont make a difference its just like emi. 2. Invest as much as you can andd atleast 75 % of your expenses , it can be more but if you want to achieve financial independence you have to invest atleast this much . 3. Asset allocation- No matter whatever your age , asser allocation is very necessary as it helps your portfolio to don’t fall much when the equity market is sideways or downwards, fixed income works like shock absorbers. As per my age i keep fixed income allocation 7-10% currently. Thank you.
Daily video makes newbies super confused in future. A structure way of playlist makes crystal clear. If in case of daily video, have option of shorts in RU-vid.
Hello sir, it may be a silly qns to ask but still I want to know--do really compounding works in long run. Why I am asking bcoz if we calculate in excel sheet or the finance related calculators, the figures are so large that it feels like unrealistic. If possible can you please make a video on those topics sip, step up sip, swp to explain compounding power. Thank u
What is meant by "put an effort to make the portfolio work" ? Tracking performance of the portfolio? Churning out funds that are not performing at that particular time? Or something else?
Determine initial asset allocation Rebalance when there is at least 5% deviation Have a plan to reduce equity exposure as the goal nears and stick to it
Sir. I have been investing since 2021. But recently i heard something that anything can see its downturn. For example, realestate investment was on limelight but then that sector is struggling to give returns. Will that happen in equity investment too. Because having this in my mind is withholding me from doing further investments. Kindly say something about this.
@@pattufreefincal ok sir. Ups and downs is different but the base of equity investment is the belief that equity will generate wealth in the long run if not in the short term. So the qn is whether should I trust this long run and simply do my investments or not sir. Because 0 or negative return for 2-3 yr is not a problem even for 5 years but it is a problem if that continues for 15+ years
Dear Sir, just started watching your videos and I feel cheated because RU-vid never highlighted your channel or brought to my attention - seems like I have missed a lot. One thing I would want to know if there is a video which talks about what all to see for before investing in a particular stock. Please advise.
@@pattufreefincal I have learnt somewhere that if you invest in stocks you are better placed to avoid investing at wrong time and also that you are in control of choosing which business you would want to invest in. Can you please help me understand what is better?
Yes i guess most investors understand that there are no guaranteed returns in equities but one finally needs to make an assumption on the expected returns so that they know how much to invest today to meet a goal say 7 years down the line. Hence, if an exact return assumption can't be shared, atleast some pointers on what parameters to consider to make that assumption would be great. Thanks.
@@pattufreefincalguess that's one of the reasons why you are doing these reels. So any pointers on the parameters you consider for the assumption on equity returns needed to decide the investment amount today to meet a goal 7-10 years down the line?
Prof, majority of the people have difficulty in dealing with ambiguity. Ambiguity is there in many facets of life, so they want certainty in investment area atleast 😉 It is a difficult proposition, but one that will reduce lot of heartburn due to lack of over expectation
