How Much This £115k Investment Property Makes Per Month 🏠

Подписаться 20 тыс.

Просмотров 8 тыс.

50% 1

Hey everyone, here's another "How Much it makes" video since you guys really enjoyed the last few of these we have put out. Thank you as always for watching and don't forget to subscribe.
💻 Freebies, Tips & Advice: propertycouple...
👋 Invest with us: propertycouple...
📈 How We Manage Our Portfolio: lendlord.io/pr...
📊 Property Sourcing & Deal Analysis: propertydata.c...
💼 Set Up a Limited Company for £12: stay.osome.com...
🎬 Subscribe To Our RU-vid Channel: www.youtube.co...
📩 GET IN TOUCH
propertycoupleuk
/ @propertycouple
💌 Mailing Address 📦
Property Couple
PO Box 6980
WARWICKSHIRE
CV12 2DR
👇ABOUT US
We are Lia and AK, and we're excited to share our journey with you as we navigate the world of property investing, business, and working together as a couple.
AK: I left my corporate job after experiencing mental and physical health issues, and we started our RU-vid channel to document our journey as new property investors in 2019 with no upfront capital. Expect weekly videos where we provide project updates, share best practices, money-saving tips, and our learnings along the way.
Lia: With nearly a decade of experience building my own entertainment channel on RU-vid from 0 to over 330k followers, the unpredictable nature of a content creator's monthly income took a toll on my mental health. Starting my property journey was my way of future-proofing my income and creating a stable, regular source of revenue. Ultimately, my goal is to build a secure financial foundation for our future family.
Our goal is to make property investing accessible and understandable by sharing our story. We're passionate about inspiring others to take control of their lives, no matter what challenges they may face.
Join us on our journey to achieve a better work-life balance through property investing. We're committed to sharing our experiences, tips, and insights to help you on your own journey.
Make sure to subscribe and hit the notification bell to stay updated on our latest videos!

Опубликовано:

2 окт 2024

Ссылка:

Скачать:

Готовим ссылку...

Добавить в:

Мой плейлист

Посмотреть позже

Комментарии : 50

@orielwiggins2225 7 месяцев назад

Thank you for this. And yes, bridging loan video, please?

@daniellephillips5365 7 месяцев назад

Yes to the bridging loan video ❤

@jerrytannhauser1541 6 месяцев назад

You mentioned your current mortgage is interest only payment. How do you deal with the principal balance?

@Unknown-ou5nj 7 месяцев назад

Please do a video on bridge finance. Thanks

@PropertyCouple 7 месяцев назад

Noted

@gregoryjsealey 7 месяцев назад

Would love a bridging loans video!

@Danzkaz 7 месяцев назад

Yes please on bridging loan video

@PropertyCouple 7 месяцев назад

Coming soon.

@AlexSavage 7 месяцев назад

Yes to bringing video

@arifraje6291 7 месяцев назад

Hi, if you could please do a video on bridging loans 😊

@michaelmullard4292 7 месяцев назад

Really fun watching you two continue this journey. Principles are very similar UK and US. Continuing to send good luck. You both look great. Hope Edinburgh was amazing!

@buzzybees444 7 месяцев назад

Regarding the bridging loan, is the £86.250 including the interest on the bridging loan.

@MartinMesmain 7 месяцев назад

What location is the property?

@pedrotejero6828 7 месяцев назад

Hi Guys, Thank you for sharing. I have a couple of questions, where the interest for the bridging load sits? Do you add VAT to the 10% of the management cost? Or you don't consider the VAT as a cost as you may rebate? Do you add possible maintenance and vacancy periods to your cost? So you have a contingency budget for unexpected problems. Thanks again for your transparency

@JamesGill-xj1ir 7 месяцев назад

samhillsmithify - you are right on this property. The property couple have put in too much and the remortgage value does not break even. So present day 1, it is a loss! Plus no details on investor finance i.e. repayment interest.

@madrajproductions 7 месяцев назад

Thank you for sharing refurbishment costs. I am looking for a trusted builder/developer for my new HMO in Leicester. Can you recommend any good builders you have used around the Coventry / Leicester area please. Thanks

@kams4059 7 месяцев назад

Love your content… bit cheeky but Could you make the excel spreadsheet available for others

@JohnandCaraRetiredTravellers 7 месяцев назад

We are not property investors just love you two. But I have a question you have interest only mortgage is your goal to pay off the principal at some point and own it fully? Keep it up guys! ~Cara ❤

@PropertyCouple 7 месяцев назад

I'm not sure to be honest Cara. If in 25 years we still have them then maybe.. :)

@neeshg3575 7 месяцев назад

What about tax on the profit?

@paulthomas820 7 месяцев назад

Capitals gains on the 33k?

@matthewdavidpope 5 месяцев назад

what area is this?

@hamidkeng 7 месяцев назад

So you bought it 115000 and spent 60000 and them the the valuation came on 160000. This is not a good deal to be honest, because your cost is 175000 and the valuation is 160000. Not only a value is not added, the value is lost.

@Aku690 7 месяцев назад

They didn’t buy it for a quick flip, it was bought to generate profit via rent. It earns 3-4 times after conversion, generating profit while also paying itself off

@PropertyCouple 7 месяцев назад

Think you missed the point on the numbers slightly.

@chefksimpson6900 7 месяцев назад

It makes a monthly profit, and if they keep it for 5-10years do you think it will value the same? So with that in mind there is long term gains no losses

@privateprivate2421 7 месяцев назад

@@chefksimpson6900Assuming the property grows in value.

@shaikharsalan1 4 месяца назад

In 5 years time you have just recovered your principle value though I understand the property must have made capital gains so tha'ts your only gain as at year 5. Yes I understand the property is going to give you free rent for 15 years assuming that property is for 20 years term. But you still have to pay to bank a bullet payment to own eventually that you have to do it at your own or by paying from the same rent that you accumulated in 15 years from year 6-20. The only difference is that you were able to recover your investment at year 5 that you can utilize in any other investment. The important question how can 2 banks finance the same property is it possible?

@carlbrewer9428 7 месяцев назад

You mentioned that the 60k (ish) was raised form private investment, how is the cashflow impacted by repaying these private investors? Curious to see how that kind of thing works, as have always self funded refurbs to date. Something on bridging would also be good to see, as we briefly explored the options, but haven't yet needed to go down that route yet.

@PropertyCouple 7 месяцев назад

If you are in a position to self fund that is great! Of course having investors impacts the cashflow but it helps once you've scaled up a bit and can offset it.

@samhillsmithify 7 месяцев назад

Really well explained video! I get that the cashflow is fantastic, but why did you bother to buy somewhere where the value increase (£45k) was lower than the refurbishment cost(£62k)? Could you not have just purchased a finished version and save yourself the hassle to achieve the same returns.

@PropertyCouple 7 месяцев назад

The ROI wouldn't be as high because you wouldn't benefit from the refinancing element.

@samhillsmithify 7 месяцев назад

I am still very confused! At the end you have (£57k) left in the deal but if you just purchased it for (£160k) you would have the same asset for ~£47k (75% LTV, 5k stamp and 1k legal, other) and would have saved yourself all the admin of refurbing and lost revenue (~6k). I feel like I am still missing something

@Aku690 7 месяцев назад

How did you get such a low interest rate? And at 344 a month isn’t that an interest free mortgage?

@PropertyCouple 7 месяцев назад

That was the rate at the time. Yes it's interest only.

@dfaulkner9602 7 месяцев назад

Excellent video guys. Thanks so much for sharing. Question, how do the investors (who put up the development finance) get their return? Is it from the monthly cashflow?

@jameshaydon4473 7 месяцев назад

I too would like to know the answer to this please.

@PropertyCouple 7 месяцев назад

Yes from the cashflow the properties generate.

@andyrooot 7 месяцев назад

Thanks again 👍🏽

@PropertyCouple 7 месяцев назад

No problem 👍

@MARKB3946 7 месяцев назад

Awesome and interesting video as usual. Have a great week and a lovely Valentines Day. ❣

@PropertyCouple 7 месяцев назад

Thank you! You too!

@ddkeech1 7 месяцев назад

Another great, informative video!! Lia you look Stunning

@PropertyCouple 7 месяцев назад

Thank you so much!

@richieb6998 7 месяцев назад

450k for a survey 😉great video guys

@PropertyCouple 7 месяцев назад

£450* can’t find the typo in the vid but thank you!

@Mr.GeeKhan786 7 месяцев назад

Property is not passive at all.

@PropertyCouple 7 месяцев назад

Isn’t it?

@OfficiallyNajada 7 месяцев назад

Yes, please!!! Bridging loans have been the reason I have held back due to my lack of understanding. A dedicated video on bridging would be epic. P.S. Also, this video is amazing and has really helped.