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HOW MUCH WE SPENT | HIDDEN & REAL COST OF BUYING A HOUSE IN THE UK 2024 | First Time buyers! 

Daniel Jesuloba
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4 окт 2024

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Комментарии : 89   
@Diop90
@Diop90 4 месяца назад
@Daniel Jesuloba, you're making us all proud and at the same time, giving us hope in believing that it is indeed possible with hard work. Felicitations 👌🏽
@GrandPlato
@GrandPlato 4 месяца назад
Just chuckled at one of the comments about “See me, I don buy new house…” videos now trending with abroad-based Naija ‘tubers 😊. But seriously I think it speaks to the average Nigerian’s aspiration to simply make the best of their lives. Something that is seemingly difficult if not impossible to achieve back home. Opportunities to live, work and earn a decent living in the UK for example has always been there, and the system to some extent does support people to do stuff like buying a house easily, if you are determined and ambitious. So I get why buying a house is somewhat of a novelty to mostly recent immigrants. My 2cent has always been that everyone should consider the “new house” purchase as part of your whole life financial plan, including your pension, other investments etc. Try not to overspend on a “forever” house and be sensible with how you deal with lifestyle creep.
@Oluwatosin-gq5po
@Oluwatosin-gq5po 4 месяца назад
Stamp duty is not zero pounds if the house price is above a certain threshold, think 450k. Congratulations
@bolaomotayo7636
@bolaomotayo7636 3 месяца назад
Yes you are right but that’s if the property price is more than 425k.
@okunrin3
@okunrin3 Месяц назад
Just a quick correction, don’t want people to be misinformed. Stamp duty is not free for first time buyers, it depends on the rice of the house. People can check the stamp duty calculator. Life insurance is also not mandatory for a mortage. Houses in London are more expensive so they have a higher threshold while the houses outside London are cheaper and hence a lower stamp duty threshold.
@agboclifford7032
@agboclifford7032 4 месяца назад
Dan I will continue to say a big congratulations to you and your wife. I tap from your blessing
@chizobasalome8967
@chizobasalome8967 4 месяца назад
Thank you for being honest about this
@ugoibe2183
@ugoibe2183 4 месяца назад
Omo money really plenty to save oo. God go help us, Amen... Congratulations once again...
@ChikeFischer
@ChikeFischer 4 месяца назад
Building credit score...Yes we want it...thanks
@halyberry5678
@halyberry5678 4 месяца назад
The reservation free is cheap in Uk, in the US, it is $5,000 to hold the land/ lot if you are building form scratch.
@omilusiolatunji3429
@omilusiolatunji3429 Месяц назад
Congratulations, Mr Daniel, I tap from your Grace.
@janenwosu5677
@janenwosu5677 4 месяца назад
Stamp duty is free on your first home after a certain amount. So its not always free for everyone
@jessicawest224
@jessicawest224 4 месяца назад
Congratulations 🥳. The God that did it for you will do it for us all too in Jesus Christ mighty name, Amen 🙏
@aaustyle7793
@aaustyle7793 4 месяца назад
O boy...to buy house nobi small thing ooo. Congratulations bro, you are doing well
@soagamayowa9999
@soagamayowa9999 3 месяца назад
My question is, Is it financially worth it to buy a house in the UK or paying rent? Looking at what you're paying monthly. I don't really know
@damilolaojo1318
@damilolaojo1318 4 месяца назад
Very insightful video. Thank you!
@DanielJesuloba
@DanielJesuloba 4 месяца назад
I am glad you find the video resourceful!!
@Khemzy.O
@Khemzy.O 25 дней назад
Which area do you live​@@DanielJesuloba
@LisaTonyking
@LisaTonyking 4 дня назад
Hi dear can you kindly recommend the home insurance and life insurance you're using cheers x.
@bimboakinsanyatv
@bimboakinsanyatv 4 месяца назад
I recently relocated from England to northern ireland after a year in the uk. I changed my address on the electoral register but my credit score went down by 29 points. What can helps shoot it up?
@kwatammusa8023
@kwatammusa8023 4 месяца назад
Which area is your property please and how do I go about it
@bengrace6495
@bengrace6495 4 месяца назад
Congratulations Daniel 🎊 👏
@Zeeco-ro6wc
@Zeeco-ro6wc 4 месяца назад
Good points Daniel. You stylishly didn’t tell us how much your deposit was and how much your monthly mortgage is. 😂
@odogwuod3364
@odogwuod3364 4 месяца назад
Nice one,but you haven't said anything about the cost of the house or how much you bought it bro
@ruthlinus5744
@ruthlinus5744 3 месяца назад
Congratulations Daniel
@VanillaandRoses
@VanillaandRoses 4 месяца назад
Congratulatiins Daniel 🎉🎉🎉🎉
@chibuikemechegwisi
@chibuikemechegwisi 2 месяца назад
Hi Daniel, were you compelled to take out an income protection insurance and illness protection insurance along with the building and life insurance?.
@gregt7380
@gregt7380 3 месяца назад
Thank you for all of this useful information.
@2028
@2028 2 месяца назад
Hi brother, i saw your video. Very informative. Would you please reply me regarding the utility fees, ground maintenance fee by the builder's. Please
@eniolaogundipe7698
@eniolaogundipe7698 4 месяца назад
Omo, Na God fit help the single in purchasing a new home...
@DanielJesuloba
@DanielJesuloba 4 месяца назад
I know right but it is possible with a well paying job….
@eniolaogundipe7698
@eniolaogundipe7698 4 месяца назад
​@@DanielJesuloba That has to be 60k & above, to be able to get above £270,000 from the bank.
@emakimberly6541
@emakimberly6541 4 месяца назад
Don’t give me, I just bought my first house a few months ago. With God all things are possible
@missis4048
@missis4048 4 месяца назад
@@eniolaogundipe7698That’s not true.
@rebeccaoni2877
@rebeccaoni2877 3 месяца назад
God I pray for such blessing as a single lady. I believe and trust in your process Congratulations dear great minded couple
@RiaCee67
@RiaCee67 4 месяца назад
Could you explain the credit score that is much favourable. Like what was your credit score and all please.
@oladapoo.johnson3373
@oladapoo.johnson3373 4 месяца назад
Thanks for the video. Please do how to build your credit score. Thanks. Congratulations once again.
@missis4048
@missis4048 4 месяца назад
By getting a credit card, not using more than 20% of the money every month and paying on time and in full.
@jayolayinka9509
@jayolayinka9509 4 месяца назад
Congratulations bro 🎉😊
@Samsideen
@Samsideen 4 месяца назад
I need the video how to build credit score. Is still possible for couples over 50 to buy a house in uk
@valerie766
@valerie766 4 месяца назад
Yes, or go on your council area website and register for over 50 accommodation to apply.
@raycorey
@raycorey 4 месяца назад
@@valerie766 😂😂😂 Bad idea. Over 50 years of age? And an immigrant? 😂😂😂 - They would NOT even look at you, what sort of advice is that? Even white English 50 years old age don’t even get looked at, and you think an immigrant would be place on council ? Gosh
@adebayobalogun4883
@adebayobalogun4883 4 месяца назад
Brilliant content mate .. where did you find the property.. (on what platform).. how can I get a property of this kind and value and what area of Kent exactly is this if you don’t mind sharing (privately if you want as well) .. actively searching for a property but not finding anything that I fancy within my budget..
@chibuikemechegwisi
@chibuikemechegwisi 2 месяца назад
He got it off Bellway homes
@danielolayinkabukola2043
@danielolayinkabukola2043 4 месяца назад
Congratulations bro
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Thank you 😊
@sultanfolawiyo355
@sultanfolawiyo355 4 месяца назад
Congratulations 🎉
@Fidelityinspiration
@Fidelityinspiration 4 месяца назад
Thank you for this video, God will continue to uplift you and give you more wisdom I have a question and i hope I can find help here. I am a content creator on Facebook and i have meet my criteria to monetize, but my Visa is tier 2(health and care visa), my question now, am i restricted to use my details for that?, where will the income i will earn from Facebook be categorise?, self employment or what?, what's your best advice for me, this is just what has stopped me from setting up my monetization as i would need clarity before i proceed. Please if you have any ideas, help me out
@danielakinyemi1594
@danielakinyemi1594 4 месяца назад
God bless you more
@omotoshoadebowale5556
@omotoshoadebowale5556 4 месяца назад
This is simply beautiful
@theresanwabuisi6368
@theresanwabuisi6368 4 месяца назад
Hello how long did the process take that is from start to finish of the mortage process
@chibuikemechegwisi
@chibuikemechegwisi 2 месяца назад
Takes about 5-8weeks if all things go well and the building is ready.
@suzzyfosuah.rnieltstutor.4698
@suzzyfosuah.rnieltstutor.4698 4 месяца назад
Your wall art, where can I get it please
@amolegbesadiq9478
@amolegbesadiq9478 3 месяца назад
I just gained admission to the university of Sunderland for my masters program. Pls I would like you to be my mentor?
@obiomaeduvie
@obiomaeduvie 4 месяца назад
Congratulations
@emakimberly6541
@emakimberly6541 4 месяца назад
Congratulations again
@lexgiigz4163
@lexgiigz4163 4 месяца назад
Hi,in the event that I can't finish paying for the mortgage,can I sell the house to offset the mortgage?
@obiomaeduvie
@obiomaeduvie 4 месяца назад
Which home insurance did u use nd also for the life insurance
@benjaminsunday4886
@benjaminsunday4886 4 месяца назад
You didnt show us the house
@toluwanionaolapo4217
@toluwanionaolapo4217 4 месяца назад
Pls do a video, maybe husband and wife can switch. AM ON HEALTHCARE VISA AND MY WIFE IS MY DEPENDENT BEFORE. CAN MY WIFE BE MAIN APPLICANT if she is sponsor on Care visa
@Nollywoodmovies0247
@Nollywoodmovies0247 3 месяца назад
Yes your wife can be the main applicant. But make sure you both are in the uk
@sussanobasi5110
@sussanobasi5110 4 месяца назад
Please which area in Kent did you buy the house
@ginikatalks
@ginikatalks 4 месяца назад
None of the partner will die in Jesus name. What will happen to the life insurance money then?
@obiomaeduvie
@obiomaeduvie 4 месяца назад
Which developer did u use
@akindelekolapo6751
@akindelekolapo6751 4 месяца назад
Pls I want to ask after paying for the charges .someone later doesn't pass credit score, will they refund all the money. Thanks
@mabintoujalloh3982
@mabintoujalloh3982 4 месяца назад
You need to pass the credit score first before starting the mortgage application
@grandbozibozi5338
@grandbozibozi5338 4 месяца назад
Bro go back to nigeria with you money. 😂. Is mortgage or interest bro
@dipoolaewe5218
@dipoolaewe5218 4 месяца назад
can someone that has not spent up to 3yrs in UK MORGAGE a house?
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Yes, you need to be in the UK at least 2 years!!
@oluwatosinvictor2750
@oluwatosinvictor2750 4 месяца назад
What credit score most I attain to apply for mortgage?
@Nollywoodmovies0247
@Nollywoodmovies0247 3 месяца назад
620 above
@babahailey4856
@babahailey4856 4 месяца назад
Hello ,,, how do i get in touch with you for advise privately? , if thats ok with you
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Yes, that’s fine WANT A ONE-ON-ONE SESSION WITH ME? CLICK HERE: bit.ly/3EmZ95h
@NnaemekaJimm
@NnaemekaJimm 4 месяца назад
On this house matter, you have created almost 5 content 😂..... No content again... Care visa information no dey again.... 😂. All of una RU-vidrs, Na una dey kill we Nigerians.... Where you see Indians dey give information anyhow? Any small information,na to set up ring.
@jimohabidemidavid9356
@jimohabidemidavid9356 4 месяца назад
Oga shift, na by force? If dis info is not help u y r u discouraged d content creator? Is not by force u must watch neither comment on his content. Jealousy no go kill u. U too can do ur own😂😂😂
@healtharena48
@healtharena48 4 месяца назад
Bad Belle!!!
@NKECHI-NPO
@NKECHI-NPO 3 дня назад
How many Indian content do you watch or listen to. Do you understand their language.
@godwinnyiam8701
@godwinnyiam8701 2 месяца назад
Congratulations once again Daniel, pls i need to send you a personal message.
@okegbemiadebisianthonia8533
@okegbemiadebisianthonia8533 4 месяца назад
Congratulations Daniel
@janeedekobi5647
@janeedekobi5647 4 месяца назад
Congratulations
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Thank you 😊
@AjaoBoluwatife-lg1iq
@AjaoBoluwatife-lg1iq 4 месяца назад
Congratulations
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Thank you 😊
@chialuka
@chialuka 4 месяца назад
Congratulations
@foyekealayande2096
@foyekealayande2096 4 месяца назад
Congratulations
@AjaoBoluwatife-lg1iq
@AjaoBoluwatife-lg1iq 4 месяца назад
Congratulations
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Thank you 😊
@DanielJesuloba
@DanielJesuloba 4 месяца назад
Thank you 😊
@rachaelegbule2531
@rachaelegbule2531 4 месяца назад
Congratulations
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