Congratulations to you both Chidera. I admire how you both compliment each other and the frequent use of « We » in every statement. May God continually keep and uphold your home in bliss and love🙏
Chidera, thank you so much for all you share on here for free. God bless you. Your channel is always so helpful😩. I literally save some content for future purposes. Coming back again to watch this video when I am getting my house by God’s grace.
Fantastic. Concerning Product fee, the best advice is to be sure that the Lender will approve your product fee first and once they approved, then you can pay it upfront. For some, once you pay a product fee and the mortgage doesn’t go through, then the fee you paid is gone.
Buy freehold not leasehold as you don't own the land and you have to pay service charges and maintenance and you have to ask the landlord permission to do things it's ridiculous. With a freehold you own everything
The most important things seem to all be under £4,000. Not too bad. Anyway, what bank provided your mortgage? I believe you guys are still visa holders and most banks have criteria for visa holders different from ILR holders.
Hi Chidera, please what the name of the company you got with the home insurance and the also the life insurance. The budget my mortgage advisor is telling us for house insurance is very high…like £80 plus
Defo complain at the SRA as solicitors are regulated. Conveyancing solicitors are mostly incompetent you need to do most of the work and chasing or they will frustrate and cause delays! you should have asked for a reduced fee for their incompetence
Congratulations , house in the UK is really expensive and small, in Belgium house is more cheaper, I have moved I know what it's,I start moving before I hired a company to park
Hello Guys, thank you for telling yourfoliowers the detail process of buying a property in England. However , Chidera, you both are saying 'Lawyer' the name of the legal party that you deal with during the purchase of property in UK is ' Solicitor' . Secondly I am curious as to the property you purchase , Is it Freehold or Leashold?. Please note that there is a difference. Please do check.
Did you mention the level 2 survey fees. I'm going through this process at the moment. I paid for survey,the report wasn't great . I then got a damp survey done highlighted by the Initial survey report level 2 survey,together they cost me nearly £800. Went back to the seller asked him to reduce his asking price for cost of all the repair work the house needed and he refused so I lost that money and walked away. One month later he dropped his asking price to less than I renegotiated"eat humble pie". Just had another offer accepted and paid for another survey yesterday so fingers crossed this time. No one tells you , you might end up paying for multiple surveys another added expense.
Well done guys, congratulations, just watching you both for the first time,infact being thorough in everything not just lawyers is a critical key,never assuming and ask questions,well done again
Congratulations to u both.pls what was the interest rate and was the interest fixed for some years and many year interest rate did u get if u get all thanks
Yeah, was going to say so, cos I used a truck to move my chairs, fridge etc and they charge £50 for two trips . I’d love to know why you didn’t use a truck please
Because the moving company gets to do all the work. Driving the van, onloading and offloading. Also, their vehicles can take everything in a house, which means one trip. So if you don't want to be stressed out, a moving company is ideal. If you have friends to help or can do the packing yourself, then you can rent a van.
The most important things seem to all be under £4,000. Not too bad. Anyway, what bank provided your mortgage? I believe you guys are still visa holders and most banks have criteria for visa holders different from ILR holders.
Wow... congratulations to you and your hubby Chidera. I'm happy for u. I see the glory of God all over you, we will soon come for Omugwo😂😂😂if you know you know. Abeg, I want to come and visit you for 3month, pls invite me na let me enjoy this peaceful loving new home. 🤗🤗🥰
What should be the least deposit for buying a house, and what are the requirements to buy a house as an immigrant? Your candid respond will be appreciate.
