Hi Bret! Really interested in your videos. I am a begginer and I only had an ISA with HSBC giving me £15 a month for £10.000 invested in it at the moment. I have two questions. Can I transfer all that to Vanguard and is it worth it? What is the S&P500 ETF I can buy into from the UK (vanguard)? Is it S&P 500 UCITS ETF (VUSA)? Sorry about being a noob I am just starting out :)