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How To Become Financially Stable In 9 Steps | Clever Girl Finance

Clever Girl Finance

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Have you ever met someone who never seems to worry about money? They have extra cash for the things they want, and, always have the money to pay their bills in full - even the unexpected ones. This person is likely financially stable. The great news is you too can learn how to become financially stable with a little bit of work.
Do you feel financially stable or are you still working on it? Share in the comments!
In today’s video, we are going to discuss key tips for becoming financially stable. Let's dive in!
#financiallystable
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25 июн 2024

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Комментарии : 252

@marianneeichler648 Год назад

Thank you for this video. I am $100. away from a goal of $1,000. Emergency fund. Your video is a learning part of my learning process. I am 64 years of age and appreciate finding a way to feel in control of a.bit of my own life. I am willing to learn from a young person something important. "Out of the mouth of babes comes wisdom".

@bdavis6450 Год назад

Thank you for sharing your comment. I’m 41 and feel like it’s so hard to get ahead with saving for an emergency fund.

@Clevergirlfinance Год назад

You are doing so great!!

@becky2235 Год назад

Don't let men use you for money I learnt that the hard way!

@shayemoore Год назад

LOL funny but so true.

@marisacillahi1537 Год назад

Explain please 🙏

@shayemoore Год назад

@@marisacillahi1537 Explain what?

@marisacillahi1537 Год назад

@@shayemoore the statement woman comment ( don’t let men use you for money I learnt that the hard way )

@shayemoore Год назад

@@marisacillahi1537 I see what you mean now. Thankfully, I never had to learn the hard way cause I don't give men a dime of my money.

@aneshaelizabeth Год назад

Your advice is always so helpful. I remember watching one of you videos when I was unemployed and my financial situation was a mess. I was getting pink notices in the mail and my car was about to be put on the repo list. About 6 months later and now my car is about to be paid off, my credit score has improved, my savings account has a comma in it, and I am almost two months ahead on my bills! My spending has been a little out of control lately since I am moving, but I came here to get back on track! Thanks for everything! ❤

@tanial8171 Год назад

Everytime I watch a video like this, I cannot help but to feel sorry for my younger self. At that time, I was so financially iliterate that I would spend the small amount of money I was earning in thrash food, crappy clothes and insignificant things here and there. I did not know better... I will try to teach my kids about finances so they don't feel miserables like I was. Not knowing my worth, made me accept people and situations not good for me or anyone. Thanks for this videos.

@yasminogbu8929 Год назад

Me too

@Clevergirlfinance Год назад

We all make mistakes - now you know better you can do better! Take the lessons and keep moving!

@yasminogbu8929 Год назад

Where divorce is rife, prices of everything have increased, 50/50 is the new dating, having good finances is a MUST! It really isn’t a choice. I don’t think all my girlfriends understand that yet. Making money while you’re young , while you have the energy to make investments and actually live your best live in your 30s is so important.

@Clevergirlfinance Год назад

Agreed!

@theartalli 2 месяца назад

Omg girl I read that as if you were a man and got so concerned when you said “all my girlfriends.” girllll 😂😂😂

@yasminogbu8929 2 месяца назад

@@theartalli 😂😂😂 that would be pretty wild, but there certainly is guys who rock like that out there : /

@Sparkle-ey7iw Месяц назад

@@theartallime too because 50/50 is cheap men talk 😂

@RadiatingHigher Год назад

Step 1: Get to know your current financial situation Step 2: Use goals to become financially stable Step 3: Adopt a frugal lifestyle Step 4: Avoid unnecessary debt Step 5: Build emergency savings Step 6: Pay yourself first Step 7: Improve your financial literacy Step 8: Make financially stable career/business moves Step 9: Make room for fun

@so.many.obstacles Год назад

Thank you!!!

@Clevergirlfinance Год назад

Thank you

@paulmack1578 Год назад

This BS does not work in the current economic climate.

@lee-13 Год назад

Thanks ❤

@apeiron885 Год назад

🎉!Yay!🎉

@alib.3566 Год назад

The emergency fund, paying yourself first, and learning better ways to invest are the tips that really resonate with me. Thank you 😊

@Clevergirlfinance Год назад

Thanks for tuning in!

@SammyNdlovu1212 Год назад

I don’t consider myself financially stable, but lm on my way there

@chelseashurmantine8153 Год назад

I wish it was broken into time stamps but this is such a great list

@Clevergirlfinance Год назад

It will be soon!😊 thanks for tuning in

@karab468 Год назад

1. Get to know your current situation 2. Use goals to become financially stable 3. Adopt a frugal lifestyle 4. Avoid unnecessary debt 5. Build emergency savings 6. Pay yourself first 7. Improve financial literacy 8. Make financially stable career/business moves 9. Make room for fun

@venessamoon3741 Год назад

Thank you!

@Clevergirlfinance Год назад

Thank you for helping the community by capturing this. Pens and notebooks ready.

@paulmack1578 Год назад

Hey Sis, we are living in a different world now. It is becoming harder and impossible for some to become financially stable. It's not about poor financial habits anymore. The value of our money is shrinking because the cost of living, goods and services is increasing exponentially. We are budgeting. We are frugal. We are avoiding unnecessary debt because we don't have a choice. Yet, we aren't financially stable but financially scared.

@latoyacoppedge9478 Год назад

This all so true I try & try to save as little as 5$ each Pac period but once I get to my little goal of lets say 50$. Here come something else out of the blue that needs to be done or paid. Its not as easy as everyone thinks it is. So thank you for speaking the truth about this

@mrs.germain4911 Год назад

You have to find out a way to make more. That’s the only way to be financially stable. That’s hard in itself. We need more videos about ways to make money

@ashirwadbayne2356 Год назад

😢 so real for me

@Brittany-hm9rj Год назад

It’s all in the mind. Change your mindset to attract money and it flow to you.

@shachede6828 Год назад

Excuses. If you believe in excuses you’d never make it.

@Farmwald853 7 месяцев назад

Sadly, banks continue to stumble, mortgage rates is on the rise with higher imports and lower exports, yet the FED is to lessen cost. So, where do we grow and safeguard our money now? something will eventually break if they keep raising interests and quantitative tightening.

@LagerthaJackson 7 месяцев назад

ideally, you should consider financial planning to get the best results with your money, notwithstanding economy situation

@SallyW414 7 месяцев назад

Well agreed, I'm quite lucky exposed to finance at early age, started job at 19, purchased first home at 28, got married shortly afterwards to raise kids early. Going forward, got laid-off at 40 amid covid '19 outbreak, immediately consulted with an advisor in order to stay afloat and after subsequent investments, I'm barely 25% short of $1m ballpark goal as of today.

@Parzen753 7 месяцев назад

that's incredible! would you mind if I vet your advisor pleas? started investing in stocks november 2022, but not confident to make the correct investments as of now, seeking professional help to achieve my financial goals

@SallyW414 7 месяцев назад

Catherine Morrison Evans is the advisor that oversees my portfolio. She's been able to gain some reputation and online recognition with over two decades in service, so it shouldn't be a hassle to find basic info.

@Parzen753 7 месяцев назад

this recommendation came at right time, very much appreciate it. curiously inputted her full name on my browser and found her site top search, over 20 years of experience is certainly striking!

@tyresseferguson2462 Год назад

Yes, I feel financially stable.

@thestream1 Год назад

hey tyresse, lend me a billion dollars XD

@NiolasWallet Год назад

@@thestream1lmao

@mylifeportrait4640 Год назад

I am 26 and living in an Eastern European country where 1000EUR will afford me a comfortable life. I have been cooperating all of these practises in my finances: set aside 30-40% of my income to put in bonds, live frugally and have emergency fund of 3 months of my expenses. I am also working on getting a promotion at work and getting certified for my professional skills. I stopped buying fast fashion clothes 2 years ago and shop responsibly. The only ongoing issue is that I don't have budget for my grocery and still spend more than I want on grocery because I really like cooking. I go out 1-2 per week with my friends and colleagues but spend no more than 20 EUR each time. I am still pondering what else can I do to get financially stable by the time I am 30. And I realize it is a hard and lengthy process to become wealthy.

@Clevergirlfinance Год назад

You are doing so well. You have developed very good discipline and have a strategy that works for you. Keep going.

@sue30785 Год назад

Thank you so much. I'm gonna be very intentional and stick to the list

@toshistokes9277 Год назад

Great tips! Thank you for sharing!

@melciad8980 Год назад

Im a brand new subscriber today and i subscribed before i heard you saying to do so.i also liked this video because i loved this video...so informative and useful information! Thank you soooo much for making these free videos on RU-vid and not advertising something here in the video...so professional. I will check out all your content and see if I can get your books from my library. If not i may buy them once i save money for them in my budget. at this point, I haven't worked since 2020 because of covid and other health issues. But i will find a job soon and then i can learn to budget better and also study your books for tips... But thank you soooo much for all that you do, you are so dedicated!

@Sky-Child Год назад

What content! You never fail to provide good sensible quality advice. I am working on paying down debt and building an emergency fund. Financially stable is the goal!

@Clevergirlfinance Год назад

Thanks for being here!

@hemishgervis695 Год назад

Great tips and thank you for sharing.

@Ceterra4247 Год назад

Setting Goals

@Dana-bl7gl Год назад

The tip that I’ll start with is Empowering Myself with the Right Structure by building out my goals, staying focused and making room for fun! 💚💚💚

@Clevergirlfinance Год назад

YAY! Do it! We are cheering you on.

@breaimsonenterprise5854 Год назад

7:12 ! Very important.

@kolorbeauty9757 Год назад

Tip #1 is the one I must do

@LeniqueKintea Месяц назад

Thank you!🙏🏾🙏🏾🙏🏾

@EssentiallyLuisaMorgan Год назад

Grateful for you sharing this information for free to all of us.

@felixneddermeyer7101 2 месяца назад

Incredible. Thank You!

@kicshiakicshia1374 Год назад

Thank you sis

@winfridahbanda5739 Год назад

I had to watch this again for more impression and reminders. Thank you so much for the tips you share.

@Clevergirlfinance Год назад

You are so welcome!

@kimlondon6036 Год назад

Thanks for the information !!!

@Clevergirlfinance Год назад

Our pleasure!

@jenniferjones4113 Год назад

Great information...TFS!!!

@Clevergirlfinance Год назад

Thanks for watching!

@fashionandluxury101 Год назад

Great information that's practical. Thank you

@Clevergirlfinance Год назад

Glad it was helpful!

@ruthbobo218 Год назад

Great video, thank you for sharing

@Clevergirlfinance Год назад

Thanks for watching!

@trina723 Год назад

I thank Erika for having introduced me/us to you, Ms. Bola. Just subscribed to this channel.

@kevinmoore9524 Год назад

Thank You. This is helpful.

@Clevergirlfinance Год назад

Glad it was helpful!

@kicshiakicshia1374 Год назад

Love your channel

@Kay-fv7cw Год назад

This is such good information. It's practical and not complicated. Thank you!!

@Clevergirlfinance Год назад

Glad it was helpful!

@venessamoon3741 Год назад

Thanks for the tips! They were very helpful!

@Clevergirlfinance Год назад

YAY!

@jucaja Год назад

Thank you! I enjoy watching your videos and learning from you ❤

@Clevergirlfinance Год назад

We're so glad!

@kholofelokgorutle9008 Год назад

I’m going to build an emergency fund it’s a brilliant idea

@Clevergirlfinance Год назад

Do it!

@nedkulic2164 4 месяца назад

Thank you so much!!!! My family and I are taking your advice for a stress free future! Appreciate all your work! 🙏☺️

@Clevergirlfinance 4 месяца назад

You are so welcome!

@nancy_onyao Год назад

Such a great list. Thank you good sis

@Clevergirlfinance Год назад

You are so welcome

@Clevergirlfinance Год назад

Thank you for tunning in.

@dizzyday5259 Год назад

Good advice

@ivanajukicgloban6627 Год назад

Thank you!Very helpful...short and clear!

@fidelisdamana1457 Год назад

I am happy to have discovered you.

@fmbrownie2916 Год назад

Thank you for this very important information.

@jenniferjones4113 Год назад

Great tips...TFS!!!

@Clevergirlfinance Год назад

You are so welcome!

@susanprice7202 10 дней назад

I'm new here and I'm so happy the videos are so focused and easily explain the purpose and how to get to the goal! Thanks!

@Clevergirlfinance 8 дней назад

You are so welcome!

@alexkasanda4594 Год назад

Terrific message👏👌💪

@Clevergirlfinance Год назад

Thanks for tuning in!

@albertsardari 3 месяца назад

Good content🙏

@Fasthebaker Год назад

hello here, I find this video very helpful as I am on my way to living a frugal and purposeful lifestyle. thank you so much as I will be applying some of your teaching and putting in the work

@Clevergirlfinance Год назад

Amazing- Well done. You've got this!

@marieholman7230 6 месяцев назад

I really am enjoying your videos on finance . There is a lot of great information.

@Clevergirlfinance 6 месяцев назад

Glad you like them!

@troyirons5059 2 месяца назад

I like your advice on being patient and disciplined

@Clevergirlfinance 2 месяца назад

Glad you found it helpful!

@OpticFinanceRoom 11 месяцев назад

Your advice is very helpfull and teaches a lot keep up the great work🎉

@Clevergirlfinance 11 месяцев назад

Thank you! 😃

@JenintheUSA 2 месяца назад

Love your video..

@Anaruley Год назад

These are fantastic takes, I feel exceptionally lucky I started investing early and consistently compounded my income via assets to create more cash flow, I grew to a 6 figure well-diversified portfolio having exposure to different profilic investments mainly stocks and commodities, crypto, mutual funds, ETF's amongst others. All thanks to the services of my financial advisor/portfolio manager Melvin Don Fisher who has been an immense additional value to my life and financial prowess in general

@xavier0278 Год назад

This isn't the first time I'm coming across this Melvin Fisher dude I've read a lot about him on several online forums,his track record is truly outstanding.

@swedishfish437 Год назад

Investing is mandatory for becoming financially stable and it's best to work with professional guidance so you make the most out of your investment and mitigate the risk involved in the ever fluctuating financial market

@ROHAN-N Год назад

i just want to know on an average how much does all these investments give you combined? i'm also an investor particularly in stocks and crypto but managing my investments has been very challenging....please can you share more insight on your portfolio manager and how i can consult him for assistance??

@Anaruley Год назад

@@ROHAN-N Your profit margin would depend partly on how much you invest but asides that, I've raised over $270k in 13months from my diversified portfolio. Mr Fisher comes highly recommended as he's fully licensed with 25yrs of experience also regulated by FINRA and tons of other regulatory bodies. He provides an investment management service where he handles my trading analysis and executed trades using his superior expertise and technical abilities for a 20% commission fee charged from total profits generated

@Anaruley Год назад

For further inquiries he's available on Tele gram

@sallaimatumassaquoi2692 Месяц назад

I have learnt today❤

@esthermutua1287 Год назад

Thanks alot for this 🙏💯 so informative ✍️ looking forward 🙏⏩ mob love Bola

@Clevergirlfinance Год назад

Thanks Esther

@bybrittanybutler Год назад

So proud of you Bola!!!🎉

@Clevergirlfinance Год назад

Thank you for supporting Clever Girl Finance

@TelasDiary Год назад

Goals Trip Saving Fund has been blooming like a flower. I have been on the frugal train for the last three years. Paying myself first I have a hard time with that I always forget. Im making an effort to prioritize that more. The side hustle is in a slight libo, but it is at the top of the list. Great video very simple.

@Clevergirlfinance Год назад

Well done for paying yourself first. You are right it can be difficult at first, but you have clearly shown that consistency pays off. All the best with your side hustle. Keep going.

@MonethSato Год назад

watching from Tokyo

@SakiraJackson 3 месяца назад

Create a financial managment plan by avoiding unnecessary debt like store cards and spending on nonessentials.

@slaveofAllah4300 7 месяцев назад

I have been working on the frugal lifestyle

@jdrancho1864 7 месяцев назад

Re step 5: Financial advisors don't make enough effort to distinguish between 'emergency savings', as it is described here, and a 'rainy day fund'. It is an important distinction to make, because they often get used interchangeably, but they are not the same. Emergency savings are for the kind of unforeseen but not necessarily unexpected expenses life throws at you, like this video suggests. They could happen once or twice, but they are short-lived events. Rainy day savings are for a lengthy period of time that can last several months, maybe even up to a year, where your source of income stops and you have to rely on your savings to cover everyday living expenses. The needs and the money required to meet those needs has to be assessed according to different guidelines, and so is the decision about the best place to keep that money while it is not being needed.

@chiomakristie8263 Год назад

I am not financially stable and its frustrating😥

@ramonaneyrinck2292 Год назад

Follow this plan and things WILL change.

@isisturner5859 Год назад

I'm most definitely financially unstable. It's like no matter how I try to save, i keep finding myself in a rabbit hole. 😢

@Clevergirlfinance Год назад

We're sorry to hear that you're feeling financially unstable. It can be discouraging to feel like you're not making progress despite your efforts. Our personal finance course can offer strategies for breaking the cycle of financial instability and help you take control of your finances. Remember, it's never too late to start making positive changes.

@cherylT321 Год назад

If you get money back from taxes, always save it to help you pay your future bills; doing that for years helped me become more financially secure. I then used my regular pay check for other things!

@agneskubwimana1901 Год назад

Today I reminded my self that i spent alots which are not necessary I made my track goal starting this May till December I want to spend accordingly I will let you how it works 😊

@Clevergirlfinance Год назад

That's great to hear! Setting goals and tracking your expenses can be a powerful tool for building financial awareness and developing better spending habits. Keep up the good work and don't hesitate to reach out if you need any additional support along the way.

@TekishaHenry Год назад

Great video, I especially liked the part about having an Emergency Fund👏🏿💕

@Clevergirlfinance Год назад

Glad you liked it! Thanks for stopping by.

@natasha-thesingingflower2362 Месяц назад

😊 THANK YOU FOR YOUR SUGGESTIONS AND ADVICE. This is going to bring me back to where I used to be in my 20s, when I had 18,000 saved. I'm glad my debt is down, but I am working on earning a stable income, even if an extra part time. I don't travel because I am so focused. I do want to take a trip, but I am trying to use discounts,etc. I really enjoy watching your videos, been subscribed for a year, and I feel you have helped me alot. ❤

@Clevergirlfinance Месяц назад

You are so welcome and thanks for sharing. You can get back there! Set your plans, take action and stay focused. You've got this!

@tbam73 Год назад

What did she say at 11:18? Lifestyle free?

@Lemons19902010 Год назад

Do you suggest paying off debt before saving up your emergency Fund?

@so.many.obstacles Год назад

I’m doing both and I’ll be out of debt this year. I started off saving $25 a paycheck and now I’m saving $200 a paycheck. I was doing $300 at one point but I want to get out of debt sooner. To get from $25 to $200 ppp, I took an honest look at my spending. Looked to see where I was spending unnecessary and cut that out. The money I stopped spending helped me to put that money towards savings. Also, any increase you get either put it on debt or save. Within the last year I got a bonus and pay increase. The pay increase was used to increase my retirement fund. The bonus went to debt. I’m getting another pay increase next month and will put that 5% towards debt.

@Clevergirlfinance Год назад

You are doing great! Well done.

@Clevergirlfinance Год назад

An emergency fund is necessary - even if you start with something small. Then you can focus on paying down debt as you earn.

@MrBee_ZA Год назад

I want to start investing and save for emergency fund. Thank you so much. From CleverBoy, South Africa 🙂

@Clevergirlfinance Год назад

You can do it!

@Khemre 10 месяцев назад

would love to find that kind of Financial Stability and Freedom support group of like minded women.

@animalmini1 2 месяца назад

My family is stable but I’m still sick of interest in our mortgage.. I can’t believe people use to pay more than 3percent .. it’s a rip off .. save your money and buy cash

@camfrancisco Год назад

Subscribing now!

@tikajoubert2473 Год назад

I’m definitely not financially stable and it’s heartbreaking. I have to do better. I live pay check to paycheck and I’m tired. It’s hard to save. I don’t spend money on anything but bills. I’m not a shopper or a person who just spends money all I do is pay bills 😢

@monarene44 Год назад

Use a budgeting app like Every Dollar. It changed my life.

@bdavis6450 Год назад

Me too!!! And every once in a while eat out or nails or haircut

@donaldlyons17 Год назад

You and B Davis not sure there is not an income issue rather than a behavioral issue that can be solved?

@tikajoubert2473 Год назад

@@bdavis6450 I don’t even do that I’ve learned to cut my own hair.

@tikajoubert2473 Год назад

@@donaldlyons17 it’s definitely not a behavioral issue for me.

@Dmack74 Год назад

I find the 50/30/20 rule works for me.

@inspiredarts6703 Год назад

Where does your 50/30/20 breakdown go?

@ellenomobude5092 Год назад

50% of income to 'needs' (utilities and debt), 30% of income to 'wants' (shopping, going out, gifts etc, 20% to savings/investment/future/retirement

@kimidoesms5617 Год назад

I’m having the hardest time and stress about even having food and keeping utilities on. I’m always stressed about money.

@rebeccaa.3121 Год назад

That was me 13 ys ago and now I am 48 and financially stable. I followed Dave Ramseys advice and his baby steps really do lead you to financial stability fast. Also look into frugalism and minimalism and adopt these concepts into your lifestyle. Don't give up!

@dianejackson3627 Год назад

All

@Clevergirlfinance Год назад

You can do it

@awesomeness1414 Месяц назад

Newbie❤❤

@princessshermione8630 Год назад

First, I just want to thank you for these great tips. As a single parent I am on saving journey and i would like to invest as well. My job doesn't offer any retirement plan. What are the great to invest for retirement? I would like some tips please.

@Clevergirlfinance Год назад

Check out our investment course

@sumeetswami8917 10 месяцев назад

i am not a girl but i still follow you

@ellaeduke6418 Год назад

Can we begin to talk about people who are. Jobless maybe cos of a sickness and are dependent on others or are dealing with a chronic disease such that all their money goes on drugs, hospital bills and all. How do such people become financially stable

@Clevergirlfinance Год назад

Great topic idea. Thank you for your suggestion. Keep a look out.

@donaldlyons17 Год назад

If that was possible for them I think the numbers alone would reflect that reality.

@ajayjarkani689 Год назад

Awesome content!!! Regardless of market ups and downs, it's always a win-win to work with my CFA JENNIFER D. ALAINE, people buy stocks regardless of macro concerns like inflation and interest rates. It's a rookie mistake, I started my portfolio with precisely 84,000 euros worth of stocks and currently over 1.3 million in my portfolio, I've never had any major losses, all covered by her policies insurance. I always believe that the secret to financial stability is having the right strategy to enable you to earn more money.

@navistraore2344 Год назад

I am more than ever motivated to dive deeper. I have read articles about JENNIFER D. ALAINE on the web! Interesting lady!!.

@ivanstayner2459 Год назад

Financial management is a crucial subject that most tend to avoid and which ends up haunting them for the foreseeable future. Growing wealth is such a beautiful thing to behold

@ajayjarkani689 Год назад

JENNIFER D. ALAINE is a well-researched financial advisor, and her website is among the first results that appear when you search for her FULL name on your browser. You can find her contact information and more details about her services on her website, including the option of sending her a message.

@ajayjarkani689 Год назад

her information is available online for those interested in her services. Just search her full name online and connect her full name 👇 JENNIFER D. ALAINE

@ajayjarkani689 Год назад

her information is available online for those interested in her services. Just search her full name online and connect

@thlp6872 Год назад

If you’re searching for a job first to jumpstart the goal of financial stability - would you recommend watching any particular videos on your channel first?

@glendajohnson3580 Год назад

Times is getting harder each days exspacily for people without education tell how can we do that with a skill ?

@Clevergirlfinance Год назад

Some people don't have education but they learn and master a skill they are good at. Leverage the resources and opportunities available to you. If there are non- get creative .

@reagansnkhoma6497 Год назад

Well structured

@thiabrabson2533 Год назад

😊😊😊😊😊😊😊😊😊😊

@santosmoore1347 Год назад

Hi how can I save money when my income is once a month?

@Clevergirlfinance Год назад

Check out this article! We break donkey tips to plan your finances if you’re getting paid monthly: www.clevergirlfinance.com/blog/getting-paid-monthly/

@lindelanimakhathini6257 Год назад

I'm in video course I love the girl

@jacquelineplaatjies9052 Год назад

Definitely not..I wish though🎉

@notyourdaddy69 Год назад

Why don’t you welcome men here? I’m a man. I subscribe. I listen. I support.

@Clevergirlfinance Год назад

Thank you for being here. You are welcome and we appreciate you being here, Hope you continue to find out content helpful.

@beautifulgirl1375 Год назад

Too many steps!!! Automatically save for emergencies, invest for old age and stash for the experiences that make life rich.

@donaldlyons17 Год назад

You do realize one needs a higher income than expenses for that to even have a chance at working.

@beautifulgirl1375 Год назад

@@donaldlyons17 One needs a higher income than expenses to make everything work.

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