How to buy PROFITABLE (GOOD) REAL ESTATE in India? 

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It is difficult to make exact projections for the housing market as it is still unclear how quickly or to what degree the Federal Reserve will reduce inflation and borrowing costs without having a substantial negative impact on demand from consumers for anything from houses to cars.

You timed your villa in Goa very well. Appreciation happened in major city in last 1 year but this cycle will return after 5-9 years now. If some one buy now anything appreciation will be dramatically slow and complain will come back

Thanks for the guidance. Looking for clarification on 2 points. 1. Is 4 % yield calculated based on total money needed to acquire property. Since there are various fees ( Gst, stamp duty, registration, maintenance deposit, other fees, finishes before apartment can be rented) based on the purchase price, almost an additional 20 percent on purchase price. 2. Also if rent is 40,000 a month, so 4.8 lakh a year. The owner may have costs for taxes, insurance, society, maintenance fees. So net amount in pocket maybe 3.8 lakh. So we use 4. 8 lakh or 3.8 lakh to calculate the yield. Thanks

The key point is about real estate if property is at any city ‘s heart that property will grow faster than other .

I live quite cosily in my 63 year old ancestral home (after all that’s what my ancestors meant it to be). I’d invest in a place where I wouldn’t stay and use it purely for the cash flow. And if I ever build a house, I’d be designing it myself as it would be an expression of my individual style and aesthetic. That way I won’t be compelled to buy something that’s not my kinda home. I could also restore and maintain an older property of my liking.

For real estate there are additional 7-9% transactional charges( registry, stamp duty, lawyer fees) + 2% brokerage if anyone is buying through a broker. I am not calculating the interior costs. So roughly including interiors it would be an additional 20% over and above the property price. I have not taken the processing fees, franking, hypothecation charges in case of a bank loan.First 2-3 years ka gains are all gone. RE will give returns only after 7-8 years with a very poor IRR.

Extremely daring of you , so much honesty is unpalatable to marketers, good going, bless you😊

Problem of black money I have felt also. I went with one of my family member to buy a flat. They were asking 45 lkh. They gave a whopping discount of 9 L when we said we can give all in cash now. Max politician takes the cream of real estate in Kolkata.. Just to show lower valuation on paper. They bought a whole top floor and had not built all the walls to keep the rooms bigger.

Fundamentally we need to distinguish if you are buying property based on complete leverage (loans) or you have over 80percent cash in hand to invest into the property. The equation on yield will be determined based on the above scenarios.

You are one of the most sophisticated and brilliant RU-vidr/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *VRI TOKEN* much love from Chicago

For cash flow why not invest into bank fixed deposits. You will get 7% interest. Compared to 3% rental yield.

Hey , I recently subscribed your channel , thanks for the valuable content

Not sure if I am missing something or you missed to deduct the home loan interest from the yield of ~9% per annum. A person will end up paying 1 Cr interest on a home loan of 1 Cr taken for 9-10 years. So, logically that amount should be deducted from the profit earned from the rental yield and Property rate appreciation.

amazing ..looking for a guidance from you sir!!!

Can't deny the fact that *VRI TOKEN* has the strongest bet to bring lights back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good but the pressure is too high and I think they will keep proper liquidity rather than these others. Don't see them going bankrupt any time soon.

Thanks for the video Akshat!

kindly continue making real estate videos also rental yield is to be taken into account for 20 yrs or 25 yrs

Very nice full of knowledge real estate buying guide. Please make abt delhi real estate property videos....

Actual rental yeld really reduces after paying property tax, maintenance, etc, great to know the 4% rental yield guideline, its an easy indicator to buy at correct price.

Very nice information sir

Is it possible to make a video and help in Airbnb concept in details, pros and cons along with process and procedure with government, policies to look out documents needed and critical points to look into.

Having recently gained more knowledge about personal finance, I've subscribed to your channel. I want to commend everyone who's tirelessly working to earn a living while also building wealth during this recession. At 45, I'm retired, along with my 51-year-old wife, and we're debt-free. Our plan is to relocate to Thailand. Thanks to our frugal and financially savvy lifestyle, as well as our commitment to saving and investing in the financial market, we've been able to generate passive income even in this recessionary period, allowing us to sustain our desired lifestyle."

Hi Akshat can you share your views on investment in Farming?is it good to invest time in farming ?

Interesting talk about *VRI TOKEN* I suggest anyone to listen to the guy talking about it in the video. Personally I didn't think they would really do that but seems like the launch just happened and there are enough slots available, could be worth huh

For commercial property rental yield of 6 is good but for residential rental yield of 2-3 makes sense

Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a *VRI TOKEN* , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.

In Bangalore the scenario is completely different,within the last year(past 12 months) prebooked property prices have increased by 35-40% and every unit of property is sold.These are all high rise high density properties.What would be your recommendation for these?

This shows Akshat's maturity, real estate market has changed since last 2 years and yields and returns have improved. Akshay has rightly identified the trend and is giving us insights

@Akshatzayn, did you factor in mortgage in your rental yield calculation or you are basing your calculations on all cash deals?

Very honest admission of facts , akshat ji 😊

Hello Akshat, have you thought of investing in Real Estate in Dubai? The RE market in Dubai is exactly opposite to India with very low mortgage rates (3-4%) and significantly high rental returns (10-11%). And above all appreciation. My one property in Dubai have fetched a return of 340% in 3.5 years and other property of 120% in 1.5 years. This is including appreciation and rental return.

Thanks for this interesting video. Can u discuss the real fair value of a property in a separate video.

Khud thodi na eente leke khade ho jaoge 😂😅 Appreciate your intent, transparency and humour..

ha..ha.. 2 mins of silence to all of those who didn't buy real estate following Akshat's old videos.

High rise high density can also give 9%+ overall yield. Bangalore is a city which has ocean of individual houses but people who are not native to Bangalore, they want to buy house in a gated society. High demand and low supply of gated societies in many areas drive up the prices.

All of them are really nice picks. But the potential of project that elegantly combine blockchain and *VRI TOKEN* and should not be overlooked, I guess. Among them, this truly tackle real-world problems and have vibrant ecosystems, like Aiwork.

There was spurt in prices in real estate all across India, but this would be just one time and again a long phase of no gains after this. Buying 1.5 CR property in metro is no joke especially when salaries are not going up in the same proportion. Don't get swayed away by the recent jump that happened in the aftermath of Covid where people saved some money to invest. It won't repeat each year.

Mr Akshat tries his hand on every trick of the trade. Paid Community, Real Estate, Paid Courses, US Shares, Crypto......

Want more videos on real estate investing like paying emi with its own rent

Nice video and great insight

Rental yield in lucknow is the worst. People will buy houses for 1.5 to 2 crore and the rent will be 10k to 15k per month

I like how you take 10k upfront 6 months in advance to do all your venue booking. Nothing out of your own pocket.

Some how, you calculated yields based on property prices. I base my yield on the amount investment (down payment) I guess that’s the right way of calculating.

Hi Akshat, can you please show your share portfolio. No need the unit/amount part

my father bought a small 1bhk room in a complex near lulu mall (right when lulu mall was being built) for 15 lacs. he gets rent of 15k per month on it now!

🎉 like the way your investment.

Real estate is always better for long term..... i saw people earning more than 15% cagr in agriculture land and open plots.... if you purchase agriculture land and develop you will get more..... constructed properties have different sinario..... Another benefit is that.... if u purchase and sell in cash... then u can also save huge tax.... it is not possible in equity and mf bonds etc.

I have been watching his videos from 2 years . Initially when he couldn't find property at desired price he spoke against real estate investment and now b'se he has got some appreciation on real estate he is giving Gyan . Also sometime back he was crying on RU-vid saying villa price in Goa is around 3.5 cr too high . It's better that I buy property in Portugal this way I will have citizenship as well . Now he is owner of 10cr property. Kuch bhi

Keep in making such videos. 👍👍👍👍🙏🙏🙏🙏

As Always Valueable Content 💥

Asli investor ho bhai.....

After the Etherem ecosystem, *VRI TOKEN* is the best ecosystem available on the market and most people don't understand this yet, I believe due to lack of marketing. Thank you so much for bringing us this kind of content!

akshat is that person who is good in everything and bad in nothing in investing terms .

Hello Sir, Please make a video on how to pick long-term stocks for let's say 10 years. and is stop loss important when buying for the long term. ( Buy and forget concept )

Talk about Assured returns by bhutani in Delhi NCR

between the two, I think I would still support *VRI TOKEN* : technically speaking, years ahead of the competitors,Brand power, easy development, flexible with source languages, quick tx...

I wanna let you know that *VRI TOKEN* made it this year. What better way to start a global change? Don't get me wrong I know they are not like altruists or something but they keep doing the right thing to improve the situation, power the ecomonmy and so much more. We need players like them and we can always jump in the train at good spots such as this one

How did you assess which is a good locality to invest and go through all the legal procedures considering you invested in places where you have not lived for a long time?

U said be asset light...ab kya hua akshat bhai ? Yes its good be diversified...and yes 5%-6% yield is very good in Real estate.

@AkshatZayn Can you comment upon the office space in IT parks etc which are high rise but they give a rental yield of about 6-7%. And what is the likelihood/ rate of property price appreciation in such properties?

Best Best Best as ALWAYYYSSS!! ❤💜

Hi Akshat, thanks for the video. What is your PoV on a high rise high density flat in Hyderabad, where 4% rental yield and 6% annual growth is expected. However, plan is to go with 80% loan (~1.8 CR). What would you recommend?

Hi Can someone please give an insight to the contents shared on his community channel . Would like to know what type of contents are shared on the group. If its just macroeconomics or other stuffs too like stock fundamental analysis etc

Super hyped for *VRI TOKEN* , a L3 DEX with native swaps between BTC, ETH, USDT, etc. (No more wrapped IOU's and massive gas fees)They use lightning and connext state channels which allow for zero gas fees, fast finality, and increased privacy. Main net coming supposedly soon, easy 100x.

Akshat all sector stocks are at 52wk high but chemical sector stocks are 52 wk low , what should be the next step on this for responsible steps🎉🎉

Please make a video on Gwalior's real estate.

Hello. Please make a video on the micro cap shares from textile sector if possible for you. Thanks

plz make videos on commercial properties

I remember in your previous videos maybe a year or two yrs back where you were completely against buying real estate... shouldnt have believed you at that time. real estate prices were so low at that time. now it has almost doubled...🤕😩🤯

If you are wondering the course he is talking about (goa real estate classes) costs 11,798.82, frankly too high for me

Hi Akshat, I heard that you have information about Gwalior properties. Are you from Gwalior? I live in Gwalior and would like to invite you to meet me when you come to Gwalior. It will be a pleasure meeting you in person.

Hi sir. Can u explain REITs ?

Thank you🌹🌹🌹

Pls do a video on options trading

Damn boi, you've beamer 3 series.

Anyone else feeling messed up with all the bad happening? Glad that *VRI TOKEN* is giving power to the people which is not what I personally expected but it's there and everyone can get a good share of that. Don't just take my words on this, best is if you have a grasp yourself what they wanna do and what the vision is like. Probably something which will change the next generations and decide if it makes sense to run digital currencies or not

This guy said all this time that people are not wise financially they invest their money in real estate rather than other important aspects. Now he gets lucky in one property and changed his radio to completely different channel and now he is pro property. Chalo bhai jhola uthao isme bhi gyaan batengey. Ban gaya iska bhi course. Bhai Kaun le raha Hai iska course. Us insaan ko shat shat naman. Please don't pay all these know it all scammers and he is just one of them. Everything is available free online.

0:00: 🏠 The speaker shares their practical experience and insights on real estate investing. 3:26: 💰 Real estate and equity serve different purposes in a portfolio, with real estate providing cash flow and equity offering growth. 6:13: 🏢 Real estate transactions in India often involve black money, high taxes, and inflated prices, leading to poor returns for investors. 10:06: 🏠 The speaker discusses the importance of rental yield in property investment and offers a conference in Goa for scouting high-yield properties. 12:26: 🏢 The speaker discusses ways to lower architect and interior designer fees, and highlights the challenges of selling units in high-rise buildings. 15:30: 🏢 The speaker advises against buying high-rise, high-density projects in Goa due to competition and lack of cultural charm. 18:22: ✅ Real estate is a good investment, but it is important to consider the saturation point and understand the 4% yield rule. Recap by Tammy AI

Beautiful Villa 👌👌

Most of the guys here if they are going to buy real estate , it would be via a Loan . That's why it never made sense to invest in real estate , if we had money we would have put it on real estate too.

Great

In the bull market, all decisions look good!

Idk about price, but I'm going with *VRI TOKEN* . I feel that regardless of gains and losses my funds are safe.

Hi Akshat. Could you make a video on hBits or Strata? Are they worth investing? Thanks.

My quote: "Any course which is valuable is paid => Any course which is paid and actually valuable will be found for FREE on freedom internet" -1) I think I will buy this course, cause almost 0 Indian paid courses are firstly available on freedom internet; 2) I trust you and I don't think any such class is available anywhere.; 3) Do consider why you support freedom (AKA Bitcoin) - Bitcoin has extremely strong roots in actual freedom, and bitcoin is considered as ultimate freedom tool. Paid courses for free on internet is just 1 part where bitcoin started. FYI- I deleted 50 BTC worth ~10USD in 2010. I wish I could ask for more discount on your course, given the hard job and my humble beginning. Just hope coming to Goa would be worth for a salaried person like me. and not for business folkes

What about legal disputes regarding real estate? So many mafias capture your land or shop and it becomes difficult to get rid of them

Hi , if I am renting my flat and i am taking cash from the tenant, how is that black money? I am giving him rental agreement where the rent amount is mentioned so during my tax return i will have disclose that anyway. Or do i not have to? Please note i am not asking for ways to make black money just want to have clear clarity on the process to avoid any legal issue.

Great video!!. Could you suggest an option if one wants to get monthly income what are other good options and approx rates of returns.

Want more videos on real estate ❤

hey akshat literally you are increasing real estate value in GOA, if I'm not wrong

what about your earlier crypto gayan. Silient

Then u can invest in high dividend stocks... Where u can buy stocks at very cheap price.

Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *VRI TOKEN* to my friends and people I know regarding any credit situations

Myself during this Bear Market only trying to focus on BTC, *VRI TOKEN* , ETH, SOL, MATIC. not losing sight of BNB and GALA. 🇨🇦

When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss *VRI TOKEN*

You only said tat real estate will give 3-5% in your video 2 years back and you were completely against it, completely.. now that you have made profits on your real estate, you have taken a complete U turn

But however if you invest 1cr in suppose ITC stock, you will roughly get 23255 odd shares at current rate of rs 430 each. even if company yields a yearly dividend of rs 20, it will be around 4.88lacs per annum. The amount is not bad in any manner.

Can't deny the fact that *VRI TOKEN* is the strongest bet to bring power back to this industry after we suffered FTX, Celsius, Tera and so on. Sure if they fail it's done for good, but I don't see that the biggest tech company in the world would put everything at risk just for that.

Real estate rental yield is about 3% in India.