Great video! I am currently in this exact process and wondering why the in-house lender is quoting me 3.39%, when other lenders are quoting me 2.99% and lower with no points needed. Was wondering if I’m getting ripped off.
I love the way you explain things not rushing and in such a plain language so that way makes it easier to understand, super helpful, loved all your videos, watching as much as I can to educate myself to be able to understand the process when I’m getting my house, thank you so much for what you do.
Hey! Perfect pick! I’m in Napa. Lol. It was nice to see this. We are in escrow now, Jumbo at 2.875%. Thank you for all of your amazing content. It really makes a difference for those of us trying to navigate these foreign waters.
I just purchased my first home and locked in 3.25% for 30 years conventional. I'm fine with that considering rates are going up next year. Thanks for helping me understand the process with your great videos!
I am not saying this to rain on your parade but it cost me 2,500 to buy down my interest rate from 2.99 to 2.25. I did a cash out VA refi so maybe that's why my rate is lower but buying down points is amazing for monthly payments.
I just put earnest money down on my first home. It’s a new build set to be done in around 7-10 months. Do you have any advice or have a video on how to lock in a currently low rate before the build is done? It seems like a lot of lenders won’t lock it in until around 60 days from closing
Kyle can definitely answer this, but at my firm we go out to 180 days for locking. It's more expensive obviously but I compare numbers and projections with our clients so they can weigh the pros and cons and make the best decision for themselves.
Man how and what area? I am currently locked in at 3.857 but my lender is the only lender that took my lack of 2 years of work when I only had about less than 6 months in my new job.
I'm actually going to return the Blue! In a side by side I like the Neumann way better. The Blue has this strange boxy sound. Still a fantastic mic, but it seems like it didn't outshine the Neumann
I own my home, paid for done. What I want is a loan against my home. Does that work the same way a mortgage does? My husband is retired military and has never used his V.A could he and would it be beneficial?
