How To Get A HUGE Credit Limit Increase From American Express

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How To Get A HUGE Credit Limit Increase From American Express
This video is on how to get a huge credit limit increase from American Express. You'll learn how to get a credit limit increase with American Express, how to triple your American Express credit limit, and learn the rules and steps to getting a huge credit limit increase or american express credit line increase on your American express credit cards like the amex blue cash everyday card and the amex blue cash preferred card.
In this video you'll learn:
- American express credit limit increase
- American express credit limit hack
- How to get a credit limit increase with american express
- How to get a credit limit increase with american express 2022
- How to get a credit limit increase 2022
- How to get a huge credit limit increase 2022
- How to increase your credit limit
- How to increase your credit card limit
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14 авг 2024

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Комментарии : 297

@DayanaPlays Год назад

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@HOODTOURS Год назад

Hi Dayana. I have a Sofi invest account and checking account as well. What FICO score does SOFI look for/require? The high credit line offered intrigues me... Did I miss any video on the Sofi credit card that addresses required FICO score?

@HOODTOURS Год назад

Are you able to respond to my question above? If you do not know the answer, it's fine as well. Just like to go in to applying for a new card with as much data as possible...

@DayanaPlays Год назад

@@HOODTOURS Hey, an approval depends on various factors not just your credit score. Income,expenses, credit utilization, etc play a big role as well in getting approved. I believe you need good-excellent credit so (670+) to get this card but I’ve seen people get approved with a credit score as low as 630. For more info check out this article: support.sofi.com/hc/en-us/articles/4411345274253-Why-was-my-SoFi-Credit-Card-application-declined- Hope this helps! 😊

@HOODTOURS Год назад

@@DayanaPlays Thank you so much!

@danbeer4452 Год назад

I got my Blue Cash Preferred in July and let my 4th statement hit a few days ago. Paid the balance then asked for just over 3x my current limit. I was 6k and now I'm 18k after asking for 19k. 🤘 Feels great! Like Mike Jones said... "Back then they didn't want me! Now my credit good they all on me" Thank you!

@sedlawston Год назад

what was your credit score after asking?

@gregorygregory6347 Год назад

Hell yeah!

@numbone Год назад

I got a 3x CLI on my BCE from 1k to 3k with a $700 balance on the card 😁

@RedRider1600 Год назад

Did you have to do a lot of spending on the card prior to requesting a CLI?

@danbeer4452 Год назад

@@sedlawston once they reported the new amount I only saw an increase of 4 to 7 points depending on which report.

@SledgeIncTeam Год назад

When I tried the first time at 61 days, they said it was too early and to wait until 90 days. At 90 days I increases my BBP from $8k - $24k, then I moved 6k from my Hilton Honors card to the BBP to make it $30k... I have well over $41k with Amex and have never had a financial review or been denied for a card except for once and that was because I'm at my Max limit of 5 credit cards with them

@DayanaPlays Год назад

That's awesome dude! 😊

@GangstaNerd Год назад

thats amazing, I've been stuck at $1000. i've put $50,000 since 2020 with a 705 and still cannot get a CLI

@SledgeIncTeam Год назад

@@GangstaNerd what card do you have? I have 10 Amex... 5 credit cards and 5 charge cards. But when I got that increase I think that I only had about 4 cards with them. When I say that I have over 41k with them, I meant in credit but I do have money in Amex Business Checking and Personal Savings accounts. With your score, they should have gladly give you an increase after 90 days. Have you messaged them? If not, I would do that and see why you're not getting the increase.

@GangstaNerd Год назад

I have Delta Gold and AMeX Platinum Charge ( no issue there) but the Gold has been stuck I pay it off every month could that be the issue, I’m going to call them now

@SledgeIncTeam Год назад

@@GangstaNerd Paying it off monthly isn't the issue because I don't leave a balance on any of my cards. Yeah, I would definitely contact them! I have the Delta Gold too but I haven't asked for a credit line increase in it because I plan to cancel it next year and get the Delta Platinum so that I get the annual companion certificate

@raynorroberts3535 Год назад

Hello everyone. I tried through the online chat and received a message that your account is not eligible for an increase. I pay my bill in full and never have been late on any card. I have the account for 2 years. I called and I was approved for a 3x increase over the phone. The representative said some accounts have to call for their increase

@numbone Год назад

Went from 1k to 3k on my BCE and 3 weeks later got a Hilton Honors card with 2k SL all with no HP

@TheMercadoChannel Год назад

Wow didn’t think it was that easy but you are right on! I appreciate your help and this video! I paused the video to follow along and I did everything you said and In just a minute I requested from 4k to a 12k$ limit and it got approved immediately I was excited thank you so much I appreciate your help 🙏🏾

@DayanaPlays Год назад

You're very welcome. Congrats on your new CL! 🥳

@sedlawston Год назад

what was your credit score after asking?

@TheMercadoChannel Год назад

@@sedlawston it went down a few points after inquiry but after my limit increased it went back up and some because it brought my limits up more and my utilization % down so it was a win win

@TheMercadoChannel Год назад

I had like a 790 It dropped to 787-785 and then it went up like couple weeks after to 801 crazy

@antman674 Год назад

Thanks for the helpful video! I've had the BCP for 10 months now without any automatic increases, so I thought it was due time to ask for one. Had no idea what a good amount would be to request. But after watching your video, I felt confident requesting from 6000 to 10,000. And I was approved! Now I wish I had asked for the full 3x haha 😆

@justinmerino2874 Год назад

Credit limit increased again from when this video came out I went from 2k- 6k and just did it like a day ago requested and went from 6k-18k so they 3x my limit 🙏

@DayanaPlays Год назад

I love hearing that, my friend. Congratulations on your HUGE increase! 🥳🥳

@SpencerJohnsonOfficial Год назад

This was an excellent breakdown on how to get a credit limit increase with Amex Dayana! I personally only have their charge cards right now, but I know this video is gonna be super helpful for a ton of people out there. It makes me wish I had some of their normal cards! Thanks for sharing!!

@SledgeIncTeam Год назад

You're already in the ecosystem. Might as well grab a few MR or Hilton pts, even if it's only on the free cards

@cubajonesie Год назад

There should be a 'qualifying' mention that all these 61 day 3x1 increases are for EXISTING amex members. Not new members. I just opened a BCE a couple months ago, day 62 came, and the system told me I couldn't ask yet. I called and spoke to them, they said new members need to wait 6 months. FYI...

@DayanaPlays Год назад

Thanks for sharing! 😊

@sheajones32 Год назад

Good to know. Thanks for sharing!

@matthewjohnson6600 Год назад

Thanks! I just followed your directions and 3x my credit limit in about 3 minutes!

@DayanaPlays Год назад

That's great congrats!! 🥳💙

@okduah Год назад

went from 10k to 21k on my blue cash preferred you the best!! ❤

@DayanaPlays Год назад

That’s awesome! Congrats!!!! 🥳💙💙

@astrumignis2030 Год назад

Great Vid on Utilization....you got me thinking, I decided for every increase, I would lower my usage, for example, for a $20,000 Credit Limit, I would keep my Utilization at 1% that's "$200"....because it's Low Risk, and as you said, 30% is too much.

@peaceofmind6141 Год назад

Always ask for the highest, because they will give you what you want! Also only ask through the app so you don’t get a hard pull

@gregorygregory6347 Год назад

As of November 19, 2022, there is no 60 days rule. I called Amex and it’s now a minimum of 90 days and all the way up to 180 days, depending on the specific person.

@DayanaPlays Год назад

Thanks for sharing! 💙

@gregorygregory6347 Год назад

@@DayanaPlays thank you for the videos. Good stuff.

@DayanaPlays Год назад

@@gregorygregory6347 Thank you bud! 💙

@gabygg15 11 месяцев назад

It worked, $7,500 to $22,500! Thank you!!!

@DayanaPlays 11 месяцев назад

WOAH! YOU'RE WELCOME! 💜

@justinmerino2874 Год назад

I was able to go from 2k to 6k using that method to 3x the limit thanks !!!

@aurelo44 Год назад

You tried it today?

@justinmerino2874 Год назад

Yessir

@aurelo44 Год назад

@@justinmerino2874 got approved to this morning. yeah

@DayanaPlays Год назад

Congrats! 😊

@sedlawston Год назад

what was your credit score after asking?

@cwill2000 Год назад

I've been with Amex since 2017 and never asked for an increase. I will try it this week.

@DayanaPlays Год назад

Good luck my friend! 😊

@DayanaPlays Год назад

Good luck my friend! 😊

@Cat-iy7py Год назад

I have this card. I applied this year in January. I was approved for only 1k. I went to get a cli after 6 months and was immediately denied due to the fact that I have a discharged bankruptcy on my credit report that is 6 years old. I also hold a platinum and a gold. They have no problem approving you for the card but be aware that if there is a bk reporting on your credit report don't bother applying for a cli.

@andrewevens Год назад

Applied for the Amex BCP, and got the 25k limit from the gate! Note: I already have a Amex Gold and Bussiness Blue plus for almost 2 years before I applied.

@DayanaPlays Год назад

Congrats! That's amazing my friend! 🥳💙

@slipknot2k4 Год назад

The Credit Limit increase button has been moved to Account Service > Payment and Credit Options > its in Servicemembers Civil Relief Act (SCRA) Benefits and you will see the credit limit increase

@DayanaPlays Год назад

Thanks for letting us know! 😊

@lesliepierce4693 Год назад

I never would have found it. Thank you.

@matrix-fh9tn Год назад

I applied for Amex personal and business credit cards within a week apart about two month ago, and received $15,000 for personal and $20,000 for business. I wanted a bit more for business but I guess this video explains why I got a total of $25,000.

@DayanaPlays Год назад

Nice limits! Thanks for sharing! 💚

@Visaliaipa Год назад

In July I asked for an increase and went from 15k to 30k instantly. Last week I asked for an increase from 30k to 45k. They have me an immediate increase of 5k then asked for bank statements. Sent them the bank statements and waiting to hear back, so we’ll see.

@DayanaPlays Год назад

Nice CL thanks for sharing! 🧡

@jadentha1090 Год назад

how did it go?

@ceasarblackman9501 Год назад

just worked for 3x ... way better than waiting for Amex to just increase the limit randomly... also yea sucks that they just removed the built in tab to request an increase. Thanks

@FreakyShakuras Год назад

That Spencer Johnson guy gotta comment every vid of every single personal finance channel.

@StarFruit37 Год назад

Thanks you for your information. I just go over chat and requested 3X CL and was approved.

@DayanaPlays Год назад

Congrats! 😊

@alexc2265 Год назад

Data point: coming from $2k, I just tried to get my first CLI with AmEx (BCE) but wasn’t even allowed to ask for a number due to the card being too new. Having opened the card 10/27, I’m past the usual 61 day wait.

@okduah Год назад

so for me this worked for me not exactly @61st day but rather a couple weeks after the 61st date. So basically the 90th day this works. I went from 8k to 24k thank you for this video ❤

@DayanaPlays Год назад

That's a HUGE jump congrats! 🙌🏽💜

@edman714 10 месяцев назад

When you asked for the increase how much of a balance did you have

@Synrgy99 Год назад

This was very helpful, I was able to increase my limit from 6k to 10k 🙏🏽

@DayanaPlays Год назад

That's awesome, congrats! 🥳🥳

@TyTy-fi7sm Год назад

I just tried this a few minutes ago and it worked, I went from 5k to 13k. Thanks so much for the informative video, I really appreciate it.

@DayanaPlays Год назад

You're welcome, and congrats on your new CL! 🥳

@TyTy-fi7sm Год назад

@@DayanaPlays Thank you so much 💓 🙏

@gertishini149 Год назад

Did it check for credit score?

@dannytorrez1800 Год назад

went step by step and bam!!!! i got 3 times my limit. thanks dayana. your the bomb mama thank you

@DayanaPlays Год назад

Congrats Danny!!! Thanks for dropping by my friend! 🥳

@Jason_The_Man Год назад

Amex hates me and won’t tell me why. I even have an Amex saving account. 6 months now. I’ll wait a year and close the account if I don’t get an increase

@DayanaPlays Год назад

Hey J, what card are you trying to get an increase on?

@Jason_The_Man Год назад

@@DayanaPlays The Blue Preferred. I’ve used the card every month in varying amounts and paid it off before the due date. It’s my lowest credit limit “4K” and they claim they need more “history” of use as the reason. It’s pathetic.

@delvispena3057 Год назад

@@Jason_The_Man i have the same issue but with the custom cash, been with them for 10 months and they still say my account hasn’t been open for too long to be considered for an increase. Dumb as fuck

@gloryokugo7683 Год назад

I just went from 15 to 24K thank you!! New subscriber here please more videos on your duplex!

@DayanaPlays Год назад

Thank you so much, and you got it! 💙

@robertbowns9390 Год назад

I have this card and I’m at 120 days with heavy spend , clearly love the card, so I appreciate your perspective and data points! Will help me decide the amount of my CL increase

@robertbowns9390 Год назад

Had to watch it for a second time, 😂 appreciate your perspective and data points

@DayanaPlays Год назад

Thanks! 😊

@angelttueros Год назад

Thanks to your method, I was able to increase my credit limit from 5,000.00 to 17,000.00.

@DayanaPlays Год назад

That's awesome! Congrats! 💙

@patrykboniek Год назад

Really enjoy your videos even though I live in the UK. Need to try and find a channel like yours which talks about UK credit cards 😅

@DayanaPlays Год назад

That's awesome! Thanks for watching Patryk! 💜

@Esignn 4 месяца назад

I’m was denied because I was recently 20 days late on my AMEX gold card. Anyone know how much longer I need to wait to ask again for a CLI on my preferred.

@kennethbrown-vl6xn Год назад

I took your advice I got my first Amex card because of you so thanks but my availability was only $1k

@kennethbrown-vl6xn Год назад

How do I get get higher limits like 20k

@dioncurry8252 Год назад

What’s the difference between a charge card and credit card? And how does a charge card works as far as credit utilization??

@sungjeh Год назад

The online method of cli still shows up for me… that’s interesting!

@DayanaPlays Год назад

Really? It doesn’t show up for me or anyone I know hmmm how wierd!

@sungjeh Год назад

@@DayanaPlays I see it when I go to their website, Account Services, Payment & Credit Options, Request Credit Limit Increase.

@CrypticDusk Год назад

Thanks your method work for me!!

@DayanaPlays Год назад

Congrats!!! 🥳

@bingoknows 5 месяцев назад

Thanks for this video, it helped me a lot!

@DayanaPlays 5 месяцев назад

Glad it was helpful! 💜

@et8865 Год назад

What if they gave me an increase without me asking? Can I still ask for another shortly after?

@p2o8wer Год назад

I just got approved for this and the green card. I don’t want the charge card and I’m hesitant on this card till I find out my CL. My other cards are around 15k and 10k.

@DayanaPlays Год назад

Congrats! 🥳

@MsTiJai 9 месяцев назад

Hi. Are business credit cards included in the #35k cumulative credit limit?

@nana-ce2nz Год назад

this works magic. thanks

@eugenesimmons8554 Год назад

I have the blue cash and a blue business card. Blue cash is 7k limit and business is 10k. I’d like to up the blue cash. My question is do they do a hard pull? Or soft pull? Accounts about a year old.

@HOODTOURS Год назад

I can tell you Amex CLI are always soft pulls. If you have an existing credit card with Amex and apply for an additional card, the subsequent application for a second card is also usually a soft pull as well.

@eugenesimmons8554 Год назад

@@HOODTOURS great good to know!

@MarioRioMcBride Год назад

Good information it give a better understanding why my utilization drop a few points. I recently got an increase on of my credit card that I did not request but it make sense now. Honestly I'm not worry to much about increase. I figured as long as I paid my credit card off on time and build a good report with company so when the time comes it may be possible for an easy request ijs.

@jackiejackajaque0734 Год назад

Liked and subscribed. $25,000 credit limit?! Geez! They only approved me of a $2,000 credit limit when I applied for the Blue Cash Prefered.

@DayanaPlays Год назад

Thank you for watching, liking , and subscribing my friend! Have you asked for a CL increase on your BCP yet? 😊

@jackiejackajaque0734 Год назад

@@DayanaPlays I thought of requesting a credit limit increase, and I could if I want. But realistically I don’t need a CL increase since I already have a $22,200 total credit limit, $34,200 including business cards.

@Esignn 10 месяцев назад

So when eligible on two cards, I cant request a credit line increase on both of them at the same time?

@lamontcarter5214 Год назад

Thanks Dayana. The advice you gave helped me go from 15k to 24k after asking for the limit increase.

@DayanaPlays Год назад

That's a BIG jump congrats my friend! 🙌🏽💜

@KGuerrero64 9 месяцев назад

Does the overall extended credit (34,000) INCLUDE cards where you are added to somebody else’s account as an authorized user? OR, just cards we are personally responsible for making payment’s on? Any info on this would be great thanks. 😊

@AidenMyersMusic 4 месяца назад

When you request it online do they do a credit pull?

@kennybrown7068 6 месяцев назад

Just wanted to say hi and hope you been doing good tc

@kennybrown7068 6 месяцев назад

I'm going to increase my amx tonight ty

@caddyred6197 9 месяцев назад

Now how can I increase my credit limit on both my American express cards at the same time?

@TammyMacMac Год назад

Great video! Is the 35000 liimit with amex include cl on business cards too or just personal?

@SledgeIncTeam Год назад

I think it depends on your relationship with them because I have well that amount but I also have 10 total cards with them

@En4cer2K9 Год назад

The option must have been recently restored, cause I increased my BCP through my online account, from $4000 - $12000

@DayanaPlays Год назад

Yea, when preparing for the video I couldn't find it on the portal, so I contacted customer service, who confirmed it had been removed. BTW thanks for dropping by! 😊

@thaearth_izmyturf Год назад

💯🎯

@alfredoarenas8616 Год назад

Great video!! I have two AMEX cards and I also noticed that they are very generous with credit limits. I also noticed Fidelity is even more generous! But you need to have a Fidelity account. I also GUESS that Charles Swabb may be very generous because as well as Fidelity they deal with borrowers who have securities and they tend to be more financially stable. If you know of any other Credit Card issuer that is Generous on Credit Limit, please let me know. I think even if I don't use it, having a high credit limit impress employers or anybody that pulls your credit.

@alfredo-ws7jt Год назад

Excelente explicacion sobre como aumentar el limite de la TDC amex.. fui 12.5k a 20k de aprobacion inmediata. felicidades me suscribi a tu canal, un gran abrazo

@DayanaPlays Год назад

Congrats amigo! 💙

@elbori4365 Год назад

How often does Amex offer a cli without one requesting it ? Also, I have the Amex blue cash preferred card with a $25,000 limit, do you think they'd approve an increase of $15,000 giving me a $40,000 credit limit?

@elbori4365 Год назад

Waiting for a reply, 🙏

@caesaraugustusmaximus Месяц назад

@@elbori4365 Were you approved?

@vtecyourselfbeforeyouwreck8109 Год назад

Ive had Amex Blue cash card for almost 6 years and they still denying me more than 4k limit. I used it once every 6 months and immediately paid entire balance off. Maybe i dont use it enough?

@yukidorkins986 3 месяца назад

Max $34500 for all the Amex cards , will that also include the Amex business card or just the Amex personal cards ?

@yourmanzach2307 Год назад

i played around with my platinum and plugged in 15k and was approved. I did want to test it further its scary hahah

@HOODTOURS Год назад

Hi Dayana. Great video! My question is this. I have had the BCP Amex card for 13 months. Low initial limit of $3k. I spend between $1k to $2k a month on the card and pay my balance in full each month. All payments in last 13 months have been on time. No lates. So, the only way to get the CLI is to request it? I was waiting for Amex to increase my CL automatically after one year, but nothing! So, basically just request an increase to $9k via chat?

@DayanaPlays Год назад

Hey, If you haven't received a cl increase after a year, I would try the 3x method since asking for an increase with amex has no effect on your credit score. How many amex credit cards do you currently have?

@HOODTOURS Год назад

@@DayanaPlays I got the BCP Amex in 08/2021 (3k limit), the Amex Gold card in 02/2022 and the Hilton Honors Amex in 07/2022 (also a $3k limit), so a total of 3 Amex cards. No automatic CLI from Amex to date. Annual income is $115k and I pay my Amex balances in full every month with no lates. So, you would suggest requesting the 3x increase on my first card BCP right away or will the multiple Amex cards complicate my getting CLI on the BCP card? Thank you!

@TheMercadoChannel Год назад

@@HOODTOURS absolutely she is right. While watching this video I did exactly what she said I went from 4k$ limit to 12k$ limit just by requesting like she said plus it only takes a minute it’s super user friendly and easy

@HOODTOURS Год назад

@@TheMercadoChannel Thank you for the confirmation! I too submitted the online CLI on the Amex website and was approved for $9k credit line (original line $3k). This was my 1st Amex card. I will wait til I am at 6 months on my second Amex credit card and try to get CLI on that card as well... at that point I'll have $21k in credit lines across two Amex credit cards plus my Amex Gold card. That would be great and again appreciate your feedback and confirmation!

@MrDigztheswagking Год назад

@@TheMercadoChannel so after you 3x can you 3x it again later

@elbori4365 Год назад

I was approved for a $25,000 credit limit. Will they approve a cli after 60 days if I continue to pay my balance in full before the statement closing date?

@DayanaPlays Год назад

Hey is the amex bcp the only amex card you have?

@earlgray5560 11 месяцев назад

Thanks for sharing this valuable information Dayana!

@DayanaPlays 11 месяцев назад

You're welcome my friend! 💜

@jDaniiel Год назад

Should I pay my cards balance before the Closing Date? Or Should I pay the balance off before my due date? Which is better for Amex?

@katwoman1883 Год назад

Before the closing date, that way a lower balance is reflected on your statement and that lower amount is reported to the credit bureaus.

@AleFollww Год назад

Today increases 2 card( 1000>3000) and 5000>10000 👍🏼

@DayanaPlays Год назад

Nice! 😊

@calbarton Год назад

There's great information in here Dayana

@DayanaPlays Год назад

Thank you so much, bud. Keep up the great work on your channel. 😊

@imsavedbygrace Год назад

Will amex waive the annual fee for the black card for military personnel? Like they do for the Platinum card

@et8865 8 месяцев назад

Will they do a soft or hard pull or increase?

@jeffreywilliams9220 Год назад

Always appreciate the content 💳🔥🔥🔥🔥

@DayanaPlays Год назад

Thank you so much, Jef! 😊

@viewoftheworld1303 Год назад

i got blue chash preferred and they gave me 25k to start, does that mean i cant request a credit limit without them giving me that form?

@killacam139 Год назад

Your info is butter..thx

@DayanaPlays Год назад

Thanks!! 🤎🤎

@IvanNava Год назад

I got my Amex delta gold card with a 8k limit back in July of last year Is that any good? Especially since my history is new i thought it was really strange

@Tony-uo4ml Год назад

Does this work for all Amex cards like the Blue Cash Everyday card or just the Blue Cash Preferred?

@DayanaPlays Год назад

Currently available for all Amex personal cards.

@DB6904. 18 дней назад

Hi, I'm hearing mixed reviews on when to go for the trip le the limit increase. Some people say 61 days. Some people say 90 days. Have things changed or?

@steve_rogers_usmc1990 Год назад

Great video, I am wondering, will this type of request for a CLI incur a hard or soft pull on your credit?

@DayanaPlays Год назад

Thank you! 😊 CLI requests will only result in a soft pull unless otherwise stated by amex.

@rayzary Год назад

If i have 3 Amex cards and I 3x one of them a month ago when can i 3x another card?

@cemperor10 3 месяца назад

Thanks

@DayanaPlays 2 месяца назад

Welcome 💜

@romang9480 Год назад

Great research as usual! Thank you 🎉

@DayanaPlays Год назад

💜💜

@walterd2822 Год назад

Thank you for your advice !

@DayanaPlays Год назад

You got it! 😊

@edgarp66 Год назад

So get partner with amazing credit and then request?

@tiantpassmore937 Год назад

Great video.. I just got my Amex card in June which is my only card with them. My limit was 10k plus when I was approved. Just received my SUB recently. So I should ask for a CLI in December less than 25k?

@DayanaPlays Год назад

Congrats on your Amex card! 🥳 If you'd like to increase your cl on the card then yea!

@fresa767 Год назад

@@DayanaPlays Love your content an super helpful. My question is does the request of a CLI comes with a hard pull? Would like to get an increase on my Blue Cash Everyday Card.

@WO938 Год назад

What about a hard inquirie when you ask for a increase

@DayanaPlays Год назад

Hey! Amex only does a soft pull for cl increases.

@tacopapii Год назад

When you open a AMEX charge card what do they report to the bureaus for a “credit limit”? Or is it like a business credit card where it doesn’t report on your personal card?

@Mrnotnice24 Год назад

It’s get reported to the bureaus and if you carry a balance it reflects it. Because it doesn’t have a preset limit it either shows 0 balance or whatever your carry over balance is.

@DayanaPlays Год назад

Hey, no limit is reported since charge cards have no preset spending limit. However, your cards balance will be reported to the bureaus, so make sure to pay it in full on a monthly basis as the card should be paid. Hope that makes sense! 🤗

@HOODTOURS Год назад

They are both correct. The balance on the charge card is reported to the credit bureaus, however since you have NO credit limit, credit utilization is not reported...

@lkgLukeS Год назад

It worked! I went from a $9k credit limit to $24k on my "blue cash preferred"

@MrDigztheswagking Год назад

Did you start with 9k or 3k and how did you wait for credit limit increase

@lkgLukeS Год назад

@@MrDigztheswagking I've had the card for just over 6 months. My initial credit line was $6k then they randomly increased it to $9k last month. So then yesterday I requested $24k and made the jump there from $9k. Hope that helps

@MrDigztheswagking Год назад

Ok thanks

@DayanaPlays Год назад

That's amazing congrats!!! 🥳

@CAAARRRLL Год назад

Does this all apply the same way for the business credit cards?

@vxavierg555 Год назад

Do you get a hard pull after raising the credit limit?? Thx!! Great video!

@SledgeIncTeam Год назад

@DayanaPlays Год назад

Nope. Thanks for dropping by! 😊

@umar3052 Год назад

I Was denied on the 61st day I reapplied after a few weeks my original limit was 8k went to 15k. I use my card a lot and pay it back on time. Can I apply again for an increase if yes then when?

@savillecreations8046 Год назад

This was helpful. Thanks.

@DayanaPlays Год назад

You're welcome! 😊

@dannytorrez1800 Год назад

hi dayana is it posible to ask for a credit increase 0n my amex card, and apply for another card at the same time?

@DayanaPlays Год назад

Hey, I don't see why that would be a problem. I would first ask for the cl increase and then apply for the new card. 😊

@ImStillStealingSteel Год назад

I love this breakdown =)

@DayanaPlays Год назад

Thanks bud! 💙

@p2o8wer 11 месяцев назад

Got the increase and it’s been 4 months now what? How to get more?

@Jrogers89_ Год назад

WOW! Thank you!

@shanestephan7151 23 дня назад

Thank you 🙏🏼

@corymason5053 Месяц назад

My starting limit was 25k on the bce, what’s your thoughts on the amount I should ask for

@Rmdb23 Год назад

Hi i have two amex card just had my limit increase in the other one, can i request also in the other one?

@numbone Год назад

You have to wait 180 days between CLI with AMEX

@nicalove77 Год назад

Thank you for your video! I haven’t applied just yet my credit right now is at 666 😂 weird number, waiting for next year to hit at least 700 my concern I guess will be how to play with the income part so I can get approved for $25K so I can start my business!!! Do I have to go higher on the income to get approved for a higher amount!!