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HOW TO GET A HUGE CREDIT LIMIT INCREASE

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Опубликовано:

14 авг 2024

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Комментарии : 1,3 тыс.

@Jungernaut 3 года назад

Check out this video next (3 Ways To Get Instant Approval For Credit Cards) 👉 ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-eBxprU4EKIU.html

@jamesmoore8873 3 года назад

Do you need a chase bank account in order to apply for the freedom unlimited or the Sapphire preferred

@user-qz3pw3jj5p 3 года назад

I'm a business owner, a property management owner and operator, and I do maintenance. Business Credit was priceless for me! Credit lord from start to finish, was 100 percent a teacher, a guide, and just an amazing helper! You got to talk to them!

@andykapsar4667 4 года назад

credit and loans are fickle beasts. the less you need it, the easier it seems to get. if you need it, nobodys willing to lend it.

@arthurjohnson2924 4 года назад

Facts!!

@hectorpacheco5154 4 года назад

Andy Kapsar makes sense

@johnnybbop1 4 года назад

Duh

@Eamesam 4 года назад

Andy Kapsar well duh? if you need it it shows you might have money problems and therefore might not be able to pay off your balance 😐

@charlesdavis545 4 года назад

You speak the truth brother.

@MRaffie 3 года назад

CREDIT LORD TOTALLY ROCKS.

@findzach9326 2 года назад

shadiest website ive ever seen lol

@jrheiselt 3 года назад

I'm in my mid 30s and just got my first card last week. It is a chase freedom unlimited with a $900 limit. My credit score was non existent. It is not much, but is a modest start for a journey I should have started earlier. Better late than never.

@BirdwellingtonAmalgamation 3 года назад

Keep at it. I started paying attention 2 years ago at 34. Score was 510... 2 years at it and hoping to break into the 700s club here really soon. Patience pays off!

@izzojunior 3 года назад

You got this! I just started too and I’ve shot up a lot 2 months in, also got a personal loan that’s been helping... get a good mix of credit + get about 5 different types of credit on your name pay them faithfully and watch it go up ✅✅

@BirdwellingtonAmalgamation 3 года назад

@@nanc3268 if you use creditkarma... file a dispute against the collections. No downside to disputing, and I've pulled several medical debts from my report just using the dispute process. VERY easy to do, and even if it doesn't get dropped from your report the only thing you have to lose if 5 minutes of your day. Good luck!!

@eddylucas7150 3 года назад

Can you cash out the 900?

@jrheiselt 3 года назад

@@eddylucas7150 I doubt I could take out the entire limit as cash all at once. Even if I could it would tank my credit score in usage.

@ahmetkoseresmi 2 года назад

No other aside guild💨unlocks

@mforcexforcu8096 2 года назад

Gratitude 🙏 guild💨unlocks

@sadasdadwd1672 2 года назад

Excellent’o Guild💫Unlocks❤️

@ecgodsmack86 4 года назад

1,000 hahaha more like $200 limit. We come from hell and pain but I will break the family's curse of poverty

@Smash896 4 года назад

300

@luluschannel9862 4 года назад

I know that pain! They should be teaching this in school

@ceruleansky6670 4 года назад

I started with a $300 limit myself, I will get us out of poverty, already up to $8600 now.

@luluschannel9862 4 года назад

@@ceruleansky6670 Make sure your requesting credit limit increases every 6 months you can do it online for most cards

@popeyeschickenisthebestchicken 4 года назад

Good luck. Keep spend MAX $20 on that card to keep your utilization low.

@kimmjayx1454 3 года назад

Reason #1 I want a higher credit limit so I can keep utilizing under 10-20% on each card

@Shadowgangster123 3 года назад

Reason #1.5 REWARDS AND CASHBACK FOR ESSENTIALS! groceries gas restaurants to name a few

@brand7608 2 года назад

So true!

@saasfsa9792 2 года назад

Good Job Guild♈️unlocks⚛️

@nigelmcgill4916 3 года назад

After watching this I went online to request a credit increase on my american express card. I had a 4k limit and they tripled to a 12k limit instantly. Thanks man!!

@thesurvivor4028 2 года назад

lol you really went ahead and asked to have it increased?? i would throw away that credit card if i was u.

@nigelmcgill4916 2 года назад

@@thesurvivor4028 I Watch Dave Ramsey a lot too but I don’t have the same views as him 😜

@nigelmcgill4916 2 года назад

At least not when it comes to utilizing credit for business 😌

@ltnorbiit3020 2 года назад

@@thesurvivor4028 shut up

@dmciysf8863 2 года назад

Nice Job Guild♈️unlocks⚛️

@chadington565 4 года назад

step 1. Have better credit step 2. Make more money

@whatsmolly5741 4 года назад

Ah I clicked just to write that but you beat me.

@foal4294 4 года назад

Step 4. Establish a long credit history.

@ulucio86 4 года назад

You don't have to have better credit or make more money. I started with $1000 credit limit on amex in less then 6 months they raise my credit limit to $7000

@Crushly 4 года назад

Thank you

@GorgeousDitzyHer 4 года назад

You don’t have to make more money... you can claim your household income as your income.. when my ex boyfriends and I were together my total income was both our incomes combined.

@misstinatm 4 года назад

Credit is just a game that not everyone knows how to play...

@johnred4084 4 года назад

Life is a game.......

@raphealjewel8207 4 года назад

Well try derickwalker454 on Instagram he is good and legit I got good credit score without my bank notice by him

@julian24stg16 4 года назад

Rapheal Jewel what did he do?

@magictrick8833 4 года назад

I know how to play it well. I have 175k available credit 😎

@mikecorell7517 4 года назад

@@julian24stg16 I bought some credit card from *Ericroboti* on telegram and it was real and all his card were valid💯✅

@CLINT-THE-GREAT 4 года назад

That clock is straight out of my high school

@Mbztips 4 года назад

CLINT-THE-GREAT haha

@hollywoodsaint57 2 года назад

Schools OUT for the summer big dogg

@yungzy3869 2 года назад

Must’ve hit a devious lick

@thatsjorlan 2 года назад

😘

@calmike9546 2 года назад

💠♠️

@angelozicarelli541 3 года назад

Dayum 10k 30k credit limits, all I need is to go from $1300 to $5000 for emergency car repairs and maybe some dental work.

@garethsimpson7953 2 года назад

💳🔝🆙💰

@A42yearoldARAB 4 года назад

500 lol my first was 250. That same card I've had since I was 18 now has a limit of 25,800. They usually increase on their own as long as you are keeping them low or paid in full. Don't manually request it hurts you're score, better off signing up and getting a bonus on another card if you're doing a hard pull.

@aliyudanboyi6453 4 года назад

A42yearoldARAB Hey there, reach out to ray_consult on Instagram he helped me boost my credit score to the best figure he also did same for my friends his a pro you should check on him if your needing help.

@fernandosilva 4 года назад

yo 100k is gonna happen for you in 2020. Ill be here dec 2020 congratulating you bro

@freebands4414 3 года назад

Comment aged well

@Zilla12 3 года назад

Blew by it.

@joshua.moreno.cre1 4 года назад

“The only other reason you would want a higher credit limit Is for the flex” 😂

@thesheangela142 2 года назад

Guild⚡️unlocks is amazing❣️

@rubenfabela9285 3 года назад

Wow that’s low on the CSP...I had a solid score. I think 700 and Chase gave me a 21k CL initially. My highest limit of all my cards. Was speechless.

@davidhouston7812 4 года назад

Chase cards. Amazon prime card. $10K Chase freedom unlimited. $16.3K CSP $14.4K 🤷🏿‍♂️

@Renegade_studios 4 года назад

Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a self lender account , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. I’m still working on increasing the capital one since it was so low. All in all I’m satisfied.

@shakeimj5794 3 года назад

Same here!

@1116952 4 года назад

Navy federal really is the goat! Do right by then and they do right by you

@earlthom1 4 года назад

And you're right 👍🏽👍🏽

@Rawrenzify 4 года назад

They gave me a $20k credit limit for my first credit card 😬

@kyledemarcoberry 4 года назад

@@Rawrenzify Yes, I agree. NFCU is King. First Amex Card $25K limit.

@expectnolove9978 4 года назад

Yeah I screwed up with navy Federal after a divorce and put them in a bankruptcy....now I can never get credit with them ..I really screwed the pooch with them

@staycesmith1380 3 года назад

Thanks to *Creditshow* on telegram for the fresh cc you are such a great Carder💯

@nick9124 3 года назад

Thank you for putting the drink close to the camera... I’m sure I wasn’t the only one who took a sip 🥤

@hollywoodsaint57 2 года назад

# Drink The Kool-Aid

@koolaidshower 3 года назад

I have a 23k limit in between my 7 CC, my goal is to reach 10K on each to have 70K in limit. Why? Because I want old man credit lol

@renoman6340 4 года назад

Don' use credit, use a debit card/bank account and only buy what you can afford. Ive been doing this for over 40 years and out right own my home, cars, toys etc.

@LongtowerNyc 3 года назад

I just requested for a credit increase and was denied. My credit is top tier. Come to find out I was at the highest limit for that card. Smh Wish the associate checked before running my credit.

@shantellhearts4164 3 года назад

The running scene caught me off guard I spilled out my strawberry shake 😂😂 that was hilarious

@BigWood0397 3 года назад

Yeah I rewind it 8X’s to watch grown men chase a midget in the woods. Lol what movie is this?

@emincey7108 2 года назад

@@BigWood0397 lol its wolverine

@BigWood0397 2 года назад

@@emincey7108 oh wow I didn’t recognize that scene but it’s hilarious

@mykesng3643 4 года назад

Had CF for 9 months with $4500 limit and recently applied for CSP they did no pull and gave me limit of $13.5k 🙌🙌 long live chase 😬😬

@altonmcleod2204 4 года назад

You killed it

@mikegoodell593 4 года назад

How did u get that WITHOUT a pull?

@TheSonyExperience 4 года назад

Myke Sng I can assure you that’s not true. Have a CSR, Amazon Prime, Freedom Unlimited, Hyatt, and slate. 80k in limits across all cards. I have a checking and savings account with chase. Pretty sure I can tell you. That they probably pulled an agency that you are watching

@JMAKUS 4 года назад

Is it easy to get???

@roxannescott6956 4 года назад

Does your income have to be really high to get these high limits because Chase just won't give me a card and I'm with Chase for about 6 years😕

@ericnunemaker 4 года назад

I like how everybody has 40-50 thousand dollar limit and a score of 780. Yeah! Right!

@YoungmillionaireFl 4 года назад

Eric Nunemaker lieing to people they don’t even know

@BucketCharlie 4 года назад

I applied for a chase sapphire card and was instantly denied 😂🙃

@twdjt6245 4 года назад

What was your score?

@Enkies 4 года назад

it has a $550 annual fee, fuhhh all that

@BucketCharlie 4 года назад

@@Enkies the reserve card does. The sapphire has a $99

@BucketCharlie 4 года назад

@@twdjt6245 not good lol.

@eddiedelreal4792 4 года назад

If you have or know someone with a Costco membership, you can apply for a citi Costco Visa card. They give them out to anyone pretty much. The rewards are good. Or try the discover it cash back card, they have been known to give those things out too. 0 annual fee on both, if you don’t count the Costco annual membership

@thomasalias8492 3 года назад

Don't get Capital One's credit card. I have 5 cards and that one is the lowest ($500). When I asked for an increase, they said I don't spend enough. Which is fuckin crazy considering that's a GOOD thing.

@MoDavI-sl7iy 3 года назад

Exactly! They told me the same thing. Smh

@JoseMartinez-rj9ru 3 года назад

Same here 😆

@JMartinM_AZ 3 года назад

It's a good thing for you, not for the credit card issuer.

@jvic2130 3 года назад

What you need to do is use about 400 from the capital card every month and pay it off by the due date. Pay whatever bill's you have. That's what they mean when they say you do not spend enough.

@theblueagent_ 4 года назад

Brian, I love you man, but that freakin' cup with the green straw and the lack of focus on you is driving my attention deficit disorder off the roof! LOL

@Jungernaut 4 года назад

Haha my bad bro 😅

@ijustfollowthesun 4 года назад

Omg I can’t unsee the cup now lmao 😆

@volantejones944 4 года назад

THE CUP AND THE STRAW SITTIN IN ON THE INTERVIEW 😯🤣🤣🤣

@melondyatwell5299 4 года назад

@@ijustfollowthesun :

@darkknight1340 4 года назад

Now I can't see beyond the green straw.

@geekspeak1066 3 года назад

Credit card companies want u to max ur cards out and pay the minimum balance. That’s like 90% of there revenue. They really win either way.

@valentinafarmer7077 4 года назад

thank you guys

@morgenholz 3 года назад

Why would you buy a iPhone on credit?

@MrMichaelkthomas 4 года назад

Brian, you did not give any info on how to increase your credit limit. You just said why someone should get an increase.

@davidclark6749 4 года назад

Exactly

@BudgetBill 4 года назад

Great Video. I have a Bank of America with $42,000 limit and a few other cards with $30,000 limit. I've been ramping up my business cards lately. Keep up the videos bro. I'm learning from you!

@jesusf.2600 4 года назад

$42,000 CREDIT LIMIT ON A SINGLE CREDIT CARD? WHICH CREDIT CARD IS THAT?

@BudgetBill 4 года назад

A bank of America card. Subscribe to the channel as I plan on revealing more card info soon. And I also revealed some other new cards recently.

@NAT-turners-Revenge 4 года назад

@@BudgetBill B OF A is trash

@nala3038 4 года назад

Jesus F. Big deal, I got a 100K credit limit from Citi

@nala3038 4 года назад

Mr Yusuf I had to work very hard for 15 yrs to get that 100k credit limit

@jgdn-ow5mh 4 года назад

Barclays , Capital one venture, Chase (obviously), amex, seems like everyone gives up limits between 15k-50k each if you ask them. Except discover, b of a is picky..... going to give US Bank and Citi some apps for business cards

@thehammer3193 4 года назад

He is right about Amex. I have an Amex every day card. Started with a 10K limit. Within a year they bumped it up to 33K. Then I changed jobs where I was able to use my personal card for business expenses and they re-imburse me. (think mega rewards points) I wanted to keep my business expenses separate from my personal finances so I called Amex and I got the Delta Platinum card. They started me off with a 20K limit and did not even pull my credit. Pretty amazing.

@TheAnonymous916 2 года назад

My wife and I never asks for credit limit increases, but her card automatically increases every two years. She now has a credit limit of $14k on each card; while, mines is stuck at $6500 each card and never increases itself (we both have same cards). And I’m more financially responsible than her and keep a low utilization. I also have a slightly higher credit score than her in the low 800’s. I’m petty af, so I won’t go beg the bank to increase my credit limit. If they don’t acknowledge my financial responsibility or want my business, then so be it. I’ll go get it somewhere else. 🤷🏻

@fredoknowsbest 4 года назад

LMAO at 1:24 (Run Off With The Money)

@Damo_LowEnd_or_NoEnd 3 года назад

🏃🏾‍♂️💨 ran off on the plug ..

@ericwieschaus7240 4 года назад

You can dispute all collections. I got all my 15 collections removed in 2 months! And non account holding inquiries. Here's great youtube channels that teach how to do it

@drshabizo9874 4 года назад

Me too! 🧐

@edwardmenendez 4 года назад

Hmmm, was expecting to hear something new. I can’t figure out why capital one won’t give me a bigger limit on my oldest card (12 years of use with 2k limit). 750 Fico, 100k+ income my other cards have 16k+ limits. I would cancel it but it’s my oldest credit cars. Only thing I can think of is because I hardly use it,but I hardly use it because the limit is soo low.

@JohnBrown-du4dt 4 года назад

Soon as he said have a good credit score I stopped the video and moved on .

@supremevision631 4 года назад

John Brown well at least you know what needs work

@expectnolove9978 4 года назад

Lol...right with you bro

@staycesmith1380 3 года назад

Thanks to *Creditshow* on telegram for the fresh cc you are such a great Carder💯

@TheIrcbully 3 года назад

Dead beat

@daseansuper 2 года назад

🤣🤣🤣🤣🤣🤣🤣 facts

@IAmMelloWill 4 года назад

I started with $2000 on my Navy Fed and request an increase every 6 months. Now at $25,000 and looking to apply for Chase and AmEx business cards. 👁

@twixeditz0599 4 года назад

Did you request online or call? How much were the increases? How long did that take to get to $25,000?

@IAmMelloWill 4 года назад

B T I’ve been requesting through the app but, I’m going to start calling to make sure it’s a soft pull on my credit. It took about two years. They usually counter my high request for instance, my last jump was from $19,000 and I requested $30,000.

@missdesireindependance5194 2 года назад

I took out a loan and paid it back. This is how I built my credit. I have a 800 score now.

@dannyphoenix1127 4 года назад

Great Video Brian, thanks. One small detail IMO you didn't mention or emphasize enough is the fact that requesting limit increases usually involves a "Hard Inquiry" that can effect one's credit score, even though it is considered a "Low Impact" on your overall score. this category can remain on your record up to two years. Also, if you have let's say nine or more of these Hard Inquiries, it can raise red flags. Just a thought, thanks again for a great video!!!

@jimiola2781 4 года назад

I have a problem with American Express' annual fees..so i've been a bit hesitant to get one. My other cards serve me just as well and no annual fees

@thefaceroll 4 года назад

There are AMEX cards with no annual fees.

@Shadowgardenenigma 3 года назад

i had to raise my balances just so i could do all my spending on the cards rather than a debit card

@Crazyd2050 4 года назад

Chase business preferred 26500 Chase sapphire 16500. Chase business unlimited 20k I should grab a American Express

@marymcwhite77 4 года назад

Yes

@amandanunyabusiness5027 4 года назад

🤟

@FuMMoD 4 года назад

What's your business reported annual rev? I only have 10k but i've had the card for 4 months and mine is 40k revenue right now. Thanks!

@carmellatte71 4 года назад

Found the video I need!!! For me Discover doubled my limit in less than a year.

@bigrigchristfollower9020 4 года назад

Don't be late or they will close, I was late one time and even though I paid off and had $0 balance one time they closed it. Just information about my experience, God Bless you and your family.

@coryCuc 3 года назад

@@HaywoodHomestead Truth.

@4jsaj 4 года назад

When applying for a credit card that’s based on your current credit score, is your FICO or Vantage score taken more into consideration for an approval/denial??

@jimibones178 2 года назад

Fico is the only one banks use. Vantage is more for when you check your own score for free, although you can also get your fico score for free

@4jsaj 2 года назад

@@jimibones178 Thank you sm.

@missdesireindependance5194 2 года назад

Fico

@prodigy44 4 года назад

Does the credit card company pull a hard inquiry or a soft one when deciding whether to approve for a credit limit increase?

@dm53 4 года назад

Felix Shraga depends on the financial institution, I would ask them before they check

@missdesireindependance5194 2 года назад

Hard

@z06tiKo 2 года назад

Usually hard

@bryanmorgan3568 2 года назад

Hard inquiry

@juanvergara6686 4 года назад

My score is fair I paid a couple of bills that were sent to collections and I am paying on time and making my payments over the minimum pay, however I tried a few times to apply for new credit and I have been denied due to DELINQUENCY. How do I make the change on my credit report ? I'm paying high interest on my Capital one and I want to consolidate my cards to one with low interest but my report won't allow me. I hope you read my message and thank you for your advice

@mostmost1 4 года назад

Emergencies are a reason to have them. Use the card pay it off with cash, build your credit score, history and get cash back and or perks.

@gpn0099 4 года назад

Awesome speaking skills. As a lawyer I'm really familiar with speaking skills and yours are the best.

@BrJD-ii4iv 4 года назад

Bro it’s because of you, I’ve went fr a 6k credit limit to a 18k credit limit in 6 months w/ Amex. In 6 months, I requested a triple increase and I was immediately granted. I also have a personal savings account as well as a blue business plus credit card w/ Amex. Thanks Again, Mann! Whenever you get a chance, I would love for you to do a breakdown video of Amex blue business plus cc.

@jesusf.2600 4 года назад

Good for you bro. I asked for an increase cl I WAS DENIED. YHEN I TRIED GETING A LOWE APR ALSO DENIED BY AMEX WAS LIKE OK I GUESS I WILL STOP USING AMEX. I HVE HAD THAT CASH REWARDS BLUE CARD FOR OVER 3 YEARS.

@BrJD-ii4iv 4 года назад

Jesus F. - What was the credit limit you currently have, and how much increased you’ve asked? Were u steadily on time for 6 months?

@jesusf.2600 4 года назад

@@BrJD-ii4iv $10,000 currently. Yes i ha enever been late on my account. Yer i was still denied.

@phillip6500 4 года назад

I told AMEX that we had been laid off at work 10 years ago. American Express cancelled me. Always be careful what you tell them. By the way on the spot cancelled right after I spoke the words lay off after 20 years no problems with us.

@tonyt3281 4 года назад

phillip mulligan that’s because AMEX is a charge card not a credit card. You HAVE to pay it off at the end of every month. If you have no incoming coming in, how do you plan it pay it off? AMEX did the right thing IMO.

@rayreggie03 4 года назад

@@tonyt3281 not every AMEX is a charge card. The blue cash & cash card are credit cards.

@roberttipton5130 4 года назад

How do I get a credit limit increase on Social Security to improve my credit availability?

@waterfallwilly5909 4 года назад

Go back to ur profile in the income box and inceease it to around 2000. ,i never put my ssi income. ,, its stated uncome anyways

@Yolie71 4 года назад

Credit companies are reducing limits due to Covid 19 😔. Yes, thats with great pay history and credit!

@DB-jj8hb 4 года назад

Had a 20K credit card I hadn’t used in a year get cut 😩

@Yolie71 4 года назад

@@DB-jj8hb Omg me too! Reduced credit limit was made on 4/24/2020, I just found out 5/14/2020!!!! The credit card company never contacted me! I got a "credit alert" $10K gone! 😥

@staycesmith1380 3 года назад

Thanks to *Creditshow* on telegram for the fresh cc you are such a great Carder💯

@staycesmith1380 3 года назад

D B Thanks to *Creditshow* on telegram for the fresh cc you are such a great Carder💯

@bwana3006 3 года назад

I had two cards with 12k and 15k limits cancel them with 10 + years of perfect payments and the others keep lowering the limits every time i reach a thousand dollars less. I’m pissed to say the least

@johnnycostilla1464 4 года назад

I know it's off topic but could you make a video on how medical bills impact your credit score and can you get denied for a credit card if you have unpaid medical bills?

@elliotsmith1670 4 года назад

I have 7 cards in my arsenal, and they are as follows: 1 Chase - Freedom UL, 2 Citi - Double Cash/Rewards + , 3 Cap Ones - QS, Savor One, Venture One, and 1 Discover. I have the highest amount of credit with Cap One by far. As a matter of fact, I have more combined Credit with them then my other issuers combined. I have a good relationship with them and have maintained that. They have also given me the highest CL increases (like 6x original amount on one). Discover would be next with CL increase amount availability.

@kishawilliams1272 4 года назад

Thanks maxline am glad I came to you 🥰

@feliciaamber9553 4 года назад

I need help 😢 on my credit.

@chrisr5437 3 года назад

Found your channel recently and this is the first video I hear you mention Navy Federal. Do you have more insights you could share about them and their cards?

@LB-xk6fk 4 года назад

You speak so beautifully....

@Jungernaut 4 года назад

Haha thank you

@rayburke7056 4 года назад

Making only the min payment on your balances is an automatic disqualifier for limit increases no matter how impeccable your on time payment history is for however long..... also 4 or more hard Inquiries is an automatic rejection for new cards and other types of funding, no matter how high your score is.

@kosimncube2012 3 года назад

Out of that 10,000 you can only use 500 to keep it responsible.

@IGotBarsBattleLeague 4 года назад

I need to know step by step on how to apply for no doc business and personal credit cards

@ms.aminahthebarganista 4 года назад

Yeah me too lol

@o7juan 3 года назад

Ain't no way I'm gonna apply for the chase sapphire reserve 😂 that annual fee is more then my annual car insurance lmao

@Iamsheveka 3 года назад

Seriously

@thelostone777 3 года назад

300 annual credit

@grandmaraps 3 года назад

@@thelostone777 it's up to $550.

@SC_XOLOs 3 года назад

What car do you drive? You must not live in Cali for sure

@2023roadstervet 3 года назад

My Annual Car insurance is about $1700

@jbousley 4 года назад

Navy Federal has been most generous, and I’ve their Flagship card. Started with an initial limit of $7.5k, and about two years later I’m at $35k. American Express follows with an initial $1k two years ago with the Blue Magnet. I now have both the Gold and Platinum personal cards with spending power of about $20k. I paid my bills on time, occasionally carried a limit, and only request increases every six months.

@jbousley 4 года назад

I should say... A strategy I’ve found helpful is mentioning that I never let my utilization on individual cards exceed 10 percent. Mentioning that has occasionally turned a “no” into a yes. Since my payment and credit history show that it helps. I then mention that a low limit prevents me from making a purchase. That one-two punch - along with the previously mentioned - helps a lot... An annual income of $145k is a boon too.

@knelson3145 4 года назад

What credit should I have before I apply for the Chase Sapphire Preferred?

@joshkey8930 4 года назад

The amount of people “bragging” about their credit limit is absolutely horrendous. Stop using credit cards and pay with what you have. If you don’t have it you can’t afford it. America has a spending problem. Get outta debt and start thinking about the days you retire. You wanna have all this debt then too?? Ask rich people how they got rich. It wasn’t through debt.

@ray2wavy123 4 года назад

Josh Key They have the most debt only difference is they’re using it to bring in residual income. It’s called good debt. Look it up they acquire assets with credit. The poor minded wouldn’t understand.

@joshkey8930 4 года назад

Ray 2wavy ther is literally nothing good about debt. All you are is a slave to the people you owe money. Saying it’s good debt is idiotic. Your asking broke people how thy make money and guess what. There broke. They life paycheck to paycheck. Stop keeping up with the Jones. There broke. Maybe you should take a listen to Dave Ramsey. It would do you some good about the myth of good debt. Which is false.

@KrstnaSchroeder 3 года назад

Just remember that a business credit card goes by your personal credit history! They also usually require proof of income.

@IllyAssassin 2 года назад

Absolutely not true at all

@phittable 4 года назад

My score just reached 685. And I requested capital for credit limit increase but got denied.

@stonesthrow420 4 года назад

While Chase doesn't list the minimum credit score or income required for the Chase Sapphire Reserve, anecdotal evidence suggests, at the very least, you'll need a credit score of 700. Most people who get approved have scores in excess of 750, which is considered “excellent."

@graysonjohn6247 3 года назад

Good

@garethsimpson7953 2 года назад

⬆️🆙💳

@ashlieneevel9671 4 года назад

Why would you recommend a card with a $550 annual fee that's insane

@carlosa4509 4 года назад

Ashlie Neevel the perks offset the fee. Plus added benefits are well worth it

@paulbrown6112 4 года назад

Thank you for the video first of all good information Capital one has been my card however, I am in the rebuilding stage of my credit history so therefore I have to be patient regarding increases. Again thank you.

@corpuzone 3 года назад

I just got the Apple Card and love the benefits even though it’s not the best for rewards. It’s my 1st rewards card though and I got a decent credit limit not 10k though haha.. This is making me curious since you say chase sapphire starts at 10k or was it the reserve card? I’d think the applicants would need a high score to qualify. Also, my current card can increase by a soft pull. That’s not going to be on my report or affect my score right? Just double checking. I took a slight hit on my score 5-10 just for the Apple Card which is an awesome looking card! 💳

@alrachid2 4 года назад

Bummer, my cards are so new that I cant get credit limit increases... so I just signed up for another card. I guess that's one way, but I gotta be careful because now my average age of credit account went down.

@GDX2470 3 года назад

Any luck bro? How’d it go?

@alrachid2 3 года назад

@@GDX2470 Ive got a couple cards now and I have gotten multiple increases all them all. It has all worked out well. Most increases have happened naturally but I have requested a couple.

@GDX2470 3 года назад

@@alrachid2 that's good to hear. did you just keep applying to hella credit cards? i'm trying to increase my limit. did your income change? i'm wondering if that might have something to with that.

@Crimsshit 4 года назад

Amex doesn’t hard pull if you request a credit limit. I’ve done it twice with my cash magnet and Amex blue cash. Chase on the other hand does a hard pull if you request. On my chase slate after having it for about 2 full years they automatically pushed my credit limit up from 5,000 to 11,500 without me even asking.

@stylefoodwithlaila4914 4 года назад

Cool, I'm going to try it right now. AMEX

@Crimsshit 4 года назад

JohnDoe Kassem just make sure you wait about 6 months before requesting another credit limit. My cash magnet originally was about 9,000 and I got it increased to 24,900

@mishamccrea5303 4 года назад

Navy federal cards are the Goat o was approved for two cards $20,000 each.. The best!!

@rodneydedeaux5642 3 года назад

Hey I am 34 yrs old and I have over 100k in available credit on my CC. It took me yrs to increase my cards etc... it takes time!

@christiankalala840 4 года назад

This has been very great information. Thank you very much

@luisrodriguez197099 4 года назад

My highest card is my Lone Star card..l just got increase $1,000 limit...yea

@saiseiki 4 года назад

could u make a video on which bank is the best to bank with and eventually get a credit card with them

@Asmith3990 4 года назад

My chase freedom has the highest limit. I just got it in October I’m waiting to see if they increase my limit even more.

@michealjames166 3 года назад

WOW! You are really an angel for sharing this, do you have direct connect? I have $25,000 in credit card debt. And my goal is to be paid off before April 2022. I can’t wait to be credit card debt free!

@garethsimpson7953 2 года назад

💳🔝🆙

@jarelldewberry4753 4 года назад

Very informative, clear, and concise.

@prizepicksuniversity4294 2 года назад

1million!! Congrats Brian 🥳

@anthonyrose6686 4 года назад

If you don’t use to much credit utilization the card companies will tell you don’t need it.

@lestatstaton7856 4 года назад

My first credit card I got a year ago was the Navy Federal Rewards card, $20,000 CL. Was before I knew how to play the game but I still only used for gas and groceries because that was highest rewards. Good thing Im responsible because I feel like I was set up for failure with a $20,000 on my first Credit Card.

@zxcvbnmmasdfghjkl 4 года назад

Lestat Staton now you can use it for public transit and dining with 3X for both

@RosteeveBellier 4 года назад

🤦‍♂️ they gave me 8k in 2012 I’m still paying this stupid card off.

@lestatstaton7856 4 года назад

Dont blame the card if you spent money you didnt have.

@NAT-turners-Revenge 4 года назад

@@RosteeveBellier hell nah man 😂.... i got a navy fed of 10K... i ran it *UP* 😈 . I stopped paying after a year, its falling off my credit record soon 😂