Practically the inflation will affect on the expenditure , if a person has expenditure very less about .1%of his income , the person can go for saver mode to put his investment in non risk mode
Consumer basket of RBI contains items which we don’t use currently, so the real inflation is really high. To overcome inflation we have to have more than 10% interest rate
Very good explanation on real return. But, how to construct a portfolio to get real return of at least 5%. This is not known to common people like me. What I did is just invested in nifty50 fund which is expected to give 12% return over the long period. Please add your suggestion to invest or construct portfolio.. that will help common people. Thanks 🙏🏻
Dear Madam, Thank you very much for your great ideas and knowledge sharing. Please advise to the person's like me(32) those who are not yet started any savings. Really worrying for wasted 32 years without any savings.
Save first, dont take unnecessary loans, then slowly but steadily you will have money to save, invest & grow your wealth. Watch the golden money rules @ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-KLVQQvUnBqY.html
I am an NRI and lost my job for 9 months during peak COVID first wave and couldn't find a suitable job even now although doing freelancing to feed my family. I invested 15 lakhs in mutual funds last year in Chennai which turned out to be a disaster now, I lost a lot of money. I am very dejected. Kindly give some investment ideas.
A goal plan usually helps families secure their financial future. Staggered investing via SIP offers downside protection as compared to Lump-sum investing in equities..
10% is not a guaranteed return. 7% is a guaranteed return. Experts like you should also elaborate on the disadvantages of an equity fund. You cannot completely ignore that. It wont be good comparison that way.
Right, the downside is an inherent risk in these instruments and is suitable only to those who have that risk propensity. At the same time, the downside is also not guaranteed :)
Madam, I have been reading NANAIYAM VIKATAN and following people like you for a few years. Based on it, I reckon a 12% return is easily achievable with a little risk. With more risk, there are instruments which yield even 20% in a longer period of time. Am I right,? madam.
All, what will happen to the investors money, provided interest in extra returns due to inflation for real returns, say after 10 years from now in comparatively less risky active or passive mutual funds than stocks or trading if situation like srilanka comes for any country due to rulers corrupt/less knowledged governance which is not in investors control will it be a good investment options as the current paper calculations are looks attractive?
India faced a similar economic crisis in 1991, unable to pay for imports as we didnt have enough foreign currency reserves. However the economic reforms and liberalization since 1991 for the past 30+ years has built a sound economy resulting in strong foreign CY reserves and reducing gov & corporate debt. Lankan crisis did not happen overnight, all crisis takes time and following politico-economic news or seeking professional advise will help avert personal financial crisis too :)
Thanks madam understood india had overcome similar crisis in 1991, need to monitor the countries economy/performance in addition to the portfolio performance periodically
Don't do sip....u won't get better returns...if a business is good,just invest there ..invest in HCL technologies, Infosys, TCS,hdfc bank,hul... don't go beyond that
Yes, you may invest thru any app, all your investment details are stored based on your PAN digitally with RTAs [Registrar & Transfer Agents], even if apps disappear, you can goto CAMS or KARVY office and get your details.
