How To RETIRE In 8 Years Starting From $0 (NOT WHAT YOU THINK) | Jaspreet Singh 

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The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

With changes in the economy leading to instability in the stock market, some individuals may face a decrease in their investments in an effort to benefit from the current market conditions, I am considering liquidating my $725k portfolio consisting of bonds and stocks. Someone else in the same situation? Please tell me in the comments!..

Thank you so so much for all your work in educating us about such important subject being through videos or your market brief newsletter. ❤

Would you make a video on how to find a good property manager? It would be great to hear your process, standards, and questions. I am currently in the process of starting my real estate investment journey and your advice has been very helpful. Hope to see a video about this in in future.

I have always loved Jaspreet's videos and advice. Such a great guy. Becoming rich and wealthy is a journey. Good luck and stay blessed y'all!

I really appreciate these lessons. It has changed my financial mindset and increased my earnings since I found this channel.

The purpose/goal of the stimulus checks was for people to pay for basic needs, because some people’s jobs weren’t considered essential at the beginning. I retired from the USN in 2017 and I immediately invested all stimulus checks and child tax credit payments that my wife and I received. I also intend to fund myself to not collect social security at all.

Thank you for the information Jaspreet!

Thank you for your time.... God bless you.

It is gone, we lived through the zenith of our time. These bourgeoisie individuals in tandem with the corrupt govt. will take down this country like what happened to Rome. My condolences to anyone approaching retirement, you may have concerns over whether your pension pot will stretch to cover the rising cost of living, bad regulatory policies, bad energy policies and insane fiscal policies

Great video! and you're genuinely not trying to make money out of us by telling us about stocks etc, just great proper sound guidance.

Very well put video. Thank you for your input. I watch your show all the time.

I love your content man! I am learning so much from you. Thank you!! 😀

Great content! I’d like to see more videos! You are clear and direct!

Love this man! 🔥

I love the knowledge that you present to everyone .Great work on the financial advice keep up the great work.I very much appreciate it.👍

These videos are so valuable and appreciated! Thank you for sharing your wisdom!

You really have a knack for teaching, thank you for blessing my mind with all the knowledge and information you provide.

Another great video. So informative. 😊

Thanks!

J, I love how simple and straightforward you are with your approach. It is easy to follow and conceptualize. Makes creating that mindset of possibility possible. You remind me of Robert Kiyosaki. Keep up the good work 👍

He keeps saying don't trust a random guy on RU-vid. But his eyes look so trusting.😊

Thank you for sharing your knowledge. I'm suscribing.

Very Informative advice. Thank you!😃

Good stuff ty

Yes, exactly on what retirement is now. I retired 5 years ago then went back to work for a third career a few months ago. I love doing a job because I enjoy it, not because I need the money. So great that you're sharing this with people as a goal, as well as how to get there.

Thanks

My wife and I often talk about high school education and all the superfluous information kids are taught. Maybe drop pre calculus in schools and add a course on budgeting and investing. I, too, was of the mindset that my 9-5 is what I need to rely on to build wealth. I know better now and am heading towards financial freedom. 44 and our only debt is mortgage in home with 70% equity. Thank for the content

I love your videos how do you feel about purchasing gold and silver I value your opinion ???

Great video 👍, thanks

I'm glad I paid my student loan off last year. "OH it will be paid by someone else". Nope mine won't. Hurt my credit so much. Now we have 2 vehicles and a small credit card bill. Still renting but want to snowball the lowest to highest payment now. So we can buy a house in a year or 2.

Most informative video I've ever watched on You Tube. Thank you.

You are the man, my friend. I watch you all the time you are the man.

I love you Jaspreed ❤😅 This was a Masterclass 👏

This video is great

Is there a Canadian version of the newsletter?

Any opinions on Cit Bank Platinum Savings 4.75% APY? Their "Savings Connect" paying 4.50% APY

Is it better to invest in multiple ETFs, Or just one?

That's not what they say. Those who retire early (be 55) live longer than those that work to 65+.

I recently got into the RU-vid financial niche, and I’ve taken a deep dive into investing. Particularly, dividend growth investments as it interests me. I have tried multiple methods to build my portfolio in the past. So far I’m making progress with the help of a pro and retirement is looking great again. Back to the video, wonderful job there. I don’t like debt so I rather pay cash!

Did you ever worry about money? I’ve heard you say repeatedly that you never felt risk, and I think that included money that you had/needed.

This was packed mmm

Good content

I love your videos bro very motivational

yay for your ‘AND I gotta new marker’.

Congrats to those of you with investments etc. My family will get there eventually. We are still trying to pay off large debt while living almost paycheck to paycheck! Sigh!!! Had to let health insurance go, and still dreaming of having life insurance; but we will eventually Gert where we want to be. Slowly but surely! Never give up!

Yeah, but your portfolio is supposed to grow every year basically replenishing what you took out the year before. And secondly, it works with the assumption it grows like 6% per year so 4% for you to pull out and 2% for inflation . Technically, if you don't have to deal with crazy times like now, it should last pretty much up forever. Personally I think you could even deal with high inflation if you also get some years with higher than expected growth to even out the performance overall.

Is a 3 month certificate with 4.1%APY dividends a good start and is there a way to make this a lifetime dividend?

13.19 - You just easily assumes it 5x … that’s a enormous growth for a company that is paying dividend. What usually means they are stable and not focused on growing.

Hi.. I've been a big fan of yours for few years now. I hope that you doing ok. Thank you for all your hard work.

Im 32 and completely broke. But im willing too learn and do everything this brotha said. Willing grind the next 10 years be successfull in my 40s

One caveat on investing in real estate. You need a large cushion for expenses and when you don’t receive rent. We were forced landlords as we got stuck in the down Market and had to move in 2011 for job relocation. Guess what? Pipes burst in 2014 . Had to spend $10k to Re plumb whole house as insurance would not pay for plumbing. Big risks with real estate. Just fyi

I am apart of the generation that was at the tail-end of the 3-legged stool. I am 52 years old. The meaning of retirement changed in my adult life. The 3-legged stool does not work. I am a teacher. I will get a pension from the state because I paid into it and I am vested. I have a 503b (like a 401k). Also, I will get something from social security. They sent me a statement with my projected benefits. My 503b went through several stock market crashes (nothing really in there). Social Security may or may not be there for me, in 10-13 years. Also, my pension algorithm changed to 20% of my income times the number of years that I worked, as a teacher. In contrast to my grandfather’s day, the pension was 100% of one’s income for vested employees and he drew social security at 60 years old. Plus, he had stocks that paid a dividend. By following the 3-legged stool retirement strategy, I will not have as much money as my grandfather did when he retired so many years ago. I forgot to factor in inflation…my US Dollar is worth much less and does not have the same buying power. I feel like I am working to end up in the poor house. I need to fix this situation and fast. I need Help!

My three favorite channels: Minority Mindset, Stock Brotha, & J Bravo. Make my week complete!

Your video was really quiet - So the ads came up massively loud because I had the volume turned up.

I appreciate these realistic (but not doom & gloom) videos on finance. The last couple of years I have been following the advice and it has been adding up to real progress. I doubled my work income last year, saved up a 6mo emergency fund, am investing more in my 401k, paid off my car and student loans, and have a couple of autodrafts every month for investing in an ETF. Now I’m looking for ways to supplement my income with side businesses and obtaining certs to get a better job and up my work income. Now if only I could find a way to get a good deal on a home or condo. Lol

Three legged stool? No one told us this when I was young , DAMN‼️

I found your video so enlightening BRAVO! I'm Greek American living in Greece, I have three questions .1) I'm in the process of buying a small new seaside condominium 500sq feet in Thailand worth 85000 $ knowing people are moving to Southeast Asia for a more comfortable life ,so people are moving to Malaysia Thailand Cambodia Vietnam etc and with their European or American pensions to rent and live a comfortable life, although this growth has brought prices up 15% its still a comfortable life opposed to their home countries .. .I will rent the apartment for 10 years get some returns like 6-7% annually and then retire in the same for another 20 years ,do you reckon is a good choice ?2) Agricultural land is cheap now in Greece is it good to buy some hectares and rent them to existing farmers ? 3) is collectibles a good choice, stamps ,Morgan silver dollars , rare jewels antique furniture?

In theory look good the dividends BUT many of the big dividends stocks they pay you 5% but they lost 12% a year so you loosing 7% be aware of this. You should talk about the lavaragex3 and inverse market.

IVR stock with a high yield dividend has been stable for the past 3 years. It fluctuates between 10-16 dollars a share, but when the price of the share goes down, the dividend goes up; when the stock value goes up the dividend goes down slightly. The dividend fluctuates between 20-30%, yes, you read that right.

Do you have a video on how to retire in 3 years? I'm older.

Love your videos I am nearly 57 and at the moment my retirement plan consists of an old company pension plan in the uk and social security from the uk a 401k here in the states with my present employer and maybe social security here in the states. I am thinking about doing something else to save for retirement besides what I have at present but at the moment I have too much debt to deal with but plan to,do something

5:30 A few days ago he said he needed a new marker, and then he pointed out that he got the marker LOL love the lore!

I ❤ Real Estate!

Number one trap is Taxes

There is a saying, regarding TV. “People who watch a lot of TV, or watching people who don’t watch a lot of TV.

I really appreciate this. I'm beginning to have my doubts about my ROTH IRA, seeing like I would have done better in WM and QYLD. I know they're a bit more risky, but I'm still relatively young and can handle the volatility. What do you think of trusts? Are they an outdated investment vehicle?

Pragmatic and wise 😊😊😊

Key to wealth... buy assets, not toys.

I just bid on a book called The Intelligent Investor by Benjamin Graham. It’s supposed to be the definitive book on investing in the stock market. I’ll see if I learn a thing or two. But immediately I plan on buying Tesla stock because it is a lot lower recently and in 3rd quarter this year they will be moving 1,000 of those funky looking trucks of theirs with volume planned for next year. I don’t care how bad the financial scene is you know there’s gonna be mofos buying that babe like crazy when it comes out. I just hope I pony up and invest in time.

If mom money is printed, it’s the greed of wanting that money is what causes inflation. If prices didn’t rise, people would have easier economic times and maybe even spend more.

Appreciate the video Jaspreet! As my parents told me most people get wise when they are too old. ( & ready to retire) When I got 35 years old, I started attending the meetings of "Primamerica" and paid for some classes in mutual fund investing and asset protection. They taught about everything you covered in this video. They taught some things that I would later disagree with as far as asset protection. Probably paid about $1000 at a guess maybe $1500 at most in the early 1990's. It was well worth the money as far as my personal finances went. Yeah, I did sell a few financial products too after I got licensed. I believe they are still around and the classes are lower in cost than a college class. Learned about dollar cost averaging but never really put it into practice because I had trouble believing in it until I hit about 40. I realized how much my bonuses had grown in my IRA's at that time and as my parents had me when they were 40's; my inheritance came a few years later. My dad was a great believer in junk bonds and in a way I was too at that time but I was even a bigger believer in stock investing by that time. My dad's outlook on his investing life served him well for a WW2 time frame person and their prior healthcare issues made me realize that it wasn't going to work for me. He had privately ran pension through a mutual fund company as no one trusted the union or the company for their pension fund. I still don't trust either but most 401k's are set up by a financial investment company as a sub-contractor to your employer and you get to control it, which was scary to me at the beginning. Annuitized and invested a large portion of my inheritance to avoid a large and coming tax bit just as I invested my performance bonuses over the years to avoid taxes. ( the problem of an engineer in a small company that can't afford to keep an engineer on their quoted salary!) I could always keep more of my money, even my lets go out and play money, if I invested into my retirement. ( like most engineers I liked money why didn't other engineers see this is beyond me. Dad always said that it isn't what you earn, it is what you can keep, his mother was a good business person in a very competitive business, farming & he & she gave me some good advice growing up. Got more good advice from her than him in the few short years she was in my life now that I think about it.) Young families need life insurance at least at the start of their family life. Any videos on your thoughts about life insurance? This is a protection that most young families are now having trouble affording the premiums and term insurance doesn't offer them the protection needed for periods of unemployment. ( lots of young Spanish speaking families in their 20's are entering the Mid-Ohio area) Perhaps you should get an honest Life insurance person on a video. ( I have become a believer in term insurance for things that can be lived without and whole life for the necessities in life as the cash value can pay the premiums for periods of unemployment. Longer run it is your cash cushion in the bank, the stagnant money, that will cover a lot of these expenses) Found your Spainish language videos and passed the link onto a young lady ( in her early twenties at work) who wants more out of her life than a 8 hour job, Just over broke= JOB. ( JOB describes her but she has an almost new car, and travels. She can't be totally broke! ) Can you change more of your videos into Spanish? By the way she is viewing the videos and I have offered her my advice and assistance in getting started in investing. ( free of charge as I am no longer licensed) Her English is poor but she is bilingual enough to get by. Also sent her a link to Codi Sanchezes videos as she wants to get into her own businesses, but Codi only produces her videos in English. She is a fresh immigrant who arrived about a year or less from Venezuela.

Thank you for so much valuable knowledge Jaspreet! We love your videos. Just researching dividend stocks and dividend etfs. Which would you buy in 2023 to start paying you dividends?

How much you need in retirement depends on your expenses. Alot of people do it on less.

Watching Netflix after retirement after having to get up at 6am. Watching Netflix sounds pretty good to me!

TEACH 🙌

Inflation is taxation without representation. ✔️ ✅️

I have loved making Liturgical furniture all my life! Thankfully I can still continue making what I love till I can no longer physically do it! I’m investing in lumber and hardware! LOL!

Is it just me or do a lot of these comments seem fake af?

9:00

I need help with getting financially freedom 😢

The passive income guide is extremely basic and not worth the trouble to download in my opinion.

Act Your Wage. -Dave Ramsey

Bro please, go easy on the clickbaity titles.

The problem is you have no idea of future returns plus you don’t know how much taxes will be in the next 10 to 20 years I’m just gonna start putting my money in high yield savings account so it will not be taxes later

👏🏻👏🏻👏🏻

"social security is drying up because the money you put in doesn't fund your retirement, it's funding someone else's retirement" That's literally how the program was designed. It's not the insult you think it is. Naysayers of the program have been saying the same talking point for half a century...

If you had $2 K extra every month ?

any tldr?

Social Security will never dry up, they just adjust the percentage and boom it's back again.

👍🏻

So wait Jaspreet, you are saying my plan of storming the fed reserve and making off with a truckload of freshly printed currency is wrong???😄

What exactly is a 65 year old gonna do with a million dollars other than give it to family smh

You said it social security paying out months and months more as we live longer. To bad on average my poor black self will not live that long.

My English no good I don't understand

Social security will only pay my Medicare supplement when I get there😂 glad I never banked on it😊

s.s 2k wekly. so cooi.

Don't buy the Gucci no Starbucks easy million