How to Stop Living Paycheck To Paycheck || SugarMamma.TV

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Hi Guys! This video explains my top 7 strategies to help you get out living paycheck to paycheck.
1. Recognise that this is what you are doing and that only you are responsible to get yourself out of this stressful situation.
2. Do a budget so you know where your expenses are going to! You can get a free template when you subscribe to the SugarMamma.TV website www.SugarMamma.TV
3. New Habit - a new you with a new mentality. Adopt a healthy mindset when it comes to paying bills and regular savings.
4.Consider downsizing your home or car and live within your means.
5. Set goals for yourself and decide a plan of action.
6. Review your goals constantly - look to tweak & improve.
7. Recognise your blessings so that you can rest easy with control, relief and financial freedom.
For those that would like to contribute to my book, please email me your stories on: yousugarmamma@gmail.com
What I am wearing:
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USA/Global rstyle.me/n/cpeeugb9bi7
Jeans
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xCC
How to find more about me:
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@CannaCampbellofficial - for capsule wardrobe fashion, beauty, motherhood & lifestyle
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SugarMamma.TV is all about educating, inspiring and empowering everyday people to create financial harmony, freedom and independence in your life. Bite sized videos, with quick and easy to understand tips, that you can apply straight away and see the results. SugarMamma.TV is a powerful movement making money and finance more approachable, energetic and enlightening.

Опубликовано:

12 июн 2017

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Комментарии : 103

@soulak9055 7 лет назад

As a single woman living alone with large housing costs, I'm conscious that sometimes those extra things like Netflix,home internet or other subscription services are not on the list but some people laugh at you like omg you're living so simply but it's a way of controlling costs,I even stick to prepay mobile and use the library for booksm or dvds.

@SugarMamma 7 лет назад

soula K don't worry about what other people think and say, I think that is brilliant that you are so in control of your budget and living expenses and if having a pre-paid mobile works for you and reduces stress in your life, then stick to it. Sometimes people think that I am too frugal in certain parts of my life but I really don't worry too much because at the end of the day I can pay my bills on time, have some savings and continue building my investment portfolio...I think what you are doing is inspiring and clever! xCC

@monaaziz7598 7 лет назад

soula K I remember a quote I read on the internet. "I used to care about what people thought until I tried to pay my bills with their opinion" xx

@lyndsieannette957 5 лет назад

I just work in my free time. No need for Netflix or internet. Sounds crazy, but it's the only way I don't miss those extras.

@HelloDecember525 7 лет назад

Hello sugar momma! Greetings from California! Just want to say thank you for all you do, I love plugging in and getting little nuggets of wisdom on these subjects. And also I wanted to encourage you that the good you do will come back to you and then some.💖 Sometimes I'm just amazed at the amount of criticism people have on here! It's way easier to criticize than it is to put the time, effort, and energy to come up with content to express yourself, your passions, and it's for the intention of improving /learning and doing better. I just want to give you a big KUDOS 💯% for your hard work. And that it's up to an individual person to discern what is applicable to them at the season of their life they are in, than pick you apart for not meeting some specific needs they have when you are giving a general talk on the subject on youtube vs one on one conversation to their specific needs. I heard that sweet isn't so sweet without the bitter, so with that, THANK YOU again for what you do, and keep doing you boo!! xoxo much love from Cally

@chantelleshannon2344 7 лет назад

Amazing video thank you. I love your advice and i am working hard on changing my mindset about money and spending.

@jahbeauty1 7 лет назад

Grear video and thanks so much for the free budget.. I cant wait to sit down sometime this week to figure it all out so I can get out of debt faster.. I do feel like I am loving paycheck to paycheck but I know it doesn't have to be that way

@kindperson1411 7 лет назад

Very good advice! Thanks for sharing!

@biancay.8982 7 лет назад

I've been focussing on a more minimalist life in the past few months. I pay bills and keep reminders open of whats due when, I really think about whether I actually need an item before I buy it, I try to use my food in my fridge before going for another shop. I've also got my savings in a jar on my desk, this way I have to physically take from it and acknowledge I'm taking from it. its really made me want to build it more. I still live paycheck to paycheck, but I don't earn very much and have only just begun trying to get out of it. I do have a very clear path set for myself though! Thanks for your words of wisdom Canna, always love your videos.

@SugarMamma 7 лет назад

Love the idea of the jar...plus seeing it on your desk reminds you of your vision, goals and dreams....you have inspired me! Thank you....xCC

@aliciaunaryan4751 7 лет назад

Truly enjoy your videos & financial tips. Greetings from Port Elizabeth, South Africa

@reka1821 7 лет назад

hi sugar mama loved the video! please do more about how to be consistent on budgeting and how to grow money

@NoraTKD 7 лет назад

Thank you for making another informative video! Your tips and advice are really useful! Being responsible and taking responsibility for your finances is important, good that you have started with that! Keep up the good work Canna! :)

@coraimaortiz7043 7 лет назад

I truly really enjoy watching your videos! Every time I am financially stress, I watch one of your finance videos and they inspire me to work hard and to get organized. Everything is possible with a little dedication. THANK YOU FOR TAKING THE TIME ON DOING THIS VIDEOS:)

@NoraTKD 7 лет назад

Same here! Canna is so inspiring! :)

@SugarMamma 7 лет назад

Coraima Ortiz wow, I am so flattered and honoured...thank you xCC

@Kathprovost9 7 лет назад

I love so muchhh yours videos!!!!

@MihiriW 7 лет назад

Such amazing advice! Thank you =)

@hearmymotoredheart 7 лет назад

While your intentions seem good, this is still geared towards people whose paychecks would give them something extra to play with at the end of the week/fortnight after bills. It assumes it's a matter of mindset when actually, someone really is that broke.

@TheLatonya999 7 лет назад

hearmymotoredheart completely agree. Thigh high Gucci boots????? Wonderful intentions, but could potentially unintentionally alienate some.

@papl20 7 лет назад

hearmymotoredheart the principle applies... Being conscious and knowing what you need... I been doing this for a while now and I'm now less uncomfortable... I'm broke, yes... But at least I'm not homeless

@SugarMamma 7 лет назад

hearmymotoredheart hi Guys, I was using it as an example to explain a point. And to be perfectly honest, I meet lots of "broke" people, who are dressed head to toe in designer clothes. Which was where the motivation to make this video came from...this observation has also been shared in many other famous personal finance books...xCC

@tramtranthanh9913 7 лет назад

you might have met people who are broke but not poor, there's a difference. most people living pay check to paycheck are actually poor and can barely afford a takeaway meal, forget gucci clothes etc.

@SugarMamma 7 лет назад

Tram Tran Thanh hi Tram, I have met plenty of people who earn good money (actually great money) and live pay check to pay check. Which is why I made the point about it having nothing to do with how much people earn but what they do with what they earn. I will be doing a seperate video on starting from nothing shortly...

@JamesMorris-os7kb 7 лет назад

Hi Canna! Thanks for your awesome videos. Thanks to your help I am now saving for my home deposit. Through your budget I have forecasted that I will have a substantial house deposit by the time I'm 26 (I'm 21 now). Are you able to do a video on how to improve your credit rating? Cheers!

@cassie372 7 лет назад

Love this ! Feel motivated canna you are a great speaker

@SugarMamma 7 лет назад

Cassie thanks! xCC

@penelopeplods8886 6 лет назад

Hi Canna. I just wanted to say thanks for all your work. I had some major life altering events this year that actually managed to deplete my entire back up fund (life account). Whilst I've been dealing with the traumatic events and the effect they've and on those I love and care for I've had to simultaneously watch my savings disappear. I'm now starting over from square one with three kids, two dogs and two cats. It's scary. But! Imagine if I had never made sacrifices and saved up like I did??? We'd be on the streets now. And because I've managed to be smart in the past I know I can do it again and will probably be more fierce this time around. In the last few days your videos have been a much needed source of encouragement so thanks and I look forward to enjoying the benefits of my hard work one day.

@SugarMamma 6 лет назад

PenelopePlods oh Penelope, I hope things turn around for you. What doesn't kill us only makes us stronger! And you know exactly what is needed to rebuild that life account. I am sure that you are already picking yourself up again, remember to keep your shoulders back, head up and focus on the situation that you want to create! xCC

@penelopeplods8886 6 лет назад

Thanks, Canna! x

@lovelifementoring5399 7 лет назад

Great info ❤

@thiscorner102 21 день назад

Canna this video is so old but helpful I’m not sure you’ll see the comment - but you could do money makeovers similar to Ramit with women and actually provide them with a pathway. That would help so so many of us! Particularly the single mums x

4 года назад

I know its been a while when u Made this video but I just saw this and I wanted to say to you this is Briliant! Thank u for sharing sweetheart! 🤗

@SugarMamma 4 года назад

Thank you! I'm so glad you enjoyed it!

@angelgeyl 7 лет назад

thanks for all the tips! i am an avid fan of ur channel and i am following them by heart. :)

@SugarMamma 7 лет назад

iamtenshigayle oh wow, thank you! xCC

@ginamiller6754 7 лет назад

I love your videos! They are like a booster shot and invigorate me to stay on the course of not spending on non necessities! Today I'm starting another "no spend" where I don't buy anything that is not necessary. (Harder getting my 19 y/o daughter on board, we've spoiled her a bit, but she is reasonable when we tell her why-she loves Starbucks) When I feel weak I watch your videos over. I've stopped watching most make-up videos because they promote products so that we feel we need those items. Thx for making quality, helpful videos!!

@misspiggyaustralia9850 7 лет назад

Hi Gina! I've tried no-spend months too so I admire how disciplined you are! However found I approached no-spend months like dieting - it was unsustainable for me and I didn't enjoy it. Instead I reduce my spending or wait at least a week to buy it (so it filters out all the impulse buys v what I need/want long term). I can't agree more with the make-up videos as well! My priceline spending after watching beauty bloggers would go through the roof!

@danam8450 7 лет назад

Love the change of background and your home in general! Would totally love a house tour! so pretty! I really enjoyed the video and it stood out to me. I do only work part time (and do not pay for rent) but it is tough to divide my money for my personal expenses and to save for other things I need even though i do not pay for rent but still go to college. Loved the reminder.

@ginamiller6754 7 лет назад

Dana M she does have a house tour & it's beautiful.

@ShoppingQueenArlene 7 лет назад

she did one!!! if you search "sugar mamma home tour" you will get it

@danam8450 7 лет назад

Must of missed it! Thanks!

@janebaker4912 7 лет назад

I think the kitchen makes the audio a bit echoy

@jacquiueckert4941 7 лет назад

Awesome video Canna!

@SugarMamma 7 лет назад

Jacqui Ueckert thank you!!! xCC

@bouphasoutha 7 лет назад

I appreciate your pronunciation very much and I understand everything you say also it's very convenient for me to follow each videos, sorry for my basic english. Everyday I learn to make correct sentences. j'apprécie bcp votre prononciation et je comprends tout ce que vous dîtes aussi c'est très pratique pour moi de suivre chacune de vos vidéos. tous les jours j'apprends à faire correctement des phrases.

@SugarMamma 7 лет назад

ChaoVansayaB my pleasure! xCC

@MarleyJaxx 7 лет назад

Thanks for these strategies! Very helpful and informative. Would you agree that paying yourself first before paying the bills is another strategy too?

@SugarMamma 7 лет назад

Marley Baird Media yes! Paying your bills is your financial responsibility so pay first, then pay yourself...but keep track of your spending so that you always have something left over to pay yourself! xCC

@SiobhanOConnell519 7 лет назад

What do we do if we've wallowing in debt (student loans), may or may not pay rent (I thankfully live with my mom who does not charge me rent but others not so much); but only make enough to pay for our minimum bills? How do we save? I purposely do not have a credit card so I don't get charged interest rates as I can't afford them.

@devonshireteaa 7 лет назад

Thank you for making this! I love how motivational you are, but have you got any extra tips for students? I have a part time job, but after bills, food and petrol I hardly ever find myself with extra cash which makes it a little difficult :(

@SugarMamma 7 лет назад

Devon Spence I have done a money video for students...check my playlists! xCC

@Chloe-nq1hg 6 лет назад

Hi Cana I understand what the 2 ladies are saying about being broke they are meaning if you don’t have the wages at the end of the week to save ect and I know your aiming this video at people who just waste money I just thought I’ll help out to explain what they meant thanks

@theharshcritic1073 7 лет назад

I love the Gucci Thigh High Leather Boots comment!!! 😂😂😝😝😝

@christinamariemoney 7 лет назад

hahah me too!

@NoraTKD 7 лет назад

Ikr?! That was funny :D

@lesliechavez5250 6 лет назад

Hi I cant seem to keep a job. Than I dont know how to save. Im getting unemploymemt of 180 a wk. How much should I save? I cant get out of debt? Ive never traveled. I need help.thx

@emiliabolsas 7 лет назад

I subscribed a few weeks ago at the budget link but didn't receive that item (but I am now on the email list, so that part worked). How can I get the budget re-sent?

@michaela6662 7 лет назад

emiliabolsas Same happened to me!

@vmb8916 7 лет назад

same happened to me

@papl20 7 лет назад

emiliabolsas same happened to me so I asked her and she told me that I could get it from de SASS financial website, and it works, you can download it right away,there are two, I believe one is for business and the other one is the personal... Hope it works for you 😊

@SugarMamma 7 лет назад

emiliabolsas did you subscribe to the SugarMamma website? Or just the channel? Maybe check your spam/junk mail?

@jholmie6016 7 лет назад

These were helpful reminders! I'm putting myself through school and as I finish up year 4 of 6 of my PhD, all while living on a teaching stipend, it is getting harder and harder to sustain my life financially. gonna try to implement some of these tips!

@NoraTKD 7 лет назад

You go girl! You can do it, be proud of yourself for doing your PhD! :) And you make fantastic videos - keep up the good work!

@jholmie6016 7 лет назад

Nora Csiszar aww thanks for the encouragement!

@SugarMamma 7 лет назад

jholmie wow! That is amazing!!! Good on you! Hang in there, you are clearly doing an amazing job!! That is seriously inspiring! xCC

@pumba6099 5 лет назад

What's the app called?

@johnnylikez8594 7 лет назад

Hi very good show my goal is sit in the empire and almost there

@naydaro4441 7 лет назад

I love your free-shoulder top, Canna!

@christinamariemoney 7 лет назад

i love it too! it is so pretty :)

@danam8450 7 лет назад

It is in the bottom description! US: www.shopbop.com/dana-cold-shoulder-top-rag/vp/v=1/1535740108.htm?extid=affprg_linkshare_SB-QFGLnEolOWg&cvosrc=affiliate.linkshare.QFGLnEolOWg

@naydaro4441 7 лет назад

Thank you so much for kindly pointing this out, Dana!

@danam8450 7 лет назад

no problem!(:

@SugarMamma 7 лет назад

Nayda Sadr thanks, I put the links in the description box, I only recently purchase it. But it is on sale now! xCC

@mango2106 7 лет назад

Hi! I subscribed to your mailing list but I am yet to receive a link to a budget of some kind? Thanks xx

@SugarMamma 7 лет назад

mango2106 have you confirmed your subscription? The link is in the welcome email...

@ioanaiancu1823 7 лет назад

Love your videos! Will the budget app be available in Europe too?

@SugarMamma 7 лет назад

Ioana Iancu it will be available to everyone around the world! xCC

@ioanaiancu1823 7 лет назад

Sugar Mamma wow that's great!! Thank you!!

@ioanaiancu1823 7 лет назад

Sugar Mamma wow that's great!! Thank you!!

@josecalderon5919 4 года назад

Hi sugar mamma I'm really interesting in your counseling about saving money, Where can I find more details?

@GiselaHenriquez 7 лет назад

Hi I subscribe but never received the budget.

@SugarMamma 7 лет назад

GiselaHenriquez hi, did you subscribe to the website or just the channel? You need to subscribe to the actual website and then once you have confirmed your subscription the link to download the budget is in the welcome email...xCC

@Cingearth 4 года назад

save 50 % of your incoe half. in s and p 500 and second half in world shares ! 5 years to go for me !

@nelisiweshabalala4937 7 лет назад

i have subscribe but i didn't get the budget, please email it to me

@grahammenzies7617 7 лет назад

Keeping up with the Jones'! Ugh! :(

@misspiggyaustralia9850 7 лет назад

Really enjoy watching your videos! I agree - it's possible to stop living paycheque to paycheque as long as you have a good awareness of where every cent is going. After that, it comes down to self disciple which is the hard part! While there are some people who are genuinely hard-up, I find that most people that live paycheque to paycheque often make excuses for their 'poverty' when really it's their lifestyle that's making them poor! Having a poor mindset versus rich mindset can make a big difference. xx Miss Piggy theearnestaddiction.wordpress.com/

@CM-yo9jk 7 лет назад

Wow Miss Piggy, what a lovely website. I can't wait to have a good nosey around this evening!

@susiedixon2064 7 лет назад

Miss Piggy

@SugarMamma 7 лет назад

Miss Piggy Australia I agree, I think people need to focus on how much bigger the positives are from when you aren't living pay check to pay check...deep down I think people would prefer to get off the merry go round but can't go through the short term pain and growth yet...hopefully this video helps people! xCC

@SugarMamma 7 лет назад

Miss Piggy Australia I love this and am going to share on the SugarMamma Facebook page! xCC

@misspiggyaustralia9850 7 лет назад

Thanks Claudia! I hope you enjoyed some of the posts. Financial independence and budgeting is one of my loves - also one of the reasons why I'm addicted to the Sugar Mamma channel!