how we manage small farm cash flow 

Pete, I thought you might like to know, I decided to watch all of your videos again starting from the beginning. I think that they are very well made. Thank you.

I own a small electronics/wire assembly distribution company. For the first five years I worked full time at a job and built my business up and all of the profits from the business went right back into more inventory. Banking my early rewards. Just like in a farm you need to bank money in different assets for down the road for your business. Your advice works across all business lines Pete. The greatest effort and sacrifices come at the beginning of your adventure. People think that business is easy and sometimes it can be, most of time it takes all off your efforts for years in order to get the rewards way down the road. In this age of instant gratification it is hard to make people understand what it took to get from point A to Z in your business. The most important advice I could offer is that you keep investing in your business and have a back up plan with investments that pay dividends. If the sh!t hits the fan, you can always fall back on the investments. Thank you Pete for an awesome business plan video.

I'm a 100% New York City boy. Farming is not my personal thing. But the life lessons you give in this video are outstanding!! Today's teens and young adults really need to learn that life is not all apps and social media. The world can only function through the efforts of hardworking folks like you. I love ALL of your videos! Thanks.

I’m not a farmer, and have no plans to become one, but this is solid advice for anyone. Thanks again for what you do. You’re helping a lot of people with this channel.

I like your videos keep making them I am 14 but I plan on becoming a farmer in the future want is the best thing to start on to be a great farmer like you

Some of these older videos still slip in. It’s hard to honestly explain why I enjoy your videos so damn much, Pete. And I’ll never be a farmer. I still take inspiration from you. Fantastic video.

Watching all the way from Namibia. 😇

Great videos! I grew up on a farm in South Dakota. Now we live in south Texas. Miss it love it !!!

Me and my brothers just bought 320 acres of land. I enjoy these videos

Great video! Life's financial management lessons that are not taught to youth in schools these days.

The family name Dunhill comes from dung hill - it was and is wealth - if you owned a big dung hill, you could grow more.

Great Video Pete. Common Sense is why I keep coming back. No matter what you do for a living...Cash Flow is the common dominator. Budgeting is the partner to Cash Flow. Accounting 101.

Thanks for your easy to follow & understand thorough explanations . I've been telling my friends at work about your videos & they think I'm crazy. I have just 7 acres but constantly thinking of how to work it & be unshackled

I am loving your show. God bless you and family! Next week we go look for our dream farm!

Your a natural teacher… especially when you relax in your environment. Your explanation makes the farm to market to table clearly understood and hopefully appreciated! Thanks for sharing your expertise and time!

Loved the video,I hope one day I can live a farmers life.

Great Information. Bee farming Financial info💰🍕

Good common sense videos very informative

Thank you! So much great information in this video that’s helping me get on the right track! Last summer we bought a small (4 acre) farm property in north west CT. Started off with 3 laying hens to have eggs for just my wife and I, over the past year that has turned into over 25 laying hens, 2 pregnant ewes purchased the beginning of February, three lambs born for meat in April, pastured meat birds and now turkeys! Getting the money numbers figured out has been my biggest challenge.. however now being on my third batch of meat birds I’m getting on track and those have pretty much become a self sufficient cash flow to maintain itself. Still have a ways to go before I’ll be able to leave my regular job but all your videos are helping to motivate and light the way. So THANK YOU again, I wish you and your family the best during these crazy times like we’ve been going through this year with COVID. Keep up the great work!

Your information is of great value to me Pete. Thanks for the info and great job on the MD restoration in the other videos.

Wow! What a great video Pete! I know I'm three years late watching this but worth it. I love the nuts and bolts discussions. Very informative. I'll be going through all of your videos as I did with Farmer Tyler out in California.

thanks so much for doing a video like this....please keep doing these.....for a beginning farmer etc this is invaluable information. absolutely this info is of the highest caliber

i've been binge watching your videos today. I must say many thanks and a lot of appreciation for all the details, especially the financial side... All the other homestead videos and "youtube farmers" are so different, took me 10 months to find your tube. Just by accident since I got a suggestion from a commercial big time cow farmer to look into the Dexter cow as a small farm cow. And your farm is the size of ours.

Pet I enjoy your videos. Your tractor rebuild is add specifically interesting and educational. Your jokes are also interesting.

Thank you for so much informative video. Right now I am a truck driver but I don't know about my future planning. But my desire is to become a farmer. Your advices will be very helpful for me if I change my mind to be in farming. I have been watching your videos for months and they give me the taste of haven. God bless you and your family

Hei. I am Norwegian. I like the videos.

I really enjoy your videos. Thank you for taking the time to share your story.

Thank you very much for your way of sharing your experiences.. Greetings from a small Danish farm owner starting up

Country View Acres (Evan & Rebecca) recommended we subscribe to your channel...so here we are!

great video

I've just recently found you, and am also in the process of switching to farming. You have good advise, and I am going to go through your videos to learn as much as possible. Thanks

Wonderful video as always. Really appreciate how smart and straightforward you are. Keep up the great work.

I am an unconventional urban pet food farmer(exotic animal's feeders). Despite all that, everything in your business series still applies. Right down to the seasonal stuff. Thank you for sharing your wisdom Pete!

great video!

Best video!!! Thanks Pete!

Thanks for videos

great video , ty.

Excellent video..

Thanks Peter, for all the useful tips I will be retiring soon and am hoping to start a small farm, I find your channel a great source of information especially on the financial side which is lacking on most of the other Farming/homesteading sites. Keep up the great work and keep pumping out those great videos also wishing you every success with your projects, Warm Regards..

Thank you it's very informative.

Great Video Pete! You're so lucky. Here in the Philippines, nope, only the FAT TREADER LIVES. Am sorry to say. This is so educational. More power.

Good day Mr. Pete first off thank you ALWAYS for your WONDERFUL videos! Now that this is 3 years old, what are your bulk costs now for meat bird feed now vs .16/lb 3 years ago? Currently (01/2023) here in central FL I'm paying .31/lb. Thank you both again we love you guys and STAY BLESSED!🤙🇺🇸🇷🇺🙏

There is an old Dutch saying: "stinkingly rich" (stinkend rijk) and it referred to a time when how rich someone was looked at by how much manure there was next to the house

Good ideas

Keep it up Peter

what a nice man

Tank you for sharing that

Enjoying very much

I was thinking of your banks as well as what other could have. Your feed goes to your layers to produce eggs but those chickens could also be sold as soup chickens or live for others to start their own flock. The fields get 5 cuttings rather than the typical 3 because of your management. Freezers and "frozen" dinners at the ready could be another. Good video and it should make people think of different resources.

Very interesting video, and your other videos along these lines are quite interesting as well. It seems to me that you take a strong position against taking on debt and I respect that position and understand how it may allow you to sleep much better at night. Certainly there is a LONG history in this country for farmers getting into trouble because of taking on excessive debt. I'm trying to understand how CSA's fit into cashflow management. If I understand correctly, you target pricing your CSA shares so that the customer is getting about a 10-15% discount vs. buying at your established price at your local farmers' market. So if you sell enough CSA shares to represent $10,000 of goods at your retail price, you're able to take in $8750 well in advance of your production. You take payment for a full year CSA in two installments, so from cash flow point of view it looks quite similar to your half year CSA. You get paid up front (perhaps even a month or two early), and deliver on produced meat fairly evenly over the following six months. It seems like you want to continue to sell the majority of your farm output at retail at the farmers' market, and you remain committed to setting up your booth every open market day. Suppose I assume that if you didn't do CSA at all that you could still sell all of your output at roughly the same retail price -- the increased supply of your specific products would not noticeably move the price. Suppose I also assume that the incremental labor of selling the CSA product at the farmers' market is negligible. Then financially the CSA impact on your cash flow looks roughly equivalent to taking out a $8750 loan on which you make a monthly payment of $1667 for six months. That is equivalent to an approx. 44% annualized interest rate. This analysis does not take into account many more subtle factors. You may enjoy, for example, the connection with your CSA customers because they have shown a commitment to supporting your farm's business model in a way that extends well past even very long time customers at the farmers' market. With payment up front, you've locked in the demand which in theory could shift later. I don't know how the COVID-19 pandemic and its continuation over many more months than many people initially expected has impacted farmers' market demand for high quality premium product. And pragmatically, if some catastrophe occurs, a bank loan would have probably included a lien on your farm, but your CSA customers would not have tiny individual liens for the payment they made for their CSA share. I'm not really mulling over the scenario in which you take out a $8750 loan from a bank instead of selling CSA shares totalling $8750. I'm more mulling over the scenario in which you choose to retain $8750 of previous year profit, and plow that back into your farm business, and specifically because of the CSA discount, you effectively earn 44% on the additional amount that you choose to retain and re-invest in your farm business. I'd love to hear your thoughts.

I would love to know where you get your tractors from

Hey great vids wathching you all the way from Quebec Canada. I was wondering what kind of tarp do you use over your gravity wagons thanks.

Manure, the Best fertalizer there is

What is the best way to build a cattle chute and pen area for your cows

What do you do about health insurance for your family?

Don't worry, YT will help a little in 3 years.

Just a few acres, where are you located? What state, what town is the farmers market in please?

November terms 👍👍🙂

I don’t remembering ever seeing sheep. Do you not have sheep there and if not why not? Do you also keep bees?

sarcastic comment................ love that this "old" video has no Covid disclaimers.. I hope i did not curse it ?

I would love to chat about how much capital is needed to be successful.

How many acres are you running on . Thanks

What do you have holding the tarp up on your grain wagons?

your running business

You did not even mention land. The largest investment! Did you pay for your land with an Architects salary before you started farming?