I Feel Like I'm Never Getting Out Of Debt!

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Опубликовано:

12 апр 2023

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Комментарии : 424

@megafraneldelavaina9113 Год назад

This lady was literally drowning in a 2 feet deep pool 🤣🤣🤣 smh.

@nicolegraham1492 Год назад

31yrs old, self employed, and earning $300K… uh yeah. The smallest violin 🎻

@jhonilocran6077 9 месяцев назад

That violin is too big

@almaguillot8597 8 месяцев назад

😂😂😂

@natebrome3089 8 месяцев назад

j cole once said “pride is the devil”

@meggrotte4760 27 дней назад

Why is this lady calling?They've got enough money

@anthonyamato6367 Год назад

Hard to feel sorry for people with that kind of an income.

@joeaaronsen Год назад

Especially those interested in shooting themselves in the foot.

@michelel965 Год назад

Don’t think she wa looking for sympathy 😊

@cuh720 Год назад

Yeah caller doesn’t know the struggle smh

@nikolavonfulton5195 Год назад

Debt is still debt. The larger the debt the larger amount to pay off. So it can still be a lot for people

@elcheekoful Год назад

Gad dang. You make 300,000$. Yall can't live off of 150,000$ income. JESUS!!!!

@daminh9245 Год назад

Crying hungry with a loaf of bread under each arm.

@bryanmata8319 Год назад

You mean virgina ham

@DavidWilliams-vc2ms Год назад

...I've never heard a person call in and started crying about making ENOUGH money to get out of debt 😆

@grantpatrick3586 Год назад

Happens a lot with those of us in medical professions, we sacrifice social life, income, and years of our life going to school to hopefully be in a respected profession. Yet how the pay works is you get paid nothing or very little, and then all of a sudden you’re finished and your first paycheck is half of what you made in a year before you finished training. Very easy to get lazy with debt and inflate your lifestyle which such a huge increase in income

@celeste7469 Год назад

Like another commenter said I think it comes from wanting to spend on luxuries, vacations, cars etc. and feeling sad because paying of the debt requires sacrifice and being responsible. Many people have a hard time with delayed gratification. The reality is that she will enjoy that income a while lot more with only a mortgage payment.

@odessajackson4551 2 месяца назад

Crocodile tears over making $300000 combined income!!! Crying cause she can't bankrupt student loans!!!

@evanl889 Год назад

It’s not that she’s tired from before they got that wrong. It’s because she went through all that schooling and now she wants to spend her money, go on vacations, and enjoy her life. It’s an entitlement thing. I could tell as soon as she said she is giving her life to this because I have had many friends say the same thing after college when they had tons of debt but wanted to buy houses. Imagine the entitlement of taking out 220k in loans and feeling it it’s stealing your life to have to pay them back.

@l.gibson6422 Год назад

Right! That's it!

@cgasucks Год назад

She's attacking her debt and I applaud her for it, but she is whining about it instead of keeping her head down and attack that student loan debt.

@tomw485 Год назад

It’s just the reality of her situation smacking her in the face. I don’t know if she’s entitled so much as just overwhelmed. Despite her income having nearly a quarter million in student loan debt is still kinda scary. She just needs to get tougher.

@amydoran9987 Год назад

She was really upset when she called. It was awkward.

@Chicago48 Год назад

How is it a chiropractor gets $220K in student loans? does it cost that much?

@thebastardgift Год назад

"You have not done enough to be tired." Dave Ramsey Amen.

@mikec.4343 Год назад

I absolutely hate calls like this

@intrepid_rain Год назад

me too; I'm like "really?" 🙄

@candy2325 Год назад

$80K paid off in FOUR MONTHS!? girl! She’s blessed to make a dent that fast with a spouse.

@amydoran9987 Год назад

Her life does not seem so bad. She was literally acting like her finances are desperate.

@adamseidel9780 Год назад

She’s just sad that she can’t go out for $300 biweekly mail appointments and $5000 biannual vacations for a year and a half.

@blueflameSM Год назад

I was fucking floored when she said her household income was $200k+. Are you kidding me, they got a big ass shovel for their debt, lord have mercy lmfao

@investinghike215 Год назад

@channell11 8 месяцев назад

She doesn't like living lean to pay off debt. She wants to be living in luxury and enjoying the money.

@chedbeckford8067 Год назад

She was crying because she wants to enjoy her money and live like her friends.

@joelfenner9179 Год назад

Did anyone else get more angry as this call went on?

@BuckMulligan72 Год назад

@@Austenfan177 Yup. They're crybabies. They could be multimillionaires and never have to work another day in their lives in about a decade if they actually wanted it.

@quinnterry2834 Год назад

😂😂😂

@tomw485 Год назад

Nope not really. Why does this make you mad? She just needed a little dose of reality and a shot of adrenaline.

@grantpatrick3586 Год назад

@@Austenfan177to be fair, she’s a chiropractor, she’s had to sacrifice her life for many years of school, she’s getting burnt out from not being able to enjoy her new high income yet cause she still needs a couple more years of sacrifice. This is not about her not being able to sacrifice, its that her finish line is further away than she thought it would be when she picked this career

@DaveW74TVN Год назад

Angry? No Exasperated? Yes! 250k+ income I can't feel bad for ya ;)

@heathermcconochie2572 Год назад

I paid off $110k in student loan debt as a single person! Why is she complaining? She’s got a partner! Lord have mercy.

@carryonjeeves Год назад

I love how Dave just cuts right through all he attempts at avoidance: Dave: "How long has he been out of work?" Caller: "Blah blah sniffle blah blah whimper..." Dave:"HOW LONG HAS HE BEEN OUT OF WORK?"

@kvgolfa 3 месяца назад

"2 days" "Actually not at all" 😂

@Shelly_B 2 месяца назад

The lady actually said two months... a nurse out of work for two months???

@russylogic Год назад

"And be done in 24 months, somebody needs to come smack you" LMFAO Dave always keeping it real. Took the words right out of my mind.

@David-wo9un Год назад

She is so annoying; poor baby doesn’t want to live within their means.🤢

@wreckers_band8825 Год назад

Yep, she doesn't like that she needs to sacrifice

@TheSoulCrisis Год назад

@@wreckers_band8825 Yeah, welcome to reality for her.

@shroomssadow4981 Год назад

She’s mad she can’t stunt on the gram 😂😂

@defaultname7685 Год назад

This is the kind of person that interrupts the couple about to be foreclosed on their house and their utilities shut off to talk about her problems and how “we’re all suffering” like she’s right there with them

@ericdrewyour6593 Год назад

I feel so bad for the family making 250k 😂

@TheSoulCrisis Год назад

@margaretslaughter8320 Год назад

She just doesn't want to pay off her student loans. It's hard to be compassionate in this woman's situation.

@boredoreos Год назад

Could you imagine 300k income and no debt? Look forward to that life...

@lakotasaunders Год назад

Does this even exist.

@mikenelson8377 Год назад

@@lakotasaunders it's going to with them if they're truly serious about this. $300k income and debt-free? They can do some pretty amazing things with their life. I've been debt-free since 2016 and I don't make anywhere near them and I feel like I'm stacking cash every month.

@candy2325 Год назад

@@mikenelson8377 I can’t wait to be in that position 🎉 such a blessing

@JustinCase780 Год назад

I don't want her crackin' my back! 😂😂

@ScreamTatumRiley Год назад

😂😂😂😂

@joysilas4724 Год назад

Was this call recorded on April Fools Day?!?! Complete joke 🤦🏿‍♀️

@alexpeters7159 Год назад

The best gift that was ever given to me was to struggle and pay off all my debt. What you learn throughout that process and the sacrifices you make will change you forever and not only towards money

@juliawitecka889 4 месяца назад

Couldn’t agree more!

@actuallyterry Год назад

I love Dave's reaction when she says shes a chiropractor 😂😂😂😂

@KrystleLaughter Год назад

She doesn’t realize how blessed you truly is. I would love to be in that situation.❤

@zybard01 Год назад

Yea, would love to only make $250k/yr Make less than half that and I am debt free

@freedomworks3976 Год назад

Respect ✊ ❤

@bobbybob4680 Год назад

My household income is 34k I couldn't imagine being in that situation

@Tunechi65 Год назад

@@bobbybob4680 yikes. Y'all are poor

@dannystranahan1004 Год назад

You can be in her situation. Go spend Many years of your life to chiropractor school. Bush your a** and start your own company as chiropractor and you could be in her situation.. simple

@cameronmay843 Год назад

"I'm rich with 300k income waaaaaaaa" bro i wish i had that type of income. 😂 rich ppls problems.

@magicdaisies5242 Год назад

She wanted sympathy and him to say she can still have a nice life. The fact the husband is currently part time shows he's not as bothered as he should be. Yes he's waiting on a good job but until that's signed off I would've stayed put.

@jimmymcgill6778 Год назад

They make good money. Why is she complaining?

@susanedghill609 Год назад

@Jimmy McGill....she hasn't discovered beans and rice yet 😁

@mattmasteringer4399 Год назад

It’s that time of the month. Woman tend to be very emotional during their bleeding cycle.

@MrJimmy3459 Год назад

Because they want that 250k lifestyle, the Benz, the 800k home, vacations to Italy and Spain...........

@andnew1335 Год назад

Cuz she’s a woman

@dacianbonta2840 Год назад

She has to go French Revolution on her inner drama queen

@poeticprincee9750 Год назад

Exactly lol

@darkbee2359 Год назад

I don't know what this caller wanted to hear but it helps when you're truthful about your situation. We aren't just missing a piece of the puzzle with this call, we're missing half the puzzle. If I made $150k (as a single person), I'd be living like a king right now because I could probably get my house paid off in a couple of years.

@Chicago48 Год назад

How come a chiropractor student loan is $220K?

@fabbz94 Год назад

Not in California.

@urbancitygirl3696 Год назад

Yes, she’d have a heart attack with my income. And I have a masters degree.

@lukerider479 Год назад

You probably bought a house that matches a person with a lower income. If you made 150k you probably would buy a house that matches that salary.

@jillgott6567 Год назад

Jade is perfect for this call . She and her husband paid off way more than this lady.

@CemNCoreSeries Год назад

She's not tired. She's just upset about selling all their stuff.

@MisteRRYouTuby Год назад

Yeah, and the fact that she had to make that sacrifice caused her to panic…yet that sacrifice brought them 80k dollars CLOSER to financial freedom.

@ketocajun7451 Год назад

I have seen people get out of MUCH, MUCH, MUCH, worse circumstances! Good Lord, live smaller and get out of debt. Great achievements requires great sacrifice!

@listerinr Год назад

This lady is tripping

@jamesjackalone5486 Год назад

Call the wambulance.

@longisland_stacker631 Год назад

300k combined income is uppermiddle class…. Thats a phenomenal income to have….This lady needs to breathe and realize how good they have it

@Outdoorsnmotors Год назад

Yes this!

@tubenachos Год назад

The tears are hilarious a woman cries then everybody feels pity. Man up and pay it back. Crying doesn't pay the bills.

@PInk77W1 Год назад

She said “the debt is so big.” NEVER look at the whole thing. Just keep momentum going and keep the total going down a bit at a time. “How do u eat an elephant?” One bite at a time. I had huge debt. I’m shocked that I paid it off. It feels so good.

@TeaNoSugah 7 месяцев назад

I needed that, thank you.

@kathleennile7611 Год назад

I find it helps me to break it up into smaller goals. Work toward getting the next 50k, then 100k, then 150k, then 200 k. If you look at just the big numbers it is depressing.

@mr.shelton8063 Год назад

Sound like they are living above their needs. You can easily live off $100k-$150k. They need to rethink their finances.

@jessicabixler1658 Год назад

We have been at it 13+ years. Every time we get out of debt we loose all our savings and need to get back in debt because of move or job loss. Slmost done with cc again. I'm 45...and we don't own a home...we are tired

@wonderz3217 Год назад

WTH is this chicks problem! Heard of sacrifice? Jeez!

@yasminogbu8929 Год назад

Such an inspiring show. Asking questions is key 🔑

@aubreysellssofl Год назад

Im sure the weight of her debt is just as heavy as anybody else’s but this was definitely a opportunity for a lesson in gratitude.

@TheSoulCrisis Год назад

Weight of her entitlement is far more impressive to be honest, I agree!

@pey7777 Год назад

Dave gave them a $50k raise out of no where and then ignored that on $250k gross you take home around $180k depending on the state. This is a 3 year plan at best, not a 2 year plan

@rooster5755 Год назад

will agree..hate when dave never figures in taxes,house stuff,kids,daycare...all this stuff adds up

@sidehustlevikki1066 Год назад

Ok I thought I missed something 😂

@NWI_Steel Год назад

Right? I love his math sometimes

@joeaaronsen Год назад

@@rooster5755 Agreed. Taking all of that into account would make it harder for him to sell the program as being trivially easy if you are just intense about it. The program works, but not always trivially easy to be out of debt in 1-2 years.

@floresnashvilledrummer Год назад

@@rooster5755 When he says living on $150K/year, that's literally what he's referring to. Life and all its costs.

@rodrigocortes3641 Год назад

They are on the right track 👏👏

@joshw7415 4 месяца назад

Jade and Dave are the best! Incredible energy!

@hardchooligan Год назад

"I'm mad we make a ton and don't get to go out to eat every week", thats whats happening. If ypu don't want to do the 100% ramsey plan that's fine, do a less intense version that works for your house. But if you are going to commit to the baby steps then just do them

@sweatygamergainz870 Год назад

Just evicted Sallie this month. Feels great.

@nungacynderilla5095 Год назад

Chiropractor is a wrong career choice seriously.. if u own your own practice then maybe it could be better. I am a dental Hygienists wanted to go to dental school to be a dentist but to be honest the student loans for dental school is traumatizing 😳😳😳

@dianethompson6804 3 месяца назад

When you are making that kind of money, you're looking forward to enjoying it! Not paying the piper for the hard work you put in while you were in school. I can see it. Scrimping to get thru school, scrimping to get started in your career and then scrimping to pay off debt when you are finally making good money! Two more years probably seems daunting! You can do it! Then you can finally get your rewards! I only make $18,000 a year, so living on $150,000 sounds like heaven! When you get discouraged, think of me.

@TimGreen-co3vp Год назад

I am slightly confused by this. If I missed something, please enlighten me. She said her gross pay was $250K. Then Ramsey said it was $300K. Then he said you can live off $150 and throw down $150 towards debt. What is her net pay after taxes, insurance etc.? That was never asked. Still, whatever the net pay is after taxes, insurance, etc. on $250K a year she should be able to pay this off in no time.

@azteca6695 Год назад

She's drowning in a glass of water......🤨

@untouchable360x Год назад

Sacrifice is never easy or it's no true sacrifice.

@MrColonelbbc Год назад

Damn good call…great team work!!!

@bgbell3049 Год назад

Jade and Dave are a good team. This call was well handled.

@stephenshapiro8404 Год назад

Did somebody summon the warrior spirit? Now you have my fullest attention!

@Jack-kj1zu Год назад

I can't feel bad for someone who makes $300K and makes poor financial decisions.

@leojamias1275 Год назад

Dave Ramsey is America's financial guru.

@mysticquetzal87 Год назад

wow, she’s had a really easy life if she finds this situation hard… oh well, bless her heart, I hope they pay it back and feel better!

@shatimbeecat1960 Год назад

Wow, why isn’t she excited!! That’s amazing

@RJRussoVids Год назад

The math is too fuzzy. A couple that earns $300K gross will pay at least $120K in taxes which leaves $180K. If they pay off $150K in debt in that year then they only have $2,500 a month to live on. Not realistic. 🙄

@brittanys.7191 Год назад

When she said “this is the walk,” I thought she was going to say “this is the way.” Lol Ramsey and Mandolorian nerd here😂

@obsessorforever6617 10 месяцев назад

I love how quickly she dropped the water works voice. It's almost as if it were acting lol

@joeplem5329 Год назад

She's not going to do it, probably waiting for loan forgiveness..smh

@mattmasteringer4399 Год назад

Umm loan forgiveness only approves a maximum 20k, still not enough. It would help although.

@MYTMIC Год назад

She's self employed, not going to get loan forgiveness

@NikiLivi5 Год назад

She sounds tired and like she has totally deprived herself. Maybe give yourself a short weekend cheap vacay. Start getting outside and walking. Being in nature is proven to improve your mood and clear your head. Take up a hobby or set time aside for something you want like reading a book etc. Do something that won’t greatly impact your money but gives you something that’s just yours. It sounds like you need some down time and this will help.

@thedeels7522 Год назад

Yes she’s burnt out with life. I get that. I’m in the same boat.

@GraphicSolutions360 Год назад

She’s in debt, she doesn’t need a cheap vacation.

@sherridevries9144 Год назад

Sounds like they are doing amazing. At the end of it they will be golden 🎉

@smallblock412 Год назад

She sounds like a quitter.

@brandonmcmillan9641 Год назад

She is only 31 years old and make all that money smh. She is fine, her husband probably saying, "see I already told you that we are on track." 😅😅😅

@thorneto2742 Год назад

Lol chiropractor smdh. Mumbo jumbo job and they go into so much debt for it. Boggles the mind

@Nayahpooh012 Год назад

This woman is a professional victim. She had everyone going in the first part. What is she crying about?!

@jimmymcgill6778 Год назад

How can Dave say they are going to make 300k? She does not know.

@asavannah7439 Год назад

Dave is all knowing

@Boreddays1992 Год назад

The rich don't pay taxes

@tammypritts8102 3 месяца назад

I feel like this lady...i cry and pray everyday for some change 🙏🏻 I'm the only one making ends meet and I'm losing my mind on it...

@jonathansaindon788 Год назад

The 150k is pre-tax. Its more like 75 a year but still great!

@Rosh___ Год назад

dose dave not realize that regular people pay taxes or something?

@Executor009 Год назад

I thought she was gonna say this is the way like the mandalorian.

@GolfDuff Год назад

Nothing beats rich people complaining😂

@bgbell3049 Год назад

Each person’s problems are very big to them. Even when the problems seem like nothing to someone else. Maybe she just needed to vent.

@robertjetski8736 Год назад

I genuinely thought she and her husband were in their 60's...

@Ja50nkAt Год назад

They can knock it out in less than two years if they adopt rice and beans.

@cookinthekitchen Год назад

It is kind of funny. She seems so disconnected from reality. If you make 300k and you pay your taxes, at most she and her husband make 150k a year.

@acrane1100 3 месяца назад

When I was in my senior year of college my class was visited by a recruiter for a chiropractics school. When he asked if anyone was interested in that no one raised their hands and he asked why. I asked back how much it costs and how much I’d make after graduating. He gave us all paperwork saying the in state tuition was $22K per QUARTER and average salary in the state was 70K per year. Yeah, it’s a crock.

@wjm7197 Год назад

They have time all the best to them.

@jacobmoreno6339 Год назад

Always funny when they use gross income and hypotheticals to help people.

@michaelrichardson4913 10 месяцев назад

Has Uncle Dave gone soft? I was really expecting him to say “Live on 90 and be done in a year!”

@Joshmarmolejo_ Год назад

Dave said someone needs to come smack you 😂

@lionheart93 Год назад

how much is net?

@kindredkey Год назад

It's okay to feel the way you feel. You want to cry? DO IT! Now, take that energy and USE IT! to fuel the next 18-24 months.

@Lon1001 Год назад

This call was just emotional venting and not much else. Caller is in good financial shape.

@lonestarrk9308 Месяц назад

My wife and I have been doing this for 3 years. We just got into baby step 3. We make 1/3 of what these people make. I also sold my truck. She needs to take a deep breath.

@Afrinaturality 3 месяца назад

I think she was having a moment and wanted to vent. The debt is horrendous, but her household income is more than enough to make it reasonably surmountable.

@christieturner5567 Год назад

These are my feelings right now😢

@ruthirwin8222 10 месяцев назад

Im struggling to build up savings and have cut back on groceries to do so

@kathiholland3554 Год назад

Oh, poor thing.

@timmymiron2727 6 месяцев назад

That's a princess who has never faced a hard life.

@adamseidel9780 Год назад

“Waaaaaaaa this is going to actually require effort and sacrifice, wahhhhhhhhh”

@marioibarra9306 Год назад

Curious as to Daves thought when he smirked as soon as she said she was a chiropractor...Any thoughts ???

@Outdoorsnmotors Год назад

It’s because he knew she made good money already before she even said it.

@derrickadams6973 Год назад

😂😂😂they playing the wrong game keep that in mind

@MrsV777 Год назад

Nurses in NY that have religious and medical exemptions cannot get employed courtesy of Hochul since 9/21. Let’s see what happens now after the federal “emergency” was lifted.

@allisonwarman1689 Год назад

This call infuriates me! We live comfortably on $2,500/ month including our mortgage. WTH is wrong with people?! Budget, cut the extra, stop vacationing and eating out. They should be done in less than a year, no excuses.