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I Fell Back Into Debt... Again...

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I Fell Back Into Debt... Again...
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Опубликовано:

2 окт 2021

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Комментарии : 176

@TheRamseyShow 2 года назад

Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: bit.ly/3hc6Pgt

@sallymerrell4491 2 года назад

"It isn't how much you make, it's what you do with it." (Wisdom my mom told me when I was very young.)

@Musicienne-DAB1995 2 года назад

Never has that been more true!

@teresaevans4840 2 года назад

Exactly!!

@Jaguar7444 2 года назад

She's not being honest with them. I hope she at least learns to be honest with herself. Write out everything and get the full picture.

@nephetula 2 года назад

I think you're right, she's dancing around every question they ask.

@YanilleCastillo 2 года назад

When someone avoids a question not once twice or three times it’s a red flag 🚩 I don’t think we got her entire story

@Stormy_Dawn 2 года назад

Yup!!! She's skating around some bad habits.

@thomasorchard 2 года назад

I found her to be incredibly difficult to listen to.

@laanierhae 2 года назад

I had trouble understanding the purpose of the call. She doesn't know how much debt she has, so is she in financial trouble or not? She makes $71K a year, her child will receive free in-state tuition, so what is the issue?

@YanilleCastillo 2 года назад

@@thomasorchard I just discerned I don’t know if she was embarrassed or intimated of what anyone would think but I discerned she didn’t tell the entire truth .🙏🤷‍♀️maybe I’m wrong but that’s what it sounds like to me esp when u avoid questions back to back. I wish she would of because he could of helped her more if she was 💯 honest about entire situation. Maybe I’m wrong but that’s what I picked up

@musselmanmedia5236 2 года назад

@@thomasorchard most woman talk wayy tooo much

@matthewgardner2144 2 года назад

John broke it down well with his statement about caller creating chaos.

@ONLY1KUDWE 2 года назад

This is why I like the baby steps. They are so good, no matter where you are financially.

@thinkmackay8954 2 года назад

She should bring her children to every class. The result can be two young people growing up and never be stupid with money.

@SeanBaker 2 года назад

Your kid being able to go to college in-state for free is a great thing.

@daveray6335 2 года назад

It is good for the recipient, bad for the bill payer(s) (when that payment is not voluntary).

@Originalman144 2 года назад

Absolutely right! Not sure why she down played it…

@minervagalvez4748 2 года назад

She can benefit from a Financial Peace Coach Advisor...to give her guidance and accountability! Thank you for your Service to Our Country 🇺🇸🙏❤ You can do it!!! Focus on the NOW!!!

@2hrsToChooseThis 2 года назад

The way she danced around the simple numbers questions indicates there’s a lack of accountability. You don’t call into The Ramsey show and not know the numbers off the top of your head. The age thing was a joke. Too bad she doesn’t have a punchline for the serious questions.

@charlotteboyett-napper4780 2 года назад

I can finish listening to this call. She’s frustrating the heck out of me.

@Originalman144 2 года назад

Just imagine what the father of those kids went through 😂 she ran him away like a stray dog.

@Musicienne-DAB1995 2 года назад

@@Originalman144 Well, we don't know the situation there. Best not to use ad hominem for situations we don't know.

@Originalman144 2 года назад

@@Musicienne-DAB1995 I don’t need ad hominem, it’s called inference and decades of experience.

@Tr1Hard777 2 года назад

I don't understand the urge to impress your family or neighbors with a cool car when you don't even own it. It just feels fake.

@pjgreene4118 2 года назад

I'm a permanently and totally disabled veteran too. To be able to have your kids go to school for free is incredible. Most people have to get student loan debt.

@KiLLED5639 4 месяца назад

I had no idea that was a thing and I'm a P&T disabled veteran too.

@danielrn133 2 года назад

This lady is totally discombobulated.

@thomasorchard 2 года назад

Yes. Very hard to listen to.

@karimbennett5651 2 года назад

I don’t know if she knows how to use Microsoft Excel but she needs to get an Excel template and fill her financial life into the cells. Then, she will have a holistic picture of where she stands, and will not be so disorganized.

@tmusa2002 2 года назад

Good news is that she’s not in terrible shape…as long as she wasn’t forgetting something.

@kheengskustom7611 2 года назад

I have been in financial mess, I have made terrible mistakes but I will follow your guide as if I am in the military because today, people like me win. Thank you sir

@turtleanton6539 8 месяцев назад

Yes😊

@tarekh0 2 года назад

This was frustrating to listen to. When you call in, you should have your numbers ready. She was all over the place the entire call

@Je.rone_ 2 года назад

Videos like this remind me to be appreciative of good physical and mental health and work to improve it

@anthonyparker3713 2 года назад

Her personality is awesome. Her immediate reaction was I lie about that number a lot. Lol I love it.

@Stormy_Dawn 2 года назад

I think she told the truth when she said she was broke. She's spending her money but wasn't telling him the full truth.

@LetsTalkPersonalFinance 2 года назад

I think 🤔 there is more to why she keeps going into debt aside from not having work sometimes

@Je.rone_ 2 года назад

Hullo

@LetsTalkPersonalFinance 2 года назад

@@Je.rone_ Hi 👋

@mecheckraise 2 года назад

She sounds like a scammer trying to get her CHECK. She does not have focus.

@DemetriPanici 2 года назад

*"It is not how much we have, but how much we enjoy, that makes happiness." Charles Spurgeon*

@aziz5556 2 года назад

Why are you spamming though

@Brian-hd4rb 2 года назад

yeah nobody asked

@MillionaireMindsetClub 2 года назад

I had no idea disability pays that much..

@marbs8615 2 года назад

same!

@thomasorchard 2 года назад

Me neither. I might try to get on disability too.

@Sizukun1 2 года назад

Why work when you can make average income by claiming to be disabled.

@thomasorchard 2 года назад

@@Sizukun1 Exactly. I feel like a sucker for working. I could get on disability instead.

@megalodon1726 2 года назад

She's getting military disability. It's not the same as what civilians would get.

@taahdaah3813 2 года назад

She's just not ready.

@AndyinMTL 2 года назад

That woman gave me a headache wow

@thomasorchard 2 года назад

Me too

@johnSmith-uz8nl 2 года назад

Financial peace university you know what they teach... LIVE BELOW YOUR MEANS AND SAVE!!!! There is NEVER a reason not to save... do you wan to be like this person, kids going to university and you have nothing. She makes $40K PLUS $31K... $71K per year and she can not save???!!!! I don't think she lost her focus, I think she does NOT live below her means... I bet she has a newish car and spends like crazy.... I don't think she spends her money on music lessons, tutors, sports for her kids, etc... STOP going to restaurants, get rid of cable, stop buying apple, leave your cell phone provider and go to mintsim... AGAIN, you need to live BELOW your means.

@havuckofp 2 года назад

She is 100% rated for service connection. The VA benefits really help in these situations.

@jeanbaillargeon7154 2 года назад

Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

@DemetriPanici 2 года назад

This is always sad to see, I hope they get out of it!

@roythousand13 2 года назад

Some people are treating debt in the same way alcoholics treat liquor!

@unnamedchannel1237 2 года назад

What the heck atleast have the information written down before you phone

@jimroscovius 2 года назад

She needs to tell the truth. And the fact that she has nothing is her problem. Now she needs to fix it, so fix it. She knows what to do - she just doesn't do it.

@MansterBear 2 года назад

Don’t know how old you are or how much debt you have? Weird.

@santos-q3i 2 года назад

May be she deosn't want to know😂

@karimbennett5651 2 года назад

Disorganized thinking. She’s still frazzled from her life experiences, it seems.

@FatMenace 2 года назад

The age thing was just a joke

@sheilayoung8007 2 года назад

I hate when they hem ha around, they drive me nuts!!! It's hard to listen to her.

@widescreen1272 2 года назад

Dave is so sharp about his insights.

@joelk.2476 2 года назад

Wish I knew what Dave was laughing at in the beginning. lol

@BeaBelfastVideos 2 года назад

Looks like someone greeted him from behind the cameras.

@monicadhenderson8670 2 года назад

Yes how we talk to ourselves is important!!!

@kentondragon9263 2 года назад

Put the boys on the phone, they will tell the truth about what the mom is (not)doing😐

@randallanimal 2 года назад

Here before spammer Casey Burns? No. No I am not.

@teresaevans4840 2 года назад

How do you not know how much debt you are in?

@Rashaadthegr8 2 года назад

I will never go back

@AnnaSzabo 4 месяца назад

She said “I think I’m 44,” when she was asked how old she is.. she said she lies all the time,.. 😮

@evalina98000 2 года назад

"Follow orders like you're in the military". Uncle Dave knows where to reach her 👍🏽

@randy944 2 года назад

Confusing call

@roolyfe 2 года назад

This call ☎️ gives me a headache 🤕

@thomasorchard 2 года назад

Me too

@tequisaholloway1738 2 года назад

This lady is all over the place

@karinef5720 2 года назад

Focus!!! Vision!! Focus!!

@butlerbees6639 5 месяцев назад

How can you claim full disability while working full time?

@nohandlebravo 2 года назад

Great advice Dave!!

@TheRealMEEDABEE 2 года назад

I'm still curious what they were giggling about at the start XD

@lo1bo2 2 года назад

I'm smiling to myself thinking of outrageous guesses that have zero chance of being true.

@insideoutsideupsidedown2218 2 года назад

Someone told a Dad joke, what else could it be?

@billiejoe413 2 года назад

I’m guessing ….. in the lobby there was an adorable baby/toddler grinning ear to ear playing with his family. 😍

@James-vj5hz 2 года назад

Looks like they were waving at a kid

@tmusa2002 2 года назад

Dave’s grandkid was in the building waving to him….

@CaseyBurnsInvesting 2 года назад

Absolutely. Debt is a behavioral problem.

@achavez78 2 года назад

Hope you're doing good Casey. Looking forward to some new content soon Sir!

@appleforever6664 2 года назад

@@achavez78 - Casey the Spammer!

@appleforever6664 2 года назад

Casey the Spammer works on a Sunday! 🤦‍♂️

@multistack1502 2 года назад

@@appleforever6664 Spamming and leeching off others is a 7 days a week job

@cam4short 2 года назад

Dang, Casey, what did you do?? 😂🤦🏼‍♀️

@ErrorPagenotFound-ig1cy 2 года назад

Shes scamming

@yourgooglemeister6745 2 года назад

Accountability is Kryptonite for women

@cataranneth8517 2 года назад

I am a female, first born and an accountant. Therefore, your statement is not accurate.

@yourgooglemeister6745 2 года назад

@@cataranneth8517 great! I'll mark down for one unicorn

@Musicienne-DAB1995 2 года назад

What does this have to do with the call?

@yourgooglemeister6745 2 года назад

@@Musicienne-DAB1995 she was blaming everyone except herself for he f-ups

@Musicienne-DAB1995 2 года назад

@@yourgooglemeister6745 Except when Dave told her she lost focus, she agreed.

@Jajaky 2 года назад

that joke about her age was great

@BerserkPk 2 года назад

She sounds like a habitual liar lol

@neatneat9088 2 года назад

How can you get disability and work full time and looking for another job?

@Casinogirl56 2 года назад

I was wondering that too.

@talyahr3302 2 года назад

She needs to follow the simple debt snowball method ❄

@christopherpaige406 2 года назад

So, what is the nature of the disability???🤔

@freemarketspeople3514 2 года назад

She’s looking for another handout.

@LittleMopeHead 2 года назад

She doesn't have a grasp on how old she is 😳

@kylemckinney_22 2 года назад

Loved the convocation talk at LU

@Casinogirl56 2 года назад

How do you collect that much disability PLUS a big income from a job?

@teresaevans4840 2 года назад

@Metal Mantis exactly

@mosesleparker 2 года назад

Spin Master!

@anthonykence9954 2 года назад

I dont know if this women is telling the truth. Shes all over the place.

@Musicienne-DAB1995 2 года назад

She's definitely omitting some information, which is sad, because Dave Ramsey is never critical without being encouraging.

@SuperDannyrulez 2 года назад

Did I understand that she's still getting disability while working? Isn't the point of disability for when you cannot earn an income? I have a mom who literally cannot do any job because she's in so much pain and they deny her. She can't do a desk job because if she sits too much there is pain, she can't obviously do anything physical because her shoulders are torn and she has damage in her neck and spine and spurs in her feet.

@andreamichelle1 2 года назад

The caller gets the military service-connected disability.

@des711 2 года назад

Disability, plus working full time, and saying she is looking for a 2nd job. I wonder how a disabled person can handle full time plus a 2nd job. She also receives a large amount for her disability

@SuperDannyrulez 2 года назад

@@andreamichelle1 oh that makes more sense. But still it does seem like a weird circumstance to get money for disability and then work. I guess the military has a different definition of disabled.

@andreamichelle1 2 года назад

@@SuperDannyrulez With the military, there are two types. One where you can work and one where you cannot. Also, some of the disability ratings are temporary, meaning when your injury or injuries are healed, you no longer qualify for disability. It's very different from the civilian sector. For instance, you go into the military and you develop sinusitis that causes you to have to frequently go to the doctor and be put on medication. Well, when you get out you can file disability. The rating is based on the severity of the issue that was documented while you were on Active Duty.

@megalodon1726 2 года назад

@@SuperDannyrulez yes, the military has different criteria for disability. They compensate veterans for injuries and illnesses they picked up while serving, it's not just about providing money because of an inability to work. For example, a veteran can get disability benefits for losing their leg, even if they can walk and work with a prosthetic leg.

@user-tf3ji5ok5j Месяц назад

Disability 40k job 30 k WTF

@stevenporter863 2 года назад

Great call! This is what Dave's show is for - not people calling in with non-financial related questions or to flex.

@weav0642 2 года назад

No lie, I trust Kelly from this show to pick up the phone more than anybody in my actual family to pick up the phone 😂… ol girl is the GOAT!

@Musicienne-DAB1995 2 года назад

I am glad this lady has served her country, and I am sorry for her physical and mental problems. Unfortunately, her habit of evading questions and not understanding her financial situation has contributed to her repeated failure with Financial Peace University. Honesty has to come first. I know from personal experience how easy it is to lie about financial habits and debt, but it can only entrench anxiety. For someone with a mental disability, like this lady, sucha combination can be debilitating. I really hope she changes.

@rogersoccer19 2 года назад

People, if you call the show please have some notes to keep it short and simple. These people calling and just going around in circles and rambling on isn't helping you or anyone

@D.E.. 2 года назад

I pray that God will encourage her and strengthen her.

@NYNC88 2 года назад

It didn't look like they were giving the caller their full attention. There was a lot of waving and smiling at people at the beginning of this video.

@TILLEYJS 2 года назад

I have 30k in the bank but I'm broke. Possible but unlikely. If you have the ability to save. You have the ability to pay off things. I don't buy her story.

@alinatamashevich3354 2 года назад

Read the title, thought we had a good start for a country song.

@sXePunkV2 2 года назад

I don't believe a word she says

@Tyrisanders 2 года назад

Disability pays that much?? Had no idea.

@megalodon1726 2 года назад

She's getting military disability benefits, not the same as what ordinary civilians would get.

@budgetwithshelly 2 года назад

Budgeting is key 🔑

@matthewgardner2144 2 года назад

Wow, thanks for that insight, Shell!

@budgetwithshelly 2 года назад

@@matthewgardner2144 you’re welcome ☺️

@GR-uc1gq 2 года назад

Lol

@Spaceysgurl 2 года назад

"Hold on" 😅

@jeffreyedwards220 2 года назад

Where is the husband. She should be getting child support.

@christopherwilliams6746 2 года назад

She probably makes more than him (or he's passed) If he had gotten custody (which is more rare for father's) she'd be paying him child support 😂

@michaelwoods4495 2 года назад

If the disability is private insurance, good! You pay the premium and whatever the contract says, that's the benefit. But if it's public money, I object. She can work as shown by the fact that she is working. If she needs to improve her skills to make more, she can do it.

@sharons5725 2 года назад

This spoke to me 😞

@jeanbaillargeon7154 2 года назад

500 Bible secrets to financial freedom. No degree needed!

@YanilleCastillo 2 года назад

Common Jean you can’t lose when u put the kingdom of God first take care of Gods will and his kingdom principles and u can’t lose I’m preaching to my myself. 🙏🔥😅

@alp.9672 2 года назад

This a joke

@jeanbaillargeon7154 2 года назад

@@alp.9672 Dishonest money dwindles away, but whoever gathers money little by little makes it grow.

@vladamirkb1 2 года назад

I love debt.

@yarrdayarrdayarrda 2 года назад

So this has turned into storytime with the hope of a free membership.

@sloth9669 2 года назад

Disabled vet with medical bills. Tell me again why single payer healthcare is so great? She should be in that position. The other stuff her fault but the VA should be covering her medical needs.

@Musicienne-DAB1995 2 года назад

Well, I have my criticisms of our NHS system in Britain. However, from what I can see, the American system is out of control. People should not be going broke for medical procedures.

@a87nomsirrah35 2 года назад

TBH listening to her ramble was chaotic to me.... Gosh!

@matty2time 2 года назад

Disability payments mhmmmm

@tram2717 2 года назад

Lol some women lie from the start smh.

@mikebarton8671 2 года назад

100% disabled......

@misaeltorres908 2 года назад

She’s funny

@J0hnny0 2 года назад

She sounds undisciplined and lazy. There is no hope for some people.

@cataranneth8517 2 года назад

I don't think someone who works a full time job and looking for another is lazy. However, she is undisciplined and living beyond her means. If you don't know how much debt you have.....then you are also...clueless.

@Musicienne-DAB1995 2 года назад

Well, she has been in the military, so I would not assume that she is undisciplined. Whatever this disability is, it has definitely affected her organisation. At least she called Dave to admit to some of her problems and get some advice, which is more than others have done.