"I never thought I'd be homeless at 58" ~ Cheri 

I’m sure I do not fully understand but certainly have the fear instilled in me. This is why I save as much as I can. I saw my dad die young and leave my mother with very little. My sisters and I were determined to be financially independent and have saved for a rainy day since I was 18.

@Ron Krikorian Me? IOWA, where housing is affordable. Not as pretty or exciting as the big cities, but that’s what my vacations are for. 🙂

@Ron Krikorian All right, bro. Time to go back to watching homeless videos now, LOL. I’m going to feed my cats 😉

I think you're right, the thought absolutely terrifies me, but it will never happen as I have financially planned all my life for retirement, I'm doing well, the good Lord has blessed me 🙏✝️🙏✝️🙏✝️💜💜💜

@@madambutterfly7513 You can plan and plan well and all it takes is one major catastrophic event in your life such as loss of job, cancer, become disabled, to wipe out any best laid plans. It's happened to my husband and I 3x. Unless you have some major savings, over $250k put away somewhere or a very good support system of friends and family who will ot can take you in until you are back on your feet, it's absolutely amazing how quickly a good $25k savings will run out. Never say that it won't happen to you.

What really hurts is the people you helped out when they needed it(family and close friends) aren't there for you. I know because I'm in that situation now. They tell me you should have planned for your future. These are my children. While they buy new cars and take vacations, I'm worried about having a roof over my head. I too live on a fixed income. Finding a place I can afford has been a nightmare. But I still love them and want the best for them.

You''re right and it doesn't even matter how much someone is earning as it's all relative. The more you earn the more you spend generally speaking. I'm not homeless (mortgage free homeowner) and earn a decent salary, but after watching these video's I've realised I've been spending way too much and not saving enough. London, UK

It's not always about lies. In her case it may have been. But more often than not, it's just bureaucracy and lack of communication between people who are always thinkin' it's someone else's job.

Which lies are you referring to in this instance?

@@DarkMoonDroid Bureaucracy ... between two people? Between this lady and her niece?

@@DarkMoonDroid I'm thinking, more like, immaturity.

@@mariaa.5829 Rita saidshe was making $750 a month but only had $300 after her fines.

I actually thought I was reading an old post that I'd written. Your circumstances identical to mine. This survival without family is constant struggle in every way. We are not as alone as we think but difficult to reason that way on a daily basis because on another level we are. Faith in God is the only hope I can find

May you be blessed. I read your story and my heart and thoughts are with you. May things turn around for you:)

@@truthlove1114 Thank you. I hope your situation improves and you find the help you need. I have not even gotten my stimulus yet, and I qualify. Seems the government forgets about Social Security recipients, because we are last on their lists and if at all.

The government should not help more...we r not a welfare state country. Unless u r disabled, and some people use the system all their lives.. then when they get old they come to realized that is not enough to get by...u start young putting into social security, u accumulated enough by x u retired to live comfortably, of course not in ny state metro area. Everything is very expensive and horny Cuomo sucks as the governor.

Sometimes family will sabotage you. Sometimes it's better without them.

Yes, Classic. Homelessness prevention is the way to go. Plus affordable housing.

@@medebarr There wouldn't even be the need for such a system of building affordable housing had kept up with the growing population, but then again, there's money to be made in scarcity and shortages. You see this in the Third World all the time. For about 40 years now, the conditioning process started, where people would eventually accept such things as normal,even if irritating. We have become more like the Third World, not the other way around. The oligarchy simply doesn't believe in investing in society or housing, though a long time ago at least government did. Only this time around, government is the oligarchy. So homelessness will never be reversed, only getting worse. If you have property, keep it or trade it, don't rent if you don't have to !

You are so RIGHT 🙏🏾👴🏾🙏🏾👵🏿

Affordable housing and steady jobs. We have neither because greed and profit is more important than having an economy with a thriving middle class and hope for future generations.

@@medebarr The system is bankrupt now.

I totally agree.

She's correct though. There's always someone else to blame.

Never live like there is no tomorrow.

That comment about planning her finances is just a repeated parroted talking point from Fox TV. She worked for near minimum wage probably. She would have done better demanding a living wage from our lawmakers.

@@flowingfeminine1885: She doesn't look like the type who could earn enough to put much money away. When I was young and just out of high school, every time I tried to save a decent amount of money something would take it away from me; a doctor bill, dental work, car repair, etc. It's hard to save when your income is low. Fortunately, my parents let me move back in and go to college. It was impossible without them because there were no buses available to get to night school and I couldn't afford a reliable car. You can't get every class you need in night school anyway. Also, fortunately back then you didn't need a math or science degree to get a decent job, which would leave me out.

You are 100% correct.

We all think we’re living the dream, buying things we don’t need and not living cheaply. I agree live frugally

Relying on relatives is not the only way to go, but it is a way when in need. Too many rely on taxpayer money and government help today. Taxpayers are close to reaching the limit on what they are willing to pay and fortunately don't know and don't want to know how much they are paying today.

@@davidking4779 not all peoples families have money to even spend on food let alone paying another family members living expenses

@@jessb3816 Yes, for whatever reason, some families have a long line of failures.

Mary Elizabeth We both have tears How does this happen in the so called greatest nation on earth Something is wrong

@@jeoffwalden4492 To answer your question, it happens mostly through the poor choices people make. Government welfare programs give a false sense of security, which keeps people from making better decisions.

J Shipp e Be strong and take care of what you can do now, don’t worry about yesterday or Tomorrow.focus on today.

I hope the younger generation will listen. NO CREDIT.... If you can't afford to pay cash, don't buy it! I don't want am 60 and "retired" I from an engineering job in 2002, traveled the world and I live on my own investment money.

63 and living in a motel the last few years. My daughter was diagnosed with lung cancer and died within weeks 😢 💔 my son went to prison.

@@rikicakecreations1615 Yes, I hope the younger generation will listen and VOTE IN YOUR BEST INTERESTS. DEMAND A LIVING FEDERAL MINIMUM WAGE. DEMAND UNIVERSAL HEALTHCARE, DEMAND AFFORDABLE HOUSING, DEMAND UNIVERSITY TRAINING WITH NO STUDENT LOAN DEBT, DEMAND THAT THE PEOPLE'S WELL-BEING MADE PARAMOUNT. We matter much more than the greedy 1%. And the USA can use OUR taxes for the benefit of it's people and stop bombing the living daylights out of poor defenseless countries. The leaders need to work for our country's health and well-being and stop stuffing their own pockets.🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬🤬

@@rikicakecreations1615 i'm 59 and retired- i started saving for retirement and investing at age 25. schools need to educate on life skills such as money management

Wrong, we live by the choices we make.

@V A Then you need the help of family, friends, church or at last resort, Government. I live in a country where there is no Government support so people cultivate family and friends in case that they need support and rely on their personal productivity. The USA has systematically broken down the family unit and the need for their support and personal productivity.

@@davidking4779 Definitely,I've made some bad choices in the past and I have paid for it.

@@lesleycooper3088 We all make bad choices and we all pay for them in the end, some survivable and some not so much, it is part of a life learning experience. Don't blame others for your bad choices and don't expect much sympathy from others who are busy fighting their own weaknesses.

I started doing that last year. COVID was a wake up call.

Sometime an illness can wipe you out A friend of mine did all the right things ... he got sick ... & then he died

They might not have a future because of Covid.

How r u mam now? Hows life going

Family will treat you worse than a stranger. Sad but true. Use you then throw you away. I know, I'm 70 and it is happening to me now.

LaShanda V West . good advice.

Best advice on life ive ever heard

Life is hardball not sugar coated. She is a professional victem

@@donpeace894 Says the EMPATHY deficient cold hearted SOB!

Munchie 33 - I was homeless at 53 yrs of age (I live in Italy) - a female on her own - but maybe being ALONE was slightly better as the State did step in to help me but omg it was hard going all the way

My condolences. You should check out cheap rv living channel on RU-vid. if you can afford to buy a minivan or maybe if you already have one you can live in your vehicle. Bob teaches how in that channel and there are so many examples you can watch and decide what to do. I hope things get better for you and for your son.

Munchie 33 ... My heart goes out to you in the loss of your dear husband and physical challenges. Glad that you have your son to help you so that you aren't alone. Remember to call the 2-1-1 line for help. They can refer you to food pantries and non-profits who help people in need. There are resources available, so don't be afraid to ask. God bless you and your son. (Matt. 7:7)🙏🏼🕊️

@@nozulani anlıyorum.

Greedy narcissistic family is the cause of much homelessness and poverty.

@@Chahlie True! I inherited a house from my Father and listed my son on the deed so when I died he wouldn't have to go through probate like I did. He agreed that I would live there until I died. After a few years he had a sheriff evict me from my family home at the urging of my narc mom. Luckily I had 401k and my husband had 401k so we bought a double wide. Long story short, it could have been me in this video.

I dnt understand..y the kids r letting their parents suffer like this

Not sure what the deal was with the niece. Used her for a ride out there with no real intention of being her roommate out there?

I’ve had personal experience getting into financial binds trying to help family. I suspect her niece didn’t give her the whole story. Never disrupt your life based on helping someone, even family.

I guess you would have to know who crapped on who first and most. What has she ever done to be an asset to her family.

mark hart 💕

YaYa Says I guess no one knows,🤷🏻‍♀️😔💔...

She said what happened to her. She was naive enough to put all her eggs in one basket with her niece, who's a criminal. The niece left her hanging like a towel rack. I learned this age age 23, after some potential roommates left me hanging right before move in. My friend at the time said I was lucky. She actually had a roommate leave her in an apartment by herself with all the rent for a 2 bedroom. People are EXTREMELY selfish. Stop trusting people, is the moral if the story!

@@kendrabennett2843 the question was six years later how is she doing. The video is six years ago.

It's never too Late start now my heart goes out to you good Luck God bless

How r u mow

There are billionares out there.WHY DO THEY TURN AWAY. It is too hard.And if i gave wsomeone a millin dollars, they are still diabled

She is only 58 but looks more like 68 I think you are saying, yes.

@Nonoozable 👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏👏

@David Brown Does your uncle have severe lung disease like this lady? If she can work at a low wage job part time that’d probably help, but it’d still be a struggle to pay rent and other bills.

Sinking ship

Gregg Powers - HE IS NOT necessarily "sunk" just because he's Disabled. If by chance he earned a substantial salary before he became Disabled, he will draw more SSDI than the Average Joe (2018 average Disability pay = $1197). I hope he lives in a state with a low cost of living . Although most people don't qualify for anywhere near the max, a person with a higher paying, long-term career ($150k+/year) could receive almost $2800/month in SSDI for 2018,. If there's a wife, and child under 18, add on 50% of your current SSDI check (they will be separate direct deposits or checks) to your monthly benefits. Disabled Veterans who are 100% Disabled receive around $3000/month +/-. IF Mr Allison were to miraculously qualify for the max amounts the VA and SSDI awarded, he'd be raking in a comfortable $5800-$7200/month (tax free). Much better than the minimum $720/month awarded to those who qualify (people who have never worked (i.e. SAH mom whose bully husband wouldn't let her have a job)), or the person hasn't been employed a sufficient amount of hours the last 10 years. I know I'm giving extreme examples, but I wanted people to know there can be a vast difference in how good or bad a Disabled person is faring financially. Looking at the other extreme, I bet most older homeless Disabled Vets (especially the elderly war vets) don't know they can file a claim to get their disabilities re-evaluated and possibly raise their disability pay and increase benefits. Some might not have a clue they can collect both VA Disability AND SSDI at the same time. I would guess as many as 10% (or more) homeless Disabled Veterans don't have to be homeless at all IF they received the benefits they are entitled to! Stop here if you don't care to hear where my information came from... But Thank for reading this far!! How do I know this much about disability? I'm a Disabled Vet and I developed a chronic illness almost 5 years ago. Ever the workaholic, I fought giving up on my dream career in Corporate America (kept trying to go to work), but eventually the illness won. I was still convinced my situation was temporary so I refused to file for SSDI, until a year later, when my savings ran out. It took roughly 3 years, 2 denials and 2 SSA hearings before I got approved for SSDI. I'm a Financial Analyst (BS in Accounting/Finance) so I researched for months regarding my possible benefits, and I learned as much as I could. I need a failproof process for easing back into the workplace if/when I am able to. I'm not giving up! I hate relying on the government and taxpayers (SSDI) even though I paid into SSA for 35 years. I'm trying NOT to be homeless! But I can see how someone like me could be, and it scares the hell outta me!

Sorry, Allison. Are things better for you now ... now is almost 03/01/2021?

Yes, go to work every day. I do too. Some day we won’t be able to, so work while you can. Check out Prepper Princess and learn how to get out of debt and easily and happily live below the poverty line.

I did, but there are many that do not.

Very true!

C North, "50% of people die before 50, and the other 40% die within the next 10 years after that" Where are you getting these shocking statistics?

Just look at the population ratio. Only 14% of people are aged 65 or older. That means 86% of people are under that age. Do you think that only 14% of people, made the 86% of people alive today? Even if they had two kids, and those kids had two kids (i.e. grand children), that would only be a 3 fold increase, that would only account for less than 60% of all people. So clearly these other people are coming from somewhere. And keep in mind, some people will have more kids, some will have less, but the statistical average is 1.87 kids per family in the USA. Life expectancy is how long you could live, not how long you will likely live. While populations grow, and you have countries like Japan with aging populations, it's because a lack of births, rather than a long life expectancy. I know it's shocking, because we are lied to, reality is twisted to make up believe certain things. Mostly it's perpetuated by the government and businesses to not have to pay out retirement benefits and pensions. Think of all those people who paid into accounts and social security that died before they could collect. Countries like Greece has a retirement age of 50. But it ended up too costly, because too many people were able to collect. The whole point of the retirement age is based on a secret fixed number of how many people they expect to survive to that age.....and let me tell you, it ain't many. Of course they can't make the age requirement soo old that no one could collect, but they make it high enough to be unobtainable by the vast majority of the population, even though everyone is required to pay into it. This is the reality.

+C North, your words are scary. I live in a low income area in Canada and I'm seeing lots of people dying in their 50's. What you're saying rings true from what I see around me. I always thought the majority lived to 70+. The truth isn't always easy to see.

Here's a little different take on life expectancy, www.plaintruth.com/the_plain_truth/2016/11/the-lie-about-life-expectancy.html

​@@alcam14 I'm 85+ years old! What you read is fairly accurate! Half the people I have known between the ages of 65 to 75 are dead! Many are broke or homeless! It's a world of young people - who are naive and to busy working , that don't have the time to learn what's going on! MOST PEOPLE CAN'T SEE THE FORREST BECAUSE THE TREES. GET IN THE WAY!!?😂

Agree . At the risk of sounding heartless, this lady seems very gullible/naive.

Sickness causes that too

What a useless fucking comment thank you

That is very rude. Think about the things u say .

Wish we could see how bad you will look at 58.

Women never tell the truth about their age and neither do men,for that matter

I felt the same way! Then I became disabled! When that happens, most all your experience is useless!! 😔

Not all disabled ppl qualify for housing. I sure didn't, and I'm moderately- severely physically disabled.

Bless your kind heart Maggie. You're obviously humble by name as well as nature. Best wishes from Scotland 😁

Things can change very fast as you know! You are lucky to be so close to S.S.I. !! Most people I Knew didn't get that far! Try to hang in there until your 70 , it will be well worth it!

How are you doing? MELISSA if you one wish what would that be?

@@cruiseanthony6197 I'm a deaf homeless woman in Southern Calif for 6 months living in motel 6. Clean and no drug or drink. Praying for a permanent home.

@@karenl.1695 How are you doing today ?

Thank you for those tips.

She's stuck between a rock and a hard place. It takes money to move into a place. Security deposits, hook-up fees, utility deposits...

Susan Rush not when you're renting a room in someone else's place.

+A Designer At Home -Corinna I'm 59 and renting a room from a "friend"... worst mistake I've made in a long time. When you rent a room, you are at that person's mercy!!!

Lisa Smith - Those things ARE free if you are an illegal alien but not if you are an American citizen.

So true, Susan Rush. Easier said than done. Im trying to get out of the motel i'm in with limited resources

England is much worse than the US when it comes to how they treat their disabled citizens. I spent two years in England (Bristol) and there were reports in the media every day regarding disabled people being examined and deemed fit for work when some of them were blind and incapacitated. There are many suicides among the homeless in England. The UK government even recruited a company to reduce the numbers of people claiming to be disabled and paid them on a commission basis. I thought things were bad in America until I saw the deplorable way the English treat their disabled and homeless. Unfortunately I now think the US is catching up with England.

Elmer Keith, Ya eh! Just let the weak die. Only the strong should survive. Your parents should never have cared for you Elmer. You should have been responsible for yourself.

elmer keith > yet a commercial troll like you will then justify billions of dollars of taxpayer $ wasted to bail out banks, enrich Isreal, the meat industry, Wall Street, assorted Jordan Belfort types etc........in fact, YOUR payment here comes from the taxpayer.....hypocrite

elmer is a paid troll employed by GOP type business

We are all responsible for taking care of ourselves. The government can't hold our hands throughout life. Most people spend too much and don't save enough for getting older.

You should check out cheap rv living RU-vid channel. Bob is teaching how to live in your vehicle. Surprisingly lots of senior women lives that way, you can learn so many things from their videos on that channel. I hope you never become homeless but if you will, you don't have to live a terrible life. This is an alternative way of living.

And there was a lady named Dee who is also disabled and +67. Her videos are on cheap rv living channel and she also has her own RU-vid channel named box van dee.

Being negative can get you into a horrible trap ! There is always a solution to your problem! The religious organization that my family belong to stole my inheritance! IF YOU STILL HAVE YOUR HEALTH , YOU ARE AHEAD OF THE GAME!!😊😊