I Pay $900 A Month In Student Loans

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3 дек 2017

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Комментарии : 7 тыс.

@dabsmoothbeats1174 6 лет назад

All that for a Drama Degree? Now that's some real drama.

@gabrielleelliott7388 5 лет назад

Right I fill sad for her

@5000MikeMaster 5 лет назад

Thank you for your comment LOL

@nitajay8824 5 лет назад

😂🤣

@sudanesgal 5 лет назад

🤣🤣🤣

@amylieu6084 5 лет назад

I have one to say COLLEGE BE RACIST

@christinaherrera6414 5 лет назад

Colleges and universities are not about education any more. They are all businesses.

@ALLEN-dh5mi 5 лет назад

It was never about education it was just a business like you said.

@amylieu6084 5 лет назад

DES COLLEGE LOANS RACIST

@bigbolt5712 5 лет назад

Well u see college at one point was much cheaper than now, but ever since the government started funding colleges less they had to raise the price in an effort to be able to SURVIVE not to make money off people. Yes business is a big factor but if education wasn’t valued as much like your claiming then why would they be paying these professional teachers so much just to teach the students.

@neilbarc1861 4 года назад

Agreed 100% !!!

@shauncameron8390 4 года назад

@@amylieu6084 Black women are the most indebted in America.

@siddharthnandi8567 4 года назад

did she really rent a whole ass house if she is in 100k of debt 💀

@Mayrita77 3 года назад

Maybe she’s got a roomie

@khalmasonart 3 года назад

I would be sleeping in an RV if I'm 100K in debt

@aolvaar8792 2 года назад

@@khalmasonart Doing lethal entries, at a level 4 Bio-weapons lab Doing HVAC filter change outs. Everything paid for room, board, uniforms, internet/cable Like prison but paid very well

@sebastianpagan2982 2 года назад

I am sure she is living with roommates

@ignazs.5816 4 года назад

She owes $118,000 and all she got was a lousy Tufts University coffee mug.

@kevinwendel3617 4 года назад

It’s a big mug!

@Tabbylover55 3 года назад

and it's not even a pretty mug!

@antionygrilmady9044 3 года назад

Ivy league mug please!!

@shimmer4771 3 года назад

Well, if she got her bachelor's, she could work as a teacher. Her degree isn't useless... put it to good use.

@ignazs.5816 3 года назад

@@shimmer4771 the bachelor's degree isn't good on its own when it comes to teaching. She'll need credentials which happen to take time and are expensive.

@Melisasa9402 6 лет назад

College is honestly such a joke. It’s not even about learning anymore it’s just about trying to pass. Education should not be that expensive, it’s such a rip-off.

@shimmer4771 5 лет назад

It depends. Some students could afford it and chose something that would be worthwhile. Go to technical or trade school. Community college would shrink the cost if you can't afford it. It's like Americans are being punished for living...

@Maxtee77 5 лет назад

And unsurprisingly the gop are yet again screwing the average graduate with student loans by removing interest deductions, thereby increasing the burden on borrowers. Why is their instinct always to screw young and poor people’s lives?

@shimmer4771 5 лет назад

@@Maxtee77 It doesn't help that healthcare is expensive. The only way you'll be able to succeed is if you have a lot of support and a plan. It's rough.

@mr.j3371 5 лет назад

Melissa it also depends on what you major in as well.

@johnwilson4677 5 лет назад

If you go to nursing school they teach you to stop death. :) AC Repair teaches you to make bank very quickly.

@meaganangel97 5 лет назад

Are we really gonna blame the system for this? She went to a private university for a drama degree, she’s working as a receptionist and a temp, and it looks like her standard of living is way above her means. Mind you, she’s living in LA...

@angelawhitehead2889 5 лет назад

Meagan M Agreed, these people act like they are a victim. They want their student loans forgiven because they can’t take responsibility for their actions.

@aolvaar8792 4 года назад

@@npineapple3077 went to a HARD school, so I would not be POOR, It worked. I never liked what I did to make a paycheck. I am now retired with $46k/yr + health care. And Ditto for my Wife. Why would you get a degree that does not pay well?

@purplegirl8036 4 года назад

Are you sure she’s not living with parents?

@purplegirl8036 4 года назад

A Olvaar why would they offer the degree of its worthless at a college? If an auto shop was selling bad tires they would be liable. If McDonald’s sold a rotten sandwich they would be liable. Why are the colleges any different?

@aolvaar8792 4 года назад

@@purplegirl8036 I had a friend get a degree in Fine Arts from a very expensive school. I asked why? My family Trust gives me $200K/yr so I don't starve. Wrong Analogy: If a tire shop sold you the cheapest made and told you that you could have the best tire made for cheaper, And you said " I like how the cheap tire looks" She got a degree in Drama from Tufts More expensive than Harvard. With a 1450 SAT entrance, she could have gone to an engineering school.

@michellemarie1197 5 лет назад

Theres nothing wrong with community college folks

@rons.6683 5 лет назад

OfficialMichellemarie 26 Several of my instructors have been sub-par, but yes, CC is definitely useful.

@directorbeau 5 лет назад

@@rons.6683 My instructors at 4 yr university have been worse than my instructors at CC

@rons.6683 5 лет назад

Beau I can believe that.

@jamesvillegas877 4 года назад

👍👍

@sharonflowers66 4 года назад

Or even trade school

@CristianLopez-xi4rt 5 лет назад

This is the definition of getting scammed.

@andrepoghosyan8269 3 года назад

No one lied to her. It’s not a scam.

@aubreyalvarez7396 6 лет назад

I think the saddest part is how people are ridiculing her choice of degree instead ridiculing how ridiculous it is that people can’t get an education without selling their souls. Why should it matter what my degree is in? Education shouldn’t be a burden. It’s suppose to liberate you.

@kyleweir689 6 лет назад

aubrey alvarez I think it's also ridiculous that you can't get something as necessary as a car for transportation without incurring debt, and while I'm at it, I also think it's ludicrous that I can't purchase something as necessary as a home without selling my soul to the bank. How ridiculous of a system where I can't hedge against my future by borrowing

@aubreyalvarez7396 6 лет назад

Kyle Weir I absolutely agree. I have a pre-law degree. Made the deans list, got scholarships and did everything right. I even worked while in college and have a full time job now and I’m still in debt up to my eyeballs and underpaid. It’s absolutely ridiculous to think that people ridicule our generation for getting educations and working hard.

@cindyhernandez4663 6 лет назад

aubrey alvarez law was a bad choice, especially since there’s an uphill trend of over saturation of lawyers in that field

@aubreyalvarez7396 6 лет назад

cindy hernandez not where I live and I have working on law since high school. I went to law high school. I didn’t make a bad choice. I know the choice I made.

@arshisot6306 6 лет назад

I agree honestly. the last four years I've been in college, I've heard nothing but "Why don't you do a trade? Be a plumber!". But what if I don't want to be a plumber? What if I want to learn and concentrate in something and research in a field that I find interesting? As much antagonism there is towards people struggling to pay student debt, there's also antagonism against post-secondary education. I give the free pass on those who don't go to college because they don't want to, but god forbid I go to college in something I want to do? Anyways, keep hustling my friends. We got this. P.S. I've also been saying a trend that we're going to college on American taxpayer money and we shouldn't take advantage of it- this is true if you go to a public state university; however, we're paying back way more in interest--> which I'm assuming goes to our military

@ExperimentalSurgeon 6 лет назад

sure her majors weren't the best choice - but $64 for principle and $600+ for interest?? This should be an actual crime. Ridiculous and astoundingly selfish on the lenders' part.

@tentonmosley1270 6 лет назад

You are so correct! I understand they have to make money too but for it to be absolutely legal to gouge people like this should not be allowed especially when a person is trying to better themselves!

@ilhuriwjsn4951 6 лет назад

But what about her parents? Maybe a 18 years old could'nt understand the contract but her parents should have been there, researching the differents options, there HAD to be a better option:/

@vmanshooting 6 лет назад

she can choose to pay more if she wanted to. what you're referring to is called the amortization schedule. All loans, not just student loans, follow a similar concept. Loaners frontload the interest payments, and as time goes by, more of the bill will goes towards the principal. This is to protect the loaner from not ever getting their money back in full. to lower her interest payment she needs to a) pay more per month or b) re-fi to get a lower interest rate. the same concept applies to a mortgage btw.

@AmusedChild 6 лет назад

Student loans actually have very low interest. I understood what I was getting into when I financed my education. Plus, I worked as a waitress in college. I have always overpaid my loans - that lowers the interest you end up paying.

@arshisot6306 6 лет назад

Are these even federal loans? I'm entering repayment in a few months but on the income-based repayment plan. I feel like she might have been screwed over by Sallie Mae or another private interest company. I think 7% is the maximum interest on federal PLUS loans, though I'm not sure.

@iMSoFlyiBlowMyMind 5 лет назад

"...I studied drama and communications..." There in lies the problem. As a wise internet commenter once advised, "don't go to college to find a major, go and find a career." Words to live by. Community college would have been the best place to study drama. Sign up during the summer and join the drama club, take an arts class etc. It costs far less and you still get a chance to do what you live without the insane cost. College is no joke and if any major costs you as much as a house costs, then it better be something in which you will yield returns.

@justinhamrick2449 5 лет назад

Who spends a 118k on a drama degree this is the real question????

@sphporsche355 5 лет назад

Morons like her

@nolmets9397 4 года назад

Idiots

@-itzmocha-3215 4 года назад

She could’ve gone into the medical field at least with that debt and be able to pay it off at least a little faster ESPECIALLY after residency.

@mosscrepe251 4 года назад

Most of it was interest. If the egree itself 90k no one would have take it

@rickyrackz 4 года назад

Blame society

@LakynCarlton 6 лет назад

Y'all really expect 18 year olds to be able to take on these financial burdens in a society that tells them if they don't, they'll never succeed?

@beckembrown7002 6 лет назад

Yea she’s an adult now who has to take on the consequences of her decisions. She can cry all she wants, that won’t change her past mistakes of not reading her contracts, and choosing a degree like Drama USELESS

@BigRed2 6 лет назад

What Win You don’t start paying at 18 lol, and she took drama which is probably the stupidest major one could do in college, let me major in something that has no demand ....sounds so smart.

@Gooch8181 6 лет назад

She's an adult. If she can't make these choices for herself she shouldnt be able to vote either.

@mochabunni9113 6 лет назад

just because he body is 18 doesnt mean she automatically thinks as an adult

@icyolives 5 лет назад

I don’t understand you guys. It’s expected as a society, or at least it’s the norm, that parents take care of all of their child‘s financial needs until they’re 18. And yet we expect them to magically know as soon as they turn 18 how to make decisions that are potentially worth 100s of thousands of dollars? That is completely illogical. Unless we mandate financial literacy courses starting from elementary school, we can’t give 18 year olds the full responsibility to make those kinds of decisions. Like the girl said in the video, someone needs to wait until they’re 21 to spend $5 on a Budlight, but yet they’re somehow old enough to get into tens of thousands of dollars of debt when they decide on a college as seniors in high school? Makes absolutely no sense. The US is the only developed country with a student loan crisis like this. Can someone please explain to me why that is? This is a national shame.

@kaveenfernando4932 6 лет назад

I knew she fucked up when she said drama and communications 😂😂😂💀

@takhsisprime 6 лет назад

Yeah full stop right there.

@finthehuman3649 6 лет назад

Oh why is drama and communications bad?

@takhsisprime 6 лет назад

FinTheHuman because supply of graduates >>demand

@asadb1990 6 лет назад

FinTheHuman its the girl's fault for choosing a major that has very little to no job market.

@b0red324 6 лет назад

FinTheHuman because its a useless major that wont equal lots of jobs out of school and even if you get a job in the field the pay is going to be dirt. Colleges/Universities put these filler degrees to boost enrollment and make the maximum amount of money from people paying to go to school there. People take these degrees because they're easier then say computer engineering and still gives you that college experience and allow you to say you've gone to college but you might as well not have.

@King_Neptune 4 года назад

Best lesson my parents taught me: do a degree that you can make money from, and *then* pursue your interests.

@olafgordon8552 2 года назад

you mean loan interest or interest interest?

@RobbiePfunder 5 лет назад

whenever I feel bad about having to pay off my $16k in student loans for my history degree, I come and watch this video... always makes me feel better. 👍

@Osky305 4 года назад

Currently have only 9k in loans... Mind you I can pay it off now if I want to but the interest is so low for me that my financial advisor told me I'm better off investing that money in other things 👀

@Feliciatanktop 4 года назад

Öskar M that’s not good advice. You should always pay off debt before investing. Or try to at least pay off debt while investing

@Osky305 4 года назад

@@Feliciatanktop funny thing I was actually thinking of paying off half of it but stopped myself... Good thing too because of this corona thing my hours were cut in half and I work at a hospital too 🤣😂

@Feliciatanktop 4 года назад

Öskar M luckily interest rates and payments have been seized until September with student loans! I hope you get full time work soon. I know here in Texas places are opening up so I’m sure job offers will start to increase too

@AnnaMazingFusion 4 года назад

@@Osky305 Try to always pay off your debts as soon as possible! Trust me, it's the best thing to do!!!

@sidb9540 6 лет назад

What I do not understand is why don't high schools teach this to students BEFORE they graduate? I know guidance councillors are supposed to ask important questions like what a child wants to do after school but are they actually tell them what the "costs" associated with those dreams are? It is HIGHLY unfair to call this person out and say "what did you expect with that degree?" ...this should have been brought to her attention by her teachers in highschool...so they she could have had a chance to switch to a more (financially) rewarding career.

@twdjt6245 6 лет назад

sid B or at the very least try to follow her dream at a less costly school. I'm betting she went to a private schoool.....when there were probably lots of public school options that cost 3x less.

@xxIluvyouguysxx 6 лет назад

*COUNSELORS

@DamianTran 6 лет назад

I agree they should reevaluate common core and provide classes to teach students about finance, life skills, interviewing, etc

@auroraautumn8764 6 лет назад

sid B no amount of teaching can prevent this. Experience is the best teacher. I was taught. I was told. But reality kicked in after I accumulated about 50k. I pay about $250 per month and I still haven’t decided what career is befitting to all these degrees.

@bvernon97 6 лет назад

The school system is set up for you to fail.

@LuisDiaz-qm6od 6 лет назад

Who gets $118K in debt for Drama 💀

@xtrey19x 6 лет назад

Luis Diaz an 17-18 year old who doesn’t know any better.

@shayan1702 6 лет назад

Luis Diaz A drama queen lol

@jurebegaming 6 лет назад

Adjusting to the Canadian and American dollar, you can basically get a undergrad degree and a med school MD degree here in Canada for that same amount. Yet she decided to pursue Drama...

@SportsGalaxy95 6 лет назад

Seriously, my tuition is $4000 a year for my program. Did she go to school for 20 years?? Even with an astronomically high tuition rate of $15,000 a year she would have had to be in school for 8 years, and that's the kind of tuition money for a HIGH paying career. Not drama. I feel bad for her, but what the hell was she thinking...

@butterflygirl141 6 лет назад

SportsGalaxy95 Tufts is $40,000-$50,000 per year, most private colleges in the US are.

@mkite715 5 лет назад

Why on earth do our government and banks lend huge sums of money to 18 year olds, unsecured, especially for degrees which will never pay off. A hundred grand for drama and communications! Good lord! Please admit it was a bad idea.

@shimmer4771 5 лет назад

Because they want money. They do not care that people end up with loads of debt. People comment blaming her fail to acknowledge that the interest is ridiculous!

@sashacooke263 5 лет назад

Only a fool would still plan to take on student loan debt, after seeing all of these very cautionary tales..

@newerest1 4 года назад

The government made it so the debt was guaranteed and not dismissable. They of course pretend like this is a good thing, while the prices rise out of control. The government fucked everyone with furthering the lie that college is necessary or else you will be a loser.

@juanshaftpatel7488 4 года назад

to guarantee volunteer slaves

@MayaONeil23 4 года назад

Its modern day slavery

@fystrs_ 3 года назад

she has a really nice house and car for a person in a massive debt, and working as a receptionist..

@Ovulations 3 года назад

What? She drives a used car

@laprechaun12 2 года назад

@@Ovulations I ended up with 28k and I had a bike all the time.

@silviaconsonni586 2 месяца назад

Maybe she had housemates

@soup1763 6 лет назад

Why are people wasting energy hating on her?? hate on the system.

@ryangriffith5551 6 лет назад

Catawayy no id rather hate her

@Lightningslick 6 лет назад

I am not hating on her. She borrowed the money. She should pay it back. End of story !

@1hanagima 6 лет назад

Because it's her fault 100%% why go to a college that you cant afford?? 🤔🤔 this girl is a clown. I do not feel even the slightest bit bad for her.

@travisli-rufus1949 6 лет назад

She took the bait from the system.

@waveali5620 6 лет назад

That's the way a lot of Americans have been trained to think.

@sunflowersongs9403 6 лет назад

I am so afraid. Nothing scares me more than students loans

@XLRBoss 6 лет назад

What are you going to college for? To work for someone else? To follow your dream? I mean, you don't necessary have to go to college for everything. For example, I want to be an artist/writer, I know i don't have to go to college to learn both. Theres free courses online for that.

@victoriahale5254 6 лет назад

XLRGraso but how many successful writers have no formal education? U better be 1 in a generation for that

@tyson1chicken 6 лет назад

exactly

@tyson1chicken 6 лет назад

There are plenty of successful writers with no formal education. Maya Angelou, H.G. Wells, Charles Dickes, Ray Bradbury, Mark Twain. If you want to write, then just write. A writer would probably be able to think exponentially better having not been inhibited by the confines of institutionalized education anyways.

@tyson1chicken 6 лет назад

Be afraid... be very afraid. You are right to be scared of student loans more than anything, they are some of the worst things a person in modern society can face. Debts are the shackles of life. Avoid it at all costs. And for the love of god, study something useful.

@radekpiekny2837 5 лет назад

"I studied drama and commu" insert the batman slapping meme

@shauncameron8390 4 года назад

I would bet that she's a Democrat-voter.

@rja9797 4 года назад

Shaun Cameron you have a problem with those of us who study communication?

@geoffreyward4929 3 года назад

Lmao!

@NikeLover554 3 года назад

@@rja9797 useless af

@wanilimbe 3 года назад

Definitely a liberal based on how she talks

@ajc8815 5 лет назад

There are factors that one must take in this video: 1) She graduated from Tufts University. TUFTS UNIVERSITY. A private university which costs two or three TIMES more than a typical state university. 2) She studied Drama and Communications at a private university. I appreciate that she wants a degree in the field. But is going to a costly university while having a degree that could be obtained on a regular public university or a community college worth it? Drama and Communications degree does not also guarantee you a stable job after college. Not hating on her degree but on the context of the student debt, the degree isn't worth the debt. She could literally be an IT graduate at a community college and earn 60k a year directly after with little or no debt. 3) She took in the loans during the economic crash in 2008-2009; the interest rate on loans was really high during that time. The interest rates have since generally decreased after the recession. While it's ridiculous to think that the system is totally flawed and must be reformed, also consider her own actions.

@BigMastah79 3 года назад

Wish I knew this before using it as a source in my essay.....

@shimmer4771 3 года назад

This may be true, but the system is criminal. It's torture. Her degree isn't useless, it just means she's not as secure. For example, if she has her bachelor's, she could work as a teacher in those fields.

@shimmer4771 3 года назад

@Vladimir Putin Because predatory lenders seek out young and naive students. There's a reason why college is becoming more difficult. That's because the standard of living has gone up and the value of a degree has gone down. Honestly, students are tricked into thinking college is the only viable solution, only to oftentimes end up in debt and not find a job in that field.

@shimmer4771 3 года назад

@Vladimir Putin I think the object is, the cost of living is high and the American dream turned into the American nightmare. The government steal billions a year, yet the minute we get something, the government acts like big daddy.

@Manikanta-hh7wp 3 года назад

@@shimmer4771 so student has no responsibility?

@xBrokenPiece 6 лет назад

This is why I'm studying at a decent community college

@pinpon163 6 лет назад

Syeda Ishat Yep, I got a 2 year scholarship at my local CC.

@mjs28s 6 лет назад

$118,000 for Drama and Communications? Are you out of your mind?

@hop208 6 лет назад

mjs28s she probably financed her dorm room and meal plan as well.

@ohcamillesnow 6 лет назад

hop208 she literally said she didnt

@jeffjackson9679 6 лет назад

No kidding. I'm sure a typical boss/hiring manager are lining up to hire someone who is both high drama, and communicate it well to their coworkers!

@ironmantis25 6 лет назад

Hollywood would, but she is lacking in the looks department.

@thosebastards8112 6 лет назад

hop208 Financed her car, hair, clothes and shoes.

@christinaherrera6414 5 лет назад

I thought my 575 a month was high. All I can say is I wish I went to a trade school.

@shimmer4771 5 лет назад

It's tough. I graduate in July with a degree in Business, then I guess I'll go to school for as long as I can afford it. Ugh. I went to community college and no debt, but it's hard.

@misssincere5762 4 года назад

I agree!!!

@ignazs.5816 4 года назад

575 is high, to be honest.

@MrTmenzo 4 года назад

Even trade school is pricey but not as much as universities.

@peruvianheat2053 4 года назад

575 is high, not trying to sound negative. Pay off your debt ASAP, listen to Dave Ramsey when you have a chance.

@TraitorGaming 4 года назад

That’s why you: 1) Go to a local university/community college (never live in dorms; better to live with parents) 2) Choose a degree that has good salaries and low unemployment 3) Be nitpicky with loans and don’t take them out when you don’t need them

@jacobg8640 3 года назад

Community College wouldn't have saved me anything because Transfer scholarships aren't as good as the merit ones I was offered out of High School, but damn I wish I had commuted. I did it one year when my schedule was two days a week and my costs each semester was like $200 mostly for the parking permit. This was at a private school too.

@TraitorGaming 3 года назад

@Swimming Dolphins But I’m not privileged. They immigrated to the US with no money and a dream. They moved until they found a good area that provided job stability and safety. After so much travesty in their life, they finally are strong on their feet, giving me more opportunities than I could’ve dreamed of.

@Heyitsmaria24 3 года назад

Went to a community college. The university is still expensive and it’s the cheapest one around me. Plus, my credits didn’t transfer or they wouldn’t accept it because it didn’t fit their “level”. So had to take those again. Can’t live with my parents because my university is far away (closest is 4 hours).

@TraitorGaming 3 года назад

@@Heyitsmaria24 Of course not everyone lives in a fortunate environment, so I do understand if people get more debt than others. My point is to not let debt overtake you. $200k for a biology degree at a private uni? Not worth it. $10k for the same biology at a community college? Of course

@Heyitsmaria24 3 года назад

@@TraitorGaming agreed! Just finished community college and now trying to find cheap universities around me. A very stressful process but if it saves me money then it will be worth it

@jeuryveloz6011 6 лет назад

Attending a public university and commuting from home was the best decision I made in my life.

@ecua2vega9 6 лет назад

Jeury Veloz Same. Im about to finish the fall semester of my junior year and havent had to take out loans and im studying in NYC

@jeuryveloz6011 6 лет назад

Same! Im about to finish my degree at a school in NYC in the spring! I've been able to study abroad twice without having to pay a dime and im graduating with extra money in my pocket :)

@ellarose1449 6 лет назад

People need to understand that she graduated college in 2009. Her generation was told to take out loans and get a degree no matter what. I graduated high school in 2008 and was told the same thing. My youngest brother graduated high school this year and has learned what not to do by the previous generation. You can not compare your situation to hers. She got a degree in a field she loves and was told by everyone that it was a smart decision. If she were to go to college now in 2018, she would have made different choices. Her generation and my generation were really screwed over by an abundance of misinformation along with the 2008 recession. Today’s generation knows the consequences of student loan debt and certain majors. Stop with the criticism.

@JK20239 5 лет назад

That would make sense. However, she went to a private school knowing she did not have the money out of pocket to attend. There are abundance of state schools she could have attended and her tuition and student loans Be cut in half. I graduated high school in 2007. Went to community college then state university. This lady is looking to scam her way out of her problem she caused. Tufts tuition alone is 50-60k a year. Since her loan balance is 118k. It seems like she did get some financial aid...

@blacksantaria3642 5 лет назад

AGREED .LIKE GOING TO TRUMP FAKE U .

@JK20239 5 лет назад

@Jacob Votava then what about child tax credits? Business tax credit? The tax liability will be transferred to someone else...

@andhisband 5 лет назад

@@JK20239 You're 100% right: it's a problem she caused herself. From the looks of her closet, those "student" loans financed the high-life for her. An unwillingness to do what it takes to repay those loans is no reason for the government to pay and let her off the hook. Everybody needs to be responsible for their own mistakes, regardless of the ignorance they claim.

@carmenb.4722 5 лет назад

I agrew with you. Now we are in debt.

@marcelvalue 5 лет назад

meanwhile colleges and universities are making BILLIONS and paying NOTHING to athletes.

@gfoot9916 4 года назад

Average User it’s as a great deal as you think it is. Especially if an athlete gets injured

@elenaarman-tang7811 5 лет назад

She should move home for 5 years and pay down that debt! She should also meet with a financial planner!

@xavierwashington5408 6 лет назад

Stuff like this is what discourages kids to go to college, unless you wanna be a doctor, or a psychologist, or anything in that field then yes, go to the greatest college, u will be able to actually pay student loans if u didnt get in by scholarships, but someone like me, who just wants to be an actor, I do not need student loans to hold me back on a journey that will take possibly a long time. Better to just go to a community college, not worry about debt, and follow my long dream down the road.

@tyson1chicken 6 лет назад

that's good thinking

@noona514 6 лет назад

That's smart. Musician over here. There's nothing for me I can't get with a private instructor one-on-one.

@maroonhorizon1693 6 лет назад

Xavier Washington i agree! or go to community the transfer to university for better degree

@tylerzettler2231 6 лет назад

In middle school I learned how to balance a checkbook and make deposits. That was the only financial type class I ever had until taking a free elective in college. They should be teaching basic financing in high school as a core class. How to take out loans, how to re-finance and consolidate those loans to get lower interest rates, how to pay taxes, etc..

@danikaleabe5929 6 лет назад

Tyler Zettler 8

@beckembrown7002 6 лет назад

That’s the parents job, and no cause then there’s going to be little diversity in economic status if we all know the same thing.

@WenQixz 2 года назад

Many people think like this but the actual truth is that you wouldn't even pay attention in class if you got taught how to pay your taxes. Also paying taxes is not that hard unless you have a lot of property. If you rent there's not much to fill in.

@Misanthropic_hellhound Год назад

Part of the plan

@JeffMorrisonAdventures 5 лет назад

You were mis informed at a confusing time in your life. I respect your struggle. Good luck.

@lacosta0892 4 года назад

Jeff Morrison drama degree = bad decision dude, stop defending her

@JeffMorrisonAdventures 4 года назад

@@lacosta0892 she was mis informed and had minimal life experience, her parents are more to blame then her.

@emilywatt5126 3 года назад

@@JeffMorrisonAdventures you can't blame anyone for your own mistakes

@JeffMorrisonAdventures 3 года назад

@@emilywatt5126 looking for a little understanding is not blaming someone. If more then half of Americans turn 60 with no retirement savings we can't expect 18 year olds to be financially literate enough to make that decision with no sensible guidance.

@emilywatt5126 3 года назад

@@JeffMorrisonAdventures yes, I am sorry for them, but it change anything? No. So they have to sort out it .

@DonJ23 4 года назад

This is what happens when you “Do what you love” lol. People do it to themselves.

@shauncameron8390 4 года назад

Only the rich can do "what they love."

@Defrap22 4 года назад

Work a real job making real money so you can do what you love as a hobby

@shauncameron8390 4 года назад

@@Defrap22 Exactly.

@rja9797 4 года назад

Shaun Cameron I’m studying communication. Is that a problem sir?

@rja9797 4 года назад

Defrap22 and this is why we have many people who hate their jobs and are depressed

@LovinJae12 6 лет назад

i pay $1500 a month in student loans... but i got a degree and a job that makes it possible to pay it off. make sure your degree is worth what youre paying for

@mina7422 6 лет назад

LovinJae12 thats what i thought

@manoue012 6 лет назад

What do you do?

@katt1936 6 лет назад

its miserable

@jonahhowell9893 6 лет назад

Exactly her degree is kind of useless so she cant afford 900$ a month but on a 100grand that is affordable

@jhoanaruiz93 6 лет назад

What do you do?

@david109 6 лет назад

Choosing to study Drama and Communications in Tufts University was definitely a mistake on Britney's part. She could have chosen to study at a less prestigious university and still receive a similar quality of education with much less expense. She also chose a loan option with around 9% interest when there's many out there that offer a fixed rate of around 3-6%. A lot of her problems boil down to her not being well educated in financial matters and the blame for that would rest on herself, her parents, and perhaps the school system for not requiring a class that deals with these problems. Now that she's in this situation, she has options to sign up for an income-driven repayment plan, loan forgiveness programs, and deferment or forbearance. Her last resort would be to file bankruptcy and have her student loans discharged if she meets certain conditions (Brunner test), but it shouldn't have to come to that if she chooses her options wisely this time around.

@janhenrichsvs 6 лет назад

David she could have done the Jobs she does now without College, thats the funniest Part.

@noona514 6 лет назад

Also, NO federal loans are that high of an interest rate. She likely took out private loans. IF you need to take out loans at all, you should stick to public government loans with FIXED interest rates. She can either find a higher paying job and live really cheaply...it means putting your dreams on hold...or look to an income-driven repayment plan.

@fiddlepants5947 4 года назад

This is why you don't go to college unless you get a REAL degree... basically anything under science, technology, engineering or mathematics. Thanks

@lordtrini 5 лет назад

Drama and communications. That was your mistake. It’s so sad.

@DrAdd1999 4 года назад

No matter the degree the problem is overpriced private college

@itsmorgan1017 3 года назад

Please drama and communications degree with a free ride sounds good to me.

@rordongamsey3057 3 года назад

@@itsmorgan1017 why would u waste that scholarship on a drama degree when u can get STEM. the sheer stupidity is the reason she’s damned

@itsmorgan1017 3 года назад

@@rordongamsey3057 well you need to do what you love you need to do something you can live with. Don’t know if you’ve ever done work you hated but that rubs off into the rest of your life.

@BobSmith-pl6sm 3 года назад

@@itsmorgan1017 She went to a private university- and studied drama and communications. That's blatant stupidity. If she really wanted to pursue her dreams, she could've easily achieved it through community college with little to no student debt. Do you know why doctors aren't in debt? Because they have viable careers. Do you know why computer scientists aren't in debt? Because they have viable careers. Do you know why drama and communications students ARE in debt? Because their degrees are worthless. Point blank period

@skevi1875 6 лет назад

I've never been more grateful for being born in Europe

@sola_a 6 лет назад

Skevi S Same. This is absolutely insane

@anniechelon 6 лет назад

Same here... Europe FTW

@marasmithson6218 6 лет назад

Same.

@fefeg3734 6 лет назад

Skevi S you feel me

@souadbarkouki3845 6 лет назад

Skevi S omg same

@labellavita992 6 лет назад

My B.A only cost ~$21,000.. (from a California state university) & I only have ~$8000 in student loans. Transferring from a community college saved me several thousands of dollars, too. Private schools are a rip off, imo..

@user-mb9nm7bq5e 6 лет назад

labellavita992 I have none. Went to public school, and my house cleaner mom was able to pay it all off. I love my parents so much. Hardworking AF.

@JulieHiltbrunner 5 лет назад

Like me, nobody did the math. I was going for an English degree and left with $26,000 in loans. It was about $134 a month. If I had a do over I would have gone out and found a job. I never had a job making over $46,000 a year. The math just doesn’t work. You’ve got to be getting an education with a degree toward a job that pays very well. I was a lousy student except in art... which as everyone knows, doesn’t pay well. My parents dropped me at college and drove 7 hours away. Then I get called down to the office to sign loan papers. I was so confused I thought mom & Dad were paying. I called my mom and she said sign it. It’ll be easy to pay back with the fancy job you’ll get. Think again.

@rons.6683 5 лет назад

SURVIVING Julie Silversmyth ouch!

@PiscesSun_Capricornrising 5 лет назад

Same. I knew nothing about finances my freshman year. I probably signed away my soul a couple times. Didn't help that the counselors didn't care and were frustrated how most of us knew nothing about paying for school. They dont teach these things in high school.

@directorbeau 5 лет назад

Some people go to college and graduate with no debt, so then it's easier to take a 46k job because your expenses every month are lower for having no debt.

@rons.6683 5 лет назад

Beau And, depending on what part of the country you live, forty-six K for a SINGLE person is solidly MIDDLE CLASS.

@jovannawacheleski2630 4 года назад

I wanted to be an engineer went to talk to the counselor at the university I wanted to go. He said its 25k a semester. I got up and left. I taught why would I put myself in at least 100k debt if am not even sure am going to love it. My parents told me straight up we cant help, I went to a community college got my associate and ended up with a Cosmetology Instructor License. I can teach at a college and make just as much as a math, science or any teacher at the community college. Yes it took me about 5 years to finish the whole program but its going to be worth it once I actually do decide to get in field. And I dont owe any student loans. Its duable but they sell you a pretty story since your little to be a doctor be a lawyer go to college. Yes you need to encourage but what if your capable of doing other things like be able electrician or a business owner? People need to think outside of the box.

@CP4Z167 5 лет назад

Still remember the day I paid off my the remaining balance of my student loans! Literally sat there and happy cried for a good 10-15 minutes 😎

@AA-hs4rk 4 года назад

RedRose7997 I care

@joshsmith5879 4 года назад

Nobody cares..

@Defrap22 4 года назад

@@joshsmith5879 i care

@opaljohnson7428 4 года назад

😊

@beasthunter7740 4 года назад

❤️❤️❤️

@radiospines 6 лет назад

118000!!!!!! WTF I owe 27000 and I feel like that's already too much

@blackonix13 6 лет назад

Retro radio I went to a community college and I got a little bit of financial aid and I still have to pay back $8,000. That was what I had to borrow before I got my grant. I still feel like that's too much, but it's what I've signed up for.

@stoopidoh1104 6 лет назад

Well, from the video it looks like she went to Tufts, which is a private institution.

@blackonix13 6 лет назад

RJ Poet not to mention how much of her loan is actually interest... that alone makes things harder to pay off. My loan isn't that much ($8,000 USD) but the interest doesn't stop racking up. I pay more in advance and it doesn't really help. It just keeps the interest at bay so I can actually pay the loan... I cannot imagine who this poor girl is going through.

@annc5442 6 лет назад

Retro radio i took out 11 thousand and it haunts me everyday

@ali.b.4195 6 лет назад

RJ Poet I got accepted into a public university (my state doesn't have any schools with my major) and I would be paying $63000 for public university because I'm out of state. Public isn't always cheap.

@oliversingleton437 6 лет назад

wait why did she spend so much money to study drama and communication. i get she clearly loves it but... really?

@LakynCarlton 6 лет назад

So, she should've gotten a degree and pursued something she doesn't like and isn't good at?

@eshaxcx 6 лет назад

Olly .S lol it's the University that dictates the tuition fees not her

@oliversingleton437 6 лет назад

John Mark well yes obviously, but she’s the one who chose to spend the money

@oliversingleton437 6 лет назад

Lakyn Marie that’s clearly not what I’m saying. I’m saying she could’ve got a job doing drama easily without having to spent 118K on a college course.

@Engstromswe 6 лет назад

No, but getting a $118k degree isn't the answer either. There are plenty of other options, like community college and making scholarships your number 1 priority in high school.

@everyxheart 5 лет назад

I just don't see the point in amassing all of this debt to study useless majors. I didn't go to college to find myself. I went so I could make money in the future.

@shimmer4771 5 лет назад

She was young. Even degrees that "pay off" might not automatically pay off. You have to select a major you enjoy doing and a find a job in that area. Yes, community college is hard, but cheaper. Even people who went to school for radiology tend to struggle to find jobs.

@diecar128 5 лет назад

Or. If u are gonna study some artsy stuff, pay for it as you go

@robynjoy910 5 лет назад

Arts degrees almost never pay off. I’m sure she’ll go back and get something practical that’ll pay for that ridiculous drama degree and some!

@TK-gd9td 5 лет назад

That mind set about money defeats the whole purpose of academia. That’s like saying doctors and financial fiduciaries should only think about making the most amount of money they can from their jobs and patients/clients. Your mindset is the same one people complain about when banks greedy or when healthcare becomes expensive. Everyone just trying to make money just like you, nothing wrong with that I guess.

@asdadishere 5 лет назад

T K Regardless, going to college is a privilege. If you’re really that passionate about learning something, you don’t really need to go to a university, as pretty much every sort of education is available on the internet and local community colleges. But let’s be honest, many of these people go to college for that “college experience” and partying, all the stuff glorified in the media, which is definitely not worth 100K but it’s a privilege nonetheless.

@angelscores4332 4 года назад

this girl went to TUFTS... and got a drama degree,,, bruh

@wanilimbe 3 года назад

She’s living in a massive house and obviously lives beyond her means and I’ll probably expect multiple kids and fathers in a few years.

@vvalendo 6 лет назад

People need to stop encouraging kids to go to colleges they can’t afford. High schoolers don’t understand the severity of college debt. I’m a senior in high school and even though I’ve been offered scholarships at great schools, the net prices are still around $30,000 a year. And that is considered CHEAP. In my opinion, $120,000 for a degree is NOT affordable. I have a stigma against community colleges like a lot of other kids but in the end I know it’s the right decision.

@BriannaFinnell 6 лет назад

I did community college and now I'm studying at uc Irvine. If you wait until you are over 25, you are considered independent and the school will pay your tuition as long as you are under a financial bracket. I still have loans though because living in Irvine is way expensive :(

@Kiwiwheelie 6 лет назад

go to college, barely make Ends meet while there graduate, pray you get a job, barely make ends meet because of the debt don't go to college, barely make ends meet Nothing is more discouraging to continue your education than the feeling of pure hopelessness that'll you'll never have financial stability in your life.

@suaveclt 6 лет назад

K W or work in high school, choose a worthwhile major, go to an in state school, make your own meals, and live off campus and you’ll do just fine. I accrued $65k+ in debt but graduated owing 11k, which I paid off in 3 months. I received zero scholarships and my parents didn’t give me a dime. Right out of college, I graduated in 2016, I’m making 85k and the sky is the limits for future salary

@fecola90 6 лет назад

Michael Lee congrats on your accomplishments! I'm just starting college, what's a worthwhile major in your opinion?

@BigRed2 6 лет назад

Michael Lee She went to college and studied Drama lol, you are an idiot if you go to school in a field that doesn’t have a huge demand

@PlushCreativeDzyneLLC 6 лет назад

K W amen

@bluecollarmillennial7214 6 лет назад

K W STEM majors are not having to pray to find a job.

@chlb0152 5 лет назад

What did she expect from a 118k drama degree 😂

@sergiorobles7169 5 лет назад

a lot more drama!lol

@kay-ty5rx 5 лет назад

She was a child with no advocacy, not even from her school. What can you say?....

@chlb0152 5 лет назад

@@kay-ty5rx research

@directorbeau 5 лет назад

It's her body and she does what she wants!

@chlb0152 5 лет назад

@@directorbeau how Is that relevant?

@mck421 5 лет назад

I know so many people that just went to college without planning any of their finances and this happened. You absolutely HAVE to have a plan and know what you're getting yourself into before hand. Not everyone gets help or can afford it which is sad, but planning can prevent you from putting yourself in an even worse situation

@meridithleigh9435 6 лет назад

I was told that you need to go to college if you want a good job. Even with scholarships and grants, I had to take out loans. They tell you that it doesn't matter what your degree is in, people just want you to have a degree. Then you graduate with a degree in a field that has no available jobs with at least $30,000 in debt.

@brnt034 6 лет назад

90% of college degrees are now worthless because EVERYONE has a college degree. Want to make money worthless too? Give everyone a million dollars.

@samthepoet107 6 лет назад

Everyone does not have a college degree. "Overall, the increase in the proportion of the population with a bachelor's degree or higher went from 26.2 percent to 30.4 percent."' "Nearly 40 percent of working-aged Americans now hold a college degree, according to a new report from the Lumina Foundation. In 2012, 39.4 percent of Americans between 25 and 64 had at least a two-year college degree. That was up from 38.7 percent in 2011, the largest single year gain since 2008." "According to the U.S census about 43.8 percent of African immigrants achieved the most college degrees, compared to 42.5 percent of Asian-Americans, 28.9 percent for immigrants from Europe, Russia and Canada and 23.1 percent of the U.S. population as a whole."

@jorgerodriguezmunoz7062 6 лет назад

meridith leigh that’s what I always say if you want to take out a loan you have to be sure you’re graduating from a really good school and a really good major that ensures good money afterwards, its has to be profitable

@lbgstzockt8493 6 лет назад

i'm happy to live in a country where this is not possible.

@lesnouvellessaisons6266 6 лет назад

where

@cristinasilvera9183 6 лет назад

I live in Spain, and I don't have to pay for uni since everyone can aply for an scholarship. If you can't get an scholarship because your earnings are high, the highest taxes are 900 euros per year.

@lesnouvellessaisons6266 6 лет назад

Woah

@almir185 6 лет назад

mochi in sweden you get paid 400dollars each month for studying and If you want to Take a loan you can get up to 1500 dollars and you Only have to give it back after you get a full time job and you Only pay 0,03% in intrest back and also 1500 dollars gets you alot more things in sweden so its Alot of money

@lesnouvellessaisons6266 6 лет назад

that s so cool . i ll go there

@mohammadwasilliterate8037 3 года назад

*Studied Drama and Communication* *YES I WANT FRIES WITH THAT* 😂😂😂😂😂😂😂😂😂😂😂

@Emedealer 2 года назад

I only owe $110 a month, but I’m paying $1500 by choice so it’s all paid off by April 2022🙌

@surmise9211 2 года назад

Awesome April is almost here congrats 😊

@NWednesdayQuansah 6 лет назад

Watching this video made me so anxious that I felt sick to my stomach. She definitely could've made better choices, but I was just as naive as she was when I was starting college. You spend your whole life being told to just do well in school and things will turn out, but no one really tells you the grim reality. The student loan industry is just criminal. It preys on people.

@miketemify 6 лет назад

"I studied drama and communications..." oh god

@biancadort1990 6 лет назад

Trash lol like that major pay off

@TheMabes69 6 лет назад

Right up there with philosophy, religion, history and sociology. Not good choices.

@IntoBlackHouse 6 лет назад

+TheMabes69 this does sort of make me understand it better when people would kind of mock my major (art history). Because right out of college there aren’t many high paying jobs for those in my field, unlike those who majored in sciences, math, and nursing, for example, where there is greater access to money. I do love my field but it makes more sense if you look at things from the perspective of how will you pay for these loans?

@teancoffee208 6 лет назад

Major in something you can really make money off of, minor in that field you're passionate about. If you're lucky, they overlap.

@CheeMagnus 6 лет назад

SAME. I was like...who would take out that much in loans for that degree? I feel bad for her because I honestly feel that many kids going into school have little to no financial savvy.

@9etherman833 5 лет назад

I wonder if we can sue the student loan people for false advertisement and fraudulent inducement

@suntzu94 5 месяцев назад

You can’t sue for ignorance

@AmethystEyes 4 года назад

Community college people! Get you first two years there!

@Shane-vx1ev 4 года назад

Or join the military/national guard.if you're up to it

@Joe_Parmesan 3 года назад

I would absolutely tell my teenage self to pursue classes at the local college. Much more affordable, and the ability get into the workforce sooner with an associate's degree

@Heyitsmaria24 3 года назад

Great until some credits don’t transfer and you have to take them again. Happened a lot to people I’ve known

@radiospines 6 лет назад

Get this woman on Ellen ASAP

@aracelireyes3986 6 лет назад

No that's completely unfair to the thousands of other people with the same problem

@kho5254 6 лет назад

No way. She should have prepared better, gone to a cheaper college or got a good enough GPA to get scholarships

@UnknownNameUnknownNumber 6 лет назад

OPRAH WOULD BE MORE EFFECTIVE CUZ SHE'S A BLACK WOMAN....OPRAH MOGHT EVEN BUY HER A BRAND NEW CAR AFTER ALL HER DEBT IS PAID OFF

@chris51282 6 лет назад

That would be unfair to the rest of us with the same problem. I would also set to the wrong example to the many who are thinking of taking loans out. It's hard I have the same problem my loans are $720 a month... student loans have run rampant and unregulated.

@MsEliteForever 6 лет назад

New User oprah likes only black foreigners.

@xmusa 6 лет назад

118k for drama LOL.. America is a mess

@Kayraine 5 лет назад

I wish I could only pay $900. Law school set me back a good penny. 1. Go to community college 2. Know what you want to pursue before going to university 3. REALLY CONSIDER A TRADE. My plumber is not hurting for money ya'll. Everyone needs plumbing. 4. Major In something that will allow you to make enough money to actually repay it. 5. Once graduating make extra payment ON THE HIGHEST INTEREST LOAN. Your loan amount is a sum of a bunch of smaller loans taken out over the span of college. 6. Throw everything at loans and live well below your means for a few years. Thrive to pay off loans in 4-5 years if not working for the government.

@keishasims3192 4 года назад

@Coley Durham There's plenty of people who wanna be an LPN. lol.

@keishasims3192 4 года назад

@Coley Durham Nursing almost always has job openings. Same with many other fields.

@Iworkwithnitwits 5 лет назад

I know this girl told herself, "I deserve the best education in the world" even though I cannot afford a community college.....

@aw8758 6 лет назад

“Drama and communication” ....closes out video.

@leeleeb7413 6 лет назад

a w *posts comment about closing video*

@lefthanded5473 6 лет назад

XD exactly what I was thinking.

@massib4523 5 лет назад

what a dramatic comment here!!!

@gusdrago 5 лет назад

It's a Drama.

@slerickson01 5 лет назад

Yes only get jobs to work the machines of the corporate masters.

@maxfyne1418 6 лет назад

I understand you are in debt and have to spend a lot to pay it off but it doesnt really help when you live in la, california and you pay 3x the national average for almost everything

@DeflatingAtheism 6 лет назад

Yeah, that definitely crossed my mind as well. Perhaps she took drama with an eye on being a Hollywood actress?

@luffydragneel5635 5 лет назад

Students remembering signing up for loans: WE WAS JUST KIDS MAAN!

@jake1350 5 лет назад

"Drama and Communications" LOL

@oneswtl8y 6 лет назад

I have a bunch of student loans too. And it was the same for me, my mother made just enough for me not to qualify for grants, but not enough to contribute to my tuition. The saga of the middle class. I hate that the government is trying to take away the student loan deduction as I do not have children so it's my only real deduction too.

@iHeartHPandTwilight 6 лет назад

LaShelle Spencer try filing independence with your college. If you're over 19 and live on your own (and can prove it with bill and rent receipts) then most schools will stop counting your parents income and will only count yours, making you qualify for financial aid. I had to file because I was married and my husband couldn't pay for my school, and my mother flat out refused to pay a dime of it

@oneswtl8y 6 лет назад

Miss Me oh, I've been out of school for 10 years. Too late for me! Thx tho :)

@Lovepeaceandchickengrease 6 лет назад

LaShelle Spencer omg, same here

@yamisdate 6 лет назад

I have $106k in loans. My monthly payments have increased to $1600 a month. I have two jobs, barely scraping by, and even my parents have to help me with my student loans. The only thing my loans offered was to go into forbearance, which i can't afford to do. My paychecks are already taxed and the money goes to the government, and yet I still have to pay them again on my loans. I literally can't live like this. I have broken down on multiple occasions because of this. I don't regret going to college. No one should feel bad or regret getting an education. But if education is so important, why does it feel like we are getting punished for wanting an education?

@TheColorchalk 6 лет назад

you are not alone. I work in a health care, and people think I make great money, but no. 70% of my income goes to my student loans. it is ridiculous. I want to pursue high education like getting my masters or doctorates. but I get discouraged when I think about student loans.....

@krayziejerry 6 лет назад

College is a scam.

@victoriahale5254 6 лет назад

Mama Agreste why when you hit 50k did you not think to yourself ummm how am I gonna pay this back. If you’re not a doctor there is no reason to have that kind of debt

@yamisdate 6 лет назад

No reason, huh. Let's see. Let's round the average cost of Uni/yr is about $15k for students that had to dorm. So $15kx4 years=$60k (+$5k/year for student housing for anyone who dorms), factor in textbooks/supplies, food, transport, school fees (computer usage, Greek Life if you want to look even better on a resume), and tack on the growing interest rate while you're in school... Yeah $100k range sounds about right. This isn't even factoring whether or not the institution is public/private. The University I went to had the same tuition rate regardless if you majored in biochemistry or art. But hey, I'm no doctor. Don't mind me at all.

@vice2versa 6 лет назад

Mama Agreste this is why I didn't want to go to college.

@fiddlepants5947 4 года назад

Drama and Communications. I don't think we need to watch any further.

@dr6770 5 лет назад

I have a bach degree in Information Tech and a Masters in Engineering Science from a big tech school and STILL CAN NOT get a job. It's been one year since I graduated. I've applied to hundreds of jobs and keep getting told I don't have enough experience for jobs. I'm applying to programming jobs to make apps and games and can't find a job even though I have a bunch of apps I made on my own time to show proof I know what I'm doing. Yet these companies want to hire other people who have next to nothing but a bach degree. WTF?!

@adrianalonso489 5 лет назад

Drew R your overqualified they think your intimidating

@jarekaschannel4936 5 лет назад

Because experience trumps a piece of paper. Should have interned while in school

@rla9889 5 лет назад

@@jarekaschannel4936 This. Experience is king.

@suza1901 5 лет назад

Jareka's Channel Can’t intern when you’re already working full time on top of full time school.

@jarekaschannel4936 5 лет назад

Suza if your already working full time that’s experience. As long as it’s a job outside of retail or restaurant it should hold weight

@IshanAli 6 лет назад

im kinda scared.....what if this happens to me

@nancycruz1756 6 лет назад

Same dude same😞

@Trund27 6 лет назад

Ishan Ali do as much research as you can on loans before you take them out. And if you have loans already, go to a credit counsellor to try to work out a plan.

@kao5789 6 лет назад

It won't "happen" if you don't take on loans. It's not like loans are forced upon you. Go to a reasonably priced school.

@MikeLV777 6 лет назад

Look at community colleges and state schools where you have residency. The tuition is far cheaper. If you plan to go to college research ahead of time to see if the degree is marketable or in demand. If not, look into a trade. So many electricians and plumbers are going to be retiring in the coming years. Those jobs need to be filled. Also, look into a union apprenticeship, the training and skills they’ll teach you will be cheap, if not free.

@Kohiku 6 лет назад

It will. If you're in America it will happen. I'm just glad I was born in a country with a really cheap college education. Though Germany and Norway have a free college education. But man, feels good to be 21, with a college education and not being stuck with loans 😎

@brent1041 6 лет назад

She needs Dave Ramsey

@jalv509 6 лет назад

He's more about "Living like no one else now, so that you later you can live like no one else." -If that means taking an extra job now so that later you can afford to pay cash for things people wouldn't normally pay/expect that they could save.

@kingofmoabs23 6 лет назад

JONES you’re an idiot. Watch him again, you need it too.

@RaesOfLight 6 лет назад

Agreed!! She needs like 4 jobs.

@bigdisme5622 6 лет назад

Ramsey would help her how? His advice is sell everything you own, and also some blood and pay off the loans, problem solved, next caller?

@ibmtpx24 6 лет назад

Yes It's Me> That's only part of it. It's worth a shot if there is no other better or more practical suggestion to pay the loan off. No one forced students to take out the loans. Student loans do attract those young people who were not lucky enough to have good personal finance education or parents who knew how to handle money properly. Mistakes have been made by choice, they just need to treat it as such and work hard to pay it off, and hopefully remember this lesson so they can teach their future children not to repeat their mistakes.

@Adam-ui4ef 3 года назад

The real scandal is how universities are allowed to sell their courses for tens & hundreds of thousands of dollars. Private enterprise get puled up for selling dodgy products. How is a 100k drama degree not predatory? How can any institution justify charging 100k for a drama degree?

@Idiodyssey87 3 года назад

The central planner's playbook: 1. Have the government interfere in the market by offering fully guaranteed loans. 2. When schools jack up tuition because they're effectively getting free money while the students frown in debt, blame capitalism. 3. Solution: More government interference.

@dandrieberg1893 3 года назад

Man sometimes I feel sad that all my friends are going to state colleges while I’m just going to community. … but then i watch this and talk to some of friends with their tuition bills and … then I feel happy 😅

@RotationAxle 2 года назад

Yup, I remember when all my friends in the AVID program frowned upon my decision to go to community college right after graduation instead of a 4-year. I was told by one of my high school teachers that people who do that tend to drop out, etc......but then I hear about stories like this and I'm so glad I did what I did! You'll be so glad, too! It's too bad I didn't listen about my master's degree, though..... 😖 that's where they got me!

@airyellabalthazar1320 6 лет назад

It sucks that you're kinda forced to get a degree in something you have no interest in just so you can have a decent job instead of studying something you love because of the risk of not getting any jobs.

@uniboio2437 6 лет назад

AIRYELLA BALTHAZAR You can study something you love and get a decent job but you must stand out from the crowd and give it everything you’ve got while always striving to be better. This is how the world works, her degree in drama and communications can be successful but it must be understood that the world doesn’t work in a system where demand is equal for all graduates.

@oldtwinsna8347 6 лет назад

That's why they have these things called hobbies.

@shauncameron8390 4 года назад

Only the well-off can do "what they love."

@rja9797 4 года назад

oldtwins na you’re missing the point. Hobbies don’t pay bills and he’s referring to why so many people today hate their jobs

@rja9797 4 года назад

Uni Boio Ik plenty of people who have a communications degree

@laurastleger-harris8998 6 лет назад

Step one: don't spend £100k on a drama degree.

@julesaho5201 6 лет назад

lmao true

@McL0VINNN 6 лет назад

She's using the drama degree by making people feel sorry for her.

@tsarstepan 6 лет назад

But its drama AND communications! That's a license to print money! ;-P

@evileyez504 6 лет назад

shut up. she still found work, her debt is so high because of the interest not because of how much she borrowed. If she only owed what was paid, she could pay it off in a couple years

@Evycakez 6 лет назад

evileyez504 that’s how interest works. It’s her fault for not doing the research beforehand. No one would ever lend people money for free. That’s how loans work! How is this even being argued?

@jamietristan7818 2 года назад

40k on interest is insane

@micahtorres9011 4 года назад

My friend majored in theatre and she’s now a theatre teacher for high schoolers. Paid student loans after a month of working. She got a lot of scholarship money for a private college. Her pay is great. My other friend who majored in theatre is also teaching. She teaches at a small school theatre and advises multiple student orgs with no loans. Her pay is good as she also gets paid to advise student orgs.

@ElfriedeRose 6 лет назад

Everyone is trying to say that her major was the problem but it's not. The problem is the interest is so high she's barely paid anything on her loan for the past 8 years. The problem is students are not told exactly what a loan entails. The problem is her family had other kids to take care of but that isn't considered when it comes to financial aid, all they see is the number not the other needs that number goes to. The problem is her entire life is revolving around getting these loans paid off. The problem is that if anything happens to her and she cannot pay the loan she can't just declare bankruptcy like with other loans, they will come after her family. The problem is instead of realizing that this is a fucked up situation for anyone to be in, people attack her choice of major and shut down any conversation there is to be had about student loans.

@alexfop 6 лет назад

Bigger question is why does school cost so much? Gov subsidizing payments and the colleges raising prices so they don't lose money?

@david109 6 лет назад

Choosing to study Drama and Communications in Tufts University is DEFINITELY the problem. Don't even try to argue otherwise. She could have chosen to study at a less prestigious university and still receive a similar quality of education with much less expense. She also chose a loan option with around 9% interest when there's many out there that offer a fixed rate of around 3-6%. A lot of her problems boil down to her not being well educated in financial matters and the blame for that would rest on herself, her parents, and perhaps the school system for not requiring a class that deals with these problems. Now that she's in this situation, she has options to sign up for an income-driven repayment plan, loan forgiveness programs, and deferment or forbearance. Her last resort would be to file bankruptcy, but it shouldn't have to come to that if she chooses her options wisely this time around.

@ElfriedeRose 6 лет назад

David you can't file bankruptcy for student loans. That's part of the problem.

@david109 6 лет назад

You definitely can if certain conditions are met. Search up the Brunner test. However, it doesn't have to come to this. Britany and many other students in her situation can still alleviate their student debt through the use of programs and plans as I mentioned above.

@vianjelos 6 лет назад

David The problem is that loans and the like are riddled with incoherant terms that regulat people dont really understand. A class on finances(credit, mortgages, student loand ect) being mandatory in HS would help, or the government could require a financial advisior(one who works for the state or school and not the banks giving out loans) be required prior to sighning any student loans..that way someone is there to guide you through the loan who has your best intrest in mind. I hope the governmeny steps in to fix this because student loans adversly affect the economy..as money that would usually be spent on recreation or as luxury expenses is spent on loans..the government doesnt give two shits about us ordinary citizens..but it cares about its corporate buddies and most of them could stand to gain a lot of cash by having a vested intrest in tackling the student loan problem.

@pumpkinguts308 6 лет назад

Lol there's no way in hell I'm going to college in America

@XLRBoss 6 лет назад

Yea, I mean you practically can set up an online business for free. College is just there to help you get a piece of paper that says "I can work under this business".

@3auka88 6 лет назад

Pumpkin Guts well how about full college ship?

@ericisazn1723 6 лет назад

This is what I'm trying to tell my mom, I have a great mind, and don't want to go to college, I want to follow my dreams

@XLRBoss 6 лет назад

+EricisAzn whats your dream?

@jdoe787 6 лет назад

Poontang

@allen2346 5 лет назад

As soon as I heard “I studied drama and communications” I gathered all I needed to know

@2704443 4 года назад

So glad I went to school to be a pharmacist. Sure I have a lot of student loans but I am also making $120k a year and I can still support my family comfortably and save for retirement while making my student loan payments like a responsible adult. Point is, do not go into debt for a worthless degree.

@fnovax 6 лет назад

118k for “drama and communication” degree; someone clearly did not communicate how dramatic her financial life will be after she gets her degree

@mi3helle707 6 лет назад

fnovax bruh 😅

@ignazs.5816 5 лет назад

Lmfao

@elenaarman-tang7811 5 лет назад

Best Comment 👏👏👏

@peternorthrup6274 5 лет назад

You dont get it. She did not want to work. All she wanted was fun and games and be feed for4 years. I see it all the time. Problem now is they cant walk away from the loans. It wont matter. She will anyway. A young black girl will get pregnant have 3 kids and not pay any of it back. Then food stamps. You no the game. Pay the loan. Really. Drama really? Same old crap.

@patricks8586 5 лет назад

@@peternorthrup6274 that is an incredibly racist and stereotypical of you.

@No_timezone77 6 лет назад

*drops* *out*

@123123eek 6 лет назад

*still has to pay back loans that were taken out even if you didn't finish a semester and no credits were rewarded*

@JK20239 6 лет назад

Elizabeth K. He dropped out while it was still low. 5k vs 120k..

@birdie0124 6 лет назад

Aaron Glisson 😂basically

@westworlds 5 лет назад

*Fakes Death and moves to new country*

@capehorn1159 5 лет назад

"I guess they cant take my education" .Who'd want to take it?

@anirobledo2465 6 месяцев назад

Currently at a community college and I came to the point where I realize school is not for me and the things I want to do don’t require a degree. I have decide to drop out once spring semester finishes so my record won’t have a lot of W’s. financial aid gave me over 14k in grants theses 2 yrs I’ve been here and I know for a fact I’ll have to pay some of it if not all back (hopefully I can pay it off in a year). The point is go to a community college if you aren’t sure what you want to do, explore. It is way cheaper and affordable to pay out of pocket, if you realize school is not for you simply don’t go or drop out of community college, you will be in less debt than going to a 4 yr straight out of high school. Is a waste to jump to a 4 yr without knowing what you want to major in.

@Mr_Tuesday_Night 6 лет назад

This is the most depressing video BuzzFeed has ever done.

@BloopCDL 6 лет назад

It's things like this that make me scared to go to college.

@Sanyo10 6 лет назад

Carl The Llama you don't have to these days unless you wanna be in a big business. Also if you join the military you get free schooling.

@BloopCDL 6 лет назад

Sanyo 1.0 My plan was to join the military but I can't anymore for medical reasons

@akira081971 6 лет назад

Carl The Llama In these volatile times please do not go into the military. Think of a trade like plumbing, electrician, or HVAC.

@xskugga 6 лет назад

Be smart about your loans. The internet is the most powerful resource available to anyone at this given time, utilize it to learn about loans before you make a decision.

@myopinion2944 6 лет назад

The only reason she's in such a fucked situation is because she wasted her time majoring in drama. If she majored in some sort of STEM field she could have a six figure income and have already paid all of her debts back if she wanted to.

@MrMrbrianbechtel 4 года назад

I firmly believe if it wasnt for the college, 99% of these kids would get into the same debt for something else, that is just as useless

@MikaelChoi 4 месяца назад

Ya right. Europe: "Hold my beer, am I a joke to you."

@malajm84 5 лет назад

This is criminal

@juanshaftpatel7488 4 года назад

voluntary slavery..

@romeojulietlover 6 лет назад

Wow... I will never complain about my student loan debts ever again.

@ChromeMaxim 6 лет назад

Also, word of advice that I always remembered. Never take out more than you’ll make in a year in that career.

@vladimirdarius4852 6 лет назад

Amen brother

@ChromeMaxim 6 лет назад

Keep Rocking! I suggest that as well. I go to a university in state. Although not everyone has that luxury. Not all universities will have the program that a student may want. People come from all over the US to the university I attend for our Justice and Safety courses that their states don’t provide. It’s definitely subjective to each person.

@ChromeMaxim 6 лет назад

Keep Rocking! Again, I agree with you 100%. I hate when people go into terrible degrees expecting to actually make money with it. Search the job market, find something you could see yourself doing and possibly enjoying. I love cyber security and can see what a huge part of society it’s becoming. Those who get degrees like this woman must’ve had parents that said “do whatever your heart desires” and they took it too seriously. These people have to grow up sometime and she suffered from not doing so soon enough.

@PlushCreativeDzyneLLC 6 лет назад

ChromeMaxim Tru but not no 1 knows wuts gon happen 2moro r even in an hour. No1 knows. So we can say we gonna do this r take this out 2 stay within budget then sumthn happens: accident, family crisis, a family member all uv a sudden get sik or dies. U Neva Kno so even wen we try to make better choices things can still turn south n any minute.

@bradpitt5595 6 лет назад

How much do you think doctors make during residency? Answer is btw 30-50k. And most end up going for a 30yr repayment plan. Everything works out perfectly in your dreams, and then reality hits you. So please be more critical on your advice.

@JaneDoe-wf9hd 4 года назад

Glad I joined the military. Taxpayers will pay for my college XD

@galaxyqueen3064 4 года назад

Jane Doe, you've made a very smart decision. Good for you! ;)

@mohammadwasilliterate8037 4 года назад

I did a military trade, now earn $250k, am debt free with net worth $2 million.

@benmollitor3776 4 года назад

And I'm happy to do it....

@iironhide6209 4 года назад

@@mohammadwasilliterate8037 what trade?

@mikexoxxxo 4 года назад

Galaxy Queen risking your life for idiots you don’t know just for free college isn’t a smart decision

@poetry_grrrl 5 лет назад

anddddd this video inspired me to choose my cheaper college option.

@Shawol360 6 лет назад

Why isn't she on an Income Based Repayment plan?

@NUCLEARARMAMENT 5 лет назад

Better yet, why the hell hasn't she consolidated all her student loans into a single one with a repayment term extending up to 30 years so her monthly payments will be lower? Even an income contingency repayment plan will allow extensions to as much as 25 years.

@shantepowell2977 5 лет назад

my thoughts exactly

@victorias5272 5 лет назад

Most private loans don’t have the IBR option. With the amount she has outstanding, I’m sure at least half of the amount is not government direct. Also, if they are private, they couldn’t be consolidated, only refinanced. But she doesn’t make enough money to qualify for refinance most likely. It’s like taking out a mortgage.

@shawnsmith564 5 лет назад

I gotta thank God I didn't go to school

@JK20239 5 лет назад

Doesn't really matter. Shes still responsible for 118k worth of loans.

@MelissaLona 6 лет назад

Even with a great salary $900 a month just to student loans. Forget about mortgage, property taxes, a car, retirement, savings.

@pinkaddiction13 6 лет назад

vacation...

@rolie8585 6 лет назад

some people dont wanna take on all that debt, so they dont marry someone on paper for that reason.

@kareemabnormal5823 6 лет назад

Mel Love are u the mother of the 14 year old who went to university?

@angelicharmony 6 лет назад

I pay $1100 a month in student loans. I could be paying $550 but I want to pay it off as quickly as possible. 2.5 years left!

@SaraS-jq1ln 6 лет назад

Mel Love really cause im a middle school janitor and thats only a quarter of my income lol

@silverstake88 5 лет назад

"Everybody does this" NO, EVERYBODY DOESN'T GO INTO DEBT LIKE THIS!!

@MollyElizabethMetalhead 5 лет назад

i move into college next week and this is my biggest fear

@westworlds 5 лет назад

I'm a sophomore, and my advice is simply do not take out more then necessary. Also, start making payment now. If you do it now by paying say, $20 dollars a month you'll be in a pretty nice place by the time you graduate. Nothing to fear :)

@Loathomar 5 лет назад

Generally speaking, if you are afraid this will happen to you, it won't. Know what you are major makes, what your school is costing you, and don't spend more then is needed. Do the math, then make reasonable choices.

@Anthony-dk7de 5 лет назад

Do your homework (research) of college is worth it

@chrisd6736 5 лет назад

Molly Elizabeth- just don’t study drama and communications and you’re good to go.

@andhisband 5 лет назад

Just don't fall into the trap of spending borrowed money trying to keep up with the rich kids. Say no to spring break in Cabo: use your break to double down on your work hours and make extra money. Say no to the high life: don't spend borrowed money on clothes. Look, if you have to borrow money to go to school, you really can't afford those frills. I'm not saying don't have fun; I am saying don't dig yourself a hole that you'll struggle to get out of.