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I Want To Buy A House But I Don't Want To Go Back Into Debt! 

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How Do I Buy A House If I Don't Want To Go Back Into Debt?
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10 сен 2024

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Комментарии : 276   
@Paintball1212
@Paintball1212 3 года назад
It’s sad how more and more people keep getting divorced. I talked to an 85 year old woman who said communication and being nice to one another is how you make it work. They have been married for over 60 years.
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
The vows were actually lies.
@brixhaven1196
@brixhaven1196 3 года назад
The crazy part is, being nice and having good communication could solve most of the world’s problems, not just marriage
@angielo8070
@angielo8070 3 года назад
It doesn't always work out like that. I was married for nearly three years. It lasted that long before I kept hanging on. He told me " I don't want you, I don't need you, and I don't love ". Than he said that I can't move in with him into his new apartment so I had to move back to my parent's with my son. It's been 7years now and I still don't know what I did wrong. So it always takes two to tangle.
@Paintball1212
@Paintball1212 3 года назад
@@angielo8070 I’ve been in a relationship like that before but everything happens for a reason.
@angielo8070
@angielo8070 3 года назад
@@Paintball1212 I am so sorry that you have been in such a horrible situation. I don't wish that kind of experience on my worst enemy.
@MyLifeThai371
@MyLifeThai371 3 года назад
I saved up and paid cash for my house. Don't let anyone say it can't be done. I moved back in with my Mom when I graduated from college and helped out as much as I could around the house and worked as much O.T. as I could and I also sold my really expensive pickup truck that was already paid off. Don't take out a loan. It disconnects your time from money. Money is always more precious to you and harder to part with, when you look back at how much sweat and blood and time and lack of sleep you put into making it. Then you don't let people make you over pay for stuff. Remember you only get ripped off if you let people rip you off.
@MostRussianTim
@MostRussianTim 3 года назад
I did the same
@AFrugalMindsetWithBrandonLee
@AFrugalMindsetWithBrandonLee 3 года назад
you paid it completely off?
@joyaustin6581
@joyaustin6581 3 года назад
Me too
@labornurse
@labornurse 3 года назад
How much did your house cost?
@pedramnz8057
@pedramnz8057 3 года назад
Undoable in CA - L.A !
@As_A________Commenter
@As_A________Commenter 3 года назад
Never been so happy to see that Ramsey mute finger flex… somewhere an ex husband is happily writing an alimony check in peace and quiet
@kahea2018
@kahea2018 3 года назад
Haha just saw it
@chartuck
@chartuck 3 года назад
She said SHE had to get the restraining order....what kind of dude wants to hear her talk all freaking day so badly that a restraining order is needed?
@jayj4439
@jayj4439 Год назад
@@chartuck 🤣🤣
@TheOriginalCameron
@TheOriginalCameron Год назад
​​@chartruck True; sometimes a restraining order says more about the person who asks for it
@queen.kristal8395
@queen.kristal8395 3 года назад
I hope she has a big down payment for a house because I don’t know if she can work 30 more years.I will take a 15 year mortgage.
@johnallen3497
@johnallen3497 3 года назад
That’s awfully late in life to be STARTING a mortgage. If I was that age I wouldn’t do anything I couldn’t payoff in ten years.
@terriesmith2616
@terriesmith2616 3 года назад
@@johnallen3497 She says a $50K house, I think that's doable at her age of 56. But I agree with you about not doing anything you can't pay off in ten years if you're already past 50 years old.
@edb484
@edb484 3 года назад
A Certified Financial Planner would tell her to take out a 30 year Along with life insurance so if she passes within the 30 years she can pass it to her son. Mortgage will be cheaper than renting in the long run
@maxrobins4282
@maxrobins4282 3 года назад
Not even a 15. Cash or just stupid low payments, which sounds like what she's aiming for anyway so good on her!
@chief8079
@chief8079 3 года назад
Society be like "you're a failure if you're not a home owner by 25".
@pgperezlife32
@pgperezlife32 3 года назад
Shut up Andrea
@TheKrasnak
@TheKrasnak 3 года назад
society isn't wrong
@BetYouHateMeNow
@BetYouHateMeNow 3 года назад
society isn't that the same guy who has majority of fulltime jobs at less than 40k
@kamarwashington
@kamarwashington 3 года назад
@@BetYouHateMeNow Society is the guy that tells you to go to college for gender studies and then complain about not making a living wage and being in debt.
@victoriagarcia5533
@victoriagarcia5533 3 года назад
I was 28, not 25.
@5gmatt
@5gmatt 3 года назад
I love when Dave hits that mute button
@HitmanChase
@HitmanChase 3 года назад
Lol FOR SURE
@nester1370
@nester1370 Год назад
Where? I rewatched it but didn’t see him click on anything. 🥺
@jesusortega5507
@jesusortega5507 3 года назад
50k for a house that’s crazy cheap
@jesusortega5507
@jesusortega5507 3 года назад
@Natural Healing Methods that’s still super cheap, I am from California wishing a house was that cheap.
@exgamer07
@exgamer07 3 года назад
Its probably a trailer
@dlmac
@dlmac 3 года назад
I prefer no intro music. Can we go back to that?
@1jw298
@1jw298 3 года назад
I heard the mega millions and powerball pay really well
@hittingtax2670
@hittingtax2670 3 года назад
🙄
@michaelfleming40
@michaelfleming40 2 года назад
😆
@ryanthepianoman27
@ryanthepianoman27 2 года назад
How much
@Relaxed9494
@Relaxed9494 3 года назад
The way Ramsey hung up😂
@DoctorSmartyPants
@DoctorSmartyPants 3 года назад
That's a mute button, not hang up. The caller can still hear what they are saying.
@gustavsorensen9301
@gustavsorensen9301 3 года назад
She’s a 56 year old single woman, making 50k. Why in Heavens name would you want to buy a house??
@bridgerlogan1923
@bridgerlogan1923 3 года назад
Lineage
@mariee.5912
@mariee.5912 3 года назад
@@bridgerlogan1923 she has a son with autism. She wants to leave him a home. When you have a child with a disability things are different.
@aolvaar8792
@aolvaar8792 3 года назад
In 2010, I bought a $40K house, $4K at closing, ~$40K/yr take home. I'm now retired, in a ~$400K home at less than $200/mo. That's why.
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
@@bridgerlogan1923 She has lineage with all of those kids. She wants a roof over her head. When did people begin including material things? There’s no family blood in that.
@MT-yx5cu
@MT-yx5cu 3 года назад
@@blackworldtraveler3711 👏👏👏
@WISHBONEL7
@WISHBONEL7 3 года назад
She certainly does not lack any confidence .
@stevenporter863
@stevenporter863 3 года назад
She seem to be know which way the wind blows (is very realistic)
@stevenporter863
@stevenporter863 3 года назад
@@Matthias_Fischer Huge difference from what? She is confident and realistic.
@Gruuvin1
@Gruuvin1 3 года назад
@@Matthias_Fischer you started the argument. Duh.
@jackadams8299
@jackadams8299 3 года назад
Can cows swim?
@Juan-VargasJV
@Juan-VargasJV 3 года назад
Wow she really likes to hear herself talk. No wonder she’s divorced.
@NoNegotiations
@NoNegotiations 3 года назад
I think she has too much going on and wants someone to hear her. She needs to move closer to family, that will fix it or at least help her.
@quarterlimit5838
@quarterlimit5838 3 года назад
If she teaches she should advertise tutoring. Lots of parents are willing to pay for tutoring to help their kids in their struggling areas in school.
@rachelharrison7961
@rachelharrison7961 3 года назад
She doesn’t teach. She’s an aide in a special ed classroom.
@quarterlimit5838
@quarterlimit5838 3 года назад
Well in that case, she could even bbsit and pull in enough a year. Start her own daycare. Lots of options.
@jackadams8299
@jackadams8299 3 года назад
Somewhere out there someone one is contemplating whether to get rid of the Porsche in order to fit a Ferrari in their 12 car garage
@FatMenace
@FatMenace 3 года назад
And?
@becomingabillionaire
@becomingabillionaire 3 года назад
Tyler from Hoovie's Garage?
@NoNegotiations
@NoNegotiations 3 года назад
That ME
@bravehats
@bravehats 3 года назад
Never pay more than the asking price. Doesn't make any sense to do that.
@TheTurdballs420
@TheTurdballs420 3 года назад
Good luck getting a house 🤣
@Supermrloo
@Supermrloo 3 года назад
@@TheTurdballs420 good luck selling a house 🤣
@abrahamflores2566
@abrahamflores2566 3 года назад
@@Supermrloo don't need luck when there are 20 offers lol
@Coffeaddictedcinephile87
@Coffeaddictedcinephile87 3 года назад
Are you high??? Houses in Oregon are going for 50k to 100k over asking price. 20+ offers.
@bravehats
@bravehats 3 года назад
@@Coffeaddictedcinephile87 Then you wait. Why the rush to buy? Is it the end of the world or is it a sin to rent? If you want to pay 100k above asking price, go ahead. It's your debt and expense to manage.
@hkmamacmd428
@hkmamacmd428 3 года назад
jfc why do older callers have to tell their life stories before they get to the point?
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Why is she one of very few callers who are debt free?
@LG123ABC
@LG123ABC 3 года назад
Why do younger viewers have to be impatient jerks?
@tisharmoss2170
@tisharmoss2170 3 года назад
50k dont get you a nice home here in Erie but there are definitely alot of them in the that range
@tisharmoss2170
@tisharmoss2170 3 года назад
she take that price up to 80k she can get something nice here tho
@Snacks1991
@Snacks1991 3 года назад
Why are house so cheap? Are they made out of straw?
@tisharmoss2170
@tisharmoss2170 3 года назад
@@Snacks1991 lol I couldn’t say probably cause city size has been shrinking here for years but I’m only talking before the shortage we’re having now I’m pretty sure prices went up but still low
@Primitive_Code
@Primitive_Code 3 года назад
If no HOA fees, then that's really good. How much are taxes? couple of thousand a year? I always see Erie, PA on the weather channel getting couple of feet of snow in winter due to lake effect, so that wouldn't work for me.
@chrisg9174
@chrisg9174 3 года назад
I Didn’t hear an answer to the question. Should she go in debt to get a home?
@DoctorSmartyPants
@DoctorSmartyPants 3 года назад
Agreed. Did not hear the answer to the subtitled question.
@deanalbertson7203
@deanalbertson7203 3 года назад
He said to rent for a while, and save up for the down payment.
@Gibb591
@Gibb591 3 года назад
Yes but did you actually hear that question? Or just read it. I don't think it was asked
@reesercliff
@reesercliff 2 года назад
@@deanalbertson7203 on her income that will never happen she will rent for the rest of her life unless she remarried which is unlikely with an autistic kid
@nickbroadhurst5924
@nickbroadhurst5924 3 года назад
Great job Dave. Perfect timing on the mute!
@GeneralRoshambo
@GeneralRoshambo 3 года назад
And here I am trying to leave Erie. We're looking like crazy for teaching jobs here, but only getting job offers elsewhere.
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
Then rent and save up, but it is going to take hella long.
@matthewmitchell2570
@matthewmitchell2570 3 года назад
Why not rent and pay mortgage while a tenent live in the house aka real estate makes sense lol
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
@@matthewmitchell2570 Be careful if the tenant ends up breaking something.
@jtowensbyiii6018
@jtowensbyiii6018 3 года назад
Renting is horrible
@matthewmitchell2570
@matthewmitchell2570 3 года назад
@@wewhoareabouttodiesaluteyo9303 Seems that common sense isn’t that common
@matthewmitchell2570
@matthewmitchell2570 3 года назад
@@jtowensbyiii6018 if you’re paying for your comfort it’s not get lost
@RJRussoVids
@RJRussoVids 3 года назад
Uh, why mention a restraining order? Has nothing to do with the money situation. 🙄
@user-wc2ho7im7j
@user-wc2ho7im7j 3 года назад
She is free to say what she want. Does not have to fit your rules.
@CraigThePoet
@CraigThePoet 3 года назад
Probably to nip in the bud that he’s not a factor at all in her financial decisions, especially with the autistic son being in her care.
@wkdravenna
@wkdravenna 3 года назад
She probably accused him of all kinds of stuff so he can't get to see his kiddos.
@coryturner9140
@coryturner9140 3 года назад
She throws that in there to justify her divorce… most women like to play the victim when they were miserable to live with…
@wkdravenna
@wkdravenna 3 года назад
@@coryturner9140 exactly.
@angelbeast8863
@angelbeast8863 3 года назад
Wait a minute this lady sold her marital home And she's getting child support and her husband gets nothing from the house?
@bridgerlogan1923
@bridgerlogan1923 3 года назад
There is good and bad debt. Mortgage debt is good. When payments are made you increase ownership of an appreciating asset via equity.
@Corkfish1
@Corkfish1 3 года назад
Assuming it appreciates.
@stevennakhla7803
@stevennakhla7803 3 года назад
@@Corkfish1 if it breaks even the equity increases still? What’s your point
@bridgerlogan1923
@bridgerlogan1923 3 года назад
@@Corkfish1 over the course of a 30yr mortgage every home appreciates significantly. On macro scales. Over a 5-7 years span, sure, could be a bubble to burst. But, overall they all go up over time.
@Corkfish1
@Corkfish1 3 года назад
@@stevennakhla7803 ill mention that to my neighbor who bought her house in 2006 for $409k and just sold it for $330k. Timing is everything.
@nadiaadams126
@nadiaadams126 3 года назад
Did no one here live through the 2007 housing crash? House prices can go down. If you have cash to surf through the wave great! If you don’t things may not be so rosy.
@djpuplex
@djpuplex 3 года назад
Would love to hear his side.
@PoyTroy
@PoyTroy 7 месяцев назад
I can tell you that man is happily paying her child support to not have to be around her 😂
@markspan2674
@markspan2674 3 года назад
Forgot the “H” in Pittsburgh
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
The southeast does not believe in humanities, only science and math. English is horrible, spoken or written.
@JS-sv4ol
@JS-sv4ol 3 года назад
It’s bothering me greatly too
@tomdrummy4984
@tomdrummy4984 3 года назад
I think caller needs her own talk show…….without any guests
@greggergen9104
@greggergen9104 3 года назад
First thing she did is trash her ex.
@djpuplex
@djpuplex 3 года назад
Yup probably lied to get a restraining order.
@bettysmith4527
@bettysmith4527 3 года назад
Uh, ok, good luck with a 50K house..
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
$50k? THAT IS A STEAL! According to cost of living in 1938 and a house price of $3900 on $0.25/hr., today it would be like $113k on $7.25/hr.
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Never know. A lot can happen in two years. I didn’t think homes would be selling for 20%.-70% discount during Great Recession/housing crash. Totally unexpected for most people. All you needed was cash back then.
@monicadhenderson8670
@monicadhenderson8670 2 года назад
Yes my cousin brought at 1400 sq feet house in Benson NC for $140K with 1/2 acre land! It’s beautiful & good price! I know she said $50K house but anything’s possible!!!
@Qwuiet
@Qwuiet 3 года назад
if you have a good interest rate (
@robertcraft1030
@robertcraft1030 3 года назад
What if you lose your job?
@Qwuiet
@Qwuiet 3 года назад
@@robertcraft1030 I never lose my job because I follow ramsey’s baby steps
@michaelfleming40
@michaelfleming40 2 года назад
Neither did Dave at one time. Dave went broke during the mid 1980s thanks to the 1986 tax revolution.
@0mnilegacy
@0mnilegacy 3 года назад
Well it does look like you can buy a house for $50K in Erie, PA. Not sure if I would feel safe though.
@unodfredy
@unodfredy 3 года назад
@@IJoeAceJRI the people making it unsafe duh
@mannydavidcastillo1109
@mannydavidcastillo1109 3 года назад
At 56 I would truly be thinking bout what country I'm retiring in cuz america sure isn't th best bet out there for that...
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
More like the individual lack of saving.investing,and bad spending habits of the past than America. You have the freedom of choice to be broke and unable to retire.
@mylifemyjourney1
@mylifemyjourney1 3 года назад
I agree, by the time I retire every thing will double and will not be able to afford cost of living in my 60's. I am looking to retire overseas in a safe country somewhere in Europe.
@nesq4104
@nesq4104 3 года назад
@@mylifemyjourney1 same. One health problem is bankruptcy you now.
@exgamer07
@exgamer07 3 года назад
@@mylifemyjourney1 Europe will likely be just as expensive
@DoctorSmartyPants
@DoctorSmartyPants 3 года назад
Love that mute button
@amorestperpe
@amorestperpe 3 года назад
It's Pittsburgh, PA. Not Pittsburg, also Erie is not Pittsburgh 😂🤣😂🤣🤣🤣.
@miriamstrauss
@miriamstrauss 3 года назад
*She should get creative and look for jobs in education where she can work remotely! Times are a-changing and I’m sure there’s plenty out there that you wouldn’t have ever imagined (maybe for companies, private schools, etc. that aren’t even based in Pennsylvania)*
@Jimfromearthoo7
@Jimfromearthoo7 3 года назад
$50k house. Unless brand new is going to need some work. Like a used Mercedes Benz . Easy to buy but considering the maintenance and repair costs. Not so easy on the budget to keep it rolling. I rent in a rent stabilized apartment for the past 30 years. I pay gas, electric, and rent towards the unit and that’s it. The landlord pays, water,heat, trash disposal, taxes, common area expenses, and insurance. If your gonna buy a house make certain you have the income and resources to maintain it. Sometimes some people don’t realize how good they have it till they make changes they are sorry they did.
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Where I live you can buy a nice one bedroom condo for that much with $60/mo. HOA. Plenty of opportunities to own a home.
@ajohn502
@ajohn502 3 года назад
@@blackworldtraveler3711 where do you live?
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
@@ajohn502 Oklahoma
@Jimfromearthoo7
@Jimfromearthoo7 3 года назад
@@blackworldtraveler3711 I bet it ain’t NYC!lol in NYC parking spots are going for $250k. Maybe in Chula Vista!lol
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
@@Jimfromearthoo7 Why are you posting about New York? I said Oklahoma.
@jvolstad
@jvolstad 3 года назад
Overpriced Real Estate in 2021? No thanks.
@HamiltonRb
@HamiltonRb 3 года назад
That price she pays in 2021 will seem cheap in 2031
@JJJobson
@JJJobson 3 года назад
No wonder they got divorced…am I wrong?
@laurasephora2013
@laurasephora2013 3 года назад
she obviously messed up somewhere in life
@peartfaldo
@peartfaldo 3 года назад
yeah. she got married
@rookie4582
@rookie4582 3 года назад
4:48 MUTED
@kara2162
@kara2162 3 года назад
So, she is a care take taker for her son and generates some revenue from that - She doesn't like her only job she has outside the home - is that right? Very confusing that she said she had two jobs.
@tylerpratt3670
@tylerpratt3670 3 года назад
@@lukemianigiveaway2442 👏
@caitlinphillips2411
@caitlinphillips2411 3 года назад
@@julesm9498 She may have said it that way to make it clear that she has two sources of income.
@rickanator65
@rickanator65 3 года назад
56 and childs support?!
@FatMenace
@FatMenace 3 года назад
Special needs
@rickanator65
@rickanator65 3 года назад
@@FatMenace hmm missed that part :(.
@bernadettelovespie4734
@bernadettelovespie4734 3 года назад
Has two children at home. She said her daughter might go into Air Force instead of college, so assuming the daughter is under 18. That also might be where the child support comes into it.
@trumanlittler1576
@trumanlittler1576 3 года назад
*Pittsburgh.
@deifor
@deifor 3 года назад
Should I sell my current townhouse and buy another (single family) or leave it as a rental?
@ZaRainBoW1
@ZaRainBoW1 3 года назад
If you can afford single house and keep TH for rent, I would keep TH for rent. Additional income. Renting is like someone is buying home for you.
@unscripted483
@unscripted483 3 года назад
Is it paid off
@deifor
@deifor 3 года назад
@@ZaRainBoW1 thanks!
@deifor
@deifor 3 года назад
@@unscripted483 its not.
@victorpham4221
@victorpham4221 3 года назад
You can keep your TH for rent if you are comfortable with its additional responsibility and liability. If not, you can sell your TH and use that for downpayment (subtract selling fees.) There's no tax unless you sell more than $1mil.
@DjJoeKhoury
@DjJoeKhoury 3 года назад
I'm trying to sell my house, but my tenants don't want to leave. I live in California unfortunately. Is it a good idea to sell a house with tenants in the house?
@reesercliff
@reesercliff 2 года назад
Sell the tenants
@DjJoeKhoury
@DjJoeKhoury 2 года назад
​@@reesercliff Lol. I'm good now. I evicted that tenant and got awesome tenants now. New tenants are great. I scratch their back and they scratch mine. It's how it should be.
@jimroscovius
@jimroscovius 3 года назад
I'm still trying to figure out Erie, PA. 🤷‍♂️
@hershiirarodgers1555
@hershiirarodgers1555 3 года назад
GET TO THE POINT Lady lol
@johnSmith-uz8nl
@johnSmith-uz8nl 3 года назад
I can't even buy a parking space for one care for $50K.
@johnSmith-uz8nl
@johnSmith-uz8nl 3 года назад
that's one car. lol
@CaseyBurnsInvesting
@CaseyBurnsInvesting 3 года назад
Time to grind my friend.
@JS-sv4ol
@JS-sv4ol 3 года назад
Pittsburgh*
@MT-yx5cu
@MT-yx5cu 3 года назад
Is she renting now? I thought she said she sold her home?
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
People sell their home and rent all the time. Nothing new.
@MT-yx5cu
@MT-yx5cu 3 года назад
@@blackworldtraveler3711 I was asking, not judging. I didn't catch it if she mentioned it in the video.
@johndone8045
@johndone8045 3 года назад
Hahahhhah then u will never own a home woman Keep losing money to landlords
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Can't lose money with an income stream.
@johndone8045
@johndone8045 3 года назад
@@blackworldtraveler3711 her income is not passive and shes 57
@stardarkk
@stardarkk 3 года назад
sell some pizzas
@Supermrloo
@Supermrloo 3 года назад
Pepperoni or country special?
@InvalidPersistentName
@InvalidPersistentName 3 года назад
@@Supermrloo BigPepper
@joecro1453
@joecro1453 3 года назад
she should get a real job
@Lumbar20
@Lumbar20 3 года назад
Not trying to be mean but she sounds a little delusional.
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
She’s confident and debt free with options. Seem ok to me.
@justinmalabanan8298
@justinmalabanan8298 3 года назад
What does “better than I deserve mean”
@arthrodea
@arthrodea 3 года назад
I think Dave Ramsey intends it to mean that he has been blessed by God beyond anything he deserves and he is grateful for that.
@arthrodea
@arthrodea 3 года назад
@Csab Dave Ramsey believes in God, and is a devoted Christian - for him that means something. You may choose not to believe.
@kenfontainetrades
@kenfontainetrades 3 года назад
She can get a decent house 3bdr house in Clayton North Carolina
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
She don’t need a three bedroom house.
@wkdravenna
@wkdravenna 3 года назад
Cleveland is the mistake by the lake.. come on can't even get any respect. At least least them have their derisive nicknames.
@cazpk6840
@cazpk6840 3 года назад
What an amazing woman.
@jcrowley1985
@jcrowley1985 3 года назад
I don't consider a mortgage to be debt any more than rent is debt. You either pay your own mortgage or your landlord's
@jacobo9611
@jacobo9611 3 года назад
Off topic but my coworker just bought a 250k house with $1600 payments for 30 years, I thought ouch, I said pay that off early, he said pff that ain’t gonna happen
@abrahamflores2566
@abrahamflores2566 3 года назад
Yeah he should invest instead to pay it off faster
@jacobo9611
@jacobo9611 3 года назад
@@abrahamflores2566 he was talking about renovating the basement, etc… I was excited too for my first house but people don’t need to renovate asap
@abrahamflores2566
@abrahamflores2566 3 года назад
@@jacobo9611 depends really. Sometimes you can raise the value to refinance and get under 80% loan to value and eliminate mortgage insurance and get a lower interest rate thus being able to pay down the principal faster over time.
@jacobo9611
@jacobo9611 3 года назад
@@abrahamflores2566 I suppose
@peartfaldo
@peartfaldo 3 года назад
tiny apartments around here are $1200. How much will they be in 30 years????? Scary to think. At least a mortgage is locked in and you gain equity.
@RyanAnthonyDigitalMedia
@RyanAnthonyDigitalMedia 3 года назад
You spelled Pittsburgh wrong
@travisa7025
@travisa7025 3 года назад
She’s charging her autistic son rent? Lol
@georginahatch3244
@georginahatch3244 3 года назад
School bus driver
@tsze06
@tsze06 3 года назад
People know that when you die your money don't matter... also when you die your debt don't matter. So you should get as much debt as possible as you get older and older
@pawsonarove
@pawsonarove 3 года назад
Sounds legit
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Most people more interested in living and whether or not they have to listen to gunfire at night when old or sharing a hospital room with ten people on medicaid.
@pepperonipizza75
@pepperonipizza75 3 года назад
Dave is a boomer!
@F479999999999
@F479999999999 3 года назад
And?
@Supermrloo
@Supermrloo 3 года назад
@@F479999999999 Boomer doomer
@mariee.5912
@mariee.5912 3 года назад
He knows and he is ok with it.
@1jw298
@1jw298 3 года назад
If it weren’t for that generation most of you child like millennials wouldn’t be alive. That’s the generation that built America, the backbone of this nation.
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Multimillionaire boomer .
@flanker0761
@flanker0761 3 года назад
This woman gets paid by taxpayers to babysit her own kid. This is what’s wrong with the world
@vicepresidentmikepence889
@vicepresidentmikepence889 3 года назад
1:55 Kids today don't carry switchblades. They carry assault rifles, that they purchased legally
@Supermrloo
@Supermrloo 3 года назад
How's the fly going Mike?
@echofoxtrotwhiskey1595
@echofoxtrotwhiskey1595 3 года назад
AsSaUlT rIfLeS No, they’re not.
@TheeMrsChampion
@TheeMrsChampion 3 года назад
I live in Pittsburgh. Where does she live that requires a switchblade unless she’s in the hood?
@pepperonipizza75
@pepperonipizza75 3 года назад
Ken has a better than thou attitude. Sad
@superblump87
@superblump87 3 года назад
You sound miserable
@TheTurdballs420
@TheTurdballs420 3 года назад
@@superblump87 you sound happy
@conureron3792
@conureron3792 3 года назад
I’m not seeing that vibe; seemed like he gave great advice!
@deifor
@deifor 3 года назад
I think it's his voice.
@annajones9701
@annajones9701 3 года назад
Ken is a dark horse...that doctor guy is best
@johnmirbach2338
@johnmirbach2338 3 года назад
😎👌👍✌🖖😁
@pepperonipizza75
@pepperonipizza75 3 года назад
First
@donaldlewis567
@donaldlewis567 3 года назад
Why is she getting paid for taking care of her own son?
@joyaustin6581
@joyaustin6581 3 года назад
He is an adult with disabilities. It’s probably cheaper for the state than putting him in a group home or institution. Even then there can be ridiculous waitlists for services.
@mozellecrews6370
@mozellecrews6370 3 года назад
Someone will get paid,why not her!!!
@wewhoareabouttodiesaluteyo9303
@wewhoareabouttodiesaluteyo9303 3 года назад
@@mozellecrews6370 You should be against people getting paid just because SOME do. The more people being paid puts more of a tax burden on you!
@blackworldtraveler3711
@blackworldtraveler3711 3 года назад
Good for the family.
@arthrodea
@arthrodea 3 года назад
Under Medicaid Self Directed services, a family member can become a full time caregiver for a disabled person and be paid for that service. It is considered cheaper and better for the disabled person who would otherwise end up as a ward of the state in a group home.
@unodfredy
@unodfredy 3 года назад
Unless you’re rich you have to go into debt to get the things you want. So unless you pay in full for the home then you’re going to be in debt. Debt ain’t even a bad thing. It’s just some green paper that society has given some value to 🙄 come on guys
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