"I won't stop until I earn $25M" -  

Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.

Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started and thats how i was able to accrued good gains . They helps to manage investment overall risk profile , prevent permanent loss of capital consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.

Your advisor seems competent. Could you share how I can reach out to them? I've recently sold some property and i am interested in investing in stocks.

I'm cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "KRISTIN AMBER LANDIS" I've worked with her for years and highly recommend her. Check if she meets your criteria.

Thanks for sharing. I searched her full name and found her website instantly. After reviewing her credentials and conducting due diligence, I reached out to her.

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life because I invested early ahead this time .

Exactly ! That's my major concern and what lucrative investment can one venture into with the current rise in economic downturn

In fact, I had no prior experience or understanding when I began investing in 2020, but by the end of 2023, I had made a profit of almost $850k. All I had been doing was going by what my financial advisor had told me. This demonstrates that all you truly need is a professional to assist you; you don't even need to be a great investor or put in a lot of work.

@@mariaguerrero08My partner’s been considering going the same route, could you share more info please on the advisor that guides you?

*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

She said earning 4% return… not sure she knows where the 4% really comes from.

@@anonymousf7byyj A stock market index would gan 7%-10% per year. So you withdraw 4% out of it and keep the rest to compound. The hard thing is making 25mil

@@anonymousf7byyjgenerally the market i.e SP500, index funds etc have an average return of 7% that’s where the number is coming from 25m invested in the market.

You don't need as much as you think to retire. If you are going to follow the 4% withdrawal rule of retirement, since the s&p 500 on average returns 10% per year, if you are only withdrawing 4% of that annually, you would still have a 6% annual gain on your investment. So most people's lifestyles don't need anywhere near 25M to retire on imo.

Buy BTC, at least 1 at this price

I agree

Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor.

Yeah, financial advisors could make a lot of difference, particularly in a market such as this. Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look. I have been using an FA since 2019, and I return at least $121k ROI, and this does not include capital gain.

could you recommend some good advisers? don’t get me wrong, I already have an asset manager, but he seems not to know much about crypto.

Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

I find this informative, curiously explored Vivian on the web, spotted her consulting page, and was able to schedule a call session with her, she shows quite a great deal of expertise from her resume.. very much appreciated

Where did you find it?

For sure, i can confirm that

where ?!

Who is the author?

Name the author

In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.

I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.

How can i reach this person?

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with vivian jean wilhelm' for the last five years or so, and her returns have been pretty much amazing.

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

Lol, so true and good idea. Helps to have an honest caregiver to help you out

He is a scam. He makes money and fools you into buying his course, which is trash.

erNameIs Monica Lisa Payne, cant divulge much. Most likely, the internet should have her basic info, you can research if you like

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

It's unexpected to come across her name here. She understands every beginner’s intention and fix you to a trading course that matches your capacity, she knows her stuff! Her advice has been invaluable to my trading journey. Definitely worth giving a shot!

It is really refreshing to see a comment about Monica Lisa Payne.I have worked with her also for months now, reached out after reading more about her on the internet. she simplifies matters, whether it's a market surge or drop; her approach consistently keeps you ahead of the trend, She's a guru i'll say

It seems like she's quite knowledgeable and informed. I did a quick Google search on her name and found her website. Additionally, I noticed she has her own Trading channel, which is impressive. Thanks for sharing this information with me.

A robust strategy is crucial for any investor's portfolio. When it comes to making high-stakes decisions, the greater the risk, the greater the potential reward, and it's wise to seek guidance from seasoned professionals.

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

Three words: VOO and chill

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

Buy low, sell high. If stocks is where you want to place money then when people are complaining about how stocks are losing, that is when to invest. Also best to just invest in the S&P 500 than individual stocks. Also consider getting a whole life insurance policy with IUL that is invested in the market. I do this now without investing otherwise. I have a small 401K my work forces and past stock and IRA investments made. I don't know all the words for the whole life plan but youtuber Donnell Stidhem (sp?) is a good person who understands this and also gives free consultations. I've actually met with him and he doesn't force you to sign up with him or do anything. However if you really want to change your life I would buy businesses even ones that allow you to be mostly passive (get ones with seller financing, great profit returns), invest in multifamily buildings (again use leverage, don't place all your money to own free and clear), become a lender (consider being a "gator" for others purchasing investment properties or businesses). I'd do all 3 and still open the life insurance policy which in 10-20 years you can borrow 6 figures from yearly but never run out of money. I am not a financial planner and this is not financial advice. I'm just on my own wealth journey/work to protect my money. I've carefully sourced properties and instead have had things like 200% returns. I own businesses I started and now will only start a business as a way to raise funds but prefer to find businesses with a proven track record that either line up with my current trajectory or are safe and profitable. For instance I have a film production business. I look at businesses like digital marketing or film distribution which go hand in hand. Or I look for laundromats, car washes, auto repair shops, especiallu when they have decades of history.

Lend it to people like me. I buy and hold rental real estate using private money from people just like you.

Invest into index funds like VTSAX (from Vanguard) if you want to invest long term. Don’t buy individual stocks unless you know what you’re doing. Also, max out your retirement accounts for the year for the tax advantages and try to contribute as much as you can towards them every year. Remember putting money on retirement accounts is the first step, but you also have to invest the money in them as a second step for it to grow

Yes, all old info. Plus there are medical bills for that unexpected cancer, companies close and retirement accounts in zero, employees screwed, .... 50/30/20 not realistic for the majority of families

These ridiculously high retirement numbers in the millions are ridiculous. No one is supposed to die with all their money intact and be living off the interest. You spend down the principal instead and enjoy your hard work from earlier years.

@@Steve65065 If you want to die with zero, that's fine, but not everybody wants to go that route.

You just described 95% of personal finance influencers. Also, she's said many times that the info. isn't new. She's just delivering it in a way that's easy to digest and apply to one's situation, which is why her content is so popular. Also, $25 million is *her* F-you number. No one's saying that *you* need $25 mill to retire.

Yep, $500,000 is a good number, invested of course. $25 mil is BS

Living expenses first

I feel one Of the greatest challenges that we first timers face in the ma rket is that we end up losing all we have,making it difficult to find ourselves back to our feet. My biggest advice is to always seek the services of a professional just like I did when I ventured into it for the first time. Big thanks to Larysa Caba. I now make huge profits by weekly through her services while still learning to stand on my own.

I think she trades for everyone I meet. I met her twice at a meeting in Germany and after her lectures from Ella I had to personally ask her to be my financial advisor. she is definitely good.

I have never seen a trader as open and transparent as Larysa Caba with her clients. The way she decides to make a profit for her clients. she allows you to express your fears and she still rests your fears and that is my respect. I don't normally comment on videos, but this word should be included. she is really cool.

I just looked up her name online. she is licensed with credible certificates and has an amazing track record. Thank you for the message.

I definitely will like to know more.

She was interrupted

S.T.R.I.P.

I figured it out. 2 handle is a term for an interest rate in the 2 range meaning between 2.0 and 2.999. 7 handle is between 7.0 and 7.999. This term is a general categorization which disregards the numbers after the decimal.

I feel you. I listen to her saying she'll retire when she's 40 and I'm realising in less than 5 years I'll be 40. I can't imagine retiring at that age. There's only an small % that can do that.

Invest $10 and let compound interest do its thing. If you can double that $10 consecutively for the next 20 years: 10(2)^20=10.4 million. Perspective is everything. Yes, you're poor now, but you can leverage time and discipline to make $.

That’s your achievement it seems and happy with it.😅

Invest first, then create a savings when you're ready to retire.

Welcome ladies and gentlemen to the worst comment on RU-vid. Do not take investing advice as in specifically what to invest in from RU-vid.

Yeah but almost all of them do have simple ways of making money.... but the majority of people not at all!!!

You should probably look for the creator that has gone through that situation. (Family, full time, and youtube) Her principles are doable, but most won't get her results. The reality is it will take at least 3-5 years to get the ball really rolling, especially if you are raising kids and have a full time job. (I am speaking from personal experience here)

@@BorderlessCommerce You do know the results is the point for many watching her right? All the other stuff matters little if the outcome is a mess IMO. So no it can never happen especially with a full time job and kids!!!! Most people I know with young kids are not making 100K+ yet those I know who are don't have kids soooooo....

@@donaldlyons17 Yeah, click baity, but there are creators out there that show REALISTIC progress and expectations. Suggest you follow those. An example is Think Media (Sean) He has gone through the real grind for years before making it. None of that silly, get my results after 1 year mess that is super unrealistic. I have 2 kids of my own, been doing the youtube and full time job thing for about 2-3 years. In about another 2-3 years if it keeps going at this rate or better, I can definitely see myself in a way better position. Alot of these creators sometimes hide or dont clearly explain what it really takes for realistic cases. Your stage in life if you are single with no responsibilities is very different than when you have a family where you cant take too big of a risk that can destroy your finances unlike when you are single.

Huh

It's summed up, it's not telling to starve and sell the dog.

@@imanaazeez that’s Suze Ormand.

​@@mollygiovanna1095 No, I never listened to her. I actually took financial University, have his podcast and 2 of his books

With all due respect some of them are influencers due to not creating any real content. I’m not calling a girl who only posts pretty pictures and ads gained from those pretty pictures a “content creator” sorry if that’s “cringe” to you😂😂😂