The value this woman shares with the world for free, just to show us the way and help us all out in our personal journey... all I can say is I am immensely grateful!! 💖 all the best. Greetings from Venezuela.
This is what they should teaching us in high school! smh its sad i've learned more form people off the internet then i did in school about real life things that will help me grow, thank you!!
The only thing that's changed in the school system is the blackboard is now a whiteboard... the curriculum is the same and that makes no sense since technology has changed the world.
I'm done with K-Pop. I'm done with kdrama. I'm done daydreaming. I should use those time to increase my knowledge and educate myself. Thank you. I coming back into reality.
Same here, but I'm gonna come back to it one day when I'm financially stable laying in my villa expensive couch watching "crash landing on you" in my very expensive laptop and eating expensive snacks😈let's all work hard!
Dm I have a offer with which many young students and young people becoming millionaire very genuine work great career opportunity and have financial freedom dm me at opportunities741 or drop your contact number
Life has different seasons and it's important to know what season you're in and remember that each season will pass... just make the most of it and know it's temporary.
@@TatianaJames yes! Also, not everything in nature blooms all the time. Life is a spiral and sometimes square 256 feels like square one only because it's parallel to the beginning of the spiral. But look how many times you've gone around and collected knowledge, experience, resources, etc. If you're too overwhelmed, first simply pause, breathe, tell yourself you are worthy, and take stock of your gratitude/blessings. THEN think about the NEXT step to reach and overall goal and remember that next step and the next and the next are what will lead you to your goal. Repeat as necessary and remember happiness is a state of being, not a journey 😊 *steps off pedestal*
You're the only person that I saw on internet talking about how to manage money and don't say "Let's say you make 60k a year". You've said "Let's say your income is $1000" that's much more realistic than 60k a year (for me personaly, living in Europe with average salary of $550-$600)
@@CollosalTrollge Yeah when your next door country is Greece and you live in a small Balkan country like Serbia or Bulgaria, yes it seems easy to "travel all the time", that's like me going on a weekend to Quebec from Ontario lol
Thank you so much for this video. I’m in my 40’s and freshly single again, and literally walked away free and happy to do it. My life and livelihood was completely co dependant, so now I am starting fresh. I took nothing but myself and my freedom and dignity, with about $4000 in the bank, no credit cards. Never even had my own credit card, rrsp’s no savings; starting at square 1 😊 Sorry for the long message! 😳. I just wanted to thank you so much, your clear and easy to follow and understand presentation was wonderful to me. I’m looking forward to checking out your channel, I don’t subscribe to many especially when it comes to financial things. Thanks again! Kellyann
I am 14 year old girl from Europe. I just wanted to say thank you because you teach stuff like this that i don't really learn at school. I wanna start affiliate marketing cus i have free time and i want to start learning now at this young age so my future self never struggle with money. You are really helping me and i think more teenagers should know how to do more online jobs cus u know u can live with ur parents and save money. Thank you for keeping your explanation simple so everyone can understand even a 14 year-olds. Keep going ❤
I take 300 from my checks now 300 out of 495$ weekly and the rest that is left is for my food. Gooooood heeelpp meeeeeeee. My mind wants moore and I can do iiit. I'm living with my parents and I have literally 10,000 saved up maaaan. I go for it. I don't stop I can't stop.
It's nice that you've been able to amass a nest egg like that, but at some point, you're going to need to stop mooching off your parents and go out and live your own life. Do you think it's fair that you're taking from your parents' future? Because that is absolutely what you're doing by taking their resources so that you can hoard for your own future.
@@lilybethsmith You sound so salty they are her PARENTS. You clearly never received financial support from your parents and are bitter/envious of others who do. You don't know her story so stop assuming she is "taking away from their future"
I loved this video. I’m currently sitting at work, it’s my last day before being laid off. I’m going to follow this exactly, and I’ll let you know when I’m financially free 😁 super excited for this process!!
I'm happy that you enjoyed the video :) Just a reminder that this is what I WOULD do based on my skills and experience. This video is meant to give ideas but not a specific action plan... I think you should tailor your action plan to your personal situation.
Currently sitting at my job reading our emails about how my company is going to cut employees by 30-40% because of the virus. I'm fairly new to the company so I'll be the first to go. Thankfully, my boyfriend and I have been getting our finances together so I potentially could leave my job and use my time more wisely. We have become much more money conscious. We are also working on increasing our income through different avenues such as RU-vid and website building. This video is what I needed to hear! Thank you so so much for sharing!
that's when you would move to step 3 and get a side hustle going.....Even if that means going to bed late and getting up earlier. Sometimes you got to do what you got to do, but in the end it will be worth it...
@@down-the-rabbit-hole Disabled people sometimes can't do anything as a side hustle. Sacrificing sleep is okay for people who won't fall asleep at the wheel of a car or at a dangerous machine at work. Sometimes there's nothing someone can do to help themselves and they have prescription and medical equipment costs that far exceed their disability income so they end up homeless.
Learn how to do your own nails, you’ll save a whole lot of money! The amount of acrylic you get for 15$ will last you a year depending on how often you do them and how long you do them, plus it’s more sanitary.
Get all the colors u want at Christmas time in like a $5 pack it lasts u years and years and just do them urself I mean obviously fake nails are nicer but you can get them later on
What I actually do is budget my money first and make sure that the large portion will go to my savings account. I don't give high percentage spending to activities/stuff that are not important for me but once in a while, I reward myself for achieving my goal because I need that also :)
@x xx fulfilled by Amazon.. Means that amzon will packing and send it to customers.. You just need to send them your products and make a product description
ok....The fact that you're asking this is...............well........... concerning on a few levels so.. i'm not trying to be insulting, i'm just saying THE QUALITY OF A QUESTION can usually determine where the person is at so.. if someone tells me they want to learn to drive and they are passionate about it then says "What is a steering wheel" Ya Know ? it means they shouldn't be behind a car so.. we have that Now to answer your questions STOCKS how to buy them (this is equivalent to... what is a steering wheel) ANSWER : 1. Go to your bank, Open and investment account and talk them about trading local shares, Later you can do international if you like, but focus on local first that's getting your foot in the door and making a first step 2. You're now going to want to learn about how to invest in shares and your'e going to come across 3 basic things a) C.F.D. (contract for Difference) Shares b) SHARES for growth , that you keep and sell at a later date c) SHARES FOR DIVIDENDS, that you buy purely for the dividend income so you have to do that research, I've told you how to buy them YOU NEED TO FIGURE OUT.......WHICH ONE'S TO BUY next question WHAT PRODUCTS TO SELL WHEN DROPSHIPPING (Amazon or otherwise) again (what is a steering wheel) Mate, clearly , ..... even if i give you an answer (which i will) you're going to lose money You know why TO DO THIS .... YOU NEED IDEAS ALL THE TIME now.. if you're asking WHICH PRODUCTS , then.. this means you have no ideas so... 1. LEARN TO HAVE IDEAS AND HOW TO GENERATE IDEAS 2. LEARN HOW TO TEST THE VIABILITY OF A PRODUCT so... how can i answer your question when there are literally millions of products out there OK, THE ANSWER IS Sell products that are , High profit (30% or greater), Have a target audience that is not too demanding, have a product that doesn't have multiple moving parts and a high likelihood of failure , hence returns, this will ensure minimal customer interaction and won't waste your time, then you have to pick a niche keyword for that product THAT HAS LOW COMPETITION so your adwords campaign cost will be minimal, also have the item weigh less than 15Kg so as to make shipping easier in a nuthsell , there is a shit load of information to absord in order to answer that question but, in an ideal world..... High Profit product, that has Low competition keywords, that is a quality product, that won't generally break down and sell to a target audience that won't give you headaches so examples.... let's compare You're selling a grandfather clock vs a Pair of Air Jordan Shoes The clock has moving parts that could be damaged in transit, the shoes will probably be fine. the clock weighs more than 15 Kg so.. higher shipping costs, The shoes weigh fuck all lets compare Air Jordan Shoes vs Iphone ok.. so.... The shoes, when delivered might not fit the person because sizes are not constant, so.. you'll get a return The iphone has the disadvatage of being an electronic device but in this scenario, the Iphone wins because realistically, if it's packaged properly, it'll arrive intact without drama you can't say, my iphone doesn't fit, but you can say the shoes don't so that gives you a few ideas the bottom line is FIND A PRODUCT THAT YOU CAN SELL FOR MAXIMUM PROFIT THAT IS GOING TO BE A FUCKING HEADACHE AND LOSE YOUR MONEY BUT AGAIN.. Given your answer, i really think you need to go back to the drawing board
oh, also almost forgot you need to be aware that DIVIDENDS are not guaranteed The stock owner DOES NOT HAVE TO PAY A DIVIDEND EVERY QUARTER if the company does bad YOU DON'T GET PAID if you want another option, a better option Research REIT's (Real Estate Investment Trust)
@@martinkuliza I love that you took the time to share your knowledge with the original commenter, even though you did not judge the quality of their questions favorably. I think your knowledge and generosity will take you far in life. :)
Not sure how a person like you got to be so caring and seemingly empathically understanding when dealing with your audience, however you've got it! Amazing because you certainly don't fit the sterotype, good on you and your soul.
Why would they teach anything of value that would mean the rich kid's would have to try and would have there special right that they think belongs to them gone. Who is going to be there slaves.
Shouldn't be. Because if everyone is good at their spendings, businesses will be closed due to no making profits which would lead to economic depression. You won't want that to happen.
When the student is ready... wow! Currently, on track writing for Kindle. Already have some books up, but still learning from mistakes. Loved this video!!
I’m 31 it’s my goal to be a millionaire before im 35. Doing courses on digital marketing and got the capital and drive for it now Your an inspiration Tatiana
I live very simply. Not expensive at all. BUT I need more income so I can breathe easier. I feel like I am always hustling for the future months when they will be dry. I am excellent with budgets and finances. Thanks for this video!
you forget the fact that some people are paid the minimum wage, when the living expenses are way higher. so even if they don't spend money unnecessarily, all their money goes to rent, bills, food, transport.
Exactly and unfortunately the Poor are the most marginalized ie; are illiterate, have no Money management skills, and doing what she says sounds very unattainable for most people living paycheck to paycheck working multiple jobs and where is the time to learn and better yourself.
OMG this was such a great video, Tatiana!! Absolutely love your dedication to financial freedom and will definitely start implementing the steps you described today itself. I am 23 now and my goal is to become a multimillionaire by 30. Watching this video really reawakened that fire in me, so thank you so much for making it!! I am currently working two jobs and tracking down my income every week, but still need to work on lowering my expenses and saving 10% of everything I earn. But having such clear guidelines on how to do it really helps!
We’ve loved the secret to the millionaire mind concept 10% Goes to God first 10% goes into savings 10% goes to investing 10% goes to travel 10% goes to education 10% goes to a play account 40% of our income goes to our expenses
I've been a stay at home mom for 5 years now and helped start my husbands business. Now it's time for my little venture. Your videos are very helpful!!
1:15? > Living pay check to pay check means not being able to spend any part OF the check on any luxuries but only having the means financially to ONLY pay one's > bills.
What I like about Tatiana's videos is that she seems to genuinely care about the people she makes them for. In an era where most Amazon/Make Money gurus are all about convincing you that a Lamborghini is just one easy Amazon listing away, she is a breath of fresh air.
This is the kind of content that needs to be taught in schools! This is why a lot of people are living pay check to pay check. Addicted to your channel so thank you 🥰
That's ok! When I was 24 years old and straight out of college, I had $500 in my bank account. At 44 years old I was worth $1 Million (where $700k was liquid money). As long as you work on it, the likelihood that it will happen is pretty high. Just start!
Right don't compare. Her situation may have been very different. If you live with parents or someone who foots the big bills then it's easier to save and invest. If you have to go it alone it may take a little more time. U do you...💪
I'm 47 something i've learned in life is this... DO NOT COMPARE YOURSELF TO OTHERS, it's a huge mistake Your circumstances are different to her's Why should you feel like shit just because she was a millionare at 24 vs your 24 so.. what you're saying is..... in order to not feel like shit, everyone should be a millionaire by the age of 24 OR... they are a loser if they are not THAT'S NOT RIGHT we are all different, you can't just put it out there like that and you shouldn't compare yourself to others WHAT YOU SHOULD DO IS.................... COMPARE YOURSELF TO YOURSELF AT A PREVIOUS TIME AND SEE IF YOU'RE MADE PROGRESS AND HOW MUCH that's a better way to do it as an example... bill gates made his first BILLION by 23 years old so.. should you now feel even worse or.. even better, should she feel like shit because she only has a million haha see how that works ?
Albert, .. heads up You are crying for deeper reasons. Implementing this is not going to give you a solution that results in you not crying again, do you understand me ? Your problem is bigger than implementing this if you implement this , you are then going to cry more later on because it's going to be "another thing that didn't work and you put your effort and heart into it , but IT NEVER SEEMS TO WORK" that's what's going to happen you need to ask yourself 2 questions 1. Why am i crying 2. Why am i where i am in life at the moment that's where you start. Your problem is not solved by more money , trust me on that
Beautifully explained. Really like that you use as a example a small £1000 salary and not a huge one. In this way ppl with small salary can feel empowered and have the courage and knowledge to start archiving. Thank you 🙏♥️
When you got towards the end of the video, I honestly truly felt myself be in the position of what you described as “build a legacy, be the 1st in your family to do that etc”and I teared up. Cause I feel it in my bones it should be how I end up living. I’m so scared by have a hope that if I start working towards a business it will work out
Yes, your most valuable asset if your knowledge, I went broke twice and come back and although it strengths you because of the experience, it's the experience that can have a physiological effect on you. You don't bounce back immediately there is a period of time you feel like shit and can't get out of bed. This can get you down so much some people never come out of it and suffer from depression. I think it effects males more being the bread winner the impact is far greater thinking your a failure and can't support your family. Very real issue today. Unless you been through it then you can speak from experience. It's a complete emotional roller coaster. But it makes you stronger.
Ng Gavin so true. I had a baby 2 years ago, was laid off, husband left us all in the course of 2 months. I still thought I could do it without help. I ate through my savings.... lost my apartment... 6 months went by and I couldn’t find a job. By this time I was behind on bills and only paying my car note. I couldn’t find a stable job and had to get to a place where I had to put away my pride and get on assistance and start asking family for help to make sure at least my son would be good. That feeling of not having a real support system and not being able to provide really took a toll on me. Now that I’ve been working since New Years, I’m still struggling emotionally and rebuilding myself. That really put things in perspective
@@laurenrosario5702 Although I love Tatian's videos, this video is just theory. Unless you live it, unless you go broke, then you know how hard it can be to get yourself out of this state of mind. When you see homeless people on the street, some of them were very successful at one point but now there homeless. How can that be?. Some people never recover mentally. We shouldn't judge them, it can happen to anyone. Mental health is a big issue for all of us.
@@NgGavin lived it for 25 years..speak from experience, my friend. Struggling to recover, lost custody of two children, was homeless 15 years ago with my son and pregnant with my daughter, lack of family support and antagonistc family members and fathers of both my children, living in HUD housing for years..you spoke THE TRUTH😳! You know the deal! Educated with a Masters degree living in crappy Mississippi. No car and got alot of determination but stuck where I live and want better for myself and my daughter who is still a minor. Legacy is everything to me now!! With what is going on, I am a firm believer in helping those who are down and out. I am a supportive person but have not been supported. Caring but not been cared for and want to alleviate as much suffering as possible. Thank you for your humanity ❤️ and compassionate insight. You are remarkable as the Lauren💞💞. Be well and may good follow you guys to the end of time.
This is the best advice EVER! I'm a terminally ill single mom. When I worked I was a welder and welding inspector. I put away 25-35% of my paychecks. When I got sick, and I was waiting 4 YEARS on disability to kick in.... I could cash out one account and me and my daughter had that to live off for those 4 years. Yes, 4 years. If I didn't have that money saved my life would have went to total shambles. My daughter didn't feel much difference between the 2 situations. It was the smartest thing I ever did. I also have more put away for her future. This chick has it together! It takes self discipline to dig up out of a hole, but its possible! I'm better enough for right now I can start some side hustle possibly soon that works around my disability.
I've never seen a more realistic discussion on money...super educational...I'm 28 and super broke...agree for not hustling as much as I should....but gaining knowledge nevertheless to end my crisis. Thank you so much for being so honest....godspeed ❤
Very informative Tatiana! I am a single mom of two. Rebuilding my life, worked in Corp, became stay at home mom. Now back to work on sales. Slow moving, glad I watched your video!
Always pay yourself first. A great lesson from Rich Dad Poor Dad. I agree with this reminder. Thanks Tatiana. Always a pleasure listening and learning from your post! :)
I'm not even having luxury ! (Not doing my nails , rejecting invitations to go out , not buying new clothes ...ect...) I'm doing my best , studying and working in the same time ... But once I get my last diploma I'll go to my next step ! This is very helpful , specially that I'm trying to get a better job and save more to start my own business!!
Maroua Bouhafs is hard you could try to buy new clothes at a cheaper price. About doing your nails your manicurist could question why you hadn’t show up in a longer time but it will depends how financially stable you are. If your manicurist runs an e-commerce business for example maybe go for it and sell products online.
My mother was wealthy but you wouldn't know it. She did days work and catered parties. Never took a vacation longer than a weekend. She came from a very small area in SC to NY, at age 16 with child. She had a at best fourth grade education. When she became 24 she owned her first house. 26 years later I came along and she had owned 4 homes all two family. I do mean owned outright. All my childhood I went to private school and most of the other children's parents had banked owned homes. When I became 30~ish I inherited almost $250k plus two homes. I invested in the stock market and a small indie beer company. I held on to some money for years made improvements to the house mom and I lived in. Later lost my good paying job and then had a car accident which almost made me paralyzed. Medical bills and bad investing left me broke. I've been broke now for 10 years. Well I should say I'm surviving. I went back to college and have no credit cards. The only long term debt I have is $30k student loan. I have inherited some land but find it difficult to sell it because it is entwined with other relatives. Once I sell off these plots I should recoup about $250k. Pay off my loan and live more comfortably.
Me thinking your most valuable assets were your friends and family. I'm just some cheesy 16 year old. When I turn 21, I aim to be a millionaire like u. I hope I'll remember this comment and come back to thank you for the tips :)
This video is more like "If I Were MIDDLE CLASS... This is what I'd do". Only found this video, because RU-vid kept obnoxiously pushing this in my recommended list. Like girl, I can't even afford all the luxuries you're telling me that I shouldn't be splurging on. Broke people can't afford to get their nails done, go out to eat, or go out to movies. Girl's never known what it's truly like to struggle. All of the info in this video is common sense, and stuff I already know.
Broke and poor are 2 different things. Making 1k a month is poor in most places however you can make 6 figures and still be broke because you have no assets or savings and living above your means
Thank you so much for this breakdown! I was just diagnosed with Leukemia, can’t work for a year or even drive but know working from home is something that can help me to make money and get out of debt and off of disability because it just isn’t enough! Thank you for taking the time to spread this knowledge!
You hooked me with "pay yourself first".....by applying that one principle this year i have completely improved my financial standing. I recommend everyone read "The Richest Man in Babylon". Your video was awesome. Thank you so much
Excellent business advise 👍! Well done 👍! I just subscribed, and I want my daughters and I to work through your videos at our weekly business meetings!
I found myself watching this video... and I just thought to myself: “I love you!” 😍 you’re crazy good with this info and I appreciate it ! Keep being you bossbabe! ❤️
It’s a great advice, but not easy to achieve if you’re a single parent with one income only and unable to do ubering or night job or invest in anything. Do you have an advice for ppl in this situation?
Can the whole selling on Amazon process and business be simpler for someone who isn't trying to make a boat load of money or become a millionaire? I'm willing to put in all the work necessary to make money but I'd be perfectly okay with 5-10k a month. Is this whole process simpler like that?
Absolutely! If you want to just make a couple thousand per month the amount of effort you'll need to put into the business will be significantly less than the amount of effort you'll need to put into a business you want to grow to multi-million dollars.
ps. my favorite part of the video was when you mentioned your mom. It was a very personal touch which I appreciated it. We watch videos on how to make money/lifestyle but we never mention parents. the ones we're doing this for or kids... Anyway, another amazing video with super helpful information.
dividends payout quarterly I have only heard a few dividends paying stocks that payout monthly. What do you think about Shopify dropshipping or wholesaling real estate?
I really needed to hear this. This randomly showed up on my recommendations and I am always going through financial struggle I always overspend on everything she said in this video. I started a blog recently and got a job so I’ll be taking this advice thank you so much ❤️
This is a great video. It really gives people a good idea how to start from step one. I also loved that you mention the skills you have are your biggest assets. This is so true! People should really be investing their time into developing high income skills.
I believe that we are our best investment... if we invest in ourselves we will earn more because YOUR income depends on YOU and to increase YOUR income you must improve YOURSELF. We can't expect to get paid more or earn more unless we're able to develop our skill set and contribute more to the marketplace.
My money management skills as a 15 year old are far more better than the adults that surround me! I'm saving until it's time for me to invest. If I need it, I'll get it. If I don't than it stays where it is, I'm going to start seeing if I can sell clothes & appliances and stuff online. When I get 16 I'm getting a job to start budgeting and saving. I want to invest in stock and real estate when I turn 18. When I save for my new phone(necessity) I'm going to start a RU-vid Channel. After I invest in R.E and stock I wanna get other streams of incomes... I'm gonna do my research on different streams of income and go figure out them. ***I do want a trustworthy business partner but it's kind of difficult to find teens in my area who are on the same path I am on But these RU-vid Channels really help me and I'm gonna continue to further my knowledge though🙌
Omg you’re so amazing!!! Thank you for your beautiful soul helping people who are completely clueless! What do you do if your currently unemployed? Just skip to amazon publishing/affiliate marketing? Thanks! Love your content. I plan to do publishing to support my struggling business since I already have a brand I just need to grow it! I have very little followers and can’t wait to help change the world!
I m not even getting my nails done or hair . I have a master degree and I still didn't find work and when I did it wasn't in my field was in a total different field and pays bad here in Europe. I moved in Italy so I was making 800 a month. Now I m in Uk I have a baby and living with my partner. Have to take working life from beginning as in uk should be alot more possibly. Meanwhile I want to try make some money online
Just a idea for you to earn more money...maybe you can make a RU-vid channel with your knowledge. Getting a master means you are really knowledgeable in that field which will means audience will trust you more than others even when your vd quality are a bit lower than others
I've said it once, I'll say it again, you are absolutely gorgeous because something within you just oozes this honest, sweet, giving, "I want to help you" mentality. I love that you are so knowledgeable and I can really relate. I am an entrepreneur too. I have come up with so many ideas in my life and started two businesses (not at the same time), but I had to shut them down due to LIFE... it just got in the way. But I promised myself I WILL have my own business someday and I think this is it! I really do! And I am so excited to get started but it's taking what I like to call "Stepping Stones" love this vid btw!!
Crazy valid statement! "The most valuable asset I have is the knowledge and the experience I've acquired in order to earn that amount of money. ..... I can use my knowledge to start again." So inspiring to get up and run-- GBU Tatiana!
I currently blame student life. xD If it continues after having two fully employed adults in a household with no children, then I feel some extra investigation might be mandatory. Haha. However, I love this advice. I am an adult student, fantastically blessed with a partner who works full time so that I may complete my degree as soon as possible. The same students that complain they have no money for food or class supplies are the ones who got a student loan payment and bought a new game system, went on vacation, or are at the bar with their friends every single evening. Then when they ask how to not be broke all the time, they don't want to believe that the answer is to stop spending their money on drinking, smoking, toking, or Taco Bell. Also, I have to add that I love the fact that you think ahead like this. Not only do you know it is a possibility, you have a plan for that possibility instead of just ignoring what could potentially be a life ruining issue.
Good advice - and that's what I have decided to do in 2020. I would love to move into a new house, I have two mortgages and I realise I have all this property debt ... it is time to break free.
I'm in a pickle. I'm trying to learn as much as I can from videos like this. I'm in a state of emergency where I need more than $3,000 to deal with Immigration fees by the end of this month. I was hoping the Immigration issue would be something I could prepare for in 3 months, but they sent me a letter with instructions that now changed the amount of time I thought I would have. The stress is suffocating me. My income depends on carpentry work I do for clients and right now 2 clients are indecisive on what they want, so no money for me meanwhile. I truly appreciate videos like this. They are gold. Rich in advice and knowledge. Thank you for posting these videos!
Put up a GoFundMe and have friends and family spread it everywhere. Put some effort into writing a brief but emotionally appealing text for it and add pictures that show you are a kind-hearted, hard-working person (if this is for you, if not then for whatever person is affected by it most). Sometimes it's good to ask for help, especially for an emergency like this. I'll donate for one, if you post a link.
