Taking my Property and Casualty exam in Ohio tomorrow. I have to say that after going through all of training on AD Banker and barely passing my comprehensive test I made my way to you. After just one of your videos, things clicked. I've been telling everyone in my training groups to make sure they check out your videos because the way you break it down is awesome. I'm not someone who learns by just reading and having someone take the time to explain and teach the stuff I read makes a huge difference. I'm more confident after watching your stuff than I ever thought of being after all that reading. Keep up the good work, and Thank you!
@insuranceexamqueen Passed on the first try! I know without a doubt that if I hadn't come across your videos I would have totally bombed it. Thank you so much for taking the time to do this, you're amazing!
With your help and lots of studying i passed my exam today!!!! You do such a wonderful job in breaking down each section and you make it so much more understandable and ENJOYABLE!!! Much love dear. Thank you again
Your videos are so helpful. Currently studying for SC P+C exam. Definitely appreciate you taking out the time to help us. Take my exam Thursday. Wish me luck:)
Best of luck!! You've got this!!! My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should NOT be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 140 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, and I create a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class. PC Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All my Royal Treatment Class Series include a PC Basics Class. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples. Now, in most states you do not need to know Commercial Policies to be able to pass, but it’s great to have some working knowledge to secure points in that chapter. If you're taking personal lines, you don't need commercial at all and can skip this paragraph. If you’re in Alabama, you definitely need commercial as it’s 26% of your exam! Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies. For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. So in short, Get My Royal Treatment Class Series of Bronze, Silver, Gold and Platinum all come with 100 days access. Bronze is a Basic Review with 8 hours of class recordings. Silver is a Deeper Review with 14 hours of video. Gold has over 30 hours of the most in depth classes with a more intensive teaching of the topic, plus colorful student notes and practice questions. With Gold, you will also get access to Silver and Bronze! Browse my facebook group and see how many people site Gold as being the reason they passed! Platinum is Gold + the ability to talk to me daily as you study in Group Tutoring Telegram Group, it’s like having me on speed dial, plus you’ll get free tickets to all P&C Classes during your 100 Days Access. Additionally, there are over 30 extra hours of classes of unreleased exclusive content in the Platinum Membership. You can find everything here: www.insuranceexamqueen.com/ Any Live Classes and Games Nights with Peter Can be found here: www.insuranceexamqueen.com/liveclassschedule If you want One-On-One Tutoring you can book with Peter Here: www.insuranceexamqueen.com/1-1-booking/alllinestutoring/register If you need a Study Buddy, you can book with Angela the Ultimate Study Buddy here: calendly.com/ultimatestudybuddy Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
Absolutely, agree with everybody else that comments on literally all of your videos. They are extremely helpful. Easy to process, easy to pay attention and retain the information. I swear the course my prospective employer had me enroll in, is literally like reading an dictionary or a glossary of insurance definitions. All 40 hours of it, MAYBE a total of 2 out of 40 hours of short video clips . I must've stopped retaining the 92 pg section i just did somewhere about halfway through. Didn't do so well on the chapter quiz. I've now made it a habit to watch your videos, take some notes if need be, then go through the mandatory course. Aced the chapter. Thanks so much, I was starting to think this Insurance gig might not have been my cup of tea. But you have completely changed that thought, which is great cuz I really need this job. Thank you so so much Melissa. You rock, Stay Stellar :)
Just wanted to say thank you for your videos. I pass my General Lines - property & casualty in the state of Texas. you are supper amazing . wish you all the success in the world .
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
I have watching some of your videos to help me along and AD Banker and the “so-call” training at my job has not been beneficial 😔 I take my exam this Tuesday and I know my biggest struggle is going to be the Texas State Law but I do appreciate how you break everything down I can understand how everything works now. So thank you for taking the time to help everyone out that are trying to advance their careers and their lives ❤❤
You do such a WONDERFUL job at explaining these complicated insurance terms in basic English! Thank you SO much! Taking my CO L&H state exam next Thursday, wish me luck please!
Wishing you all the love and all the vibes to pass your exam ✨️ Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
Thank you so much for being amazing at what you do!! I have gained so much knowledge from these videos. Tomorrow is my exam and I am confident I will be going in there with my head held high knowing I CAN DO THIS thanks to you for encouraging me to keep at it and keep learning, even when it does not make sense, I've got this! You make these things so much easier to understand!
@@insuranceexamqueen I passed!!!! Tysm for your RU-vid video to watch before the exam, I played that on repeat probably a billion times on the way to the test site!
Hello! I am Melissa, the Insurance Exam Queen. Short answer: Get My Royal Treatment Class Series, they all cover the most tested topics across all the states. Bronze is a Basic Review, Silver is a deeper Review and Gold is the most in depth classes, plus student notes and questions: www.insuranceexamqueen.com/ Longer Answer: I have helped thousands of people pass their insurance licensing exam. Companies from United Healthcare to Hagerty have requested that I be their instructor for all their new hires in order to secure a pass as quickly as possible. During my years of working for them, and securing high pass rates, I was able to determine the quickest and fastest way to pass the exam. My method is to focus on the most tested topics, and knowing and understanding the most tested topics instead of memorizing practice exam questions. You should not be doing quizzes or practice exams very much and if you are- STOP. The questions in your course will not be the same questions on your exam. Knowing and understanding the material will serve you far better than multiple hours doing practice questions which is why my class series recordings make such a difference and why I have over 80 5-Star Reviews on my Google Business Page. My teaching style is very casual, I keep things simple, I use memorization techniques, I use a lot of charts and graphs as visuals to help you understand the material. Below, I have written up what is most important for your state exam, and where you should spend your time during your studies. Insurance terms and related concepts, and policy provisions and contract law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters. If you have already studied and failed these are most likely the chapters you need help on. For the types of property chapter, it can be really difficult to grab many points here, because the chapter is so large, a hundred pages worth of study, that trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is focus on dwelling, homeowners, and flood. Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. For types of casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on personal auto and commercial auto.nPersonal Auto is easier, so make that your focus. Memorize the parts of an auto policy, how to respond in an accident and definitions like split limit and per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on. Commercial Policies are inside both Types of Property and Types of Casualty. Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on. Lastly, you want to be really decent in state law. Most state exams will have this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series. Click here to access my Royal Treatment Class Series Options: www.insuranceexamqueen.com/ After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy My FaceBook Group is a great resource as well: facebook.com/groups/1082073882582049 My RU-vid Channel, Please make sure to subscribe: ru-vid.com/show-UC2-mT7QUl_jHYQRIaw0Ihpg You can access my Property and Casualty Notes Here: docs.google.com/document/d/1baXCPssWRMbt_0oTI5IcJMmTIrne7hD1OJsLhLrK8Ew/edit You can access free games to play to test your knowledge here: create.kahoot.it/profiles/e702b5f0-560e-4c2a-9c74-3327e0f6125d If any of my content has helped you at all, please leave a five-star review here: g.page/r/CZcozaK-XyddEAI/review
Hello Queen, I am so glad I found you on youtube :). I have failed my life and health exan 3 times. Like you metinoned I passed my quizzes and tests repeatedly, and I am seven questions away from passing. the last two times I scored the same score. I really could use your help :)
Hi! :) I just wanted to start out by thanking you for doing what you're doing! Your videos are SO helpful, and much appreciated. I am currently studying for my New Mexico P&C exam and am a bit lost. I was wondering if there were any videos that you might recommend for me to watch in order to be better prepared? Thank you again!
The major things to know are General Insurance, PC Basics, Dwelling, Homeowners and Auto. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators) Next up is State Law/Common to All lines, the more you can memorize for state law, the better you can secure a pass. This class teaches just General Insurance and P&C Basics in a 2 hour class recording: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics This class teaches General insurance and P&C Basics and goes into homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math I have a FREE dwelling lesson here on RU-vid: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-RMJBonh4qms.html I have a FREE Home and Auto lesson here: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-n5RRJh5mTL0.html I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording/ghsp8 I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class/ghsp8 This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording/ghsp8 This is my state law class: insuranceexamqueen.podia.com/insurance-regulations-state-law-1-5-hour-class-recording-all-lines-life-heath-and-pc/ghsp8 While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate/ghsp8 If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/a/ghsp8 Additionally, you can find free resources in my Facebook group here: facebook.com/groups/1082073882582049 And free videos on my RU-vid here:ru-vid.com/show-UC2-mT7QUl_jHYQRIaw0Ihpg Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
THANK YOUUUUUUU!!!!!!!!!!! Passed on my first time all because of you and hella studying!! Her explanations are amazing and helped me remember during exam ❤❤❤❤❤
Yes! Congrats!! If you used my material, free or paid, or got support here in the group, I would love a five-star review that mentions your state and your exam if you are able: g.page/r/CZcozaK-XyddEAI/review
😍 I appreciate that! Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
I teach all 4 exams, Property, Casualty, life and health. This is more on the PC side, but it can be in your General Insurance Chapter. What state are you in?
Do you have a weekly Zoom? I would love to chat with others in the learning process. There is a lot of info coming at us and the best way is to talk it through or teach.
I am so confused. What you're saying makes so much sense but examfx told me my answer was wrong on a metal roof question. They said it was minus depreciation.
Im studying for the P and C license and I take it this thursday, what video do you recommend for understanding the different type of homeowners policies? And how can you tell the difference within the math problems?
I am actually not familiar with the adjusters exam at all, but I have heard it is similar to the property and casualty exam. This is my recommendation for the California property and Casualty exam: In CA you want to focus on General Insurance and Personal Lines(Dwelling, Home, Auto, Flood and Umbrella) This class teaches just General Insurance in a 2 hour class recording: insuranceexamqueen.podia.com/p-c-general-insurance-terms-and-policy-provision-and-contract-law-pc-basics/ghsp8 This class teaches General insurance and goes into homeowners as well and it is 5 hours: insuranceexamqueen.podia.com/p-c-5-hour-class-general-terms-policy-provisions-homeowners-and-math/ghsp8 I have a dwelling lesson here on RU-vid: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-RMJBonh4qms.html I have a Home and Auto Lesson on RU-vid: ru-vid.com/video/%D0%B2%D0%B8%D0%B4%D0%B5%D0%BE-n5RRJh5mTL0.html I have a homeowners and dwelling lesson class recording available here: insuranceexamqueen.podia.com/pc-home-and-dwelling-class-recording/ghsp8 I have a flood and umbrella insurance class here: insuranceexamqueen.podia.com/pc-flood-and-umbrella-class/ghsp8 This is my auto class: insuranceexamqueen.podia.com/personal-auto-policy-2-hour-class-recording/ghsp8 While you can buy all of these classes individually, I also offer them all together bundled with any content that I have created for property and casualty, and if and when I teach new classes, all the recordings will be uploaded as part of this package too. So if you want as much help as you can, I would encourage you to buy the All Access package which would give you everything I listed above plus more: insuranceexamqueen.podia.com/all-access-property-casualty-personal-lines-exam-all-pc-pl-content-currently-created-165-if-sold-seperate/ghsp8 If you want to see ALL my stuff, you can check out the full listing here: insuranceexamqueen.podia.com/ Additionally, you can find free resources in my Facebook group here: facebook.com/groups/1082073882582049 And free videos on my RU-vid here:ru-vid.com/show-UC2-mT7QUl_jHYQRIaw0Ihpg Any Live PC Classes Hosted by the Insurance Exam Queen will be available to book here: calendly.com/insuranceexamqueen After watching the classes,if you still need help to further lock in the knowledge that you need to understand, memorize and retain, you can book one-on-one or group sessions with Angela the Ultimate Study Buddy here:calendly.com/ultimatestudybuddy
So I don't have adjuster's experience, and I don't teach adjusting content, but I have helped many adjusters pass. The reason is because much of the content is the same as property and casualty in that state. Also if you are not in the facebook study group yet, I highly suggest joining: facebook.com/groups/1082073882582049/ We have a lot of students in there who are testing for their adjusters exams which is why Angela Bryant our Study Buddy in the group and I join together and combine my highly acclaimed Gold class series and those adjusters specic tooics in a single course . With that said, check out NEW Property & Casualty + Adjuster GOLD Bundle! www.insuranceexamqueen.com/courses/gold-pc-adjuster-bundle
You won't be tested on that but, Insurance companies calculate “depreciation” by figuring out how old what was lost or damaged is, then reducing its value by a determined percentage for each year we had the lost or damaged item.
@@insuranceexamqueen Thank you. I have my test scheduled for next weekend. I am watching all your videos hoping it will help me pass. if not then I'll be back to purchase a Study plan with you.
Check out all my Free Resources including Games, my Study Group and Student notes here: www.insuranceexamqueen.com/free-insurance-exam-resources Go here, click on recommendations and then scroll to your state to see the most important topics for your exam: www.insuranceexamqueen.com/
