Investing that's BETTER than index funds?

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TIMECODES
0:00 - A way to invest BETTER than index funds?
1:00 - An overview of valuation
2:30 - What would an efficient market look like?
4:00 - The other routes you need to know about
5:46 - The lost decades when considering factors
8:32 - Why the are NOT right for everyone
REFERENCES & ACADEMIC DATA
The Cross-Section of Expected Stock Returns -
home.cerge-ei.cz/petrz/gdn/Fa...
On Persistence in Mutual Fund Performance -
papers.ssrn.com/sol3/papers.c...
The Other Side of Value: The Gross Profitability Premium - rnm.simon.rochester.edu/resear...
The Fiver Factor Model
papers.ssrn.com/sol3/papers.c...
blogs.cfainstitute.org/invest...
A BORING BUT IMPORTANT DISCLAIMER:
This channel provides information on general financial planning. It is for educational purposes only and does not constitute financial advice.
The information based is believed to be accurate and currently however should not be solely relied upon. Unless you take regulated financial advice only YOU are responsible for your own decisions therefore we cannot be responsible for any action or inaction you take. Please take advice specific to you before making any decisions. Principles Personal Finance is an educational channel and is not affiliated with my employer. As such views are stated are individual and should be seen as such.
Investment involves risks. The investment return and principal value of an investment may fluctuate so that an investor's portfolio, when redeemed, may be worth more or less than its original value. Past performance is no guarantee of future results. The information provided in this presentation has been compiled from sources believed to be reliable and current, but accuracy should be placed in the context of the underlying assumptions.
A WARNING
There are some scams on RU-vid where a profile image is copied and then used to promote cryptocurrency scams and all that nonsense. I will never, ever, contact you selling any investment product or service. I would never do that, I’m not allowed by regulation and it goes against the intention of this channel to educate and inform.

Опубликовано:

4 авг 2024

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Комментарии : 37

@Brucelanham845 28 дней назад

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Natalie Strayer.

@Jessecote875 27 дней назад

I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

@carolynvo7802 27 дней назад

The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

@Scottweeier846 27 дней назад

Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

@Rodriguezpaul-9 27 дней назад

I'm new at this, please how can I reach her?

@Nguyenvictory83 27 дней назад

After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery Glory to God shalom.

@philcrowley007 19 часов назад

I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG.

@ShelleyfromCali 19 часов назад

Great picks! I like XLK and SCHD equally!

@philcrowley007 19 часов назад

@@ShelleyfromCali thank you! Actually would it be silly to have both?

@ShelleyfromCali 19 часов назад

Not necessarily though there is a fair amount of overlap but that’s not necessarily a negative. Having a diverse portfolio is KEY; that being said my initial deposit of 90K has grown to over $650K in only just ten months :)

@Mhousley 19 часов назад

Congratulations!! I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market.

@ShelleyfromCali 19 часов назад

Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I’m invested in equity index funds, ETFs and various high-quality stocks and use a CFA. On average, she takes 10% of earnings, but using Lina Dineikiene's system makes it much more hands-off. I conservatively follow her recommendations and market entry and exit points, and tbh this has quite increased my prospects of making money.

@simonspencer3108 Месяц назад

Great production quality on this video and good content! Much appreciated!

@PrinciplesPersonalFinance Месяц назад

Thanks Simon, grateful for your kind words and thanks for watching!

@rabihah4119 Месяц назад

Great information as usual. Thank you! I have been dollar cost investing into a value tilt index fund for the last 5 years waiting patiently for the outperformance. I am convinced by the evidence provided by Dimensional Fund Advisor historical data. As I understand, the outperformance is more likely to happen when interests rate drop. Anyway, you still need a balanced portfolio to also include a market cap world index fund to make it through the tough times. I am holding on!

@PrinciplesPersonalFinance Месяц назад

That's interesting! Thanks for sharing. Value has started to revert to mean recently and as you say, it could be more consistent in this environment. (Although no guarantees of course!)

@simonnewman4240 Месяц назад

Thanks George great video ❤

@PrinciplesPersonalFinance Месяц назад

Thanks Simon, thanks for watching and your support! 🙌

@cps4144 Месяц назад

Hi George, I personally wouldn't go for factor investing as I don't trust myself to pick correctly. I'm happy to trade some gains for the comfort of broad market etfs😊

@PrinciplesPersonalFinance Месяц назад

Yes, in my view it's a strategy which needs careful consideration before jumping in. Thanks for watching.

@keith5663 Месяц назад

In retirement you want to protect against tail risk rather than going for extra growth using factors. The market has under performed for decades in the past, this is when factors can and have had a positive effect. The non-correlation of small and value with the index tends to produce higher growth when the portfolio is re-balanced than the sum of the individual factors held and the index. I believe this is called Modern Portfolio Theory

@stephendavies5632 22 дня назад

Any thoughts on using FSWD as a way of implementing this strategy? (ISHARES IV PLC EDGE MSCI WORLD MULTIFACTOR UCITS ETF (GBP) (FSWD))

@user-xu8mt3hw3b Месяц назад

The decision on where to invest depends heavily on the length of time you are investing for, my first goal is to be able to retire, and then put money in to long term investments, if I were 30 with a large portfolio I might consider this approach.

@cryptobond8650 Месяц назад

I took alternative route in 2019 and put Bitcoin to my SIPP (while it was still possible) after careful consideration. 9 more years to go until I can start withdrawing. Can't wait for that day to be honest :)

@simonspencer3108 Месяц назад

Wow! What a stressful decision! You must have nerves of steel!

@user-xu8mt3hw3b Месяц назад

Brave! Sell before the whales do, or it gets banned.

@petearmstrong2778 Месяц назад

A number of academic papers have indicated that to benefit from these tilts including size and value one really needs to hold for a minimum of 20 years. The problem, as you mentioned, is can an investor hold for that long without wanting to change. Most investors would prefer any easier option like an index after all chopping and changing will incur extra costs which will ensure lower returns.

@PrinciplesPersonalFinance Месяц назад

A very good point, implementation matters with this! Thanks for watching.